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PayFun Card

Updated: Aug 26, 2026

PayFun Card is a Visa crypto payment card service for stablecoin users, offering instant virtual cards and mail-able physical cards. After completing identity verification, users can top up their accounts using USDT and USDC, which are automatically converted to local fiat currency at the time of spending and settled via the Visa network. The product covers scenarios such as online shopping, AI and SaaS subscriptions, Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, in-store purchases, and ATM withdrawals.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC
Last updated
Aug 26, 2026

Official and company information

Issuer identity and company credentials

PayFun is a global crypto payment fintech platform providing core products and application services via Keysecure UAB (formerly Chainup KeySecure UAB) in Lithuania. It primarily offers digital asset wallets for USDT and USDC, virtual and physical Visa payment cards, automatic digital-to-fiat conversion, merchant payment, and cross-border settlement services. PayFun also operates its corporate card business through KeySecure Hong Kong Limited in Hong Kong. PayFun and KeySecure are primarily responsible for platform technology, product operations, and card project management functions.
Visit website Application page
Company / issuer
PayFun
Legal name
Keysecure UAB
Registered region
Lithuania (LT)
Headquarters
Vilnius, Lithuania
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

PayFun integrates a stablecoin wallet, automatic asset conversion, and Visa card payments into a mobile app. After completing KYC, users can apply for a Virtual Card or Physical Card and deposit USDT or USDC via networks such as Ethereum, TRON, Solana, and BNB Chain. There is no need to manually sell stablecoins before spending; the system converts them into the relevant fiat currency at the point of payment. The Virtual Card is also officially labeled as the Silver Card, suitable for e-commerce, subscriptions, AI tools, and third-party digital wallets; the Physical Card is labeled as the Prime Card, usable offline via chip, magnetic stripe, and NFC, and supports ATM cash withdrawals. The cards support freezing, limit management, and mobile wallets such as Apple Pay and Google Pay.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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PayFun Silver virtual card
PayFun Prime physical card
Card formVirtual cardPhysical card
Fees
Monthly fee
Free
Free
Card issuance fee
1 USDT
Standard card issuance fee
100 USDT
Standard issuance fee
ATM fee——
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

154
San MarinoSMTajikistanTJBarbadosBBFijiFJNigeriaNGTongaTONauruNRSouth AfricaZAArgentinaARPhilippinesPHSpainESTuvaluTVVietnamVNMoroccoMAMaltaMTPortugalPTDenmarkDKRomaniaROKyrgyzstanKGFranceFRSri LankaLKLesothoLSMauritaniaMRAntigua & BarbudaAGJordanJOBeninBJOmanOMHong KongHKBoliviaBOGabonGAVatican CityVAAngolaAOEquatorial GuineaGQAustriaATTrinidad & TobagoTTGermanyDEGeorgiaGEBhutanBTAlgeriaDZMozambiqueMZNew ZealandNZBahrainBHTimor-LesteTLPolandPLEritreaERNepalNPSão Tomé & PríncipeSTNorth MacedoniaMKHungaryHUPapua New GuineaPGHondurasHNMauritiusMURwandaRWDominicaDMPakistanPKSeychellesSCColombiaCOGrenadaGDSwedenSECongo - BrazzavilleCGSierra LeoneSLBurkina FasoBFLaosLAMongoliaMNSt. LuciaLCIndiaINCosta RicaCRSt. Vincent & GrenadinesVCSloveniaSICroatiaHRIcelandISChadTDSouth KoreaKREgyptEGUzbekistanUZComorosKMFinlandFIUgandaUGItalyITEl SalvadorSVAndorraADTaiwanTWDominican RepublicDOSolomon IslandsSBBelizeBZBelgiumBEMalawiMWLiberiaLRKuwaitKWUruguayUYGhanaGHLuxembourgLUMaldivesMVUnited Arab EmiratesAEIndonesiaIDThailandTHLiechtensteinLIBotswanaBWCzechiaCZPanamaPASenegalSNZambiaZMGreeceGREcuadorECSingaporeSGAzerbaijanAZSlovakiaSKCambodiaKHBahamasBSJamaicaJMLithuaniaLTGuyanaGYSaudi ArabiaSASwitzerlandCHAustraliaAUKiribatiKIDjiboutiDJCape VerdeCVTurkmenistanTMIsraelILNetherlandsNLCameroonCMCôte d’IvoireCISamoaWSBangladeshBDBulgariaBGIrelandIEJapanJPKazakhstanKZMalaysiaMYEstoniaEEBruneiBNKenyaKEMacaoMOCyprusCYMexicoMXBrazilBRSurinameSRQatarQAUnited KingdomGBNorwayNOMarshall IslandsMHChileCLPalauPWParaguayPYNamibiaNAGambiaGMPeruPETogoTGCanadaCATanzaniaTZMadagascarMGLatviaLVMonacoMC
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

44
IranIRMontenegroMENorth KoreaKPSomaliaSOSyriaSYBurundiBIBouvet IslandBVTürkiyeTRNicaraguaNIGuineaGNTunisiaTNBelarusBYMoldovaMDGuinea-BissauGWRussiaRUUnited StatesUSSt. Kitts & NevisKNArmeniaAMLebanonLBMaliMLIraqIQHaitiHTAntarcticaAQHeard & McDonald IslandsHMVanuatuVUYemenYELibyaLYMyanmar (Burma)MMChinaCNSouth Georgia & South Sandwich IslandsGSSudanSDUkraineUAEthiopiaETNigerNEZimbabweZWCentral African RepublicCFVenezuelaVEAfghanistanAFSouth SudanSSSerbiaRSGuatemalaGTBosnia & HerzegovinaBAAlbaniaALPitcairn IslandsPN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，PayFun 已将中国大陆列入当前限制服务地区；境外取得的有效卡可在符合 Visa 及平台风控规则的商户使用，并支持支付宝和微信支付绑定场景。

2、香港：可申请，PayFun 应用在香港正常提供并支持完整卡片功能；完成 KYC 后可申请虚拟或实体 Visa 卡，并支持线上、线下和数字钱包支付。

3、澳门：可申请，PayFun 应用在澳门正常上架；完成身份审核后可申请卡片，并可用于 Visa 商户、Apple Pay、Google Pay、支付宝和微信支付等兼容场景。

4、台湾：可申请，PayFun 应用在台湾正常提供且台湾未列入限制地区；完成 KYC 后可申请卡片，用于国际电商、订阅和 Visa 线上线下支付。

Updated: Aug 26, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National Resident Identity Card

Review time / regional limits

Automatic identity verification usually completes within minutes; in special cases, it may take up to about one business day.

KYC provider

Sumsub

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 26, 2026

Wallet payments

Alipay

Supported

Aug 26, 2026

Wallet payments

Apple Pay

Supported

Aug 26, 2026

Cash services

ATM withdrawal

Supported

Aug 26, 2026

AI tools

ChatGPT

Supported

Aug 26, 2026

AI tools

Claude

Supported

Aug 26, 2026

Wallet payments

Google Pay

Supported

Aug 26, 2026

AI tools

Midjourney

Supported

Aug 26, 2026

In-person payments

Offline POS

Supported

Aug 26, 2026

Online shopping

Online shopping

Supported

Aug 26, 2026

Wallet payments

PayPal

Supported

Aug 26, 2026

Subscriptions

Subscription payment

Supported

Aug 26, 2026

Wallet payments

WeChat Pay

Supported

Aug 26, 2026

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Risk factors

Updated: Aug 26, 2026

No risk factors are available