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Kontigo Card

Updated: Aug 14, 2026

Kontigo Card is an international virtual payment card offered by Kontigo to stablecoin users. The current version uses the Visa network, operates as a prepaid card and is funded primarily from the user's USDC balance in their Kontigo account. Intended for users in Latin America and emerging markets, it supports international online spending and mobile wallet payments and includes a spending cashback mechanism. Applications for the new Visa card reopened in 2026, but the service has recently experienced operational fluctuations involving card freezes, suspensions and restorations.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDC / BTC / ETH / BNB / SOL / XRP / ADA / LTC / BCH
Last updated
Aug 14, 2026

Official and company information

Issuer identity and company credentials

Kontigo is a stablecoin fintech company registered in Delaware, USA, with its principal business address in San Francisco, targeting emerging markets such as Latin America. It offers USDC wallets, digital asset deposits and withdrawals, transfers, cross-border payments, merchant acquiring APIs, yield products, and stablecoin payment card access. Its wallet may operate in self-custody mode, and some products may also rely on third-party custody, payment processing, and financial service partners.
Visit website Application page
Company / issuer
Kontigo
Legal name
Kontigo, Inc
Registered region
United States (US)
Headquarters
San Francisco, California, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Kontigo is a global digital-dollar account centred on USDC. Its wallet uses an MPC self-custody architecture and provides local-currency top-ups, crypto asset transfers, money transfers, and payment functions. Kontigo Card connects users' USDC balances to traditional card payment networks, allowing international merchant payments through Visa. The original Mastercard card programme was discontinued after its partnership with Rain ended in early 2026. Kontigo subsequently launched a new Visa virtual prepaid card in July 2026. The new card supports Google Pay and is publicly promoted as compatible with Apple Pay. The currently published spending limits for the new card are USD 500 per day, USD 5,000 per month, and a maximum of 12 transactions per day. Some users have recently experienced card freezes, temporary inability to unfreeze their cards, or pending activation, so actual availability is not fully stable.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Keytom virtual card
Keytom physical card
Card formVirtual cardVirtual card
Fees
Monthly fee
10 USDC
Charged monthly per activated card
10 USDC
Charged monthly per activated card
Card issuance fee
Free
Free issuance
50 USDC
Initial delivery fee
ATM fee
0.66 USDC
USD withdrawal 2%, non-USD withdrawal 3.35%, min 0.66 USDC
0.66 USD + 2%
USD withdrawal fee 2%, non-USD withdrawal fee 3.35%, min 0.66 USDC
Foreign exchange fee
2.35%
Non-USD card payment fee, min 0.66 USDC
0.66 USD + 2.35%
Non-USD card payment fee, min 0.66 USDC
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
Unlimited
No fixed daily limit; single transaction soft limit approx. 150,000 USD
Unlimited
No fixed daily limit; single transaction soft limit approx. 150,000 USD
Monthly spending limit
Unlimited
No fixed limit; no fixed limit on number of transactions
Unlimited
No fixed limit; no fixed limit on number of transactions
ATM withdrawal limit
3,000 USD
Daily 3,000 USD, monthly 10,000 USD, yearly 100,000 USD; contactless ATM only
3,000 USD
Daily 3,000 USD, monthly 10,000 USD, yearly 100,000 USD; 3 times per day, 30 times per month
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

118
MalawiMWMoldovaMDAntigua & BarbudaAGBangladeshBDNigeriaNGIcelandISPakistanPKLiberiaLROmanOMCongo - BrazzavilleCGNew ZealandNZUnited KingdomGBArgentinaAREritreaERSurinameSRMontenegroMECanadaCASt. LuciaLCPeruPEMauritiusMUMaldivesMVMalaysiaMYJapanJPSwitzerlandCHUnited StatesUSTuvaluTVMexicoMXQatarQABhutanBTKyrgyzstanKGGuatemalaGTBruneiBNMoroccoMANauruNRTaiwanTWUnited Arab EmiratesAEUruguayUYAustraliaAUIndonesiaIDNorwayNOMadagascarMGJordanJOZambiaZMChileCLVatican CityVAFijiFJBahrainBHPanamaPATogoTGDjiboutiDJEl SalvadorSVEcuadorECGuyanaGYDominicaDMGambiaGMEswatiniSZSt. Vincent & GrenadinesVCNigerNETongaTOBurundiBITajikistanTJSan MarinoSMTimor-LesteTLTunisiaTNSolomon IslandsSBSeychellesSCHondurasHNSri LankaLKLesothoLSKiribatiKITürkiyeTRMarshall IslandsMHSierra LeoneSLSt. Kitts & NevisKNLiechtensteinLISingaporeSGArmeniaAMMacaoMOTurkmenistanTMEgyptEGNamibiaNAThailandTHRwandaRWAndorraADAzerbaijanAZGrenadaGDAlgeriaDZTanzaniaTZCape VerdeCVBrazilBRSão Tomé & PríncipeSTGuineaGNSaudi ArabiaSAUzbekistanUZBelizeBZKazakhstanKZParaguayPYMozambiqueMZChadTDDominican RepublicDOColombiaCOPhilippinesPHIsraelILSouth KoreaKRHong KongHKNorth MacedoniaMKPalauPWIndiaINComorosKMGeorgiaGEGabonGABurkina FasoBFSudanSDSouth AfricaZAEquatorial GuineaGQCosta RicaCRBeninBJGuinea-BissauGW
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

79
YemenYEBelarusBYItalyITBarbadosBBSouth SudanSSLatviaLVAustriaATPolandPLKenyaKESomaliaSOCyprusCYCambodiaKHUgandaUGLuxembourgLUCroatiaHRSamoaWSMaliMLCubaCUSlovakiaSKPapua New GuineaPGBritish Virgin IslandsVGSwedenSEVenezuelaVELaosLAHungaryHUSloveniaSICameroonCMAngolaAOFranceFRCentral African RepublicCFZimbabweZWSpainESCôte d’IvoireCICzechiaCZAmerican SamoaASGermanyDEAlbaniaALGhanaGHBotswanaBWKuwaitKWBelgiumBEMonacoMCNepalNPEthiopiaETRussiaRUSyriaSYFinlandFIDenmarkDKIranIRMyanmar (Burma)MMAfghanistanAFSenegalSNVietnamVNIrelandIEBulgariaBGHaitiHTPortugalPTEstoniaEELithuaniaLTSerbiaRSUkraineUAMongoliaMNLebanonLBBoliviaBORomaniaROJamaicaJMMaltaMTNetherlandsNLBahamasBSNorth KoreaKPMauritaniaMRNicaraguaNIBosnia & HerzegovinaBAGreeceGRChinaCNIraqIQLibyaLYTrinidad & TobagoTTVanuatuVU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：未明确支持中国大陆居民申请，重点服务市场主要位于拉美、美国及西班牙。已持有的国际 Kontigo Card 理论上可在中国大陆部分支持境外银行卡的线上及线下商户使用，但微信支付、支付宝绑定及本地商户兼容性尚无充分官方验证。

2、香港：可申请；香港不在当前禁入名单，Keytom Visa卡可用于接受Visa的线上线下商户，实体卡配送及个别服务仍按地区资格审核。

3、澳门：可申请；澳门不在当前禁入名单，已发行Visa卡可在接受国际Visa的商户和ATM使用，实体卡配送仍按地区资格审核。

4、台湾：可申请；台湾不在当前禁入名单，已发行Visa卡可用于线上及线下Visa商户，实体卡配送与个别服务仍按地区资格审核。

Updated: Aug 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID / Residence permit

Review time / regional limits

Most users complete within a few minutes during business hours; additional manual review can take up to 24 hours.

KYC provider

Not disclosed

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 14, 2026

Wallet payments

Alipay

Supported

Aug 14, 2026

Wallet payments

Apple Pay

Not supported

Aug 14, 2026

Cash services

ATM withdrawal

Supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Supported

Aug 14, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Cesar herreragoogle_play★ 1 / 5

Kontigo Global Google Play review - 1 star

Te quitan la tarjeta sin razón y no dicen por qué, su soporte técnico es un bot que no sirve para nada y sus respuestas son muy inútiles, altas tarifas de fee, aplicación mediocre, hay otras apps que hacen lo mismo y mejor.
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José Miguel Silva Martíneztrustpilot★ 5 / 5

Primera experiencia

Hasta el momento la aplicación me parece excelente, la estoy probando y cumple con lo que expresa, además tiene un apartado para inversión que la hace más atractiva.
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Izabbybellaapp_store★ 5 / 5

Excellent se los recomiendo, rápido fácil y seguro y paga mejor los bolívares super algo a buena tas

Se mos recomiendo descarguela utilicenla SI ERES VENEZOLANO ESTÁ ES LA CUENTA QUE DEBE DE USAR
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Wijosbapp_store★ 3 / 5

Meh

Good, but most of the time is down. Idk to be honest.
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Guaro de corazónapp_store★ 2 / 5

El soporte es un desastre

No había tenido problemas con la app que es muy amigable, pero me congelaron una operación desde hace una semana y el soporte es automático, repetitivo y de escasas opciones. No se consigue una adecuada atención de soporte. No hay teléfono de contacto, no hay oficina local, no hay email. El Soporte es un desastre.
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Robo de Kontigoapp_store★ 1 / 5

Robo de Kontigo

Tiene muchos problemas en cuanto a recarga y retiro, aveces puede trabajar bien y otras veces descuenta el dinero de tu cuenta y no te lo coloca en la aplicación Kontigo la respuesta de soporte es muy mala y tienes que hacer muchos malabares para que te coloquen con un agente tengo aproximadamente 4 días que hice una recargas y soporte no responde en lo absoluto ni siquiera el robot de Ia que tenían Osea me robaron
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Linoboy9app_store★ 1 / 5

Una por que ria

Siempre esta caido si recargas pueden pasar dias , si retiras pueden pasar dias ,las tarjetas siempre bloqueadas , um chasco usar esta app
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AlarmCheclerapp_store★ 1 / 5

Soporte

Kontigo es bueno hasta que presenta algún problema, intentas contactar a soporte y te envían con un bot automatizado que solo te responde preguntas frecuentes, no te sirve para nada ese tipo de soporte, cuando por fin haces malabares y consigues a un agente solo te dice que esperes y no te da ningún tipo de solución, pésimo servicio y me voy a cambiar definitivamente a otra app
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Risk factors

Updated: Aug 14, 2026

No risk factors are available