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OOffGrid Card logo

OffGrid Card

Updated: Aug 17, 2026

OffGrid Card is a privacy-focused crypto payment card offered by OffGrid Cash and is currently available as a virtual Visa card. Users do not need traditional identity-document KYC. After obtaining invitation eligibility and opening an account, they can deposit crypto assets directly and convert them into a spendable card balance. The card supports Visa's global merchant network as well as Apple Pay, Google Pay and ATM-related use. It is primarily intended for users who value minimising identity data and using crypto assets for everyday payments.
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Confirmed unavailable on App Store
Card network
Visa
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Invite only
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
30-39
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / MATIC / ATOM / LTC / BCH / DAI / XLM / UNI
Last updated
Aug 17, 2026

Official and company information

Issuer identity and company credentials

OffGrid Cash is a crypto payment card platform with privacy as its main selling point, allowing users to top up from external wallets and activate Visa virtual cards for online, in-store, and Apple Pay/Google Pay scenarios. The website claims no traditional KYC, multi-chain top-ups, crypto withdrawals, and a monthly spending limit of approximately $20,000, but it does not disclose an operating legal entity, card issuer, custodian, or licensed payment partner.
Visit website Application page
Company / issuer
OffGrid Cash / OffGrid Card
Legal name
Unconfirmed
Registered region
Unconfirmed
Headquarters
Dubai, United Arab Emirates
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

OffGrid uses a model where crypto assets are topped up to form a card balance. The current website describes the product as a virtual Visa Signature® card. The project emphasizes no traditional KYC such as passport or facial scan, and allows deposits directly from crypto wallets. The website currently raises the maximum monthly spending limit without identity documents to 20,000 USD, higher than the 4,000 USD recorded in some early 2026 sources. OffGrid also supports Apple Pay and Google Pay, and claims usability at Visa-accepting merchants and ATM locations. The service still has invite-only and beta-stage characteristics, and the legal structure for card issuance is notably less transparent than typical licensed financial card programs.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

OffGrid Privacy Virtual Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee—
ATM fee
0.5%
Original约0.5%，另可能有ATM机费用
Foreign exchange fee
Free
No additional exchange-rate markup
Top-up fee
1.5%
Approx. 1.5%–2.8%, varies by card tier
Failed transaction fee—
Rewards
Cashback
Free
No fixed cashback on spending
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit
20,000 USD
Current maximum limit on official website
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

182
UkraineUABurkina FasoBFEthiopiaETEquatorial GuineaGQAntigua & BarbudaAGDominican RepublicDOGuinea-BissauGWPortugalPTLuxembourgLUGeorgiaGEChinaCNMontenegroMEZambiaZMTunisiaTNChadTDCyprusCYLiechtensteinLIGuatemalaGTUnited KingdomGBLiberiaLRLesothoLSComorosKMMauritiusMUIsraelILOmanOMGabonGAPeruPEBeninBJUruguayUYKiribatiKIMaliMLIndiaINHong KongHKHaitiHTMauritaniaMRCongo - KinshasaCDNamibiaNASlovakiaSKAustriaATSt. Kitts & NevisKNNepalNPSan MarinoSMSri LankaLKQatarQAMarshall IslandsMHCroatiaHRBelizeBZCôte d’IvoireCIGambiaGMBahamasBSCambodiaKHVanuatuVUAlbaniaALEswatiniSZBahrainBHSouth KoreaKRJapanJPBhutanBTNigerNEUnited Arab EmiratesAETanzaniaTZIrelandIEEritreaERKuwaitKWGuineaGNAndorraADSaudi ArabiaSAIcelandISEstoniaEEBarbadosBBSingaporeSGArgentinaARMaldivesMVGrenadaGDBurundiBICentral African RepublicCFTaiwanTWPalauPWSloveniaSICameroonCMBangladeshBDNicaraguaNIDominicaDMParaguayPYMadagascarMGSt. LuciaLCLithuaniaLTBrazilBRKazakhstanKZMalaysiaMYEl SalvadorSVJordanJOMaltaMTNigeriaNGMozambiqueMZNew ZealandNZTimor-LesteTLAustraliaAUTongaTOSwedenSEPakistanPKAlgeriaDZCosta RicaCRPhilippinesPHTuvaluTVHondurasHNBosnia & HerzegovinaBAGreeceGRCanadaCATogoTGMongoliaMNFijiFJNauruNRTrinidad & TobagoTTUzbekistanUZSeychellesSCJamaicaJMAngolaAONetherlandsNLSerbiaRSHungaryHUMoroccoMAGhanaGHSierra LeoneSLFranceFRSouth AfricaZALatviaLVTürkiyeTRBulgariaBGZimbabweZWFinlandFIItalyITSão Tomé & PríncipeSTCape VerdeCVAzerbaijanAZThailandTHMexicoMXBelgiumBEGermanyDESwitzerlandCHLaosLATajikistanTJUgandaUGCzechiaCZColombiaCODenmarkDKPolandPLMonacoMCChileCLPapua New GuineaPGKyrgyzstanKGBruneiBNMicronesiaFMSamoaWSCongo - BrazzavilleCGGuyanaGYTurkmenistanTMNorwayNOIndonesiaIDSolomon IslandsSBVatican CityVADjiboutiDJPanamaPAArmeniaAMEcuadorECSenegalSNSt. Vincent & GrenadinesVCRomaniaROUnited StatesUSNorth MacedoniaMKMalawiMWEgyptEGMoldovaMDSpainESSurinameSRRwandaRWBoliviaBOBotswanaBWVietnamVNLebanonLBMacaoMOKenyaKE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

14
Myanmar (Burma)MMAfghanistanAFLibyaLYBelarusBYVenezuelaVEIranIRRussiaRUSomaliaSOYemenYESudanSDSouth SudanSSCubaCUSyriaSYNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：OffGrid 不进行传统居住国 KYC，取得邀请码后可进入申请流程；Visa 支付在中国大陆属于部分可用，国际卡受理和钱包绑卡存在商户限制。

2、香港：取得邀请资格后可进入申请流程；已发行 Visa 卡可在香港支持 Visa 的线上及线下商户使用，移动钱包场景兼容性较好。

3、澳门：取得邀请资格后可进入申请流程；已持有的 OffGrid Visa 卡可在支持国际 Visa 的当地商户使用，实际授权仍受发卡方风控影响。

4、台湾：取得邀请资格后可进入申请流程；已发行 Visa 卡可用于支持国际 Visa 的线上及实体商户，并可结合兼容移动钱包进行支付

Updated: Aug 17, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

No documents required

Review time / regional limits

No traditional identity document review is performed; after receiving invitation eligibility, you proceed directly to card activation.

KYC provider

Not disclosed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 17, 2026

Wallet payments

Alipay

Not supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Not supported

Aug 17, 2026

AI tools

Claude

Not supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Not supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Not supported

Aug 17, 2026

Subscriptions

Subscription payment

Not supported

Aug 17, 2026

Wallet payments

WeChat Pay

Not supported

Aug 17, 2026

User reviews

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Risk factors

Updated: Aug 17, 2026

No risk factors are available