Available regions
Applications or normal card activation are supported
United States (Excluding Restricted States)
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
P
Phantom Cash Visa Debit Card
Updated: Sep 18, 2026
The Phantom Debit Card is a stablecoin-backed, prepaid Visa debit card linked to a Phantom Cash self-custody account. User funds are held as CASH USD stablecoins in a dedicated Solana Cash Account; when a card transaction occurs, Bridge deducts CASH from this account and converts it into USD for settlement, rather than deducting funds directly from arbitrary tokens in a standard Phantom wallet.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
SOL
USD- Last updated
- Sep 18, 2026
Official and company information
Issuer identity and company credentials
Phantom, founded in 2021 and headquartered in San Francisco, USA, is one of the world's most mainstream non-custodial, multi-chain cryptocurrency self-custody wallet platforms. Initially built as infrastructure for the Solana ecosystem, it later expanded to major networks such as Ethereum, Bitcoin, and Polygon. Phantom allows tens of millions of users worldwide to fully control their private keys, enabling secure storage, purchase, sending, receiving, and swapping of digital assets, as well as seamless connection to decentralized applications (dApps), serving as a core front-end entry point for Web3 traffic.
- Company / issuer
- Phantom (Phantom Wallet)
- Legal name
- Phantom Technologies, Inc.
- Registered region
- United States (US)
- Headquarters
- San Francisco, California, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
This card is part of the Phantom Cash ecosystem rather than a direct extension of standard Phantom wallet balances. Each Cash Account is an independent, self-custodied Solana address linked to a Phantom Profile; it primarily holds the CASH stablecoin and remains separate from the user's other Phantom wallet accounts. Users can swap Solana assets for CASH or fund their Cash Accounts via supported fiat channels. When a purchase is made, Bridge transfers the corresponding CASH to the card payment smart contract and converts it into USD to settle the Visa transaction. Currently, the card is available only in virtual form—primarily to US users (excluding New York State)—and is issued by Lead Bank, with Bridge managing the card program operations.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
2026-09 · Project-wide data
Spend (USD)
$1,093,179.47
No comparable previous month
Transactions
27,732
No comparable previous month
Last six complete calendar months
Monthly details
| Period | Spend (USD) | Transactions |
|---|---|---|
| 2026-04 | $714,293.25 | 20,668 |
| 2026-05 | $1,135,764.61 | 29,600 |
| 2026-06 | $1,061,367.82 | 30,520 |
| 2026-07 | $1,075,556.72 | 28,056 |
| 2026-08 | $1,097,517.11 | 28,653 |
| 2026-09 | $1,093,179.47 | 27,732 |
Card variants and fee differences
Compare verified fee records across card forms and tiers
P Phantom Cash debit card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | Free Free issuance |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | 0.85% Free for stablecoins, 0.85% for other coins |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | 2,000 USD Can apply to increase to $5,000 |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
New York
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，The card is available to U.S. residents except those in New York, and applicants must be at least 18 and complete the required identity verification.
2. United Kingdom：Cannot apply，Can use，The card is currently issued only to eligible U.S. residents outside New York, but a card already issued to an eligible user can be used for payments in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents cannot obtain the card because issuance is currently limited to the U.S. except New York, while an eligible card issued in the U.S. can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside the current U.S.-only issuance program, but an eligible Phantom debit card issued in the U.S. can be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents cannot currently obtain the card because issuance is limited to the U.S. except New York, while an eligible card can still be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the current card-issuance region, but a card issued to an eligible U.S. resident can be used in New Zealand.
7. Ireland：Cannot apply，Can use，Irish residents cannot currently obtain the card because Phantom limits issuance to the U.S. except New York, while an eligible card issued there can be used in Ireland.
Updated: Sep 16, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
US government-issued ID
Review time / regional limits
Automated review usually takes minutes; additional identity checks may extend to 24 hours.
KYC provider
Link
Updated
Jul 30, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedJul 30, 2026
Wallet payments
Alipay
Supported
Jul 30, 2026
Wallet payments
Apple Pay
Supported
Jul 30, 2026
Cash services
ATM withdrawal
Not supported
Jul 30, 2026
AI tools
ChatGPT
Supported
Jul 30, 2026
AI tools
Claude
Supported
Jul 30, 2026
Wallet payments
Google Pay
Supported
Jul 30, 2026
AI tools
Midjourney
Supported
Jul 30, 2026
In-person payments
Offline POS
Supported
Jul 30, 2026
Online shopping
Online shopping
Supported
Jul 30, 2026
Wallet payments
PayPal
Supported
Jul 30, 2026
Subscriptions
Subscription payment
Supported
Jul 30, 2026
Wallet payments
WeChat Pay
Supported
Jul 30, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Phantom: Trading Wallet Google Play review - 5 star
good
View original Phantom: Trading Wallet Google Play review - 5 star
I am an artist passionate about creating original and expressive artwork. I mainly work with acrylic paints and digital art, exploring different techniques, colors, and styles. I enjoy creating unique pieces inspired by emotions, nature, and imagination. I am continuously developing my artistic skills and personal style, and I would love to share my artwork with a wider audience and build a collection of original works.
View original Phantom: Trading Wallet Google Play review - 1 star
it was good wallet before but now it lagging not working properly the design is so bad bring Back the old phantom wallet
View original Phantom: Trading Wallet Google Play review - 1 star
This application was smoothly moving until the last update everything scattered especially when you want to sell a token, you need to wait for some minutes before it shows you failed 😭 you tried again it keeps failing. it really hurts especially when you're seeing a profit and you decide to take it out 😭. phantom developers have to fix this bugs if not many users will find another alternative. thank you.
View original Phantom: Trading Wallet Google Play review - 2 star
Speed/stability issues improved, but now the app keeps resetting itself, as I keep having to setup my wallet again (3rd time now)! This is absolutely ridiculous..Please test your software properly?! For now, I'm UNINSTALLING!!!
View original Phantom: Trading Wallet Google Play review - 5 star
Guidence to make interest
View original Phantom: Trading Wallet Google Play review - 1 star
bloated and sluggish. close to useless
View original Phantom: Trading Wallet Google Play review - 5 star
amazing
View original Phantom: Trading Wallet Google Play review - 2 star
I want to start trading at this app but after reading people reviews I chose do not download it thank for the good people that they sharing that with us
View original Phantom: Trading Wallet Google Play review - 5 star
Easy, fast and user friendly, especially for newbies. Built in protections to prevent bot sandwiching.
View original Risk factors
Updated: Jul 30, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Phantom Cash Visa Debit Card require KYC?
Our record lists the Phantom Cash Visa Debit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Phantom Cash Visa Debit Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Phantom Cash Visa Debit Card with?
Our record lists Phantom Cash Visa Debit Card support for: USDT, USDC, SOL, and USD.
Is Phantom Cash Visa Debit Card a virtual or a physical card?
Phantom Cash Visa Debit Card is offered as: Virtual card.
Where is Phantom Cash Visa Debit Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues Phantom Cash Visa Debit Card?
Phantom Cash Visa Debit Card is operated by Phantom (Phantom Wallet) on the Visa network.