Card database / Mastercard / Crypto debit card

Nebeus Card

Updated: Sep 21, 2026

Nebeus Card is a Mastercard crypto debit card offered by Nebeus and issued and processed by Quicko Sp. z o.o., a licensed Polish financial institution. The card is linked to the user's crypto asset and fiat balances in Nebeus, allowing digital assets in the account to be converted for everyday spending. Users can open a virtual card instantly or apply for a physical card. It supports online shopping, purchases at physical merchants, mobile wallets and ATM withdrawals and is positioned as an everyday spending tool connecting crypto assets with the traditional Mastercard payment network.

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Card network
Product type: Crypto debit card
Card form: Virtual + physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDCBTCETHXRPADADOGEAVAXLINKMATICLTCBCHXLMUNI
Last updated: Sep 21, 2026

Official and company information

Issuer identity and company credentials

Nebeus is a fintech platform connecting crypto assets with traditional payment services, offering crypto wallets, digital asset buying/selling and custody, crypto-backed loans, yield and staking services, multi-currency accounts, IBAN, cross-border transfers, and payment cards for individuals, freelancers, and businesses. The main platform is operated by Rintral Trading S.L.U. in Spain; e-money, payment accounts, IBAN, and card services may be provided by a UK EMI within the group or other third-party licensed entities.

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Company / issuer: Nebeus
Legal name: Rintral Trading S.L.U.
Registered region: Spain (ES)
Headquarters: Barcelona, Spain; London, UK
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Nebeus integrates crypto-asset accounts, fiat currency accounts, personal IBANs, and payment cards into a single platform. Users can hold and convert digital assets within their Crypto Account and manage fiat funds via their IBAN, with the ability to transfer funds between the two account types. The Nebeus Card draws directly from the account balance for actual spending; consequently, the system functions more like an "integrated financial account linked to a payment card" rather than a standalone prepaid card that only accepts stablecoin top-ups. Both virtual and physical cards are currently available; these are issued and processed by the licensed financial institution Quicko Sp. z o.o., while Nebeus serves as the platform interface and service integrator.

Mastercard card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	NNebeus Card
Card form	Virtual + physical card
Fees
Monthly fee	—
Card issuance fee	Free Currently free to issue
ATM fee	—
Foreign exchange fee	—
Top-up fee	—
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	10,000 EUR Calculated in card currency, supports EUR/USD/GBP
Monthly spending limit	35,000 EUR Calculated in card currency, supports EUR/USD/GBP
ATM withdrawal limit	2,000 EUR Calculated in card currency, supports EUR/USD/GBP
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

LatviaLVNorwayNORomaniaROPortugalPTIrelandIEEstoniaEESpainESAustriaATMaltaMTBelgiumBEDenmarkDKGermanyDEGreeceGRPolandPLFranceFRIcelandISLithuaniaLTFinlandFISloveniaSIBulgariaBGLuxembourgLUSwedenSECyprusCYItalyITCroatiaHRLiechtensteinLICzechiaCZSlovakiaSK

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

NetherlandsNLHungaryHU

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Nebeus currently limits its regulated card-issuance services to EEA residents and separately restricts U.S. account creation; a Nebeus Card legally issued to an eligible EEA resident is designed for worldwide merchant spending.

2. United Kingdom：Cannot apply，Can use，The United Kingdom is outside the EEA and is also currently restricted for Nebeus account creation, so UK residents cannot obtain the card; an eligible card issued elsewhere can be used for supported purchases in the UK.

3. Canada：Cannot apply，Can use，Canada is outside Nebeus’s EEA-only card-issuance scope, but a card issued to an eligible EEA resident can be used at supported merchants in Canada.

4. Australia：Cannot apply，Can use，Australia is outside the EEA-only card-issuance area, so Australian residents cannot currently obtain Nebeus Card even though eligible cards issued in Europe can be used there.

5. South Africa：Cannot apply，Can use，South Africa is outside Nebeus’s current EEA-resident card program, while a legally issued Nebeus Card can be used there for supported merchant payments.

6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the EEA-only card-issuance scope, but an eligible Nebeus Card issued in Europe can be used for purchases in New Zealand.

7. Ireland：Can apply，Can use，Ireland is an EEA member state and therefore falls within Nebeus’s current regulated card-service area; residents must complete KYC and provider approval before receiving the card.

Updated: Sep 13, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Residence permit

Review time / regional limits

Basic identity checks can be completed in minutes; manual review and additional documents extend review time.

KYC provider

Sumsub

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 17, 2026

Wallet payments

Alipay

Supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Supported

Aug 17, 2026

AI tools

Claude

Supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Supported

Aug 17, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Baichuqueapp_store★ 1 / 5Aug 17, 2026

Error

No deja verificar la cuenta, cuando llegas al paso del vídeo se cierra la aplicación

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bebrewtalapp_store★ 5 / 5Aug 17, 2026

Easy onboarding

Just signed up with Nebeus. The sign up and account onboarding was quite straight fwd. Verifications all done instantly. Upon the sign up was able to request a virtual mastercard debit card. Account seem now up and running🙏

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MVA_Mapp_store★ 5 / 5Aug 17, 2026

Smooth and easy

Simple to use and works well. I mainly use it for their card and renting and everything’s been smooth so far!

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Digitalsvapp_store★ 2 / 5Aug 17, 2026

tornoznutoe

jut kak ploxo rabotaet

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Michael Stroevapp_store★ 5 / 5Aug 17, 2026

Best crypto & fiat connection

Nebeus is a crypto app and a neo-bank at the same time. I have my dedicated IBAN that’s connected to my crypto ecosystem where I store all my coins. Also, they have one of the best UX/UIs that I’ve ever seen in crypto. Super easy to use and seamless. I highly recommend this app to everyone.

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gel-antonapp_store★ 1 / 5Aug 17, 2026

Doesn’t work

Money account doesn’t work. No iban, no sepa transfers. Top up fees are insane.

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ErikRodriguesapp_store★ 1 / 5Aug 17, 2026

Una trampa

Rechazo mis monedas y bloqueo mis retiradas. No puedo sacar mis monedas

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Zanoni40app_store★ 1 / 5Aug 17, 2026

No me devuelven mi dinero

Decidieron cerrar mi cuenta de forma unilateral y no me dejan retirar mi dinero y tampoco contestan a mis correos. Han capado cualquier opción de sacar mi dinero. Primero me dijeron que el error era por una actualización del sistema que hicieron hace un par de semanas y pero el problema persiste 2 semanas después y no me responden!

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Rlgmv94app_store★ 5 / 5Aug 17, 2026

Great app that merges crypto and euros

Great app revamp. I am here for the 13% RPY on the my stablecoins, which is one of the best rates in the market and their crypto iban!

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LC.amsapp_store★ 5 / 5Aug 17, 2026

Amazing to use crypto in everyday life

This app makes crypto practical. I’m earning on my assets, I’ve taken out a loan with no paperwork, and the card makes it easy to spend crypto anywhere. The app itself is smooth and intuitive. It’s one of the few platforms that actually makes crypto work in real life.

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Risk factors

Updated: Aug 17, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Nebeus Card require KYC?

Our record lists the Nebeus Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Nebeus Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Nebeus Card with?

Our record lists Nebeus Card support for: USDC, BTC, ETH, XRP, ADA, DOGE, AVAX, and LINK (13 in total).

Is Nebeus Card a virtual or a physical card?

Nebeus Card is offered as: Virtual + physical card.

Where is Nebeus Card available?

Our record lists 28 countries or regions as available and 2 as restricted. Country-by-country status is in the regions section of this page.

Who issues Nebeus Card?

Nebeus Card is operated by Nebeus on the Mastercard network.