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LLaso Finance Card logo

Laso Finance Card

Updated: Jul 29, 2026

OriginalLaso Finance Card 是 Laso Finance 提供的非充值式加密预付虚拟卡。用户连接自托管钱包后，可使用 USDC、USDT 或 DAI 购买预先装载固定金额的 Visa 卡，无需上传身份证件、自拍或地址证明。当前产品包括美国卡、国际卡和加拿大加元卡，可用于线上购物；部分版本可添加至 Apple Pay、Google Pay 或 Samsung Pay，在支持感应支付的实体商户消费。
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

Laso Finance LLC is the operating entity for this product, responsible for wallet connection, stablecoin collection, card ordering, balance inquiry, refund processing, and customer support. The company is registered in the US and registered as a money services business with the Financial Crimes Enforcement Network of the US Treasury. Stablecoins are converted to USD through partner institutions and then loaded onto the prepaid card; Chainalysis is used for wallet and on-chain fund risk screening, and Fingerprint is used for device identification and abnormal account detection. The specific prepaid card issuing bank is not listed on the current product page.
Visit website Application page
Company / issuer
Laso Finance
Legal name
Laso Finance LLC
Registered region
United States (US)
Headquarters
Texas, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Laso Finance cards are not linked to a revolving account and cannot be topped up after issuance. Users first send stablecoins to a designated Laso address, and the platform converts them into USD or CAD through partner institutions, loading the funds onto a virtual prepaid card in a single transaction. Once the balance is used up, the card is no longer usable; to continue spending, a new card must be purchased. The Non-Reloadable U.S. card is for U.S. merchants, with issuance typically taking seconds, a minimum load of $5, and a maximum of $1,000. The Non-Reloadable International card is denominated in USD, usable at supported merchants worldwide, with a minimum load of $100 and a maximum of $1,000; orders are typically processed manually within 24 hours. The CAD Non-Reloadable card is denominated in CAD and is primarily for Canadian merchants. None of the versions offer a physical card or ATM cash withdrawal, and transactions involving financial institution top-ups, remittances, and other fund transfers are also restricted.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Laso US non-reloadable virtual card
Laso International non-reloadable virtual card
Laso CAD non-reloadable virtual card
Card formVirtual cardVirtual cardVirtual card
Fees
Monthly fee
Free
No monthly management or maintenance fee
Free
No monthly management or maintenance fee
Free
No monthly management or maintenance fee
Card issuance fee
Free
No card issuance fee at purchase
Free
Card issuance fee included in load fee
Free
No card issuance fee at purchase
ATM fee———
Foreign exchange fee
2%
Approximately 2% FX markup on non-USD transactions with the International card
2%
May apply to non-USD transactions
2%
May apply to non-CAD transactions.
Top-up fee
Free
No fee for initial load
3.8%
Charged once per load amount
Free
First top-up of the CAD card is free
Failed transaction fee
Free
No additional fee for declined transactions
Free
No additional fee for declined transactions
Free
No additional fee for declined transactions
Rewards
Cashback———
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit
1,000 USD
Subject to combined single-card balance limits
1,000 USD
Subject to combined single-card balance limits
1,000 USD
Subject to prepaid access rules
Monthly spending limit———
ATM withdrawal limit
0 USD
Cash withdrawal prohibited for this product
0 USD
Cash withdrawal prohibited for this product
0 USD
Cash withdrawal prohibited for this product
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

123
Bosnia & HerzegovinaBATajikistanTJSamoaWSPeruPEAntigua & BarbudaAGSurinameSRLaosLAMaldivesMVUnited StatesUSHaitiHTMoldovaMDTürkiyeTRColombiaCOBruneiBNItalyITEquatorial GuineaGQIcelandISCzechiaCZCentral African RepublicCFMongoliaMNSomaliaSOMicronesiaFMGuyanaGYPanamaPAMexicoMXNauruNRLatviaLVCanadaCAGuineaGNVanuatuVUCambodiaKHGermanyDELithuaniaLTPalauPWNorwayNOAustraliaAUSt. Vincent & GrenadinesVCJapanJPKiribatiKIIndonesiaIDBahamasBSHondurasHNCroatiaHRRomaniaROTongaTOSingaporeSGSouth KoreaKREthiopiaETLuxembourgLUTaiwanTWSouth SudanSSJamaicaJMAndorraADBulgariaBGMarshall IslandsMHFijiFJMonacoMCSlovakiaSKComorosKMChileCLAustriaATSerbiaRSAlbaniaALNicaraguaNIBhutanBTMontenegroMEBelgiumBELiechtensteinLINew ZealandNZHungaryHUGuatemalaGTKazakhstanKZKyrgyzstanKGSt. LuciaLCVatican CityVATrinidad & TobagoTTSudanSDDenmarkDKUruguayUYPapua New GuineaPGDominican RepublicDOBelizeBZTimor-LesteTLMaltaMTCosta RicaCRTurkmenistanTMSt. Kitts & NevisKNUzbekistanUZHong KongHKDjiboutiDJParaguayPYEcuadorECGrenadaGDSpainESArgentinaARSan MarinoSMCyprusCYNorth MacedoniaMKBarbadosBBPortugalPTEritreaERBangladeshBDEstoniaEEMalaysiaMYSri LankaLKNetherlandsNLDominicaDMVietnamVNTuvaluTVEl SalvadorSVSwitzerlandCHThailandTHSloveniaSIBrazilBRSwedenSEFinlandFILesothoLSBurundiBIBoliviaBOPhilippinesPHSolomon IslandsSBNepalNPTogoTG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

73
MoroccoMANorth KoreaKPMauritiusMULebanonLBMauritaniaMRMaliMLGreeceGRTunisiaTNPolandPLRussiaRUBahrainBHChinaCNSeychellesSCIraqIQMalawiMWAzerbaijanAZYemenYEGabonGACape VerdeCVLibyaLYIsraelILAngolaAOUnited Arab EmiratesAENamibiaNAKenyaKEBotswanaBWMadagascarMGCongo - KinshasaCDGhanaGHJordanJOOmanOMSenegalSNBelarusBYCameroonCMFranceFRMozambiqueMZPakistanPKKuwaitKWSouth AfricaZAEgyptEGZambiaZMQatarQAIndiaINUkraineUASaudi ArabiaSAGambiaGMLiberiaLRUgandaUGEswatiniSZIranIRGeorgiaGEIrelandIECôte d’IvoireCINigerNEVenezuelaVEMyanmar (Burma)MMZimbabweZWBurkina FasoBFSão Tomé & PríncipeSTAfghanistanAFAlgeriaDZTanzaniaTZGuinea-BissauGWArmeniaAMBeninBJUnited KingdomGBMacaoMOCubaCUChadTDRwandaRWSyriaSYSierra LeoneSLNigeriaNG
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：居民不可申请，网站将中国大陆列为不支持地区；已持国际卡只能在接受境外 Visa 的商户使用，不支持稳定绑定微信支付或支付宝。

2、香港：居民可连接钱包并申请国际非充值卡，无需上传身份证件；可用于国际线上商户，并可在移动钱包绑卡成功后进行线下感应付款。

3、澳门：居民不可申请，澳门被列入当前不支持地区；其他地区已发行的国际卡可在接受境外 Visa 的澳门商户使用。

4、台湾：居民可申请国际非充值卡，无需证件审核；可用于支持 Visa 预付卡的线上商户，并可尝试添加 Apple Pay 或 Google Pay。

Updated: Jul 29, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

No ID required

Review time / regional limits

No identity review required; on-chain funds and device risk are continuously monitored during use.

KYC provider

Not disclosed

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview13 scenarios
Supported9
Not supported4
UpdatedJul 29, 2026

Wallet payments

Alipay

Not supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 10, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Not supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Not supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Not supported

Jul 29, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
revive1911app_store★ 1 / 5

Laso Sucks

The App can not add funds to balance, can not withdraw neither
View original
MetClawtrustpilot★ 5 / 5

fast, effective site & helpful support team

easy to navigate site, fast experience, transfers arrive within minutes and the support team are very quick to resolve any issues. ideal solutions for people wanting to quickly move crypto funds or seamlessly spend gift cards/ via debit cards, using stablecoins.
Official reply
Wow, thank you MetClaw! That is truly appreciated. You hit on all the things we want to excel at: speed+ease of purchase, breadth of offerings, exceptional customer support. Love to hear it. Looking forward to getting more of your feedback when you see things we can improve.
View original
Tommrev1app_store★ 1 / 5

Huge scam

Wallet drainers beware!!!!
View original
JustAnswer Customertrustpilot★ 5 / 5

I have to do this again,They deserve it.

I have to do this again, review again. These people are amazing. If you've got to resort to this, which I do for various other reasons, this is the way to go and I have tried two others and they've been nothing but a pain in the ass and I lost money on quite a bit on one of them. I'm working and I need a card real quick. And. and run into a snag. And one of the employees saw it and fixed it right away. And And I went to Telegram and said thank you because I was wondering if that's really what happened and he said you're welcome. I mean you don't get service like that anymore.
Official reply
Wow, thank you so much! It is extra meaningful that you would take the time out to come and write a second review. That is truly appreciated and very impactful. Thanks for calling out the ability to ship bug fixes fast. Looking forward to making the service better so you never run into those snags in the first place. Thank you.
View original
D.Strustpilot★ 5 / 5

Top notch service & products

Top notch customer service. Reliable, repeatable and trustworthy products. Been using Laso for a few months now and their infrastructure keeps scaling without affecting customer satisfaction. I like the fact that besides their own updates and developments, they are open to hearing new ideas / criticisms and as a result implement changes that have a positive outcome for all. Very satisfied and highly recommended. Not easy to come across on this specific arena !
Official reply
Thank you DS! Love to hear that incorporating the feedback has been a positive signal. To tell the truth, getting actionable direction from users like you make our lives easier. Thank you for your support via review, as a user, and on the product side. It’s all truly appreciated.
View original
Giannis Pagkalostrustpilot★ 5 / 5

Great experience with Laso Finance over…

Great experience with Laso Finance over the last year! I use most of their services and am almost always completely satisfied. I had one small issue recently (which wasn't even their fault), but they went above and beyond to help me get my money back. Smooth, easy, and top-tier customer service. 5 stars!
Official reply
Thank you Giannis! We truly appreciate it. It's great to hear that we were able to make that right even when we made a mistake. Have a wonderful weekend.
View original
Petetrustpilot★ 5 / 5

Top service

Top service. Really nice user experience and great customer service
Official reply
Thank you Pete! I truly appreciate it. Love to hear that we are excelling on the customer service front.
View original
Osal Kingtrustpilot★ 5 / 5

Amazing service

Amazing service, used for 2 years now, never had a poor experience. Product offering may vary from time to time, but the team are always on it, always communicating, always assisting with real human support. Second to none. A++
Official reply
Thank you so much for your longterm support! Users like you make operating this business fun. I'm grateful for your support.
View original
noneedtoknowtrustpilot★ 5 / 5

Laso Finance is great

Laso Finance is great. Their support is top notch. I never had any issues with using card on POS terminal. They are one of the best compared to other players in the market. Fees are very minimal and in most cases zero.
Official reply
Thank you so much! That is truly appreciated. Great to hear regarding spendability, support, and for fees. All the main points of service that we want to hit. Thank you.
View original
Tomeu Capellatrustpilot★ 5 / 5

Lasso Finance stands out as a clean

Lasso Finance stands out as a clean, well‑thought‑out product for anyone who truly values privacy. It solves a real need in the space, combining solid functionality with a strong focus on protecting user data without unnecessary complexity. Their support team is responsive and knowledgeable, which makes a big difference in a sector where trust matters. Overall, Lasso Finance feels like an essential tool for privacy‑focused users who want reliability and peace of mind.
Official reply
Wow, thank you Tomeu! That is truly appreciated. You’ve hit on all the things we try to excel at. I have extreme gratitude for your support. Thank you.
View original

Risk factors

Updated: Jul 10, 2026

No risk factors are available