Card database / Mastercard / Crypto prepaid card

Mobilum Card

Updated: Sep 14, 2026

Mobilum Card is a Mastercard payment card offered by Mobilum Pay to crypto asset users and linked to its custodial multi-currency wallet. Users can deposit or exchange digital assets in the wallet, hold balances in EUR, USD, PLN and other currencies, and spend through a virtual or physical card online, offline and at ATMs. The card supports Apple Pay and Google Pay, and users can create multiple cards for different payment purposes. The current consumer version is a prepaid/debit-style spending tool and does not provide a traditional revolving credit limit.

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Card network
Product type: Crypto prepaid card
Card form: Virtual card / Physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDCBTCETHBNB
Last updated: Sep 14, 2026

Official and company information

Issuer identity and company credentials

Mobilum is a fintech group connecting traditional payment systems with Web3, offering crypto wallets, fiat-to-crypto exchange, on/off ramps, OTC, global payment channels, and virtual and physical card technology as well as white-label Mastercard card programs for individuals and businesses. Mobilum Pay is primarily responsible for the app, account interface, and product management; payment accounts, card issuance, and other regulated financial services are provided by different entities within the group or external licensed partners.

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Company / issuer: Mobilum / Mobilum Pay
Legal name: Mobilum Pay sp. z o.o., KRS 0000871351
Registered region: Poland (PL)
Headquarters: Gibraltar
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Mobilum Pay integrates a custodial crypto wallet, digital-asset exchange, fiat balances and a Mastercard card in one app. Users can hold EUR, USD and PLN balances, deposit BTC, ETH and multiple tokens, and convert assets for card spending. The company currently offers both a virtual card and a plastic physical card, supporting online payments, contactless mobile-wallet payments and the global Mastercard ATM network. Its legal terms define it as a prepaid spending instrument: funds on the card come from the user's account balance rather than a credit line granted by a bank. Mobilum also provides a white-label Mastercard issuance solution for business customers.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	MMobilum Virtual Card	MMobilum Physical Card
Card form	Virtual card	Physical card
Fees
Monthly fee	—	—
Card issuance fee	—	—
ATM fee	—	—
Foreign exchange fee	—	—
Top-up fee	—	—
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	—	—
Monthly spending limit	—	—
ATM withdrawal limit	—	—
Card network

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Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

HungaryHUCyprusCYPolandPLCroatiaHRRomaniaRODenmarkDKLiechtensteinLIAustriaATSwedenSEFinlandFIIrelandIECzechiaCZGermanyDEPortugalPTSloveniaSILithuaniaLTLuxembourgLUIcelandISNorwayNOSpainESFranceFREstoniaEEBulgariaBGBelgiumBELatviaLVSlovakiaSKMaltaMT

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

NepalNPIranIRBelarusBYSyriaSYCubaCUSudanSDRussiaRUNorth KoreaKP

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，The United States is outside Mobilum Pay’s current card-issuance countries, but a card issued to an eligible user elsewhere can still be used there.

2. United Kingdom：Cannot apply，Can use，The UK is not included in Mobilum Pay’s current card-issuance list, while eligible cards issued in supported countries can still be used locally.

3. Canada：Cannot apply，Can use，Canada is outside the current Mobilum Pay card program, but an eligible card obtained in a supported country can still be used in Canada.

4. Australia：Cannot apply，Can use，Australia is not currently listed as a Mobilum Pay card-issuance country, although eligible cards issued elsewhere can still be used there.

5. South Africa：Cannot apply，Can use，South Africa is outside the current card-issuance markets, but cards issued to eligible users in supported countries can still be used locally.

6. New Zealand：Cannot apply，Can use，New Zealand is not included in the current Mobilum Pay card-issuance countries, while eligible cards issued elsewhere can still be used there.

7. Ireland：Can apply，Can use，Ireland is explicitly included in Mobilum Pay’s current availability list, and applicants must complete the required identity verification before obtaining the card.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Residence permit / National ID card

Review time / regional limits

Normal identity verification takes about 10 to 15 minutes; anomalies or manual review can extend it to 24 to 48 hours.

KYC provider

Not disclosed

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 14, 2026

Wallet payments

Alipay

Supported

Aug 14, 2026

Wallet payments

Apple Pay

Supported

Aug 14, 2026

Cash services

ATM withdrawal

Supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Supported

Aug 14, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

abdlaziz abdlazizgoogle_play★ 1 / 5Jul 11, 2026

Mobilum Pay Google Play review - 1 star

The worst app you could possibly deal with

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Malik Saadgoogle_play★ 1 / 5Apr 18, 2026

Mobilum Pay Google Play review - 1 star

very bad scm wallet

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Ali Razagoogle_play★ 1 / 5Mar 22, 2026

Mobilum Pay Google Play review - 1 star

when will your services Start again

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Gghoussamapp_store★ 1 / 5Feb 23, 2026

😤😤😤

The app has issuer problem thy freeze my money I can’t use it 😢

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Alaa Elwarradgoogle_play★ 5 / 5Feb 12, 2026

Mobilum Pay Google Play review - 5 star

Very good

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محمد المنتصرgoogle_play★ 1 / 5Dec 26, 2025

Mobilum Pay Google Play review - 1 star

Very, very, very bad service They only reply to you after several days. The deposit is delayed and doesn't arrive; it takes days, and sometimes you have to contact them. I deposited an amount and it hasn't arrived after 3 weeks. It's a scam

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Hamisu Saidu (hamisusaeed)google_play★ 3 / 5Dec 14, 2025

Mobilum Pay Google Play review - 3 star

All is great simple but hard, if i can't deposit at least $1 that's hard but 10 USD Minimum deposit is too high

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luis matagoogle_play★ 1 / 5Nov 9, 2025

Mobilum Pay Google Play review - 1 star

transferí dmero, me llegó un correo para aceptar la transferencia y ha pasado un día entero y aún no tengo mi dinero en la cuenta

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MrLVH73app_store★ 1 / 5Oct 27, 2025

App does not accept my US IDENTIFICATION

Please explain why it’s not acceptable ?

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Lomaxxeeapp_store★ 1 / 5Oct 23, 2025

ID - DL United States??!! Not taking DL

Why isn’t this taking my DL as my form of ID? Any app I’ve used in the past has always accepted TN DL or any state in the US as a form of ID. Nobody wants to pay the extra money to get passports just for this app to accept a certain form of ID.

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Risk factors

Updated: Aug 14, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Mobilum Card require KYC?

Our record lists the Mobilum Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Mobilum Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Mobilum Card with?

Our record lists Mobilum Card support for: USDT, USDC, BTC, ETH, and BNB.

Is Mobilum Card a virtual or a physical card?

Mobilum Card is offered as: Virtual card and Physical card.

Where is Mobilum Card available?

Our record lists 27 countries or regions as available and 8 as restricted. Country-by-country status is in the regions section of this page.

Who issues Mobilum Card?

Mobilum Card is operated by Mobilum / Mobilum Pay on the Mastercard network.