Card database / Mastercard / Crypto debit card

Nebeus Card

Updated: Aug 17, 2026

Nebeus Card is a Mastercard crypto debit card offered by Nebeus and issued and processed by Quicko Sp. z o.o., a licensed Polish financial institution. The card is linked to the user's crypto asset and fiat balances in Nebeus, allowing digital assets in the account to be converted for everyday spending. Users can open a virtual card instantly or apply for a physical card. It supports online shopping, purchases at physical merchants, mobile wallets and ATM withdrawals and is positioned as an everyday spending tool connecting crypto assets with the traditional Mastercard payment network.

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Card network

Mastercard

Product type

Crypto debit card

Card form

Virtual + physical card

Operating status

Active

KYC level

Full KYC

Commercial relationship

No commercial relationship

Risk score

80-89

Supported assets

USDC / BTC / ETH / XRP / ADA / DOGE / AVAX / LINK / MATIC / LTC / BCH / XLM / UNI

Last updated

Aug 17, 2026

Official and company information

Issuer identity and company credentials

Nebeus is a fintech platform connecting crypto assets with traditional payment services, offering crypto wallets, digital asset buying/selling and custody, crypto-backed loans, yield and staking services, multi-currency accounts, IBAN, cross-border transfers, and payment cards for individuals, freelancers, and businesses. The main platform is operated by Rintral Trading S.L.U. in Spain; e-money, payment accounts, IBAN, and card services may be provided by a UK EMI within the group or other third-party licensed entities.

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Company / issuer: Nebeus
Legal name: Rintral Trading S.L.U.
Registered region: Spain (ES)
Headquarters: Barcelona, Spain; London, UK
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

The Nebeus Card operates within the Nebeus multi-currency account system, allowing users to hold and exchange crypto assets and fiat currencies, and link their account balance to the card for spending. The current product offers both virtual and physical cards on the Mastercard network, usable at online and offline merchants that accept Mastercard. The virtual card can be added to Apple Pay and Google Pay, while the physical card also supports ATM cash withdrawals. The Nebeus platform is operated by Rintral Trading, S.L.U. in Spain, while card issuance and transaction processing are handled by Quicko Sp. z o.o. Although the Nebeus base account has broad coverage, the currently regulated card and related payment services are explicitly available only to eligible residents of the European Economic Area.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	NNebeus Crypto Debit Card
Card form	Virtual + physical card
Fees
Monthly fee	—
Card issuance fee	Free Currently free to issue
ATM fee	—
Foreign exchange fee	—
Top-up fee	—
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	10,000 EUR Calculated in card currency, supports EUR/USD/GBP
Monthly spending limit	35,000 EUR Calculated in card currency, supports EUR/USD/GBP
ATM withdrawal limit	2,000 EUR Calculated in card currency, supports EUR/USD/GBP
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

LatviaLVNorwayNORomaniaROPortugalPTIrelandIEEstoniaEESpainESAustriaATMaltaMTBelgiumBEDenmarkDKGermanyDEGreeceGRPolandPLFranceFRIcelandISLithuaniaLTFinlandFISloveniaSIBulgariaBGLuxembourgLUSwedenSECyprusCYItalyITCroatiaHRLiechtensteinLICzechiaCZSlovakiaSK

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

NetherlandsNLHungaryHU

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可按中国大陆居民身份申请 Nebeus Card；已由合资格 EEA 居民取得的 Mastercard 可在当地支持国际卡的商户使用。

2、香港：不可按香港居民身份申请，当前卡片发行仅限 EEA 居民；已持有的合资格 Mastercard 可在香港 Mastercard 商户使用。

3、澳门：不可申请，澳门同时被 Nebeus 当前账户创建限制名单明确列为受限地区；境外已发行的有效卡可在支持 Mastercard 的商户使用。

4、台湾：不可按台湾居民身份申请，当前受监管卡片服务仅向 EEA 居民开放；已持有的合资格卡可在当地 Mastercard 受理商户使用。

Updated: Aug 17, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Residence permit

Review time / regional limits

Basic identity checks can be completed in minutes; manual review and additional documents extend review time.

KYC provider

Sumsub

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 17, 2026

Wallet payments

Alipay

Supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Supported

Aug 17, 2026

AI tools

Claude

Supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Supported

Aug 17, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first

Baichuqueapp_store★ 1 / 5Aug 17, 2026

Error

No deja verificar la cuenta, cuando llegas al paso del vídeo se cierra la aplicación

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bebrewtalapp_store★ 5 / 5Aug 17, 2026

Easy onboarding

Just signed up with Nebeus. The sign up and account onboarding was quite straight fwd. Verifications all done instantly. Upon the sign up was able to request a virtual mastercard debit card. Account seem now up and running🙏

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MVA_Mapp_store★ 5 / 5Aug 17, 2026

Smooth and easy

Simple to use and works well. I mainly use it for their card and renting and everything’s been smooth so far!

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Digitalsvapp_store★ 2 / 5Aug 17, 2026

tornoznutoe

jut kak ploxo rabotaet

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Michael Stroevapp_store★ 5 / 5Aug 17, 2026

Best crypto & fiat connection

Nebeus is a crypto app and a neo-bank at the same time. I have my dedicated IBAN that’s connected to my crypto ecosystem where I store all my coins. Also, they have one of the best UX/UIs that I’ve ever seen in crypto. Super easy to use and seamless. I highly recommend this app to everyone.

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gel-antonapp_store★ 1 / 5Aug 17, 2026

Doesn’t work

Money account doesn’t work. No iban, no sepa transfers. Top up fees are insane.

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ErikRodriguesapp_store★ 1 / 5Aug 17, 2026

Una trampa

Rechazo mis monedas y bloqueo mis retiradas. No puedo sacar mis monedas

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Zanoni40app_store★ 1 / 5Aug 17, 2026

No me devuelven mi dinero

Decidieron cerrar mi cuenta de forma unilateral y no me dejan retirar mi dinero y tampoco contestan a mis correos. Han capado cualquier opción de sacar mi dinero. Primero me dijeron que el error era por una actualización del sistema que hicieron hace un par de semanas y pero el problema persiste 2 semanas después y no me responden!

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Rlgmv94app_store★ 5 / 5Aug 17, 2026

Great app that merges crypto and euros

Great app revamp. I am here for the 13% RPY on the my stablecoins, which is one of the best rates in the market and their crypto iban!

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LC.amsapp_store★ 5 / 5Aug 17, 2026

Amazing to use crypto in everyday life

This app makes crypto practical. I’m earning on my assets, I’ve taken out a loan with no paperwork, and the card makes it easy to spend crypto anywhere. The app itself is smooth and intuitive. It’s one of the few platforms that actually makes crypto work in real life.

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Risk factors

Updated: Aug 17, 2026

No risk factors are available

Nebeus Card

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

Accepted documents

Review time / regional limits

KYC provider

Updated

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

Error

Easy onboarding

Smooth and easy

tornoznutoe

Best crypto & fiat connection

Doesn’t work

Una trampa

No me devuelven mi dinero

Great app that merges crypto and euros

Amazing to use crypto in everyday life

Official card profile is not yet available

Comparison limit reached