Card database / Visa / Stablecoin payment card

Oobit Crypto Card

Updated: Sep 11, 2026

Oobit Crypto Card is a virtual crypto payment card connecting the Oobit payment app to the Visa network. Users can connect self-custodial wallets such as MetaMask, Trust Wallet and Binance Wallet, or use crypto asset balances in the app, with digital assets converted instantly into the merchant's settlement currency when a purchase is made. The card supports online shopping, subscriptions and contactless mobile wallet payments, and provides spending rewards in points, stablecoins or designated tokens.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 70-79

Supported assets: USDTUSDCBTCETHBNBSOLXRPADADOGETRXLTCXLM
Last updated: Sep 11, 2026

Official and company information

Issuer identity and company credentials

Oobit, founded in 2017, is a global fintech company aiming to bring cryptocurrency into everyday spending. Its core product leverages decentralized payment infrastructure (DePay), enabling users to link self-custody wallets (such as MetaMask, Ledger, etc.) with mobile NFC payments (Apple Pay/Google Pay) to complete payments at over 150 million Visa terminals worldwide. Oobit partners with stablecoin infrastructure like Tether to provide enterprise-grade payment solutions for individuals and businesses, supporting instant crypto-to-fiat settlement.

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Company / issuer: Oobit
Legal name: Oobit Technologies Pte. Ltd.
Registered region: Singapore (SG)
Headquarters: Singapore
Company type: Processor
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Oobit Crypto Card does not require all assets to be transferred into a separate card balance in advance. After completing verification, users can connect an external self-custodial wallet through DePay or transfer supported assets into Oobit's built-in wallet. Assets remain in the original wallet until a payment is initiated. Only after the transaction is authorised is the purchase amount converted into fiat and settled through the Visa network. The card is available only as a virtual card. Users can enter the card number for online payments or add it to Apple Pay or Google Wallet for in-person contactless payments. The product does not provide a revolving credit limit or instalment borrowing, and actual spending is funded by the user's crypto assets. However, the card may be identified as a credit card within the payment network to support hotels, car rentals, and merchants that accept only credit cards.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	OOobit Crypto Card
Card form	Virtual card
Fees
Monthly fee	Free No monthly cardholder fee
Card issuance fee	Free Free to create
ATM fee	—
Foreign exchange fee	6% Up to 3% foreign exchange fee plus up to 3% cross-border fee; can stack on non-USD cross-border transactions
Top-up fee	—
Failed transaction fee	29 USD Charged when a payment is returned
Rewards
Cashback	0.5% 0.1%–0.5% equivalent points, based on 90-day spending tier
Crypto cashback	10% 5% or 10%, on designated assets at tier 2 or above
Staking rewards	—
Staking APR	—
Welcome bonus	500 USD First 500 USD card fee waived within 60 days of using a referral code
Referral bonus	50 USD $50 equivalent in USDT or USDC, each of the three spends $200
Limits
Daily spending limit	10,000 USD Account limits adjusted dynamically
Monthly spending limit	—
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

BahamasBSTaiwanTWLiechtensteinLICanadaCAMexicoMXQatarQACzechiaCZKazakhstanKZUnited StatesUSAustraliaAUBoliviaBOSerbiaRSPuerto RicoPRPhilippinesPHOmanOMPanamaPAKyrgyzstanKGCosta RicaCRNew ZealandNZUzbekistanUZSouth KoreaKRArgentinaARPeruPENorwayNOIrelandIEJamaicaJMSaudi ArabiaSACyprusCYCroatiaHRVietnamVNBrazilBRDominican RepublicDOChileCLParaguayPYAzerbaijanAZGuatemalaGTAndorraADSwitzerlandCHMalaysiaMYThailandTHLuxembourgLUGreenlandGLPakistanPKSouth AfricaZAIndonesiaIDNigeriaNGUnited KingdomGBUruguayUYUnited Arab EmiratesAEColombiaCOSlovakiaSKEcuadorECFinlandFI

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

BelarusBYHong KongHKCubaCUAfghanistanAFMyanmar (Burma)MMMaliMLSouth SudanSSChinaCNIraqIQSomaliaSOCentral African RepublicCFNicaraguaNIYemenYEIranIRLibyaLYSudanSDNorth KoreaKPRussiaRUVenezuelaVESyriaSYLebanonLBEthiopiaET

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，The U.S. market is live under a separate U.S. compliance framework, and identity verification is required before card access.

2. United Kingdom：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be added to a supported mobile wallet for contactless payments.

3. Canada：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be added to a supported mobile wallet for contactless payments.

4. Australia：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be added to a supported mobile wallet for contactless payments.

5. South Africa：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be used for online and in-store payments.

6. New Zealand：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be added to a supported mobile wallet for contactless payments.

7. Ireland：Can apply，Can use，Residents must complete identity verification; the Oobit card is virtual and can be used for online and in-store payments.

Updated: Sep 11, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID / Driver's license

Review time / regional limits

Automated verification usually takes minutes; additional compliance checks can extend to 24 hours.

KYC provider

Sumsub

Updated

Jul 30, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported8

Not supported4

UpdatedJul 30, 2026

Wallet payments

Alipay

Not supported

Jul 30, 2026

Wallet payments

Apple Pay

Supported

Jul 30, 2026

Cash services

ATM withdrawal

Not supported

Jul 30, 2026

AI tools

ChatGPT

Supported

Jul 30, 2026

AI tools

Claude

Supported

Jul 30, 2026

Wallet payments

Google Pay

Supported

Jul 30, 2026

AI tools

Midjourney

Supported

Jul 30, 2026

In-person payments

Offline POS

Supported

Jul 30, 2026

Online shopping

Supported

Jul 30, 2026

Wallet payments

PayPal

Not supported

Jul 30, 2026

Subscriptions

Subscription payment

Supported

Jul 30, 2026

Wallet payments

WeChat Pay

Not supported

Jul 30, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Dagan Ortongoogle_play★ 5 / 5Sep 18, 2026

Oobit: Global Payments Google Play review - 5 star

Amazing app, does exactly what I was looking for. The integration with Google pay makes this a breeze to use.

View original

Jan Keith Darundaygoogle_play★ 1 / 5Sep 16, 2026

Oobit: Global Payments Google Play review - 1 star

My withdrawal and deposit have been pending for over an hour

View original

Wondering Mindgoogle_play★ 5 / 5Sep 15, 2026

Oobit: Global Payments Google Play review - 5 star

one of the highest cashback cards available...up to 10%

Official reply

Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us! 🌟 If you ever need anything, we’re here for you. 🙌

View original

Lucinda Te Bruggegoogle_play★ 5 / 5Sep 8, 2026

Oobit: Global Payments Google Play review - 5 star

great

Official reply

Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.

View original

Nikita Petukhovgoogle_play★ 4 / 5Aug 30, 2026

Oobit: Global Payments Google Play review - 4 star

It is working, kind of. I can't buy crypto using my card or by SEPA transfer unfortunately though. The fees are also high.

Official reply

Hi there Nikita, Thank you for taking the time to leave your feedback and review. I wanted to let you know that we have escalated this to our support team, to better assist you with the issue. Should you need additional help faster, please email Support@oobit.com

View original

Roger Salinasgoogle_play★ 5 / 5Aug 26, 2026

Oobit: Global Payments Google Play review - 5 star

love my card.

Official reply

Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.

View original

Rajbahadur Arya Rautgoogle_play★ 5 / 5Aug 26, 2026

Oobit: Global Payments Google Play review - 5 star

very very very good services thanks

Official reply

Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.

View original

Yasmina Ben Chaouchgoogle_play★ 5 / 5Aug 25, 2026

Oobit: Global Payments Google Play review - 5 star

best app ever it has saved me. i had crypto but no way to spend it at all. this app made it so easy. i was messed up with no hotel nothing abroad. took me 5 minutes to get my card. put some crypto in and baam i paid my bill

Official reply

Great to hear you’re enjoying the app! Your support motivates us to keep building and improving.

View original

Khaigoogle_play★ 5 / 5Aug 23, 2026

Oobit: Global Payments Google Play review - 5 star

fire

Official reply

Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.

View original

Siyabonga Hlongwanegoogle_play★ 5 / 5Aug 20, 2026

Oobit: Global Payments Google Play review - 5 star

wonderful app

Official reply

Thanks so much for your amazing feedback! 🚀 We're thrilled you had a great experience with Oobit. Your support means the world to us.

View original

Risk factors

Updated: Aug 28, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Oobit Crypto Card require KYC?

Our record lists the Oobit Crypto Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Oobit Crypto Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Oobit Crypto Card with?

Our record lists Oobit Crypto Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (12 in total).

Is Oobit Crypto Card a virtual or a physical card?

Oobit Crypto Card is offered as: Virtual card.

Where is Oobit Crypto Card available?

Our record lists 53 countries or regions as available and 22 as restricted. Country-by-country status is in the regions section of this page.

Who issues Oobit Crypto Card?

Oobit Crypto Card is operated by Oobit on the Visa network.