Card database / Mastercard / Visa / Crypto prepaid card
P
PintoPay Card
Updated: Aug 1, 2026
The PintoPay Card is a crypto asset payment card service offered by PTP group and primarily applied for and managed through a Telegram Mini App and web portal. Users can deposit digital assets into the platform wallet, convert them into a fiat card balance, and use a virtual or physical card for everyday purchases. The product is intended for users who need to spend crypto assets on travel, online shopping, and at in-store merchants. Cards settle through international card networks and are accompanied by balance management, asset conversion, transaction notifications, and account transfer functions.
Pintopay is a crypto payment card and wallet platform operated by PTP group related to UANT Limited, primarily offering virtual/physical cards, USDT top-ups, crypto exchange, wallet interface, and virtual account services via Telegram Mini App and website. Terms show UANT Limited registered in Hong Kong with company number 77341227; however, the website footer states Pintopay Inc., and test sites and third-party sources also mention UANT Inc., showing inconsistent entity disclosure. The platform itself states it is not a bank or card issuer; PTP Card is issued by third-party licensed issuers, and accounts do not constitute bank, payment, or e-money accounts.
PintoPay combines a crypto asset wallet, asset exchange, virtual accounts, and third-party card issuance services. Users register through a Telegram Mini App, create a card after completing the platform's required review, then deposit crypto assets into a custodial wallet and convert them into the fiat balance used by the card. The current terms call the product PTP Card and cover both virtual and physical cards. Spending is limited to the available card balance. PTP group expressly states that it is not a bank or card issuer. Actual card issuance, wallet custody, and certain payment services are provided by third-party partners. The product remains operational, but card eligibility, physical card availability, transaction approval, and account functions are all subject to partner institutions and the platform's compliance rules.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
PPintopay Card
Card form
Virtual + physical card
Fees
Monthly fee
Free
Card issuance fee
35 USD
Charged for first card issuance
ATM fee
0.25 USD
Operator fees apply additionally
Foreign exchange fee
Free
No additional fee for cross-currency spending
Top-up fee
2.5%
Deducted directly at top-up
Failed transaction fee
—
Rewards
Cashback
—
Crypto cashback
—
Staking rewards
—
Staking APR
—
Welcome bonus
10 USD
Issued after first purchase
Referral bonus
0.3%
Commission based on activation and top-up, per event rules
Up to 30% of new card issuance fee
0.3% lifetime revenue share
Limits
Daily spending limit
—
Monthly spending limit
300,000 USD
Accumulated by calendar month
ATM withdrawal limit
—
Card network
mastercardVISA
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
✓
Available regions
Applications or normal card activation are supported
Current identity-verification requirements and restrictions
KYC required
YesRequired
KYC level
Full KYCRequirement confirmed
Proof of address
NoNot required
Accepted documents
Passport / Government-issued ID
Review time / regional limits
Basic processes can be completed quickly; processing time extends when manual compliance review is triggered.
KYC provider
Not disclosed
Updated
Aug 1, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview11 scenarios
Supported6
Not supported5
UpdatedAug 1, 2026
Wallet payments
Apple Pay
Supported
Jul 26, 2026
Cash services
ATM withdrawal
Supported
Jul 26, 2026
AI tools
ChatGPT
Not supported
Jul 26, 2026
AI tools
Claude
Not supported
Aug 1, 2026
Wallet payments
Google Pay
Not supported
Aug 1, 2026
AI tools
Midjourney
Supported
Jul 26, 2026
In-person payments
Offline POS
Supported
Jul 26, 2026
Online shopping
Online shopping
Supported
Jul 26, 2026
Wallet payments
PayPal
Not supported
Aug 1, 2026
Subscriptions
Subscription payment
Supported
Jul 26, 2026
Wallet payments
WeChat Pay
Not supported
Aug 1, 2026
User reviews
Showing 10 approved reviews matched to this card
Newest first
Robert von CCardstrustpilot★ 1 / 5
FRAUD - LONGTIME SCAM ⚠️
⚠️ Scam - Fraud - Betrug ⚠️
Ebenfalls seit mittlerweile 7 Wochen sind meine Kreditkarten aus der App verschwunden, auf dauernde Nachfrage, werde ich immer nur verwiesen mich zu gedulden ohne jegliche Erläuterungen.
Der angebliche CEO „@zlata_hait“ reagiert selbstverständlich auch nicht mehr.
Finger weg - stay Safe.
UPDATE 23.07.2026 i get blocked by the ceo.
Pintopay owes me 1100$, they promised me they would refund me and I’m still waiting for my money 2 months later. Whatever you do, do not put your money in pintopay. I have photo proof of it all, not that it matters.
SCAM DO NOT USE
Since april 19th i have been waiting for my frozen assets from closing card a card
A second card is also delayed with more than $10.000 pending transfers from my main wallet.
Your grossly negligent customer service provides zero help. And this is starting to seem more and more like a scam. 100 days frozen assets with zero compensation when it's YOUR FAULT. Is down right illegal.
If I do not see the assets on my account or refunded to my telegram wallet By Friday 24th July 2026. My lawyers will be pressing charges, the authorities for international financial crime will be contacted aswell, as I have proof several people have experienced this issue.
Vorsicht Scam - Achtung Betrug ⚠️
Seit bereits 6 Wochen sind meine Kreditkarten aus der App verschwunden, auf dauernde Nachfrage, werde ich immer nur verwiesen mich zu gedulden! Meine Karten und mein Geld sind jedoch nicht auffindbar!
PintoPay geht sehr bedacht vor, erst wird im Channel ein CEO vorgestellt „@zlata_hait“ der sich um alle Beschwerden kümmern sollte, abe dann wird der Post schnell entfernt und die Frau Zlata ignoriert mich völlig, nach Erläuterung meines Problems. Man wird gelockt mit einem sehr guten Angebot, doch nach den ersten Einzahlungen fängt der eigentliche Betrug dann an. Hilfe gibt es keinerlei! Bei Fragen könnt ihr mich gerne kontaktieren!
Plus de 1500$ disparus de mon compte depuis près d'un mois, aucune résolution
Le 2 juin 2026, j'ai constaté la disparition de plus de 1500$ de ma carte virtuelle Pintopay, sans transaction correspondante visible dans l'historique. J'ai signalé le problème immédiatement via leur support Telegram.
Depuis cette date, j'ai relancé le support à de multiples reprises (2, 3, 4, 6, 8, 13, 23 et 24 juin). À chaque fois, la même réponse générique : « le dossier est en cours de revue », « nous n'avons pas d'ETA », « aucune action requise de votre part ». Aucune explication factuelle sur la cause de la disparition des fonds. Aucun numéro de dossier formel. Aucune date de remboursement engageante. Le 24 juin, soit près d'un mois après le signalement initial, le support reconnaissait encore lui-même l'absence de toute ETA.
Je ne suis manifestement pas un cas isolé, d'autres utilisateurs rapportent ici même des situations identiques, parfois sur plusieurs mois, avec les mêmes réponses copier-coller et la responsabilité systématiquement renvoyée sur « la banque » sans jamais préciser laquelle.
J'attends une réponse concrète : la cause exacte de cette disparition et une date ferme de remboursement. À défaut, je transmettrai l'intégralité de l'historique (captures d'écran horodatées) aux autorités compétentes et sur d'autres plateformes publiques.
Pour l'instant c'est 5 étoiles, aucun soucis, je mets 4 en raison de l'opacité du service, genre 36 % APY tu sors ça d'où MDR ? Mais pour des petites sommes au quotidien ça a l'air OK
Scam company! Never try to use their service , almost all customers have same problem , first top up under 50$ everything works great, fast and good, here starts all story, when you try yo top up more than 50$ always your money will be frozen , blocked without any reason and refund , every customer has same story and nobody seen their funds back,
This company and website should be shutdown and this guys will go to jail for stealing money from people.
They always tell that bank provider have some issues and will contact you asap…..after 3-4 months of waiting nobody seen their funds , this is a well thinked SCAM IDEA, DO NOT USE THEM IF YOU WANT TO SAVE YOUR CRYPTO!!!
