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LLirium White-label Card logo

Lirium White-label Card

Updated: Aug 8, 2026

Lirium White-label Card is not a standalone payment card officially issued by Lirium to individual users, but a descriptive name used by UCardRadar to categorize its white-label digital asset infrastructure. Lirium provides banks, brokerages, digital wallets and fintech platforms with crypto asset buying and selling, custody, transfers, fiat on- and off-ramps, stablecoin cross-border payments and access to Mastercard Crypto Credential. Institutional clients can embed these features in their own applications, but whether Visa or Mastercard cards are provided, along with the card fees and usage rules, is determined by each partner institution and its issuing partner.
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Confirmed unavailable on App Store
Card network
Unconfirmed
Product type
White-label card issuing solution
Card form
Virtual card
Operating status
Active
KYC level
Business KYC / KYB
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / BTC / ETH / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / ATOM / LTC / BCH / DAI / UNI
Last updated
Aug 8, 2026

Official and company information

Issuer identity and company credentials

Lirium AG is a digital asset infrastructure operator registered in Vaduz, Liechtenstein, providing accounts, crypto asset trading, custody, settlement, identity verification, and related technical services to institutional partners. Lirium's terms list Lirium AG as the party to the user service agreement and state that client funds are held in dedicated segregated accounts but are not protected by deposit guarantee schemes. Current information does not list Lirium AG as a payment card issuing bank, nor does it list the BIN sponsor or actual card issuer for white-label card programs. Although it holds a crypto license from the Liechtenstein Financial Market Authority (FMA), it does not directly operate as a 'crypto exchange' for end retail customers; its core identity is a technology and compliance infrastructure provider operating as a B2B embedded finance and API connector.
Company / issuer
Lirium White-label
Legal name
Lirium AG
Registered region
Liechtenstein (LI)
Headquarters
Original欧盟/列支敦士登 瓦杜兹
Company type
Issuer
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Lirium uses a B2B2C Crypto-as-a-Service model, providing financial institutions with digital asset accounts, trading, custody, settlement, and local fiat rails through APIs. Partner institutions present their own branded interfaces to end users, while Lirium handles assets, liquidity, compliance screening, and transaction execution in the underlying infrastructure. Its current public APIs cover purchases, sales, exchanges, on-chain transfers and receipts, stablecoin deposits and withdrawals, investment products, and alias transfers through Mastercard Crypto Credential. They do not provide card-issuing interfaces for creating payment cards, retrieving card numbers, setting PINs, managing card limits, or processing ATM transactions. The website's statement that it serves “Crypto Cards” clients means that some crypto card programmes may use Lirium's digital asset infrastructure. It does not mean that Lirium itself provides a standardised card network, a single issuer, or a Lirium card that consumers can apply for directly.
Unconfirmed card experienceRegional availabilityTerms may change
Notice: Lirium currently only accepts enquiries from banks, fintech platforms, digital wallets and other institutional clients. It does not provide an independent card application entry point for general users.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Lirium White-label Card
Card formVirtual card
Fees
Monthly fee
0 USD
Not applicable / Not disclosed
Card issuance fee
0 USD
Not applicable / Not disclosed
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

12
ParaguayPYPeruPESpainESBrazilBRUruguayUYPortugalPTArgentinaARFranceFRChileCLSwitzerlandCHMexicoMXColombiaCO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

16
PalestinePSLebanonLBSouth SudanSSIranIRSomaliaSOMyanmar (Burma)MMEritreaERYemenYESudanSDVenezuelaVELibyaLYCubaCUIraqIQSyriaSYNorth KoreaKPAfghanistanAF
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:个人用户不可申请 Lirium 品牌卡,官网没有面向中国大陆的零售卡项目;企业合作需单独完成商业、监管和 KYB 审核,也不能直接使用 Lirium 卡消费。

2、香港:个人用户不可申请或使用 Lirium 品牌支付卡;机构可联系 Lirium 评估数字资产 API 接入,但卡片发行须另行配置持牌发卡伙伴。

3、澳门:没有面向中国澳门居民的 Lirium 零售卡申请渠道,也不存在可直接用于线上、线下或 ATM 场景的统一 Lirium 支付卡。

4、台湾:个人用户不可申请 Lirium 品牌卡;金融机构接入其数字资产基础设施需另行审核,支付卡兼容性由最终合作机构决定。

Updated: Jul 28, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Proof of address / Business registration document

Review time / regional limits

When documents are complete, processing can be automated; corporate structures or high-risk transactions require manual compliance review.

KYC provider

Not disclosed

Updated

Jul 28, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedJul 28, 2026

Wallet payments

Alipay

Not supported

Jul 28, 2026

Wallet payments

Apple Pay

Not supported

Jul 28, 2026

Cash services

ATM withdrawal

Not supported

Jul 28, 2026

AI tools

ChatGPT

Not supported

Jul 28, 2026

AI tools

Claude

Not supported

Jul 28, 2026

Wallet payments

Google Pay

Not supported

Jul 28, 2026

AI tools

Midjourney

Not supported

Jul 28, 2026

In-person payments

Offline POS

Not supported

Jul 28, 2026

Online shopping

Online shopping

Not supported

Jul 28, 2026

Wallet payments

PayPal

Not supported

Jul 28, 2026

Subscriptions

Subscription payment

Not supported

Jul 28, 2026

Wallet payments

WeChat Pay

Not supported

Jul 28, 2026

User reviews

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Risk factors

Updated: Jul 28, 2026

No risk factors are available