Card database / Visa / Stablecoin payment card

NAKA Card

Updated: Aug 16, 2026

NAKA Card is an on-chain payment card system developed by NAKA Group that combines self-custody wallets, smart contracts and card payments. Current products include NAKA Card for use within the NAKA Payment Network merchant network and NAKA+ Visa Platinum Card, which connects to Visa's global acceptance network. Users manage their cards and on-chain funds through the NAKA Pay family of apps. Transactions are authorised with the cardholder's private key and settled through smart contracts, with the primary use being direct everyday spending of stablecoins and other digital assets.

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Card network

Visa

Product type

Stablecoin payment card

Card form

Virtual card

Operating status

Active

KYC level

Full KYC

Commercial relationship

No commercial relationship

Risk score

70-79

Supported assets

USD

Last updated

Aug 16, 2026

Official and company information

Issuer identity and company credentials

NAKA is a fintech platform providing stablecoin payment infrastructure, offering payment networks, acquiring, card programs, stablecoin settlement, developer APIs, and compliance capabilities for enterprises to quickly build stablecoin-based payment products. The platform emphasizes a self-custody model and completes banking and card issuance capabilities through partners.

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Company / issuer: NAKA
Legal name: NAKA CH Sagl
Registered region: Switzerland (CH)
Headquarters: Lugano, Switzerland
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

NAKA's card system has two payment paths. NAKA Card is a virtual on-chain payment card operating on the NAKA Card Payment Network and can only be used with merchants connected to that network. NAKA+ Card expands global acceptance through the Visa Payment Network. The current consumer product is offered as the NAKA+ Visa Platinum Card and supports Apple Pay and Google Pay. The card connects through the NAKA Pay App to a smart contract controlled by the user; NAKA does not hold private keys or assets within the smart contract. The NAKA+ Visa card programme is issued by Third National as the Issuer, with separate card agreements applying to non-US and US users respectively.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	NNAKA on-chain payment card	NNAKA+ Visa Platinum virtual card
Card form	Virtual card	Virtual card
Fees
Monthly fee	—	—
Card issuance fee	—	—
ATM fee	—	—
Foreign exchange fee	—	3% Non-USD transactions, cross-border up to additional 3%
Top-up fee	—	—
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	999.99 USD User can set from 10 to 999.99	9,999.99 USD User can set limit themselves
Monthly spending limit	—	—
ATM withdrawal limit	—	750 USD Max $250 per transaction, three times per day
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

141

MoldovaMDIcelandISNamibiaNASt. LuciaLCBelizeBZBeninBJItalyITAndorraADSan MarinoSMSwedenSEArmeniaAMNetherlandsNLCanadaCAEl SalvadorSVMaltaMTJordanJOBangladeshBDTunisiaTNMalawiMWSt. Vincent & GrenadinesVCGhanaGHCape VerdeCVSomaliaSOSamoaWSSwitzerlandCHBahamasBSGrenadaGDBoliviaBOPakistanPKTajikistanTJEthiopiaETJapanJPCyprusCYBotswanaBWGeorgiaGEZambiaZMNew ZealandNZMauritaniaMRBulgariaBGChileCLArgentinaARColombiaCONauruNRMoroccoMASierra LeoneSLFijiFJSudanSDSlovakiaSKBhutanBTBelgiumBEMarshall IslandsMHEcuadorECHong KongHKEgyptEGOmanOMDominican RepublicDOFranceFRCentral African RepublicCFSurinameSRUruguayUYHondurasHNCosta RicaCRPolandPLThailandTHBosnia & HerzegovinaBAMongoliaMNTuvaluTVSaudi ArabiaSACôte d’IvoireCIZimbabweZWLithuaniaLTUnited KingdomGBKuwaitKWTaiwanTWEritreaERAustriaATQatarQAGambiaGMGermanyDEIrelandIEPhilippinesPHSt. Kitts & NevisKNSloveniaSIDominicaDMLiechtensteinLITongaTOCroatiaHRPeruPELebanonLBMonacoMCSpainESBrazilBRMalaysiaMYBruneiBNTimor-LesteTLPortugalPTUnited StatesUSKazakhstanKZKiribatiKISingaporeSGMexicoMXAntigua & BarbudaAGPalauPWEstoniaEEGuineaGNBurundiBIFinlandFINorwayNOKyrgyzstanKGMontenegroMEAustraliaAUSeychellesSCSerbiaRSGuyanaGYVatican CityVARwandaRWLibyaLYMaldivesMVNorth MacedoniaMKAlbaniaALSri LankaLKLesothoLSIndonesiaIDUzbekistanUZRomaniaROMacaoMOBahrainBHGuatemalaGTSão Tomé & PríncipeSTCzechiaCZLuxembourgLUGreeceGRSouth KoreaKRTogoTGLatviaLVParaguayPYAzerbaijanAZMauritiusMUUnited Arab EmiratesAEDenmarkDKHungaryHU

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

LiberiaLRChinaCNTurkmenistanTMAngolaAOVanuatuVUChadTDUkraineUASouth SudanSSBurkina FasoBFIraqIQSolomon IslandsSBTrinidad & TobagoTTBarbadosBBKenyaKECameroonCMNigerNETanzaniaTZIranIRMyanmar (Burma)MMMaliMLGabonGACubaCURussiaRUCongo - BrazzavilleCGJamaicaJMComorosKMUgandaUGMadagascarMGTürkiyeTRCambodiaKHNorth KoreaKPMozambiqueMZBelarusBYEquatorial GuineaGQNigeriaNGAfghanistanAFAlgeriaDZNepalNPNicaraguaNIIndiaINDjiboutiDJVenezuelaVEEswatiniSZPapua New GuineaPGSouth AfricaZAGuinea-BissauGWCongo - KinshasaCDSyriaSYLaosLAIsraelILVietnamVNPanamaPAGibraltarGIYemenYEHaitiHTSenegalSN

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请；官方条款将中国居民及中国公民列为禁止用户，境外合资格持卡人仍可在支持境外 Visa 卡的商户使用 NAKA+ Card。

2、香港：可申请，需完成完整 KYC 并符合发卡资格；获卡后可使用 Visa 网络，但当前 USDt 卡片资产被官方标记为暂时停用。

3、澳门：可申请，需完成完整 KYC 并通过发卡资格审核；获卡后可在 Visa 受理商户使用，但当前 USDt 卡片结算资产处于暂时停用状态。

4、台湾：可申请，需完成完整 KYC 和当前发卡资格审核；获卡后可使用 Visa 网络，但当前 USDt 卡片资产被官方列为暂时停用。

Updated: Aug 16, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Unconfirmed

Review time / regional limits

Automated identity review can be completed quickly; manual review extends the review time accordingly.

KYC provider

SumSub

Updated

Aug 16, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported6

Not supported6

UpdatedAug 16, 2026

Wallet payments

Alipay

Not supported

Aug 16, 2026

Wallet payments

Apple Pay

Supported

Aug 16, 2026

Cash services

ATM withdrawal

Supported

Aug 16, 2026

AI tools

ChatGPT

Not supported

Aug 16, 2026

AI tools

Claude

Not supported

Aug 16, 2026

Wallet payments

Google Pay

Supported

Aug 16, 2026

AI tools

Midjourney

Not supported

Aug 16, 2026

In-person payments

Offline POS

Supported

Aug 16, 2026

Online shopping

Supported

Aug 16, 2026

Wallet payments

PayPal

Not supported

Aug 16, 2026

Subscriptions

Subscription payment

Supported

Aug 16, 2026

Wallet payments

WeChat Pay

Not supported

Aug 16, 2026

User reviews

Showing 2 approved reviews matched to this card

Newest first

Catalina Aguirregoogle_play★ 1 / 5Jun 10, 2026

NAKA Pay+ Google Play review - 1 star

Eats up your balance upon transitioning. Dont use it. Come el saldo cuando pasan a Avalanche. Y es un dolor de cabeza ponerle saldo. La lista de profesiones no es completa y te investigan por si has "mentido", cuando no te dan otras opciones. Interprete? acaso no es un trabajo remoto? Administrativo...acaso no es un trabajo comun? Operations Management? no existe? And I waited until the next day. No funds available.

Official reply

Hi, migrating your NAKA Pay+ self-custody account to the Avalanche network may take up to 2 hours, and users are informed of this before the process starts. Your funds remain safe throughout the migration. If they are not visible after 2 hours, please contact support@naka.com.

View original

Tmark14321app_store★ 5 / 5Oct 15, 2025

Love it

easy onboarding. Zero fee VISA payments by spending USDt sounds great to me

View original

Risk factors

Updated: Aug 16, 2026

No risk factors are available

NAKA Card

Official and company information

Card overview

Card variants and fee differences

Regions and China applicability

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

KYC requirements

Accepted documents

Review time / regional limits

KYC provider

Updated

Payment compatibility

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

User reviews

NAKA Pay+ Google Play review - 1 star

Love it

Risk factors

Official card profile is not yet available

Comparison limit reached