Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
M
Moonwell Card
Updated: Sep 14, 2026
Moonwell Card was a Visa Platinum crypto debit card jointly offered by Moonwell and Cypher, with virtual and physical cards previously available. Users could top up directly with USDC on the Base network or use assets such as cbBTC and ETH as collateral on Moonwell to borrow USDC, load it onto the card and spend through the Visa network. Because partner Cypher entered a process of ceasing all operations, Moonwell Card stopped all card payment services on 8 August 2026.
Confirmed unavailable on App Store
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual + physical card
- Operating status
- Discontinued
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 60-69
- Supported assets
USDC- Last updated
- Sep 14, 2026
Official and company information
Issuer identity and company credentials
Moonwell is a decentralized lending protocol (DeFi Lending Protocol) deployed on blockchain networks such as Base, Optimism, and Moonbeam, allowing users to lend and borrow crypto assets, earn yield, and participate in on-chain governance. The protocol is governed by the Moonwell Foundation, which promotes governance and ecosystem development; protocol upgrades and risk parameters are decided through community governance mechanisms. It is not a traditional financial institution.
- Company / issuer
- Moonwell
- Legal name
- Moonwell Foundation
- Registered region
- Cayman Islands (KY)
- Headquarters
- Unconfirmed
- Company type
- Program manager
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Moonwell Card connected Moonwell's on-chain lending capabilities with the traditional Visa payment network. During operation, users could load Base USDC directly from a self-custody wallet, or borrow USDC against collateral assets in Moonwell and then load it onto the card. Cypher then processed the USDC, converting it through partner infrastructure such as Circle Mint and Reap into fiat balances for Visa spending. The card previously covered online purchases, physical merchants, Apple Pay, Google Pay and ATM access, and offered an Auto Load feature that automatically replenished the balance from Moonwell USDC Vault. Cypher stopped new applications and top-ups on July 8, 2026, and cancelled all cards on August 8. Therefore, while Moonwell's lending protocol remains operational, Moonwell Card itself has ceased service.
Visa card experienceRegional availabilityTerms may change
Notice: Card services ended on 2026/08/08, and all active Moonwell/Cypher cards were cancelled. Balances should be withdrawn no later than the platform's closure on 2026/09/06. Operations ceased because Cypher was acquired by Nium, after which the existing consumer card, business card and CYPR platforms were closed.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
M Moonwell Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free No monthly maintenance fee until discontinuation |
| Card issuance fee | — |
| ATM fee | 3% ATM fee rate until discontinuation |
| Foreign exchange fee | 1.5% Non-USD purchase fee before suspension |
| Top-up fee | 0.5% USDC top-up fee rate until discontinuation |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | 2,000 USD Maximum 3 per day, 30 per month |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
2. United Kingdom：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
3. Canada：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
4. Australia：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
5. South Africa：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
6. New Zealand：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
7. Ireland：Cannot apply，Cannot use，Moonwell Card has been discontinued globally; new applications and issuance ended on July 8, 2026, and all active cards were canceled on August 8, 2026.
Updated: Sep 14, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / National ID card / Driver's license
Review time / regional limits
Instant approval when documents fully match; standard review takes about 24 to 48 hours; anomalous documents go to manual review.
KYC provider
Not disclosed
Updated
Aug 14, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 14, 2026
Wallet payments
Alipay
Not supported
Aug 14, 2026
Wallet payments
Apple Pay
Not supported
Aug 14, 2026
Cash services
ATM withdrawal
Not supported
Aug 14, 2026
AI tools
ChatGPT
Not supported
Aug 14, 2026
AI tools
Claude
Not supported
Aug 14, 2026
Wallet payments
Google Pay
Not supported
Aug 14, 2026
AI tools
Midjourney
Not supported
Aug 14, 2026
In-person payments
Offline POS
Not supported
Aug 14, 2026
Online shopping
Online shopping
Not supported
Aug 14, 2026
Wallet payments
PayPal
Not supported
Aug 14, 2026
Subscriptions
Subscription payment
Not supported
Aug 14, 2026
Wallet payments
WeChat Pay
Not supported
Aug 14, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
Approved source content will appear after it is matched to this card.
Risk factors
Updated: Aug 14, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Moonwell Card require KYC?
Our record lists the Moonwell Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Moonwell Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Not supported.
Which assets can I top up Moonwell Card with?
Our record lists Moonwell Card support for: USDC.
Is Moonwell Card a virtual or a physical card?
Moonwell Card is offered as: Virtual + physical card.
Where is Moonwell Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues Moonwell Card?
Moonwell Card is operated by Moonwell on the Visa network.