UCard Radar

Card database / Visa / Stablecoin payment card

MMXI Card logo

MXI Card

Updated: Aug 16, 2026

MXI Card is a virtual payment card within the global money services ecosystem operated by Monerex LLC under the MXI brand, built around USD virtual accounts, USDC stablecoin settlement and cross-border payments. Users manage their accounts and cards through the MXI mobile app, receive USD transfers through ACH and Wire, and make international online purchases with the virtual card. The product focuses on connecting traditional banking payment channels and stablecoin settlement in one mobile app and is primarily intended for cross-border receipts and payments, freelancers and users managing funds globally.
Submit usage feedback
Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDC
Last updated
Aug 16, 2026

Official and company information

Issuer identity and company credentials

MXI is a global payment and collection platform supporting USD virtual bank accounts, ACH/Wire collections, USDC stablecoin payments, international remittances, payment links, corporate bulk payments, and treasury management, offering cross-border payment and global account services for individuals and businesses.
Company / issuer
MXI
Legal name
Monerex LLC
Registered region
United States (US)
Headquarters
Cheyenne, Wyoming, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MXI is operated by Monerex LLC in the United States. Its mobile app is currently offered as the DELTAWALLET global banking service suite, providing USD virtual accounts, receiving ACH/Wire payments, USDC payments and Smart Virtual Card. MXI's terms state that the platform itself is not a bank, that third-party financial accounts are provided directly by partner service providers, and that MXI is primarily responsible for the software interface and service orchestration. Related funds are not custodied by MXI itself. The mobile app remains publicly listed and indicates coverage in more than 100 countries, while the public-facing website is in a DELTA WALLET “Coming Soon” preview state.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MXI virtual card
Card formVirtual card
Fees
Monthly fee
Card issuance fee
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
0%
No cashback set
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

143
United KingdomGBUgandaUGMalaysiaMYGuyanaGYSurinameSRSloveniaSISwitzerlandCHMozambiqueMZPortugalPTChileCLSlovakiaSKSaudi ArabiaSABahrainBHLiechtensteinLICanadaCABulgariaBGMoroccoMACroatiaHRCzechiaCZMalawiMWGermanyDEBosnia & HerzegovinaBABoliviaBOTaiwanTWIndiaINMontenegroMEMongoliaMNGuatemalaGTFinlandFIDominicaDMSeychellesSCNew ZealandNZRomaniaROTanzaniaTZSt. Kitts & NevisKNDominican RepublicDOCyprusCYUzbekistanUZVietnamVNMoldovaMDLebanonLBNetherlandsNLKuwaitKWLithuaniaLTKyrgyzstanKGColombiaCOEgyptEGSt. Vincent & GrenadinesVCTrinidad & TobagoTTSouth AfricaZAUruguayUYEstoniaEEFijiFJCameroonCMGambiaGMCôte d’IvoireCIBarbadosBBSouth KoreaKRSerbiaRSCosta RicaCRHondurasHNAndorraADAzerbaijanAZLatviaLVDenmarkDKArmeniaAMHong KongHKMadagascarMGPolandPLBelizeBZJordanJOParaguayPYGabonGANamibiaNAPakistanPKKazakhstanKZBelgiumBEMacaoMOAustraliaAUJamaicaJMSri LankaLKBangladeshBDNorwayNOSierra LeoneSLEcuadorECGhanaGHEthiopiaETMonacoMCBeninBJSpainESMaltaMTBahamasBSPhilippinesPHIndonesiaIDBotswanaBWPeruPEThailandTHMaldivesMVSwedenSEIsraelILIrelandIEGreeceGRItalyITAustriaATFranceFRLaosLABrazilBRCambodiaKHZambiaZMMexicoMXPanamaPAEl SalvadorSVHungaryHUMauritiusMUKenyaKEZimbabweZWGrenadaGDNigeriaNGEswatiniSZIcelandISNicaraguaNITogoTGTürkiyeTRGeorgiaGEMauritaniaMRAntigua & BarbudaAGLuxembourgLUSt. LuciaLCNepalNPUnited Arab EmiratesAEQatarQACape VerdeCVSingaporeSGRwandaRWLesothoLSOmanOMSan MarinoSMPapua New GuineaPGNorth MacedoniaMKBruneiBNUnited StatesUSSenegalSNArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

5
JapanJPBurundiBITunisiaTNChinaCNAlgeriaDZ
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不支持中国大陆居民申请,Bridge 将中国列为不可服务地区;已在其他合资格地区发行的 Visa 卡可在支持境外 Visa 卡的商户消费。

2、香港:可受限申请,需完成完整 KYC 并取得应用内卡片开放资格;获卡后可用于 Visa 线上消费及符合条件的移动支付场景。

3、澳门:可受限申请,需完成身份验证并取得当前卡片发放资格;获卡后可用于支持 Visa 国际卡的线上及移动支付商户。

4、台湾:可受限申请,需完成完整 KYC 并通过当前发卡资格检查;获卡后可用于支持 Visa 国际卡的线上和移动支付场景。

Updated: Aug 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Automated identity review is usually fast; when routed to manual review, it can extend to the next business day.

KYC provider

Bridge

Updated

Aug 16, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 16, 2026

Wallet payments

Alipay

Supported

Aug 16, 2026

Wallet payments

Apple Pay

Supported

Aug 16, 2026

Cash services

ATM withdrawal

Not supported

Aug 16, 2026

AI tools

ChatGPT

Not supported

Aug 16, 2026

AI tools

Claude

Not supported

Aug 16, 2026

Wallet payments

Google Pay

Supported

Aug 16, 2026

AI tools

Midjourney

Not supported

Aug 16, 2026

In-person payments

Offline POS

Supported

Aug 16, 2026

Online shopping

Online shopping

Supported

Aug 16, 2026

Wallet payments

PayPal

Not supported

Aug 16, 2026

Subscriptions

Subscription payment

Not supported

Aug 16, 2026

Wallet payments

WeChat Pay

Supported

Aug 16, 2026

User reviews

Showing 6 approved reviews matched to this card

Newest first
Tim7407app_store5 / 5

Great application

I can't believe the future is already here.
View original
Bill Denisongoogle_play5 / 5

MXI Google Play review - 5 star

best option for both fiat and crypto holding
View original
assfgghlkapp_store5 / 5

Game-changer for international money movement

As a digital nomad, I’m constantly moving between countries and managing expenses across borders, and MXI has made that process incredibly smooth. I’m able to move money from my U.S. bank account while traveling internationally without the usual stress of high fees, long delays, or wondering where my funds are. The app is intuitive and easy to use, even if you’re not deeply technical or crypto-savvy. What really stands out is how reliable and seamless global transfers feel. Whether I’m paying rent, transferring money to others across the world or doing business internationally, having a tool that just works has been a huge relief — I’d absolutely recommend MXI to anyone living, working, or traveling abroad!
View original
XRPBullapp_store5 / 5

Lowest fees for onboarding crypto !

Lowest fees in the game for onboarding fiat to crypto
View original
John Hidalgo11app_store5 / 5

Global Transfer Made Easy

My clients and I send money all over the globe, This has never made it easier and having bank accounts globally is a huge help for moving money from business to Client or B2B in many countries that we operate
View original
Banking DLTapp_store5 / 5

The Super App

As a banker, testing this app is marking a new revolution in payments. Frictionless border to border transfers using virtual USD and stablecoins. This technology will be the new way to send value in seconds. 5 Stars ⭐️⭐️⭐️⭐️⭐️
View original

Risk factors

Updated: Aug 16, 2026

No risk factors are available