UCard Radar
Risk alerts

Card database / Visa / Crypto prepaid card

OOWNR Wallet Card logo

OWNR Wallet Card

Updated: Sep 16, 2026

The OWNR Wallet Card is a Visa crypto prepaid card offered by OWNR Wallet. Users can manage multiple crypto assets in OWNR Wallet and convert or transfer assets such as BTC, ETH, and LTC to the card balance for online payments, in-store purchases, and ATM withdrawals. The card is better suited to European users as a crypto asset spending and backup payment tool.
Submit usage feedback
Card network
Product type
Crypto prepaid card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTBTCETHTRXLTCEURDADASH
Last updated
Sep 16, 2026

Official and company information

Issuer identity and company credentials

OWNR Wallet is an international fintech brand operated by multiple entities, primarily offering non-custodial crypto wallets, virtual currency buying and selling, crypto asset exchange, Visa prepaid cards, corporate payment gateway APIs, and OTC-related services. Its website currently discloses registered entities including OWNR WALLET EUROPE S.R.O. in the Czech Republic, OWNR WALLET CRYPTO CANADA LTD. in Canada, and OWNR WALLET LLC in the United States. The Canadian and Czech entities handle virtual currency and fiat exchange services, while the US entity is disclosed as a FinCEN MSB. OWNR's wallet product emphasizes a non-custodial model, where users control their private keys and assets; however, for buying/selling crypto, cards, corporate services, and high-risk transactions, it performs KYC, AML, sanctions screening, and enhanced due diligence.
Visit website Application page
Company / issuer
OWNR
Legal name
OWNR WALLET EUROPE S.R.O.
Registered region
United States (US)
Headquarters
United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

OWNR Wallet is a multi-asset non-custodial crypto wallet that allows users to store, send, receive, exchange, and purchase crypto assets. OWNR Wallet Card is its accompanying Visa prepaid card product. Users can apply for a virtual or physical card in the OWNR App and spend after converting crypto assets into the card balance. OWNR Wallet Card is not a self-custody card that debits each transaction directly from an on-chain wallet. It uses a “crypto wallet + Visa prepaid card” model. Users must first deposit or convert assets such as BTC, ETH, and LTC into the card balance before using the Visa card for online payments, in-store purchases, or ATM withdrawals. The card is denominated in EUR, and official materials list a monthly fee, spending limits, and ATM fees. The OWNR wallet itself is non-custodial, and users control their private keys. However, the card and fiat conversion services still depend on OWNR's compliance entities, KYC/AML reviews, issuing partners, and the Visa network. Users must distinguish between wallet assets and the card balance: wallet assets are controlled by the user, while the card balance and fiat payment process are subject to platform and issuer rules.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

OWNR Wallet Visa Prepaid Card
Card formVirtual + physical card
Fees
Monthly fee
1.5 EUR
Charged monthly for each card
Card issuance fee
5 EUR
Issuance
ATM fee
2 EUR + 2%
Cash withdrawal
Foreign exchange fee
2%
Additional fee for non-euro transactions
Top-up fee
2 EUR
Bank card transfer or crypto exchange
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
2,500 EUR
Online and offline spending limit
Monthly spending limit
5,000 EUR
Calendar month spending limit
ATM withdrawal limit
500 EUR
Withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

30
LithuaniaLTItalyITSloveniaSILuxembourgLUCyprusCYNetherlandsNLLatviaLVCzechiaCZBulgariaBGHungaryHUIrelandIEUnited KingdomGBFranceFRPolandPLCroatiaHRIcelandISSwedenSESlovakiaSKFinlandFIEstoniaEEPortugalPTDenmarkDKGreeceGRLiechtensteinLISpainESNorwayNOGermanyDERomaniaROAustriaATBelgiumBE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

160
VenezuelaVEGuyanaGYSwitzerlandCHZambiaZMNorth MacedoniaMKIsraelILSri LankaLKSeychellesSCPakistanPKTogoTGAngolaAOTanzaniaTZSouth AfricaZAMozambiqueMZBarbadosBBBeninBJLebanonLBAlgeriaDZGuatemalaGTIraqIQBotswanaBWNigeriaNGIndiaINBelarusBYMaldivesMVSt. LuciaLCKuwaitKWTuvaluTVLesothoLSSierra LeoneSLMaliMLChileCLUruguayUYTongaTOMongoliaMNVatican CityVACentral African RepublicCFEcuadorECDominicaDMSingaporeSGAntigua & BarbudaAGKiribatiKISan MarinoSMCameroonCMSyriaSYAlbaniaALTunisiaTNVietnamVNDjiboutiDJSão Tomé & PríncipeSTMonacoMCUzbekistanUZBelizeBZGuineaGNHaitiHTKyrgyzstanKGQatarQAComorosKMChadTDRwandaRWCosta RicaCRCape VerdeCVSomaliaSONorth KoreaKPSaudi ArabiaSAMontenegroMEDominican RepublicDOLaosLALiberiaLRMalawiMWParaguayPYSurinameSREgyptEGBhutanBTCôte d’IvoireCIGambiaGMGabonGANauruNRNigerNEArmeniaAMMarshall IslandsMHFijiFJAfghanistanAFGrenadaGDArgentinaARThailandTHMadagascarMGUgandaUGKazakhstanKZIndonesiaIDOmanOMSouth SudanSSAndorraADUkraineUAGuinea-BissauGWBrazilBRSt. Kitts & NevisKNJordanJORussiaRUBosnia & HerzegovinaBAPalauPWSolomon IslandsSBBruneiBNAzerbaijanAZYemenYEMauritaniaMRTajikistanTJEswatiniSZMoroccoMABurkina FasoBFSouth KoreaKRJapanJPSenegalSNPanamaPAIranIRMauritiusMUBahrainBHTimor-LesteTLNew ZealandNZBoliviaBOCambodiaKHVanuatuVUEthiopiaETTürkiyeTRPhilippinesPHKenyaKEHondurasHNJamaicaJMUnited StatesUSTrinidad & TobagoTTSudanSDLibyaLYAustraliaAUBurundiBIMoldovaMDPapua New GuineaPGNamibiaNAEritreaEREquatorial GuineaGQNicaraguaNISamoaWSTurkmenistanTMNepalNPMexicoMXCubaCUBahamasBSBangladeshBDMyanmar (Burma)MMMalaysiaMYSt. Vincent & GrenadinesVCSerbiaRSEl SalvadorSVGhanaGHColombiaCOChinaCNPeruPECanadaCAGeorgiaGEZimbabweZWMaltaMT
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside OWNR Wallet Card’s current EU issuance region, but a card issued to an eligible EU resident can still be used in the United States.
2. United Kingdom：Cannot apply，Can use，The United Kingdom is outside the current EU-only issuance region, but an OWNR Wallet Card issued to an eligible EU resident can still be used in the UK.
3. Canada：Cannot apply，Can use，Canadian residents cannot obtain the card because issuance is currently limited to EU residents, while an eligible card issued in the EU can still be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside the current EU issuance region, but a card issued to an eligible EU resident can still be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside OWNR Wallet Card’s EU-only issuance coverage, while an eligible card issued in the EU can still be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain the card because issuance is limited to EU residents, but an eligible card issued in Europe can still be used in New Zealand.
7. Ireland：Can apply，Can use，Ireland is an EU member state, and residents can obtain the card after completing the required identity and residential-address verification.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

National ID card / International passport / Driver's license / Proof of EEA residence

Review time / regional limits

Automated and video review usually completes within one hour; additional manual review may extend to one business day.

KYC provider

Sumsub

Updated

Jul 30, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedJul 30, 2026

Wallet payments

Alipay

Not supported

Jul 30, 2026

Wallet payments

Apple Pay

Supported

Jul 30, 2026

Cash services

ATM withdrawal

Supported

Jul 30, 2026

AI tools

ChatGPT

Supported

Jul 30, 2026

AI tools

Claude

Supported

Jul 30, 2026

Wallet payments

Google Pay

Not supported

Jul 30, 2026

AI tools

Midjourney

Supported

Jul 30, 2026

In-person payments

Offline POS

Supported

Jul 30, 2026

Online shopping

Online shopping

Supported

Jul 30, 2026

Wallet payments

PayPal

Not supported

Jul 30, 2026

Subscriptions

Subscription payment

Supported

Jul 30, 2026

Wallet payments

WeChat Pay

Not supported

Jul 30, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Andrew Webstergoogle_play★ 2 / 5

OWNR Digital Wallet Google Play review - 2 star

send my funds cash or any type of currency exchange to my bank for Canadian dollars please and thank you
View original
Maniacal Mattapp_store★ 1 / 5

Scam

This app is a complete scam. Somehow their bitcoin wallet is messed up and I didn’t realize it until I sent $85 in coin over to it. Looks like I lost that and nothing is being done about it. Don’t bother with this one.
View original
Joaquim Baptista Franciscotrustpilot★ 1 / 5

A carteira mostra que é uma boa…

A carteira mostra que é uma boa carteira pra recomendar, eu recomendo a todos meus amigos.
View original
Jason Ashley Birdtrustpilot★ 5 / 5

It works

I was a little iffy at first, but it turns out my stuff was secure
View original
Durugunta Ganesh reddygoogle_play★ 5 / 5

OWNR Digital Wallet Google Play review - 5 star

i have found a critical bug in your app so tell me where to report that bug and after reported can I get any link other crypto apps rewarding to reported bugs or not please let me know by your reply comment.
View original
Manoletetrustpilot★ 1 / 5

wallet patetica

wallet patetica, llevo varios dias intentando retirar y me da error he contactado con soporte y no responden. parece ser scam o algo parecido porque es la unica wallet que me ha presentado esta clase de problemas, no la recomiendo en absoluto.
View original
Vega fitritrustpilot★ 5 / 5
Top 1 aplikasi terbaik 👍
View original
Mustakim Ferdousgoogle_play★ 5 / 5

OWNR Digital Wallet Google Play review - 5 star

trying for hours to sign up. opt comes in email but second I tried many different number but no otp came through. I can't register for that reason. help!
View original
BravoZooluapp_store★ 1 / 5

No code sent

Tried to open account with several emails. Was not able to receive sent code
View original
Aron Whitetrustpilot★ 5 / 5

Good experience overall

Good experience overall. bought BTC easily and everything worked fine. the app can be a bit glitchy at times, but support helped me out quickly. Works on multiple platforms too- very handy!!
View original

Risk factors

Updated: Jul 30, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does OWNR Wallet Card require KYC?

Our record lists the OWNR Wallet Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does OWNR Wallet Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Not supported.

Which assets can I top up OWNR Wallet Card with?

Our record lists OWNR Wallet Card support for: USDT, BTC, ETH, TRX, LTC, EUR, and DASH.

Is OWNR Wallet Card a virtual or a physical card?

OWNR Wallet Card is offered as: Virtual + physical card.

Where is OWNR Wallet Card available?

Our record lists 30 countries or regions as available and 160 as restricted. Country-by-country status is in the regions section of this page.

Who issues OWNR Wallet Card?

OWNR Wallet Card is operated by OWNR on the Visa network.