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MXI Card

Updated: Sep 21, 2026

MXI Card is a virtual payment card within the global money services ecosystem operated by Monerex LLC under the MXI brand, built around USD virtual accounts, USDC stablecoin settlement and cross-border payments. Users manage their accounts and cards through the MXI mobile app, receive USD transfers through ACH and Wire, and make international online purchases with the virtual card. The product focuses on connecting traditional banking payment channels and stablecoin settlement in one mobile app and is primarily intended for cross-border receipts and payments, freelancers and users managing funds globally.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDC
Last updated
Sep 21, 2026

Official and company information

Issuer identity and company credentials

MXI is a global payment and collection platform supporting USD virtual bank accounts, ACH/Wire collections, USDC stablecoin payments, international remittances, payment links, corporate bulk payments, and treasury management, offering cross-border payment and global account services for individuals and businesses.
Visit website Application page
Company / issuer
MXI
Legal name
Monerex LLC
Registered region
United States (US)
Headquarters
Cheyenne, Wyoming, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MXI is operated by Monerex LLC, and its product structure resembles a combination of a "global fund account," "stablecoin settlement," and "virtual card" rather than a standalone crypto prepaid card. Users can receive funds via methods such as ACH and Wire transfers into USD accounts provided by third parties, utilize USDC as the platform's settlement rail, and manage transfers, payments, and virtual cards within the same mobile application. MXI’s terms explicitly state that it is not a bank and does not directly hold customer funds; instead, the relevant accounts are established directly with partner financial service providers. Although the App Store page currently describes features such as the "Smart Virtual Card" and instant virtual cards, the official MXI website still lists the "DELTA WALLET" as "Coming Soon" and has not yet provided a public, verifiable portal for officially issuing cards.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

MXI Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee—
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback
0%
No cashback set
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

143
United KingdomGBUgandaUGMalaysiaMYGuyanaGYSurinameSRSloveniaSISwitzerlandCHMozambiqueMZPortugalPTChileCLSlovakiaSKSaudi ArabiaSABahrainBHLiechtensteinLICanadaCABulgariaBGMoroccoMACroatiaHRCzechiaCZMalawiMWGermanyDEBosnia & HerzegovinaBABoliviaBOTaiwanTWIndiaINMontenegroMEMongoliaMNGuatemalaGTFinlandFIDominicaDMSeychellesSCNew ZealandNZRomaniaROTanzaniaTZSt. Kitts & NevisKNDominican RepublicDOCyprusCYUzbekistanUZVietnamVNMoldovaMDLebanonLBNetherlandsNLKuwaitKWLithuaniaLTKyrgyzstanKGColombiaCOEgyptEGSt. Vincent & GrenadinesVCTrinidad & TobagoTTSouth AfricaZAUruguayUYEstoniaEEFijiFJCameroonCMGambiaGMCôte d’IvoireCIBarbadosBBSouth KoreaKRSerbiaRSCosta RicaCRHondurasHNAndorraADAzerbaijanAZLatviaLVDenmarkDKArmeniaAMHong KongHKMadagascarMGPolandPLBelizeBZJordanJOParaguayPYGabonGANamibiaNAPakistanPKKazakhstanKZBelgiumBEMacaoMOAustraliaAUJamaicaJMSri LankaLKBangladeshBDNorwayNOSierra LeoneSLEcuadorECGhanaGHEthiopiaETMonacoMCBeninBJSpainESMaltaMTBahamasBSPhilippinesPHIndonesiaIDBotswanaBWPeruPEThailandTHMaldivesMVSwedenSEIsraelILIrelandIEGreeceGRItalyITAustriaATFranceFRLaosLABrazilBRCambodiaKHZambiaZMMexicoMXPanamaPAEl SalvadorSVHungaryHUMauritiusMUKenyaKEZimbabweZWGrenadaGDNigeriaNGEswatiniSZIcelandISNicaraguaNITogoTGTürkiyeTRGeorgiaGEMauritaniaMRAntigua & BarbudaAGLuxembourgLUSt. LuciaLCNepalNPUnited Arab EmiratesAEQatarQACape VerdeCVSingaporeSGRwandaRWLesothoLSOmanOMSan MarinoSMPapua New GuineaPGNorth MacedoniaMKBruneiBNUnited StatesUSSenegalSNArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

5
JapanJPBurundiBITunisiaTNChinaCNAlgeriaDZ
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，The United States is included in MXI Card’s current supported issuance coverage; applicants must complete identity verification and compliance checks before card access is approved.
2. United Kingdom：Can apply，Can use，The United Kingdom is included in MXI’s supported card regions, and eligible residents can apply after completing the required KYC and account verification.
3. Canada：Can apply，Can use，Canada is explicitly included in MXI Card’s current issuance coverage, subject to identity verification and approval by MXI and its financial partner.
4. Australia：Can apply，Can use，Australia is included among MXI Card’s supported countries, and eligible residents can obtain the card after completing the required verification.
5. South Africa：Can apply，Can use，South Africa is listed as a supported MXI Card country, allowing eligible residents to apply after KYC and compliance approval.
6. New Zealand：Can apply，Can use，New Zealand is included in MXI Card’s current supported-country coverage, and residents can apply after completing the required identity verification.
7. Ireland：Can apply，Can use，Ireland is explicitly supported for MXI Card issuance, and eligible residents can apply after completing KYC and account eligibility checks.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Automated identity review is usually fast; when routed to manual review, it can extend to the next business day.

KYC provider

Bridge

Updated

Aug 16, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 16, 2026

Wallet payments

Alipay

Supported

Aug 16, 2026

Wallet payments

Apple Pay

Supported

Aug 16, 2026

Cash services

ATM withdrawal

Not supported

Aug 16, 2026

AI tools

ChatGPT

Not supported

Aug 16, 2026

AI tools

Claude

Not supported

Aug 16, 2026

Wallet payments

Google Pay

Supported

Aug 16, 2026

AI tools

Midjourney

Not supported

Aug 16, 2026

In-person payments

Offline POS

Supported

Aug 16, 2026

Online shopping

Online shopping

Supported

Aug 16, 2026

Wallet payments

PayPal

Not supported

Aug 16, 2026

Subscriptions

Subscription payment

Not supported

Aug 16, 2026

Wallet payments

WeChat Pay

Supported

Aug 16, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 6 approved reviews matched to this card

Newest first
Tim7407app_store★ 5 / 5

Great application

I can't believe the future is already here.
View original
Bill Denisongoogle_play★ 5 / 5

MXI Google Play review - 5 star

best option for both fiat and crypto holding
View original
assfgghlkapp_store★ 5 / 5

Game-changer for international money movement

As a digital nomad, I’m constantly moving between countries and managing expenses across borders, and MXI has made that process incredibly smooth. I’m able to move money from my U.S. bank account while traveling internationally without the usual stress of high fees, long delays, or wondering where my funds are. The app is intuitive and easy to use, even if you’re not deeply technical or crypto-savvy. What really stands out is how reliable and seamless global transfers feel. Whether I’m paying rent, transferring money to others across the world or doing business internationally, having a tool that just works has been a huge relief — I’d absolutely recommend MXI to anyone living, working, or traveling abroad!
View original
XRPBullapp_store★ 5 / 5

Lowest fees for onboarding crypto !

Lowest fees in the game for onboarding fiat to crypto
View original
John Hidalgo11app_store★ 5 / 5

Global Transfer Made Easy

My clients and I send money all over the globe, This has never made it easier and having bank accounts globally is a huge help for moving money from business to Client or B2B in many countries that we operate
View original
Banking DLTapp_store★ 5 / 5

The Super App

As a banker, testing this app is marking a new revolution in payments. Frictionless border to border transfers using virtual USD and stablecoins. This technology will be the new way to send value in seconds. 5 Stars ⭐️⭐️⭐️⭐️⭐️
View original

Risk factors

Updated: Aug 16, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does MXI Card require KYC?

Our record lists the MXI Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does MXI Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up MXI Card with?

Our record lists MXI Card support for: USDC.

Is MXI Card a virtual or a physical card?

MXI Card is offered as: Virtual card.

Where is MXI Card available?

Our record lists 143 countries or regions as available and 5 as restricted. Country-by-country status is in the regions section of this page.

Who issues MXI Card?

MXI Card is operated by MXI on the Visa network.