UCard Radar
Risk alerts

Card database / Mastercard / Crypto debit card

SStarryblu Card logo

Starryblu Card

Updated: Aug 12, 2026

Starryblu Card is a multi-currency Mastercard debit card offered by Singapore-based cross-border finance platform Starryblu and linked directly to its global account. Users can hold fiat currencies including SGD, USD, EUR, GBP, HKD, JPY, AUD, CAD, NZD and CNH and make international online and offline purchases with a physical or virtual card. The product is intended for travel, overseas study, cross-border work and global living and supports mobile wallets, ATM withdrawals and spending cashback.
Submit usage feedback
Card network
Mastercard
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
SGD / USD / EUR / GBP / HKD / JPY / AUD / CAD / NZD / CNH
Last updated
Aug 12, 2026

Official and company information

Issuer identity and company credentials

Starryblu is a cross-border financial services brand operated by WOTRANSFER PTE. LTD., a licensed payment institution in Singapore. It offers multi-currency accounts, currency exchange, international remittances, payment and collection, and debit card access. Its Singapore entity holds a MAS Major Payment Institution license, allowing it to provide account issuance, domestic and cross-border transfers, merchant acquiring, and e-money issuance. Starryblu also has clear operational and system links to Panda Remit and other businesses.
Visit website Application page
Company / issuer
Starryblu
Legal name
WOTRANSFER PTE. LTD.
Registered region
Singapore (SG)
Headquarters
Singapore
Company type
Payment institution
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Starryblu integrates multi-currency accounts, foreign exchange, international remittances, physical/virtual debit cards, and QR code payments into one app. Cards are used on the Mastercard network; when users do not have a balance in the local transaction currency, conversion is automatically made from other held currencies. As of 2026, official content shows that physical and virtual cards are already in use in some service markets, supporting online shopping, subscriptions, Apple Pay, Google Pay, ATM, and other scenarios.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Starryblu Global Debit Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Monthly fee by membership tier: Free/9.99/19.99 USD/month; Deity tier annual fee 999.99 USD/year
Card issuance fee—
ATM fee
Free
Monthly free ATM withdrawal limit; free within limit
Foreign exchange fee
Free
No additional foreign transaction fee
Top-up fee—
Failed transaction fee—
Rewards
Cashback
1.3%
Cashback 1.3%, up to 100% in campaigns, per membership and campaign rules
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
20 SGD
Eligible new users can get up to 20 SGD voucher
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

43
South KoreaKRPortugalPTCanadaCAIndonesiaIDUnited KingdomGBNew ZealandNZLuxembourgLUMalaysiaMYSwedenSERomaniaROCyprusCYHong KongHKJapanJPSlovakiaSKSingaporeSGCzechiaCZVietnamVNBelgiumBEPolandPLHungaryHUNetherlandsNLUnited StatesUSFranceFRAustriaATIrelandIELatviaLVEstoniaEESri LankaLKFinlandFINepalNPMaltaMTCroatiaHRGreeceGRAustraliaAULithuaniaLTPhilippinesPHBulgariaBGItalyITThailandTHSpainESIndiaINDenmarkDKGermanyDE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

8
AfghanistanAFNorth KoreaKPIranIRBelarusBYYemenYERussiaRUCubaCUSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：申请受限，Starryblu 已明确支持中国大陆微信二维码消费，但 Mastercard 发卡资格仍按账户地区审核；合资格用户可在中国使用二维码及国际支付功能。

2、香港：可申请，官方 2026 年持续面向香港居民及在港国际用户提供开户和 Mastercard 卡支付服务，可用于线上、线下及 ATM 消费。

3、澳门：申请受限，澳门并未被单独列为当前主要发卡市场；已持卡用户可在接受 Mastercard 的商户使用，跨境支付仍受账户地区规则限制。

4、台湾：申请受限，台湾未被单独列入当前主要卡片发行市场；已持有 Starryblu Mastercard 的用户可在支持 Mastercard 的线上及线下商户消费。

Updated: Aug 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Standard online verification usually takes a few minutes; manual review is triggered for abnormal data or risk flags.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 12, 2026

Wallet payments

Alipay

Supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Supported

Aug 12, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Jürgen Fröhlichgoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

Super👍
View original
MR Nasi Lemak Cafegoogle_play★ 1 / 5

Starryblu Google Play review - 1 star

101% highly not recommended. A much better app is Youtrip.. at least no admin fees for ATM withdrawal up to SGD$400 per mth. I have request for account to be deleted and have to wait 15 days??!?
View original
yboy Zgoogle_play★ 3 / 5

Starryblu Google Play review - 3 star

Waited too long to issue a card for me
View original
Kew Bevingoogle_play★ 1 / 5

Starryblu Google Play review - 1 star

Same experience as Khairul. Keep asking for facial recognition even after showing it was successful. Stuck in a loop.
View original
Khairul Osman (khaitino)google_play★ 1 / 5

Starryblu Google Play review - 1 star

cannot even register. keep asking for face verification even though it was successful.
View original
点点杯子app_store★ 5 / 5

挖到宝藏了，居然这么好用

竟然既能刷微信支付宝，又能支持全球万事达卡支付，自动汇率实时结算！我去超市试过了，速度超级快
View original
是飞飞不是菲菲app_store★ 5 / 5

真不错

非常好用的一个app,冲冲冲
View original
Marswellsonapp_store★ 5 / 5

简单好用 界面漂亮

入金方便高利息，还有消费返现和优惠券，值得使用，希望可以放开金额限制，我需要入金更多
View original
Huang Huilinggoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

It'll make a meaningful gift as you can customise the card for your loved ones using dates such as birthday or anniversaries to fill up the last 8 digits on the card.
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available