Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
M
Morph Black Card
Updated: Aug 7, 2026
Morph Black was an on-chain membership and payment card project introduced by Morph for high-net-worth crypto asset users. Users were required to hold a Morph Black NFT and were originally expected to receive a physical black-and-gold card after completing identity verification. The Morph Pay system was intended to integrate crypto asset conversion, real-world spending, DeFi earnings, spending rewards, and ecosystem benefits. The card did not reach a long-term stable issuance stage, and Morph formally ended the entire project in September 2025.
Confirmed unavailable on App Store
Official and company information
Issuer identity and company credentials
Morph (morph.network) is an Ethereum Layer 2 (L2) network designed specifically for consumer applications, global stablecoin payments, and commercial adoption. It is currently one of the foundational infrastructures in the Web3 payment and AI agent economy.
Its core strengths and product features include:
Innovative hybrid Rollup architecture: Through its pioneering Responsive Validity Proof (RVP), it perfectly combines Optimistic high throughput with ZK (zero-knowledge) ultra-fast settlement security, significantly shortening the traditional L2 asset withdrawal period of up to 7 days and achieving second-level cross-border settlement.
Truly decentralized sequencer: Traditional L2s mostly rely on official single-point sequencers, whereas Morph uses a distributed sequencer network based on Tendermint consensus, completely eliminating single points of failure. While ensuring network censorship resistance, it reduces gas fees per transfer to less than $0.01.
Native support for compliant stablecoin rails: Deep integration with Circle's USDC and its CCTP (Cross-Chain Transfer Protocol) provides a compliant, low-latency commercial network for cross-border e-commerce, crypto payroll, B2B settlement, and remote team treasury hedging.
Financial backbone for AI and agentic economy: With sub-second transaction confirmation performance and extremely low fees, Morph is widely used to carry micro high-frequency payments between AI agents and tokenized flows of real-world assets (RWA).
- Company / issuer
- Morph (morph.network / formerly Morphism)
- Legal name
- Morph Labs
- Registered region
- Singapore (SG)
- Headquarters
- Original新加坡
- Company type
- Private company
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Morph Black NFT was launched in March 2025 as an on-chain credential for obtaining Morph Black membership and subsequent eligibility for a physical card. The project planned to connect user wallets, crypto asset exchange, fiat payments, and traditional banking services and to provide a 22-gram physical black-and-gold card, spending rewards, exclusive DeFi pools, ecosystem airdrops, event tickets, and concierge services. Users first had to mint or hold the NFT, then complete identity review and apply for the physical card. Due to changes in the compliance environment and Morph's strategic shift toward payments and blockchain infrastructure, the Black Card project ended before physical card issuance continued. Morph subsequently refunded the original minting fee to eligible NFT holders and paid additional ETH compensation to users who participated in both staking phases.
Mastercard card experienceRegional availabilityTerms may change
Notice: The Morph Black Card programme stopped issuing cards and ceased operations on 2025/09/06 due to changes in the compliance environment and Morph's shift in focus towards infrastructure. Morph Black NFT holders could claim a refund of 0.2 ETH, while eligible staking users additionally received a reward of 0.15 ETH or 0.1 ETH. The refund claim period ended on 2025/10/17.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
M Morph Black Card | M Morph Platinum Card | |
|---|---|---|
| Card form | Metal card | Virtual card |
| Fees | ||
| Monthly fee | Free | Free No monthly fee; project discontinued |
| Card issuance fee | 0.2 ETH Membership NFT minting fee | 0.3 ETH Project discontinued; original card issuance (minting) fee was 0.3 ETH |
| ATM fee | — | — |
| Foreign exchange fee | 0.3% Crypto-to-fiat conversion, from 0.3% | — |
| Top-up fee | — | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 1% Cashback on spending | — |
| Staking rewards | 0.15 ETH Compensation based on staking tier, 0.15 or 0.1 ETH | — |
| Staking APR | 30% Exclusive DeFi pool, up to 30% | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不可申请，项目已经停止发卡；Morph Black 实体支付卡未形成持续运营服务，现不能用于线上、线下或ATM交易。
2、香港：不可申请，项目已经停止发卡；原有NFT仅保留链上身份记录，不再提供实际卡片申请及消费服务。
3、澳门：不可申请，项目已经停止发卡；没有仍然有效的实体卡、移动钱包支付或ATM取现服务。
4、台湾：不可申请，项目已经停止发卡；原规划的加密资产消费、返现及银行账户服务均不再提供。
Updated: Aug 7, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Passport / ID card / Driver's license
Review time / regional limits
The project has stopped issuing cards; identity verification and manual review are no longer accepted.
KYC provider
Not disclosed
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 7, 2026
Wallet payments
Alipay
Not supported
Aug 7, 2026
Wallet payments
Apple Pay
Not supported
Aug 7, 2026
Cash services
ATM withdrawal
Not supported
Aug 7, 2026
AI tools
ChatGPT
Not supported
Aug 7, 2026
AI tools
Claude
Not supported
Aug 7, 2026
Wallet payments
Google Pay
Not supported
Aug 7, 2026
AI tools
Midjourney
Not supported
Aug 7, 2026
In-person payments
Offline POS
Not supported
Aug 7, 2026
Online shopping
Online shopping
Not supported
Aug 7, 2026
Wallet payments
PayPal
Not supported
Aug 7, 2026
Subscriptions
Subscription payment
Not supported
Aug 7, 2026
Wallet payments
WeChat Pay
Not supported
Aug 7, 2026
User reviews
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Risk factors
Updated: Jul 22, 2026
No risk factors are available