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Starryblu Card

Updated: Sep 14, 2026

Starryblu Card is a multi-currency Mastercard debit card offered by Singapore-based cross-border finance platform Starryblu and linked directly to its global account. Users can hold fiat currencies including SGD, USD, EUR, GBP, HKD, JPY, AUD, CAD, NZD and CNH and make international online and offline purchases with a physical or virtual card. The product is intended for travel, overseas study, cross-border work and global living and supports mobile wallets, ATM withdrawals and spending cashback.
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Card network
Product type
Crypto debit card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
SGDUSDEURGBPHKDJPYAUDCADNZDCNH
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Starryblu is a cross-border financial services brand operated by WOTRANSFER PTE. LTD., a licensed payment institution in Singapore. It offers multi-currency accounts, currency exchange, international remittances, payment and collection, and debit card access. Its Singapore entity holds a MAS Major Payment Institution license, allowing it to provide account issuance, domestic and cross-border transfers, merchant acquiring, and e-money issuance. Starryblu also has clear operational and system links to Panda Remit and other businesses.
Company / issuer
Starryblu
Legal name
WOTRANSFER PTE. LTD.
Registered region
Singapore (SG)
Headquarters
Singapore
Company type
Payment institution
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Starryblu integrates multi-currency accounts, foreign exchange, international remittances, physical/virtual debit cards, and QR code payments into one app. Cards are used on the Mastercard network; when users do not have a balance in the local transaction currency, conversion is automatically made from other held currencies. As of 2026, official content shows that physical and virtual cards are already in use in some service markets, supporting online shopping, subscriptions, Apple Pay, Google Pay, ATM, and other scenarios.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Starryblu Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Monthly fee by membership tier: Free/9.99/19.99 USD/month; Deity tier annual fee 999.99 USD/year
Card issuance fee—
ATM fee
Free
Monthly free ATM withdrawal limit; free within limit
Foreign exchange fee
Free
No additional foreign transaction fee
Top-up fee—
Failed transaction fee—
Rewards
Cashback
1.3%
Cashback 1.3%, up to 100% in campaigns, per membership and campaign rules
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
20 SGD
Eligible new users can get up to 20 SGD voucher
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

43
South KoreaKRPortugalPTCanadaCAIndonesiaIDUnited KingdomGBNew ZealandNZLuxembourgLUMalaysiaMYSwedenSERomaniaROCyprusCYHong KongHKJapanJPSlovakiaSKSingaporeSGCzechiaCZVietnamVNBelgiumBEPolandPLHungaryHUNetherlandsNLUnited StatesUSFranceFRAustriaATIrelandIELatviaLVEstoniaEESri LankaLKFinlandFINepalNPMaltaMTCroatiaHRGreeceGRAustraliaAULithuaniaLTPhilippinesPHBulgariaBGItalyITThailandTHSpainESIndiaINDenmarkDKGermanyDE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

8
AfghanistanAFNorth KoreaKPIranIRBelarusBYYemenYERussiaRUCubaCUSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Starryblu states that its card project is still awaiting regulatory approval, so new applications are not yet open; eligible cards already issued can be used in the United States under its global spending coverage.
2. United Kingdom:Cannot apply,Can use,The Starryblu Card program has not yet officially opened for new issuance pending regulatory approval, while eligible existing cards can be used in the United Kingdom.
3. Canada:Cannot apply,Can use,New Starryblu Card applications are not yet available because the card project remains in preparation, while eligible cards already issued can be used in Canada.
4. Australia:Cannot apply,Can use,The card program is still pending regulatory approval and is not open for new applications, while eligible existing Starryblu Cards can be used in Australia.
5. South Africa:Cannot apply,Can use,Starryblu has not yet activated public card issuance because regulatory approval is still pending, while eligible cards already issued can be used in South Africa.
6. New Zealand:Cannot apply,Can use,New card applications are not yet open because Starryblu describes the card project as still in preparation, while eligible existing cards can be used in New Zealand.
7. Ireland:Cannot apply,Can use,Starryblu Card issuance has not yet officially opened pending regulatory approval, while eligible cards already issued can be used in Ireland.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Standard online verification usually takes a few minutes; manual review is triggered for abnormal data or risk flags.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 12, 2026

Wallet payments

Alipay

Supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Supported

Aug 12, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
filwuapp_store★ 1 / 5

系统异常

太垃圾了吧,填了半天资料,提交时候显示系统异常,软件要做不好,就别上线,做好了再上线,浪费人心情。
View original
Fritz Younggoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

很强,希望越做越好
View original
看看吧来来来真是提莫app_store★ 5 / 5

好用的

真是好用
View original
taogoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

资金回国非常好!
View original
šαյյαd huššαïηgoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

Next Revolution Project in South Asians, Just superb♥️
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Jürgen Fröhlichgoogle_play★ 5 / 5

Starryblu Google Play review - 5 star

Super👍
View original
MR Nasi Lemak Cafegoogle_play★ 1 / 5

Starryblu Google Play review - 1 star

101% highly not recommended. A much better app is Youtrip.. at least no admin fees for ATM withdrawal up to SGD$400 per mth. I have request for account to be deleted and have to wait 15 days??!?
View original
yboy Zgoogle_play★ 3 / 5

Starryblu Google Play review - 3 star

Waited too long to issue a card for me
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Starryblu Card require KYC?

Our record lists the Starryblu Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Starryblu Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Starryblu Card with?

Our record lists Starryblu Card support for: SGD, USD, EUR, GBP, HKD, JPY, AUD, and CAD (10 in total).

Is Starryblu Card a virtual or a physical card?

Starryblu Card is offered as: Virtual + physical card.

Where is Starryblu Card available?

Our record lists 43 countries or regions as available and 8 as restricted. Country-by-country status is in the regions section of this page.

Who issues Starryblu Card?

Starryblu Card is operated by Starryblu on the Mastercard network.