Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
M
Morph Black Card
Updated: Sep 15, 2026
Morph Black was an on-chain membership and payment card project introduced by Morph for high-net-worth crypto asset users. Users were required to hold a Morph Black NFT and were originally expected to receive a physical black-and-gold card after completing identity verification. The Morph Pay system was intended to integrate crypto asset conversion, real-world spending, DeFi earnings, spending rewards, and ecosystem benefits. The card did not reach a long-term stable issuance stage, and Morph formally ended the entire project in September 2025.
Confirmed unavailable on App Store
- Card network
- Product type
- Stablecoin payment card
- Card form
- Metal card / Virtual card
- Operating status
- Discontinued
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 40-49
- Supported assets
USDT
USDC
BTC
ETH- Last updated
- Sep 15, 2026
Official and company information
Issuer identity and company credentials
Morph (morph.network) is an Ethereum Layer 2 (L2) network designed specifically for consumer applications, global stablecoin payments, and commercial adoption. It is currently one of the foundational infrastructures in the Web3 payment and AI agent economy.
Its core strengths and product features include:
Innovative hybrid Rollup architecture: Through its pioneering Responsive Validity Proof (RVP), it perfectly combines Optimistic high throughput with ZK (zero-knowledge) ultra-fast settlement security, significantly shortening the traditional L2 asset withdrawal period of up to 7 days and achieving second-level cross-border settlement.
Truly decentralized sequencer: Traditional L2s mostly rely on official single-point sequencers, whereas Morph uses a distributed sequencer network based on Tendermint consensus, completely eliminating single points of failure. While ensuring network censorship resistance, it reduces gas fees per transfer to less than $0.01.
Native support for compliant stablecoin rails: Deep integration with Circle's USDC and its CCTP (Cross-Chain Transfer Protocol) provides a compliant, low-latency commercial network for cross-border e-commerce, crypto payroll, B2B settlement, and remote team treasury hedging.
Financial backbone for AI and agentic economy: With sub-second transaction confirmation performance and extremely low fees, Morph is widely used to carry micro high-frequency payments between AI agents and tokenized flows of real-world assets (RWA).
- Company / issuer
- Morph (morph.network / formerly Morphism)
- Legal name
- Morph Labs
- Registered region
- Singapore (SG)
- Headquarters
- Singapore
- Company type
- Private company
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Morph Black NFT was launched in March 2025 as an on-chain credential for obtaining Morph Black membership and subsequent eligibility for a physical card. The project planned to connect user wallets, crypto asset exchange, fiat payments, and traditional banking services and to provide a 22-gram physical black-and-gold card, spending rewards, exclusive DeFi pools, ecosystem airdrops, event tickets, and concierge services. Users first had to mint or hold the NFT, then complete identity review and apply for the physical card. Due to changes in the compliance environment and Morph's strategic shift toward payments and blockchain infrastructure, the Black Card project ended before physical card issuance continued. Morph subsequently refunded the original minting fee to eligible NFT holders and paid additional ETH compensation to users who participated in both staking phases.
Mastercard card experienceRegional availabilityTerms may change
Notice: The Morph Black Card programme stopped issuing cards and ceased operations on 2025/09/06 due to changes in the compliance environment and Morph's shift in focus towards infrastructure. Morph Black NFT holders could claim a refund of 0.2 ETH, while eligible staking users additionally received a reward of 0.15 ETH or 0.1 ETH. The refund claim period ended on 2025/10/17.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
M Morph Black Card | M Morph Platinum Card | |
|---|---|---|
| Card form | Metal card | Virtual card |
| Fees | ||
| Monthly fee | Free | Free No monthly fee; project discontinued |
| Card issuance fee | 0.2 ETH Membership NFT minting fee | 0.3 ETH Project discontinued; original card issuance (minting) fee was 0.3 ETH |
| ATM fee | — | — |
| Foreign exchange fee | 0.3% Crypto-to-fiat conversion, from 0.3% | — |
| Top-up fee | — | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 1% Cashback on spending | — |
| Staking rewards | 0.15 ETH Compensation based on staking tier, 0.15 or 0.1 ETH | — |
| Staking APR | 30% Exclusive DeFi pool, up to 30% | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Cannot use，Morph officially concluded the Morph Black Card program in September 2025 because of compliance and strategic changes, and the cards are no longer issued or operated.
2. United Kingdom：Cannot apply，Cannot use，The Morph Black Card program has been officially terminated and replaced by a refund program for NFT holders, so there is no active card issuance or use in the UK.
3. Canada：Cannot apply，Cannot use，Morph ended the Black Card program before maintaining it as an active payment-card service, so Canadian residents cannot obtain or use a current Morph Black Card.
4. Australia：Cannot apply，Cannot use，The Morph Black Card program was officially concluded in 2025 and card issuance was discontinued, leaving no active card service in Australia.
5. South Africa：Cannot apply，Cannot use，Morph terminated the Black Card program and refunded eligible NFT holders, so there is no currently issued or usable Morph Black payment card in South Africa.
6. New Zealand：Cannot apply，Cannot use，The Black Card program has been discontinued globally and the cards are no longer issued, so there is no active product for application or use in New Zealand.
7. Ireland：Cannot apply，Cannot use，Although the project previously promoted a physical crypto card, Morph officially ended the Black Card program in 2025 and no active card issuance or use remains in Ireland.
Updated: Sep 15, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Passport / ID card / Driver's license
Review time / regional limits
The project has stopped issuing cards; identity verification and manual review are no longer accepted.
KYC provider
Not disclosed
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 7, 2026
Wallet payments
Alipay
Not supported
Aug 7, 2026
Wallet payments
Apple Pay
Not supported
Aug 7, 2026
Cash services
ATM withdrawal
Not supported
Aug 7, 2026
AI tools
ChatGPT
Not supported
Aug 7, 2026
AI tools
Claude
Not supported
Aug 7, 2026
Wallet payments
Google Pay
Not supported
Aug 7, 2026
AI tools
Midjourney
Not supported
Aug 7, 2026
In-person payments
Offline POS
Not supported
Aug 7, 2026
Online shopping
Online shopping
Not supported
Aug 7, 2026
Wallet payments
PayPal
Not supported
Aug 7, 2026
Subscriptions
Subscription payment
Not supported
Aug 7, 2026
Wallet payments
WeChat Pay
Not supported
Aug 7, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
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No approved reviews
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Risk factors
Updated: Jul 22, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Morph Black Card require KYC?
Our record lists the Morph Black Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Morph Black Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Not supported.
Which assets can I top up Morph Black Card with?
Our record lists Morph Black Card support for: USDT, USDC, BTC, and ETH.
Is Morph Black Card a virtual or a physical card?
Morph Black Card is offered as: Metal card and Virtual card.
Where is Morph Black Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues Morph Black Card?
Morph Black Card is operated by Morph (morph.network / formerly Morphism) on the Mastercard network.