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MmyXPD Card logo

myXPD Card

Updated: Aug 26, 2026

The myXPD Card is a crypto-funded payment card for individual and business users. After completing KYC, users can create a virtual XCard in the myXPD app and top up the card balance with USDT, USDC, BTC, or ETH. The currently available product is primarily a Mastercard virtual card, which can be used for e-commerce, digital subscriptions, and mobile wallet payments, and can be linked to Apple Pay, Google Wallet, and Samsung Wallet for contactless payments at physical merchants.
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Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / BTC / ETH
Last updated
Aug 26, 2026

Official and company information

Issuer identity and company credentials

myXPD is a cross-border fintech and crypto payment platform operated by Syncom Technology Ltd, registered in Dubai DIFC, and deeply integrated with the MetaX Payments ecosystem. The platform offers international virtual card and crypto wallet services to individuals and businesses. Users can top up their card accounts with digital assets such as USDT, USDC, BTC, and ETH for online purchases and mobile wallet payments.
Visit website Application page
Company / issuer
myXPD
Legal name
Syncom Technology Ltd
Registered region
United Arab Emirates (AE)
Headquarters
Dubai
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

myXPD integrates a crypto wallet and an international payment card within a single app. After registering an account and completing identity verification, users can deposit supported crypto assets into the wallet and top up the USD-denominated XCard balance. Currently, virtual cards can be created instantly for online shopping and recurring subscriptions, and support NFC payments after being added to Apple Pay, Google Wallet, or Samsung Wallet. The official help center defines the XPD XCARD as a Mastercard, with separate card issuance fees, monthly maintenance fees, top-up fees, foreign exchange fees, and spending limits. A physical card is also included in the product structure, but is currently in the Coming Soon stage and cannot be applied for through the standard process.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

myXPD virtual card
Card formVirtual card
Fees
Monthly fee
5 USD
Monthly maintenance fee
Card issuance fee
5 USD
One-time card issuance fee
ATM fee—
Foreign exchange fee
3%
Fee for non-USD transactions
Top-up fee
1.8%
Charged based on top-up amount
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
15,000 USD
Daily total spending limit
Monthly spending limit
40,000 USD
Total monthly spending limit
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

59
SloveniaSIUnited StatesUSTaiwanTWHong KongHKBrazilBRMacaoMOGermanyDESwedenSESaudi ArabiaSAPhilippinesPHSingaporeSGSlovakiaSKLuxembourgLULatviaLVUnited KingdomGBNetherlandsNLBahrainBHNorwayNOPortugalPTChileCLMaltaMTIrelandIEIndonesiaIDIcelandISKuwaitKWCzechiaCZThailandTHNew ZealandNZOmanOMItalyITIndiaINFinlandFICanadaCAFranceFRLithuaniaLTPolandPLMalaysiaMYVietnamVNHungaryHUSpainESBulgariaBGCroatiaHREstoniaEEPeruPEGreeceGRQatarQAAustraliaAUMexicoMXRomaniaROJapanJPSouth KoreaKRSwitzerlandCHArgentinaARDenmarkDKUnited Arab EmiratesAEAustriaATCyprusCYBelgiumBEColombiaCO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

5
North KoreaKPIranIRCubaCUChinaCNSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：当前不属于 myXPD 应用主要发行地区，不可申请；已持有效 XCard 可在接受 Mastercard 或兼容移动钱包的商户进行跨境消费。

2、香港：myXPD 应用在当地上架，可提交注册及 KYC；获批虚拟卡可用于线上消费，并可通过兼容移动钱包在线下非接触支付。

3、澳门：myXPD 应用在当地提供下载，可提交账户及身份审核；获批 XCard 可用于 Mastercard 网上商户及兼容钱包的线下支付。

4、台湾：myXPD 应用在当地发行，可完成注册并提交 KYC；获批 XCard 可用于线上订阅、电商以及支持移动钱包的线下商户。

Updated: Aug 26, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Residence permit / Driver's license

Review time / regional limits

Most identity reviews are completed within minutes; exceptional cases will be escalated for manual review and may take up to 48 hours.

KYC provider

Not disclosed

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Not supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Not supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

User reviews

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Risk factors

Updated: Aug 26, 2026

No risk factors are available