Card database / Visa / Stablecoin payment card

PayFun Card

Updated: Sep 29, 2026

PayFun Card is a Visa crypto payment card service for stablecoin users, offering instant virtual cards and mail-able physical cards. After completing identity verification, users can top up their accounts using USDT and USDC, which are automatically converted to local fiat currency at the time of spending and settled via the Visa network. The product covers scenarios such as online shopping, AI and SaaS subscriptions, Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, in-store purchases, and ATM withdrawals.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card / Physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 60-69

Supported assets: USDTUSDC
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

PayFun is a global crypto payment fintech platform providing core products and application services via Keysecure UAB (formerly Chainup KeySecure UAB) in Lithuania. It primarily offers digital asset wallets for USDT and USDC, virtual and physical Visa payment cards, automatic digital-to-fiat conversion, merchant payment, and cross-border settlement services. PayFun also operates its corporate card business through KeySecure Hong Kong Limited in Hong Kong. PayFun and KeySecure are primarily responsible for platform technology, product operations, and card project management functions.

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Company / issuer: PayFun
Legal name: Keysecure UAB
Registered region: Lithuania (LT)
Headquarters: Vilnius, Lithuania
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

PayFun integrates a digital asset wallet, asset conversion, settlement, and card services within a single account system. After registering and completing identity verification, users must first deposit supported crypto assets into their PayFun account. They can then apply for a virtual or physical card within the app and use funds held in the account to support card spending. The official terms indicate that certain wallet, custody, liquidity, card issuance, and payment processing functions may rely on third-party financial institutions and service providers. PayFun therefore operates as a custodial product based on a “platform crypto account + asset conversion + third-party card payment infrastructure” model, rather than as an instant on-chain payment card connected to a user’s self-custody wallet.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	PPayFun Silver Card	PPayFun Prime Card
Card form	Virtual card	Physical card
Fees
Monthly fee	Free	Free
Card issuance fee	1 USDT Standard card issuance fee	100 USDT Standard issuance fee
ATM fee	—	—
Foreign exchange fee	—	—
Top-up fee	—	—
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	—	—
Monthly spending limit	—	—
ATM withdrawal limit	—	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

154

San MarinoSMTajikistanTJBarbadosBBFijiFJNigeriaNGTongaTONauruNRSouth AfricaZAArgentinaARPhilippinesPHSpainESTuvaluTVVietnamVNMoroccoMAMaltaMTPortugalPTDenmarkDKRomaniaROKyrgyzstanKGFranceFRSri LankaLKLesothoLSMauritaniaMRAntigua & BarbudaAGJordanJOBeninBJOmanOMHong KongHKBoliviaBOGabonGAVatican CityVAAngolaAOEquatorial GuineaGQAustriaATTrinidad & TobagoTTGermanyDEGeorgiaGEBhutanBTAlgeriaDZMozambiqueMZNew ZealandNZBahrainBHTimor-LesteTLPolandPLEritreaERNepalNPSão Tomé & PríncipeSTNorth MacedoniaMKHungaryHUPapua New GuineaPGHondurasHNMauritiusMURwandaRWDominicaDMPakistanPKSeychellesSCColombiaCOGrenadaGDSwedenSECongo - BrazzavilleCGSierra LeoneSLBurkina FasoBFLaosLAMongoliaMNSt. LuciaLCIndiaINCosta RicaCRSt. Vincent & GrenadinesVCSloveniaSICroatiaHRIcelandISChadTDSouth KoreaKREgyptEGUzbekistanUZComorosKMFinlandFIUgandaUGItalyITEl SalvadorSVAndorraADTaiwanTWDominican RepublicDOSolomon IslandsSBBelizeBZBelgiumBEMalawiMWLiberiaLRKuwaitKWUruguayUYGhanaGHLuxembourgLUMaldivesMVUnited Arab EmiratesAEIndonesiaIDThailandTHLiechtensteinLIBotswanaBWCzechiaCZPanamaPASenegalSNZambiaZMGreeceGREcuadorECSingaporeSGAzerbaijanAZSlovakiaSKCambodiaKHBahamasBSJamaicaJMLithuaniaLTGuyanaGYSaudi ArabiaSASwitzerlandCHAustraliaAUKiribatiKIDjiboutiDJCape VerdeCVTurkmenistanTMIsraelILNetherlandsNLCameroonCMCôte d’IvoireCISamoaWSBangladeshBDBulgariaBGIrelandIEJapanJPKazakhstanKZMalaysiaMYEstoniaEEBruneiBNKenyaKEMacaoMOCyprusCYMexicoMXBrazilBRSurinameSRQatarQAUnited KingdomGBNorwayNOMarshall IslandsMHChileCLPalauPWParaguayPYNamibiaNAGambiaGMPeruPETogoTGCanadaCATanzaniaTZMadagascarMGLatviaLVMonacoMC

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

IranIRMontenegroMENorth KoreaKPSomaliaSOSyriaSYBurundiBIBouvet IslandBVTürkiyeTRNicaraguaNIGuineaGNTunisiaTNBelarusBYMoldovaMDGuinea-BissauGWRussiaRUUnited StatesUSSt. Kitts & NevisKNArmeniaAMLebanonLBMaliMLIraqIQHaitiHTAntarcticaAQHeard & McDonald IslandsHMVanuatuVUYemenYELibyaLYMyanmar (Burma)MMChinaCNSouth Georgia & South Sandwich IslandsGSSudanSDUkraineUAEthiopiaETNigerNEZimbabweZWCentral African RepublicCFVenezuelaVEAfghanistanAFSouth SudanSSSerbiaRSGuatemalaGTBosnia & HerzegovinaBAAlbaniaALPitcairn IslandsPN

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Cannot use，The United States is explicitly listed by PayFun as an unsupported jurisdiction, preventing residents from completing registration or KYC and restricting access to PayFun card services while located there.

2. United Kingdom：Can apply，Can use，UK residents are eligible to register and complete the required KYC for card issuance, and issued PayFun cards can be used locally under its international card program.

3. Canada：Can apply，Can use，Canadian residents can register and complete PayFun’s required identity verification to obtain the card, with local card payments supported after issuance.

4. Australia：Can apply，Can use，Australian residents are eligible for PayFun onboarding and can obtain the card after completing KYC, with the issued card usable in Australia.

5. South Africa：Can apply，Can use，South African residents can register and complete the required KYC for card issuance, and PayFun supports use of issued cards in the country.

6. New Zealand：Can apply，Can use，New Zealand residents can complete PayFun registration and identity verification to obtain the card and use it locally after issuance.

7. Ireland：Can apply，Can use，Irish residents are eligible to register and complete KYC for a PayFun card, with card use supported in Ireland after issuance.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National Resident Identity Card

Review time / regional limits

Automatic identity verification usually completes within minutes; in special cases, it may take up to about one business day.

KYC provider

Sumsub

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 26, 2026

Wallet payments

Alipay

Supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Supported

Aug 26, 2026

AI tools

Claude

Supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Supported

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

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Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does PayFun Card require KYC?

Our record lists the PayFun Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does PayFun Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up PayFun Card with?

Our record lists PayFun Card support for: USDT and USDC.

Is PayFun Card a virtual or a physical card?

PayFun Card is offered as: Virtual card and Physical card.

Where is PayFun Card available?

Our record lists 154 countries or regions as available and 44 as restricted. Country-by-country status is in the regions section of this page.

Who issues PayFun Card?

PayFun Card is operated by PayFun on the Visa network.