Available regions
Applications or normal card activation are supported
SwitzerlandCHAlgeriaDZArgentinaARTürkiyeTRTaiwanTWNigeriaNGJordanJOPhilippinesPHUnited KingdomGB
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
L
Lydian Card
Updated: Sep 14, 2026
Lydian Card is a Visa Platinum crypto-collateralised credit card offered by Lydian, available as an instantly issued virtual card and a deliverable physical card. Users can fund the card with USDT or USDC or convert other digital assets in Lydian Wallet into a spendable balance. Through Rain's card issuance infrastructure, it connects to the global Visa network for online shopping, offline purchases, travel and mobile payments and includes selected Visa Platinum shopping and travel benefits.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual card / Physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
BTC
ETH- Last updated
- Sep 14, 2026
Official and company information
Issuer identity and company credentials
Lydian is a digital asset payment infrastructure provider for merchants, payment service providers, and fintech platforms, enabling users to pay online, in-store, and via QR codes with stablecoins and select crypto assets, while merchants settle in local fiat. Its consumer products include the non-custodial Lydian Wallet and the Lydian Visa Platinum virtual and physical cards backed by stablecoin balances. Lydian primarily handles payment orchestration, merchant onboarding, wallet and card product access; underlying card issuance and payment network services are provided by partners such as Rain.
- Company / issuer
- Lydian
- Legal name
- TPG Payments Inc
- Registered region
- US_DE
- Headquarters
- United States · Massachusetts · Newton Centre
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Lydian Card is used with the non-custodial Lydian Wallet. Users retain control of their digital assets in the wallet and can fund their card balance with USDT or USDC when they need to spend. Other eligible digital assets can first be converted through the in-app Swap into a balance available for card spending. Once a transaction takes place, it is processed in the background through Rain's stablecoin payment and card issuance infrastructure, while merchants still receive payment as a standard Visa transaction. The company states that the wallet can convert more than 300 digital assets. A virtual card can be generated immediately after verification, while a physical card normally takes around 2–3 weeks to be delivered. Both cards are part of the Visa Platinum programme.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
L Lydian Virtual Card | L  Lydian Physical Card | |
|---|---|---|
| Card form | Virtual card | Physical card |
| Fees | ||
| Monthly fee | Free No monthly service fee | Free No monthly service fee |
| Card issuance fee | Free Free issuance | Free Free issuance |
| ATM fee | — | — |
| Foreign exchange fee | — | — |
| Top-up fee | Free No standard top-up fee charged by platform | Free No standard top-up fee charged by platform |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
RussiaRUUnited StatesUSBelarusBYCubaCUNorth KoreaKPIranIRSyriaSY
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，U.S. residents aged 18 or over can apply after completing Lydian’s identity verification, and the United States is supported under Rain’s current card-issuance rules.
2. United Kingdom：Can apply，Can use，UK residents aged 18 or over can apply after completing the required identity verification under Lydian’s current individual card program.
3. Canada：Can apply，Can use，Canadian residents aged 18 or over can apply after completing identity verification, with Canada supported under the issuer’s current geographic rules.
4. Australia：Can apply，Can use，Australian residents aged 18 or over can obtain the card after completing the required identity verification.
5. South Africa：Can apply，Can use，South African residents aged 18 or over can apply after identity verification, with the country currently permitted under Rain’s card-issuance rules.
6. New Zealand：Can apply，Can use，New Zealand residents aged 18 or over can apply through Lydian’s individual card program after completing identity verification.
7. Ireland：Can apply，Can use，Irish residents aged 18 or over can apply after completing identity verification, and issued cards can be used locally under the current global card program.
Updated: Sep 14, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Government-issued ID
Review time / regional limits
Automated verification can be completed within a few minutes; manual further review is required when identity or risk review is triggered.
KYC provider
Rain
Updated
Aug 14, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 14, 2026
Wallet payments
Alipay
Supported
Aug 14, 2026
Wallet payments
Apple Pay
Supported
Aug 14, 2026
Cash services
ATM withdrawal
Supported
Aug 14, 2026
AI tools
ChatGPT
Supported
Aug 14, 2026
AI tools
Claude
Supported
Aug 14, 2026
Wallet payments
Google Pay
Supported
Aug 14, 2026
AI tools
Midjourney
Supported
Aug 14, 2026
In-person payments
Offline POS
Supported
Aug 14, 2026
Online shopping
Online shopping
Supported
Aug 14, 2026
Wallet payments
PayPal
Supported
Aug 14, 2026
Subscriptions
Subscription payment
Supported
Aug 14, 2026
Wallet payments
WeChat Pay
Supported
Aug 14, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
Approved source content will appear after it is matched to this card.
Risk factors
Updated: Aug 14, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Lydian Card require KYC?
Our record lists the Lydian Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Lydian Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Lydian Card with?
Our record lists Lydian Card support for: USDT, USDC, BTC, and ETH.
Is Lydian Card a virtual or a physical card?
Lydian Card is offered as: Virtual card and Physical card.
Where is Lydian Card available?
Our record lists 9 countries or regions as available and 7 as restricted. Country-by-country status is in the regions section of this page.
Who issues Lydian Card?
Lydian Card is operated by Lydian on the Visa network.