Available regions
Applications or normal card activation are supported
BrazilBR
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
P
Picnic Card
Updated: Aug 17, 2026
Picnic Card is an international Visa payment card offered by Picnic to stablecoin and crypto asset users, with USDC serving as the actual spending balance. Users can top up through Pix or supported crypto assets. After conversion, the funds enter a self-custody smart wallet connected to Gnosis Pay infrastructure and can be spent online, offline and at ATMs worldwide through the Visa network. The product offers both virtual and physical cards and supports Apple Pay and Google Pay.
Official and company information
Issuer identity and company credentials
Picnic is a fintech app combining USD accounts, an international Visa debit card, cryptocurrency, and cross-border payment features, supporting Pix deposits, crypto top-ups, USDC balance management, and global spending, as well as Apple Pay and Google Pay. The platform uses a self-custody wallet architecture, with user assets stored on-chain and controlled by the user.
- Company / issuer
- Picnic
- Legal name
- DeFiBasket Labs Inc.
- Registered region
- British Virgin Islands (VG)
- Headquarters
- Remote team, no single entity headquarters
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Picnic Card connects the Picnic self-custody wallet with Gnosis Pay card infrastructure. The card spending balance is ultimately held as USDC/USDC.e on Gnosis Chain. Users can top up with supported assets such as Pix, USDC, USDT, and BTC, while the system performs cross-chain and asset conversions when needed. The virtual card can be used quickly once approved, while the physical card is delivered to eligible user addresses; Visa handles merchant-side settlement for payments. Current limits are up to 5,000 USDCe per transaction and 8,000 USDCe in total per day, and the physical card supports ATM withdrawals. Picnic does not hold users' wallet private keys; card payment permissions are connected to the Visa network through Gnosis Pay smart contract modules.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
P Picnic Visa card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free |
| Card issuance fee | Free Free |
| ATM fee | 2% 2% after free limit exceeded |
| Foreign exchange fee | 0.3% Non-USD converted by Visa |
| Top-up fee | Free External network costs not included |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | 10 USD Each gets $10 |
| Limits | |
| Daily spending limit | 8,000 Maximum 5000 per transaction |
| Monthly spending limit | — |
| ATM withdrawal limit | 500 Maximum 250 per transaction |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
IraqIQRussiaRUMaliMLYemenYECubaCUMyanmar (Burma)MMZimbabweZWCentral African RepublicCFIranIRBelarusBYVenezuelaVELebanonLBSyriaSYCongo - KinshasaCDNorth KoreaKPNicaraguaNILibyaLYHaitiHTSouth SudanSSSomaliaSOAfghanistanAF
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前常规开卡流程要求个人 CPF 及完整身份验证，大陆居民不能直接申请；境外已发行卡可在支持境外 Visa 的商户及移动支付场景消费。
2、香港：当前不能以香港本地身份按 Picnic 常规流程申请；已持有的有效 Picnic Visa Card 可在接受 Visa 的香港线上及线下商户使用。
3、澳门：当前不能以澳门本地身份按 Picnic 常规流程申请；境外合规取得的有效卡可在接受国际 Visa 的澳门线上及线下商户使用。
4、台湾：当前不能以台湾本地身份按 Picnic 常规流程申请；境外已发行且状态正常的卡可在接受国际 Visa 的台湾商户正常消费。
Updated: Aug 17, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
RG / CNH
Review time / regional limits
Standard documents can be reviewed automatically; anomalous documents go through additional manual review.
KYC provider
Not disclosed
Updated
Aug 17, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 17, 2026
Wallet payments
Alipay
Supported
Aug 17, 2026
Wallet payments
Apple Pay
Supported
Aug 17, 2026
Cash services
ATM withdrawal
Supported
Aug 17, 2026
AI tools
ChatGPT
Supported
Aug 17, 2026
AI tools
Claude
Supported
Aug 17, 2026
Wallet payments
Google Pay
Supported
Aug 17, 2026
AI tools
Midjourney
Supported
Aug 17, 2026
In-person payments
Offline POS
Supported
Aug 17, 2026
Online shopping
Online shopping
Supported
Aug 17, 2026
Wallet payments
PayPal
Not supported
Aug 17, 2026
Subscriptions
Subscription payment
Supported
Aug 17, 2026
Wallet payments
WeChat Pay
Supported
Aug 17, 2026
User reviews
Showing 10 approved reviews matched to this card
nao é possivel logar
Arq Finance é bem melhor
View original suporte pessimo
não consigo logar o suporte eh pessimo
View original 100% Perfect for travelers
Absolutely perfect for those traveling arround the world! The best by far
View original App
Estou a dias sem conseguir acessar meu app, a tela fica carregando e não abre
View original Muito bom !
Podiam ativar o modo PRO no app.
View original Absolutamente a melhor app para converter dólares. Zero taxas, zero spread e economia real
Zero taxas e zero spread, simplesmente a melhor opção para conversão de dólares. Recomendo muito! O suporte é rápido, eficaz e realmente humanizado. Dá pra economizar absurdos usando o app. Excelente experiência
View original Top
Top demais nota 10
View original Nao posso logar com a minha cont a atual no App
Tenho uma conta Picnic a mais de 1 ano e não consigo logar ela no App. O App me trata como se fosse uma criação de nova conta mesmo usando o email da minha conta existente no Picnic.
View original Melhor que todos!
Sem taxa, dólar pelo valor real é justo!
View original Cartão Cripto
Finalmente um cartão para eu carregar com minhas criptos direto da minha wallet.
View original Risk factors
Updated: Aug 17, 2026
No risk factors are available