Card database / Visa / Crypto prepaid card

OWNR Wallet Card

Updated: Jul 30, 2026

The OWNR Wallet Card is a Visa crypto prepaid card offered by OWNR Wallet. Users can manage multiple crypto assets in OWNR Wallet and convert or transfer assets such as BTC, ETH, and LTC to the card balance for online payments, in-store purchases, and ATM withdrawals. The card is better suited to European users as a crypto asset spending and backup payment tool.

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Card network

Visa

Product type

Crypto prepaid card

Card form

Virtual + physical card

Operating status

Active

KYC level

Full KYC

Commercial relationship

No commercial relationship

Risk score

70-79

Supported assets

USDT / BTC / ETH / TRX / LTC / EUR / DASH

Last updated

Jul 30, 2026

Official and company information

Issuer identity and company credentials

OWNR Wallet is an international fintech brand operated by multiple entities, primarily offering non-custodial crypto wallets, virtual currency buying and selling, crypto asset exchange, Visa prepaid cards, corporate payment gateway APIs, and OTC-related services. Its website currently discloses registered entities including OWNR WALLET EUROPE S.R.O. in the Czech Republic, OWNR WALLET CRYPTO CANADA LTD. in Canada, and OWNR WALLET LLC in the United States. The Canadian and Czech entities handle virtual currency and fiat exchange services, while the US entity is disclosed as a FinCEN MSB. OWNR's wallet product emphasizes a non-custodial model, where users control their private keys and assets; however, for buying/selling crypto, cards, corporate services, and high-risk transactions, it performs KYC, AML, sanctions screening, and enhanced due diligence.

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Company / issuer: OWNR
Legal name: OWNR WALLET EUROPE S.R.O.
Registered region: United States (US)
Headquarters: Original美国
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

OWNR Wallet is a multi-asset non-custodial crypto wallet that allows users to store, send, receive, exchange, and purchase crypto assets. OWNR Wallet Card is its accompanying Visa prepaid card product. Users can apply for a virtual or physical card in the OWNR App and spend after converting crypto assets into the card balance. OWNR Wallet Card is not a self-custody card that debits each transaction directly from an on-chain wallet. It uses a “crypto wallet + Visa prepaid card” model. Users must first deposit or convert assets such as BTC, ETH, and LTC into the card balance before using the Visa card for online payments, in-store purchases, or ATM withdrawals. The card is denominated in EUR, and official materials list a monthly fee, spending limits, and ATM fees. The OWNR wallet itself is non-custodial, and users control their private keys. However, the card and fiat conversion services still depend on OWNR's compliance entities, KYC/AML reviews, issuing partners, and the Visa network. Users must distinguish between wallet assets and the card balance: wallet assets are controlled by the user, while the card balance and fiat payment process are subject to platform and issuer rules.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	OOWNR Wallet Visa Prepaid Card
Card form	Virtual + physical card
Fees
Monthly fee	1.5 EUR Charged monthly for each card
Card issuance fee	5 EUR Issuance
ATM fee	2 EUR + 2% Cash withdrawal
Foreign exchange fee	2% Additional fee for non-euro transactions
Top-up fee	2 EUR Bank card transfer or crypto exchange
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	2,500 EUR Online and offline spending limit
Monthly spending limit	5,000 EUR Calendar month spending limit
ATM withdrawal limit	500 EUR Withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

LithuaniaLTItalyITSloveniaSILuxembourgLUCyprusCYNetherlandsNLLatviaLVCzechiaCZBulgariaBGHungaryHUIrelandIEUnited KingdomGBFranceFRPolandPLCroatiaHRIcelandISSwedenSESlovakiaSKFinlandFIEstoniaEEPortugalPTDenmarkDKGreeceGRLiechtensteinLISpainESNorwayNOGermanyDERomaniaROAustriaATBelgiumBE

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

160

VenezuelaVEGuyanaGYSwitzerlandCHZambiaZMNorth MacedoniaMKIsraelILSri LankaLKSeychellesSCPakistanPKTogoTGAngolaAOTanzaniaTZSouth AfricaZAMozambiqueMZBarbadosBBBeninBJLebanonLBAlgeriaDZGuatemalaGTIraqIQBotswanaBWNigeriaNGIndiaINBelarusBYMaldivesMVSt. LuciaLCKuwaitKWTuvaluTVLesothoLSSierra LeoneSLMaliMLChileCLUruguayUYTongaTOMongoliaMNVatican CityVACentral African RepublicCFEcuadorECDominicaDMSingaporeSGAntigua & BarbudaAGKiribatiKISan MarinoSMCameroonCMSyriaSYAlbaniaALTunisiaTNVietnamVNDjiboutiDJSão Tomé & PríncipeSTMonacoMCUzbekistanUZBelizeBZGuineaGNHaitiHTKyrgyzstanKGQatarQAComorosKMChadTDRwandaRWCosta RicaCRCape VerdeCVSomaliaSONorth KoreaKPSaudi ArabiaSAMontenegroMEDominican RepublicDOLaosLALiberiaLRMalawiMWParaguayPYSurinameSREgyptEGBhutanBTCôte d’IvoireCIGambiaGMGabonGANauruNRNigerNEArmeniaAMMarshall IslandsMHFijiFJAfghanistanAFGrenadaGDArgentinaARThailandTHMadagascarMGUgandaUGKazakhstanKZIndonesiaIDOmanOMSouth SudanSSAndorraADUkraineUAGuinea-BissauGWBrazilBRSt. Kitts & NevisKNJordanJORussiaRUBosnia & HerzegovinaBAPalauPWSolomon IslandsSBBruneiBNAzerbaijanAZYemenYEMauritaniaMRTajikistanTJEswatiniSZMoroccoMABurkina FasoBFSouth KoreaKRJapanJPSenegalSNPanamaPAIranIRMauritiusMUBahrainBHTimor-LesteTLNew ZealandNZBoliviaBOCambodiaKHVanuatuVUEthiopiaETTürkiyeTRPhilippinesPHKenyaKEHondurasHNJamaicaJMUnited StatesUSTrinidad & TobagoTTSudanSDLibyaLYAustraliaAUBurundiBIMoldovaMDPapua New GuineaPGNamibiaNAEritreaEREquatorial GuineaGQNicaraguaNISamoaWSTurkmenistanTMNepalNPMexicoMXCubaCUBahamasBSBangladeshBDMyanmar (Burma)MMMalaysiaMYSt. Vincent & GrenadinesVCSerbiaRSEl SalvadorSVGhanaGHColombiaCOChinaCNPeruPECanadaCAGeorgiaGEZimbabweZWMaltaMT

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：欧洲经济区以外的国家和地区。非欧洲经济区居民不能仅凭当地身份申请；持有欧洲经济区合法居留证明者可按居留地提交申请，实体卡仅寄送至欧洲经济区地址。

2、香港：当地居民不可直接申请；持欧洲经济区合法居留证明者可申请，已发行卡可用于 Visa 线上、线下及 ATM 场景。

3、澳门：当地居民不可直接申请；符合欧洲经济区合法居留条件者可申请，实体卡仅寄往欧洲经济区内的有效地址。

4、台湾：当地居民不可直接申请；持欧洲经济区合法居留证明者可提交申请，已发行卡可在 Visa 受理网络使用。

Updated: Jul 30, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

National ID card / International passport / Driver's license / Proof of EEA residence

Review time / regional limits

Automated and video review usually completes within one hour; additional manual review may extend to one business day.

KYC provider

Sumsub

Updated

Jul 30, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported8

Not supported4

UpdatedJul 30, 2026

Wallet payments

Alipay

Not supported

Jul 30, 2026

Wallet payments

Apple Pay

Supported

Jul 30, 2026

Cash services

ATM withdrawal

Supported

Jul 30, 2026

AI tools

ChatGPT

Supported

Jul 30, 2026

AI tools

Claude

Supported

Jul 30, 2026

Wallet payments

Google Pay

Not supported

Jul 30, 2026

AI tools

Midjourney

Supported

Jul 30, 2026

In-person payments

Offline POS

Supported

Jul 30, 2026

Online shopping

Supported

Jul 30, 2026

Wallet payments

PayPal

Not supported

Jul 30, 2026

Subscriptions

Subscription payment

Supported

Jul 30, 2026

Wallet payments

WeChat Pay

Not supported

Jul 30, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first

Andrew Webstergoogle_play★ 2 / 5Jun 13, 2026

OWNR Digital Wallet Google Play review - 2 star

send my funds cash or any type of currency exchange to my bank for Canadian dollars please and thank you

View original

Maniacal Mattapp_store★ 1 / 5Mar 22, 2026

Scam

This app is a complete scam. Somehow their bitcoin wallet is messed up and I didn’t realize it until I sent $85 in coin over to it. Looks like I lost that and nothing is being done about it. Don’t bother with this one.

View original

Joaquim Baptista Franciscotrustpilot★ 1 / 5Mar 20, 2026

A carteira mostra que é uma boa…

A carteira mostra que é uma boa carteira pra recomendar, eu recomendo a todos meus amigos.

View original

Jason Ashley Birdtrustpilot★ 5 / 5Mar 1, 2026

It works

I was a little iffy at first, but it turns out my stuff was secure

View original

Durugunta Ganesh reddygoogle_play★ 5 / 5Jan 29, 2026

OWNR Digital Wallet Google Play review - 5 star

i have found a critical bug in your app so tell me where to report that bug and after reported can I get any link other crypto apps rewarding to reported bugs or not please let me know by your reply comment.

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Manoletetrustpilot★ 1 / 5Jan 10, 2026

wallet patetica

wallet patetica, llevo varios dias intentando retirar y me da error he contactado con soporte y no responden. parece ser scam o algo parecido porque es la unica wallet que me ha presentado esta clase de problemas, no la recomiendo en absoluto.

View original

Vega fitritrustpilot★ 5 / 5Dec 10, 2025

Top 1 aplikasi terbaik 👍

View original

Mustakim Ferdousgoogle_play★ 5 / 5Oct 23, 2025

OWNR Digital Wallet Google Play review - 5 star

trying for hours to sign up. opt comes in email but second I tried many different number but no otp came through. I can't register for that reason. help!

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BravoZooluapp_store★ 1 / 5Oct 15, 2025

No code sent

Tried to open account with several emails. Was not able to receive sent code

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Aron Whitetrustpilot★ 5 / 5Oct 14, 2025

Good experience overall

Good experience overall. bought BTC easily and everything worked fine. the app can be a bit glitchy at times, but support helped me out quickly. Works on multiple platforms too- very handy!!

View original

Risk factors

Updated: Jul 30, 2026

No risk factors are available

OWNR Wallet Card

Official and company information

Card overview

Card variants and fee differences

Regions and China applicability

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

KYC requirements

Accepted documents

Review time / regional limits

KYC provider

Updated

Payment compatibility

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

User reviews

OWNR Digital Wallet Google Play review - 2 star

Scam

A carteira mostra que é uma boa…

It works

OWNR Digital Wallet Google Play review - 5 star

wallet patetica

OWNR Digital Wallet Google Play review - 5 star

No code sent

Good experience overall

Risk factors

Official card profile is not yet available

Comparison limit reached