Card database / Visa / Stablecoin payment card

Krinos Card

Updated: Sep 29, 2026

Krinos Card is a USD-denominated Visa crypto payment card provided by Krinos LLC. Users can use USDT or USDC to provide margin or top up the card account, then spend via the traditional Visa payment network. The product is provided as a virtual card by default, suitable for online shopping and digital subscriptions; a physical card can be applied for after the account remains active for 60 days, for more offline spending and ATM scenarios. The card is combined with the Krinos non-custodial wallet, but card funds and credit limits are managed by a partner financial service provider.

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Card network
Product type: Stablecoin payment card
Card form: Virtual + physical card
Operating status: Active
KYC level: Tiered KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDC
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

Krinos is a crypto fintech platform operated by Krinos LLC in Delaware, USA, offering non-custodial digital asset wallets, a P2P crypto asset marketplace, and Visa virtual payment cards topped up with crypto assets. Krinos LLC primarily handles brand, platform, and card program operations. Its official terms of service state that bank cards and related credit services are provided through the third-party partner "Luna," which is responsible for credit limits and the issuance of virtual and physical cards.

Visit website Application page

Company / issuer: Krinos
Legal name: Krinos LLC
Registered region: US_DE
Headquarters: Actual operational headquarters not explicitly disclosed
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Krinos combines a non-custodial crypto wallet and a USD Visa card in one product system. The wallet portion is managed by users themselves with their private keys, while the Krinos Card uses a separate card and financial partner system. Users can transfer USDT and USDC from exchanges or external wallets via supported networks such as Polygon or TRON, and spend with a USD balance. The terms show that the actual card uses a margin-backed credit structure: users provide a Guarantee to form a corresponding credit limit, and partner Luna settles the spending. The default monthly spending limit is 4,000 USD, which can be increased by contacting the platform. The virtual card is available immediately; the physical card can be requested after the account has been active for at least 60 days.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	KKrinos Card
Card form	Virtual + physical card
Fees
Monthly fee	—
Card issuance fee	—
ATM fee	Free ATM fee on the Luna side is zero
Foreign exchange fee	Free No international or foreign exchange fees
Top-up fee	—
Failed transaction fee	0.5 USD Charged after over 20 abnormal transactions
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	4,000 USD Default monthly spending limit
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

101

ColombiaCOBermudaBMNorwayNONew ZealandNZHong KongHKUzbekistanUZSingaporeSGLiberiaLRAngolaAOTrinidad & TobagoTTGrenadaGDSeychellesSCPapua New GuineaPGArmeniaAMCôte d’IvoireCIBhutanBTSt. LuciaLCFijiFJKyrgyzstanKGHondurasHNIsraelILSaudi ArabiaSASt. Vincent & GrenadinesVCGeorgiaGEEcuadorECTaiwanTWCayman IslandsKYBarbadosBBMalawiMWJordanJOMadagascarMGGabonGAMacaoMOSão Tomé & PríncipeSTAustraliaAUBritish Virgin IslandsVGMoroccoMAGuyanaGYBeninBJSierra LeoneSLChileCLGuatemalaGTCanadaCAGambiaGMKuwaitKWPeruPEDominican RepublicDOIndiaINBelizeBZPakistanPKBruneiBNCosta RicaCRTurkmenistanTMJapanJPParaguayPYAlgeriaDZIcelandISQatarQASolomon IslandsSBMauritaniaMRKazakhstanKZMalaysiaMYDominicaDMBotswanaBWIndonesiaIDEl SalvadorSVUnited Arab EmiratesAEBahrainBHAnguillaAIUgandaUGZambiaZMMexicoMXMauritiusMUSri LankaLKArgentinaARNepalNPSt. Kitts & NevisKNBahamasBSUnited StatesUSSouth KoreaKRMongoliaMNJamaicaJMCape VerdeCVThailandTHAzerbaijanAZNigerNELaosLABrazilBRBoliviaBOOmanOMSwitzerlandCHTajikistanTJCambodiaKHCongo - BrazzavilleCGMaldivesMVChadTDUruguayUYGhanaGHPalauPWAntigua & BarbudaAGSurinameSR

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

South SudanSSNigeriaNGAlbaniaALPanamaPAVietnamVNGreeceGRTunisiaTNLebanonLBTanzaniaTZCubaCUSouth AfricaZAGuinea-BissauGWMozambiqueMZRomaniaROIranIRSloveniaSISerbiaRSMoldovaMDAfghanistanAFMonacoMCYemenYEChinaCNIraqIQKenyaKECentral African RepublicCFLibyaLYCongo - KinshasaCDNamibiaNAZimbabweZWBulgariaBGCroatiaHRUkraineUASenegalSNCameroonCMSyriaSYBurkina FasoBFSudanSDVenezuelaVEMontserratMSPhilippinesPHNorth MacedoniaMKRussiaRUMaliMLEthiopiaETNicaraguaNIMontenegroMEBelarusBYMyanmar (Burma)MMHaitiHTSomaliaSONorth KoreaKPTürkiyeTRBosnia & HerzegovinaBA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can register for the Krinos virtual card and complete the required KYC, and the United States is not among Krinos’s restricted card jurisdictions.

2. United Kingdom：Can apply，Can use，UK residents can obtain the virtual card after completing the required KYC, and the United Kingdom is within the permitted card-use geography.

3. Canada：Can apply，Can use，Canadian residents can apply for the virtual card after completing identity verification, and Canada is within Krinos’s permitted card-use geography.

4. Australia：Can apply，Can use，Australian residents can obtain the virtual card after completing the required KYC, and Australia is not included in Krinos’s restricted jurisdictions.

5. South Africa：Cannot apply，Cannot use，South Africa is explicitly included in Krinos’s restricted-country list for the card, so residents cannot obtain it for local use and card transactions there are restricted.

6. New Zealand：Can apply，Can use，New Zealand residents can obtain the virtual card after completing identity verification, and New Zealand is within the permitted card-use geography.

7. Ireland：Can apply，Can use，Irish residents can apply after completing the required KYC, and Ireland is not included in Krinos’s restricted card jurisdictions.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Unconfirmed

Review time / regional limits

Automatic document and liveness checks can be completed within tens of seconds; abnormal results are subject to further review.

KYC provider

Didit

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported4

Not supported8

UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Not supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Not supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Not supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 0 approved reviews matched to this card

Newest first

No approved reviews

Approved source content will appear after it is matched to this card.

Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Krinos Card require KYC?

Our record lists the Krinos Card verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does Krinos Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Krinos Card with?

Our record lists Krinos Card support for: USDT and USDC.

Is Krinos Card a virtual or a physical card?

Krinos Card is offered as: Virtual + physical card.

Where is Krinos Card available?

Our record lists 101 countries or regions as available and 53 as restricted. Country-by-country status is in the regions section of this page.

Who issues Krinos Card?

Krinos Card is operated by Krinos on the Visa network.