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OffGrid Card

Updated: Sep 21, 2026

The OffGrid Card is a virtual card for crypto assets that prioritizes privacy and operates without traditional KYC requirements. Users deposit crypto assets from external wallets into the card system; OffGrid then handles the conversion and payment processing to facilitate card spending. Consequently, transactions do not directly draw funds from an external self-custody wallet at the point of sale; instead, the assets are first transferred into OffGrid’s card funding workflow, and the transaction is subsequently settled via the Visa payment network.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Invite only
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
30-39
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNI
Last updated
Sep 21, 2026

Official and company information

Issuer identity and company credentials

OffGrid Cash is a crypto payment card platform with privacy as its main selling point, allowing users to top up from external wallets and activate Visa virtual cards for online, in-store, and Apple Pay/Google Pay scenarios. The website claims no traditional KYC, multi-chain top-ups, crypto withdrawals, and a monthly spending limit of approximately $20,000, but it does not disclose an operating legal entity, card issuer, custodian, or licensed payment partner.
Company / issuer
OffGrid Cash / OffGrid Card
Legal name
Unconfirmed
Registered region
Unconfirmed
Headquarters
Dubai, United Arab Emirates
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

OffGrid’s product structure centers on a workflow of "depositing funds from an external crypto wallet—platform-side asset conversion—spending via a virtual card." Users can deposit crypto assets from their own wallets, manage balances, virtual cards, and transactions through a web dashboard, and transfer remaining crypto funds back to external wallets. Its key differentiator is the minimization of traditional identity data collection and the use of invitation codes to control user access, rather than requiring the prior establishment of a bank or exchange spot account to which a card is then attached. While the card is currently live and accessible for actual use, it has not yet been fully opened to the public; as of September 2026, the company maintains that the card is live, requiring new users to obtain an access code and continuing to release invitation codes in batches.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

OffGrid Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee—
ATM fee
0.5%
Approximately 0.5%, with potential ATM fees
Foreign exchange fee
Free
No additional exchange-rate markup
Top-up fee
1.5%
Approx. 1.5%–2.8%, varies by card tier
Failed transaction fee—
Rewards
Cashback
Free
No fixed cashback on spending
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit
20,000 USD
Current maximum limit on official website
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

182
UkraineUABurkina FasoBFEthiopiaETEquatorial GuineaGQAntigua & BarbudaAGDominican RepublicDOGuinea-BissauGWPortugalPTLuxembourgLUGeorgiaGEChinaCNMontenegroMEZambiaZMTunisiaTNChadTDCyprusCYLiechtensteinLIGuatemalaGTUnited KingdomGBLiberiaLRLesothoLSComorosKMMauritiusMUIsraelILOmanOMGabonGAPeruPEBeninBJUruguayUYKiribatiKIMaliMLIndiaINHong KongHKHaitiHTMauritaniaMRCongo - KinshasaCDNamibiaNASlovakiaSKAustriaATSt. Kitts & NevisKNNepalNPSan MarinoSMSri LankaLKQatarQAMarshall IslandsMHCroatiaHRBelizeBZCôte d’IvoireCIGambiaGMBahamasBSCambodiaKHVanuatuVUAlbaniaALEswatiniSZBahrainBHSouth KoreaKRJapanJPBhutanBTNigerNEUnited Arab EmiratesAETanzaniaTZIrelandIEEritreaERKuwaitKWGuineaGNAndorraADSaudi ArabiaSAIcelandISEstoniaEEBarbadosBBSingaporeSGArgentinaARMaldivesMVGrenadaGDBurundiBICentral African RepublicCFTaiwanTWPalauPWSloveniaSICameroonCMBangladeshBDNicaraguaNIDominicaDMParaguayPYMadagascarMGSt. LuciaLCLithuaniaLTBrazilBRKazakhstanKZMalaysiaMYEl SalvadorSVJordanJOMaltaMTNigeriaNGMozambiqueMZNew ZealandNZTimor-LesteTLAustraliaAUTongaTOSwedenSEPakistanPKAlgeriaDZCosta RicaCRPhilippinesPHTuvaluTVHondurasHNBosnia & HerzegovinaBAGreeceGRCanadaCATogoTGMongoliaMNFijiFJNauruNRTrinidad & TobagoTTUzbekistanUZSeychellesSCJamaicaJMAngolaAONetherlandsNLSerbiaRSHungaryHUMoroccoMAGhanaGHSierra LeoneSLFranceFRSouth AfricaZALatviaLVTürkiyeTRBulgariaBGZimbabweZWFinlandFIItalyITSão Tomé & PríncipeSTCape VerdeCVAzerbaijanAZThailandTHMexicoMXBelgiumBEGermanyDESwitzerlandCHLaosLATajikistanTJUgandaUGCzechiaCZColombiaCODenmarkDKPolandPLMonacoMCChileCLPapua New GuineaPGKyrgyzstanKGBruneiBNMicronesiaFMSamoaWSCongo - BrazzavilleCGGuyanaGYTurkmenistanTMNorwayNOIndonesiaIDSolomon IslandsSBVatican CityVADjiboutiDJPanamaPAArmeniaAMEcuadorECSenegalSNSt. Vincent & GrenadinesVCRomaniaROUnited StatesUSNorth MacedoniaMKMalawiMWEgyptEGMoldovaMDSpainESSurinameSRRwandaRWBoliviaBOBotswanaBWVietnamVNLebanonLBMacaoMOKenyaKE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

14
Myanmar (Burma)MMAfghanistanAFLibyaLYBelarusBYVenezuelaVEIranIRRussiaRUSomaliaSOYemenYESudanSDSouth SudanSSCubaCUSyriaSYNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,U.S. users can enter OffGrid’s invite-only card issuance flow without traditional residency KYC, and issued cards can be used at supported Visa merchants in the United States.
2. United Kingdom:Can apply,Can use,UK users can obtain the card after receiving access to OffGrid’s invite-only program, which does not use traditional residence-based KYC; issued cards can be used at supported Visa merchants.
3. Canada:Can apply,Can use,Canada is not among OffGrid’s restricted jurisdictions, so users with invitation access can enter the card issuance flow and use an issued card at supported Visa merchants.
4. Australia:Can apply,Can use,Australia is supported by OffGrid’s no-traditional-KYC card model, with issuance currently dependent on invitation access rather than a country-specific application program.
5. South Africa:Can apply,Can use,South Africa is not listed among OffGrid’s restricted jurisdictions, so users with access to the invite-only program can obtain and use the card.
6. New Zealand:Can apply,Can use,New Zealand is not restricted by OffGrid, and users who receive invitation access can obtain the card without traditional residency KYC and use it at supported Visa merchants.
7. Ireland:Can apply,Can use,Ireland is supported under OffGrid’s global invite-based card model, allowing users with program access to obtain and use the card without traditional residency KYC.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

No documents required

Review time / regional limits

No traditional identity document review is performed; after receiving invitation eligibility, you proceed directly to card activation.

KYC provider

Not disclosed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 17, 2026

Wallet payments

Alipay

Not supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Not supported

Aug 17, 2026

AI tools

Claude

Not supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Not supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Not supported

Aug 17, 2026

Subscriptions

Subscription payment

Not supported

Aug 17, 2026

Wallet payments

WeChat Pay

Not supported

Aug 17, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

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No approved reviews

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Risk factors

Updated: Aug 17, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does OffGrid Card require KYC?

Our record lists the OffGrid Card verification requirement as: No-KYC claim. Document and review details are in the KYC section of this page.

Does OffGrid Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up OffGrid Card with?

Our record lists OffGrid Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (20 in total).

Is OffGrid Card a virtual or a physical card?

OffGrid Card is offered as: Virtual card.

Where is OffGrid Card available?

Our record lists 182 countries or regions as available and 14 as restricted. Country-by-country status is in the regions section of this page.

Who issues OffGrid Card?

OffGrid Card is operated by OffGrid Cash / OffGrid Card on the Visa network.