Card database / Mastercard / Crypto prepaid card

myXPD Card

Updated: Sep 29, 2026

myXPD XCard is a crypto-funded Mastercard integrated into the myXPD application. Users first deposit USDT, USDC, BTC, or ETH into the in-app wallet and then fund a USD-denominated XCard balance. Subsequent purchases are deducted from the separate card balance rather than being settled directly from the on-chain wallet in real time for each transaction, making it a typical “crypto wallet + pre-funded card account” structure.

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Card network
Product type: Crypto prepaid card
Card form: Virtual card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDCBTCETH
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

myXPD is a cross-border fintech and crypto payment platform operated by Syncom Technology Ltd, registered in Dubai DIFC, and deeply integrated with the MetaX Payments ecosystem. The platform offers international virtual card and crypto wallet services to individuals and businesses. Users can top up their card accounts with digital assets such as USDT, USDC, BTC, and ETH for online purchases and mobile wallet payments.

Visit website Application page

Company / issuer: myXPD
Legal name: Syncom Technology Ltd
Registered region: United Arab Emirates (AE)
Headquarters: Dubai
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

myXPD combines a crypto wallet and card account within the same application, but the funds in the two are not fully shared. After completing account registration and identity verification, users can first deposit supported crypto assets into the myXPD wallet and then transfer the amount they intend to spend to XCard, creating a separate USD-denominated card balance. Payments are made from this balance, so there is a distinct funding step between the wallet assets and the funds available for card spending. At present, the virtual XCard is the main version that is actually available, allowing users to create and fund the card within the app. Although a physical card is included in the product roadmap, a standard public application channel has not yet been established. The product is available to both individual and business users.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	MmyXPD Virtual Card
Card form	Virtual card
Fees
Monthly fee	5 USD Monthly maintenance fee
Card issuance fee	5 USD One-time card issuance fee
ATM fee	—
Foreign exchange fee	3% Fee for non-USD transactions
Top-up fee	1.8% Charged based on top-up amount
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	15,000 USD Daily total spending limit
Monthly spending limit	40,000 USD Total monthly spending limit
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

SloveniaSIUnited StatesUSTaiwanTWHong KongHKBrazilBRMacaoMOGermanyDESwedenSESaudi ArabiaSAPhilippinesPHSingaporeSGSlovakiaSKLuxembourgLULatviaLVUnited KingdomGBNetherlandsNLBahrainBHNorwayNOPortugalPTChileCLMaltaMTIrelandIEIndonesiaIDIcelandISKuwaitKWCzechiaCZThailandTHNew ZealandNZOmanOMItalyITIndiaINFinlandFICanadaCAFranceFRLithuaniaLTPolandPLMalaysiaMYVietnamVNHungaryHUSpainESBulgariaBGCroatiaHREstoniaEEPeruPEGreeceGRQatarQAAustraliaAUMexicoMXRomaniaROJapanJPSouth KoreaKRSwitzerlandCHArgentinaARDenmarkDKUnited Arab EmiratesAEAustriaATCyprusCYBelgiumBEColombiaCO

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

North KoreaKPIranIRCubaCUChinaCNSyriaSY

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，The United States is included in the current card-issuance coverage, and residents can obtain an XCard after completing identity verification with an accepted government-issued document and selfie.

2. United Kingdom：Can apply，Can use，The United Kingdom is within the current issuance coverage, and residents can obtain the card after completing the required KYC.

3. Canada：Can apply，Can use，Canada is included in the current issuance coverage, and residents can obtain an XCard after completing identity verification and any requested proof-of-address check.

4. Australia：Can apply，Can use，Australia is within myXPD’s current card-issuance coverage, and residents can obtain the card after completing the required identity verification.

5. South Africa：Cannot apply，Can use，South Africa is outside the current supported card-issuance list, but a valid XCard issued to an eligible user can be used internationally, including for payments in South Africa.

6. New Zealand：Can apply，Can use，New Zealand is included in the current issuance coverage, and residents can obtain the card after completing the required KYC.

7. Ireland：Can apply，Can use，Ireland is within the current supported issuance countries, and residents can obtain an XCard after successful identity verification.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Residence permit / Driver's license

Review time / regional limits

Most identity reviews are completed within minutes; exceptional cases will be escalated for manual review and may take up to 48 hours.

KYC provider

Not disclosed

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported5

Not supported7

UpdatedAug 26, 2026

Wallet payments

Alipay

Not supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Not supported

Aug 26, 2026

AI tools

ChatGPT

Not supported

Aug 26, 2026

AI tools

Claude

Not supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Not supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Not supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

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No approved reviews

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Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does myXPD Card require KYC?

Our record lists the myXPD Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does myXPD Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up myXPD Card with?

Our record lists myXPD Card support for: USDT, USDC, BTC, and ETH.

Is myXPD Card a virtual or a physical card?

myXPD Card is offered as: Virtual card.

Where is myXPD Card available?

Our record lists 59 countries or regions as available and 5 as restricted. Country-by-country status is in the regions section of this page.

Who issues myXPD Card?

myXPD Card is operated by myXPD on the Mastercard network.