Card database / Visa / Stablecoin payment card

Krinos Card

Updated: Aug 26, 2026

Krinos Card is a USD-denominated Visa crypto payment card provided by Krinos LLC. Users can use USDT or USDC to provide margin or top up the card account, then spend via the traditional Visa payment network. The product is provided as a virtual card by default, suitable for online shopping and digital subscriptions; a physical card can be applied for after the account remains active for 60 days, for more offline spending and ATM scenarios. The card is combined with the Krinos non-custodial wallet, but card funds and credit limits are managed by a partner financial service provider.

Submit usage feedback

Card network

Visa

Product type

Stablecoin payment card

Card form

Virtual + physical card

Operating status

Active

KYC level

Tiered KYC

Commercial relationship

No commercial relationship

Risk score

50-59

Supported assets

USDT / USDC

Last updated

Aug 26, 2026

Official and company information

Issuer identity and company credentials

Krinos is a crypto fintech platform operated by Krinos LLC in Delaware, USA, offering non-custodial digital asset wallets, a P2P crypto asset marketplace, and Visa virtual payment cards topped up with crypto assets. Krinos LLC primarily handles brand, platform, and card program operations. Its official terms of service state that bank cards and related credit services are provided through the third-party partner "Luna," which is responsible for credit limits and the issuance of virtual and physical cards.

Visit website Application page

Company / issuer: Krinos
Legal name: Krinos LLC
Registered region: US_DE
Headquarters: Actual operational headquarters not explicitly disclosed
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Krinos combines a non-custodial crypto wallet and a USD Visa card in one product system. The wallet portion is managed by users themselves with their private keys, while the Krinos Card uses a separate card and financial partner system. Users can transfer USDT and USDC from exchanges or external wallets via supported networks such as Polygon or TRON, and spend with a USD balance. The terms show that the actual card uses a margin-backed credit structure: users provide a Guarantee to form a corresponding credit limit, and partner Luna settles the spending. The default monthly spending limit is 4,000 USD, which can be increased by contacting the platform. The virtual card is available immediately; the physical card can be requested after the account has been active for at least 60 days.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	KKrinos crypto payment card
Card form	Virtual + physical card
Fees
Monthly fee	—
Card issuance fee	—
ATM fee	Free ATM fee on the Luna side is zero
Foreign exchange fee	Free No international or foreign exchange fees
Top-up fee	—
Failed transaction fee	0.5 USD Charged after over 20 abnormal transactions
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	4,000 USD Default monthly spending limit
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

101

ColombiaCOBermudaBMNorwayNONew ZealandNZHong KongHKUzbekistanUZSingaporeSGLiberiaLRAngolaAOTrinidad & TobagoTTGrenadaGDSeychellesSCPapua New GuineaPGArmeniaAMCôte d’IvoireCIBhutanBTSt. LuciaLCFijiFJKyrgyzstanKGHondurasHNIsraelILSaudi ArabiaSASt. Vincent & GrenadinesVCGeorgiaGEEcuadorECTaiwanTWCayman IslandsKYBarbadosBBMalawiMWJordanJOMadagascarMGGabonGAMacaoMOSão Tomé & PríncipeSTAustraliaAUBritish Virgin IslandsVGMoroccoMAGuyanaGYBeninBJSierra LeoneSLChileCLGuatemalaGTCanadaCAGambiaGMKuwaitKWPeruPEDominican RepublicDOIndiaINBelizeBZPakistanPKBruneiBNCosta RicaCRTurkmenistanTMJapanJPParaguayPYAlgeriaDZIcelandISQatarQASolomon IslandsSBMauritaniaMRKazakhstanKZMalaysiaMYDominicaDMBotswanaBWIndonesiaIDEl SalvadorSVUnited Arab EmiratesAEBahrainBHAnguillaAIUgandaUGZambiaZMMexicoMXMauritiusMUSri LankaLKArgentinaARNepalNPSt. Kitts & NevisKNBahamasBSUnited StatesUSSouth KoreaKRMongoliaMNJamaicaJMCape VerdeCVThailandTHAzerbaijanAZNigerNELaosLABrazilBRBoliviaBOOmanOMSwitzerlandCHTajikistanTJCambodiaKHCongo - BrazzavilleCGMaldivesMVChadTDUruguayUYGhanaGHPalauPWAntigua & BarbudaAGSurinameSR

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

South SudanSSNigeriaNGAlbaniaALPanamaPAVietnamVNGreeceGRTunisiaTNLebanonLBTanzaniaTZCubaCUSouth AfricaZAGuinea-BissauGWMozambiqueMZRomaniaROIranIRSloveniaSISerbiaRSMoldovaMDAfghanistanAFMonacoMCYemenYEChinaCNIraqIQKenyaKECentral African RepublicCFLibyaLYCongo - KinshasaCDNamibiaNAZimbabweZWBulgariaBGCroatiaHRUkraineUASenegalSNCameroonCMSyriaSYBurkina FasoBFSudanSDVenezuelaVEMontserratMSPhilippinesPHNorth MacedoniaMKRussiaRUMaliMLEthiopiaETNicaraguaNIMontenegroMEBelarusBYMyanmar (Burma)MMHaitiHTSomaliaSONorth KoreaKPTürkiyeTRBosnia & HerzegovinaBA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可正常申请，中国大陆已列入 Krinos Card 当前限制地区；卡片也不得在位于或从中国大陆计费的受限商户正常使用。

2、香港：可提交 Krinos Card 申请并完成身份核验；香港未列入受限地区，获批 Visa 卡可用于合规线上商户及实体卡线下支付。

3、澳门：可提交账户与卡片申请，澳门属于当前应用支持地区；获批后可用于接受 Visa 的合规商户，实体卡需满足60天账户活动要求。

4、台湾：可提交卡片申请并接受 KYC 审核，台湾未列入受限地区；获批卡可用于 Visa 线上消费，符合条件后还可申请实体卡。

Updated: Aug 26, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Unconfirmed

Review time / regional limits

Automatic document and liveness checks can be completed within tens of seconds; abnormal results are subject to further review.

KYC provider

Didit

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported4

Not supported8

UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Not supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Not supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Not supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

User reviews

Showing 0 approved reviews matched to this card

Newest first

No approved reviews

Approved source content will appear after it is matched to this card.

Risk factors

Updated: Aug 26, 2026

No risk factors are available

Krinos Card

Official and company information

Card overview

Card variants and fee differences

Regions and China applicability

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

KYC requirements

Accepted documents

Review time / regional limits

KYC provider

Updated

Payment compatibility

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

User reviews

Risk factors

Official card profile is not yet available

Comparison limit reached