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PintoPay Card

Updated: Sep 16, 2026

The PintoPay Card is a crypto asset payment card service offered by PTP group and primarily applied for and managed through a Telegram Mini App and web portal. Users can deposit digital assets into the platform wallet, convert them into a fiat card balance, and use a virtual or physical card for everyday purchases. The product is intended for users who need to spend crypto assets on travel, online shopping, and at in-store merchants. Cards settle through international card networks and are accompanied by balance management, asset conversion, transaction notifications, and account transfer functions.
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Card network
Product type
Crypto prepaid card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
40-49
Supported assets
USDTUSDCBTCETHUSD
Last updated
Sep 16, 2026

Official and company information

Issuer identity and company credentials

Pintopay is a crypto payment card and wallet platform operated by PTP group related to UANT Limited, primarily offering virtual/physical cards, USDT top-ups, crypto exchange, wallet interface, and virtual account services via Telegram Mini App and website. Terms show UANT Limited registered in Hong Kong with company number 77341227; however, the website footer states Pintopay Inc., and test sites and third-party sources also mention UANT Inc., showing inconsistent entity disclosure. The platform itself states it is not a bank or card issuer; PTP Card is issued by third-party licensed issuers, and accounts do not constitute bank, payment, or e-money accounts.
Visit website Application page
Company / issuer
PintoPay
Legal name
UANT Limited
Registered region
Hong Kong (HK)
Headquarters
Dubai
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

PintoPay combines a crypto asset wallet, asset exchange, virtual accounts, and third-party card issuance services. Users register through a Telegram Mini App, create a card after completing the platform's required review, then deposit crypto assets into a custodial wallet and convert them into the fiat balance used by the card. The current terms call the product PTP Card and cover both virtual and physical cards. Spending is limited to the available card balance. PTP group expressly states that it is not a bank or card issuer. Actual card issuance, wallet custody, and certain payment services are provided by third-party partners. The product remains operational, but card eligibility, physical card availability, transaction approval, and account functions are all subject to partner institutions and the platform's compliance rules.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Pintopay Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Card issuance fee
35 USD
Charged for first card issuance
ATM fee
0.25 USD
Operator fees apply additionally
Foreign exchange fee
Free
No additional fee for cross-currency spending
Top-up fee
2.5%
Deducted directly at top-up
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
10 USD
Issued after first purchase
Referral bonus
0.3%
Commission based on activation and top-up, per event rules Up to 30% of new card issuance fee 0.3% lifetime revenue share
Limits
Daily spending limit—
Monthly spending limit
300,000 USD
Accumulated by calendar month
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

39
PortugalPTFinlandFICyprusCYSloveniaSIBulgariaBGUnited StatesUSMaltaMTBelgiumBERomaniaROSwitzerlandCHSpainESNorwayNOSlovakiaSKSwedenSEBrazilBRLiechtensteinLICroatiaHRCanadaCAIrelandIEKyrgyzstanKGIsraelILGreeceGRNetherlandsNLAustriaATTürkiyeTRIcelandISLithuaniaLTGermanyDEEstoniaEELatviaLVLuxembourgLUPolandPLCzechiaCZFranceFRUzbekistanUZUnited KingdomGBDenmarkDKItalyITHungaryHU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

6
RussiaRUSyriaSYCubaCUHong KongHKIranIRNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents fall within PintoPay’s international card coverage and can obtain a card after completing the required KYC and issuer eligibility checks.
2. United Kingdom：Can apply，Can use，UK residents are covered by PintoPay’s international card program and can obtain a card after completing the required identity and compliance verification.
3. Canada：Can apply，Can use，Canadian residents are within PintoPay’s international coverage and can obtain a card subject to the required KYC and issuer approval.
4. Australia：Can apply，Can use，Australian residents are covered by PintoPay’s international card program and can obtain a card after completing the required identity and eligibility checks.
5. South Africa：Can apply，Can use，South African residents fall within PintoPay’s international coverage and can obtain a card after completing the required KYC and compliance checks.
6. New Zealand：Can apply，Can use，New Zealand residents are covered by PintoPay’s international card program and can obtain a card subject to identity verification and issuer approval.
7. Ireland：Can apply，Can use，Irish residents fall within PintoPay’s international card coverage and can obtain a card after completing the required KYC and eligibility checks.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Basic processes can be completed quickly; processing time extends when manual compliance review is triggered.

KYC provider

Not disclosed

Updated

Aug 1, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview11 scenarios
Supported6
Not supported5
UpdatedAug 1, 2026

Wallet payments

Apple Pay

Supported

Jul 26, 2026

Cash services

ATM withdrawal

Supported

Jul 26, 2026

AI tools

ChatGPT

Not supported

Jul 26, 2026

AI tools

Claude

Not supported

Aug 1, 2026

Wallet payments

Google Pay

Not supported

Aug 1, 2026

AI tools

Midjourney

Supported

Jul 26, 2026

In-person payments

Offline POS

Supported

Jul 26, 2026

Online shopping

Online shopping

Supported

Jul 26, 2026

Wallet payments

PayPal

Not supported

Aug 1, 2026

Subscriptions

Subscription payment

Supported

Jul 26, 2026

Wallet payments

WeChat Pay

Not supported

Aug 1, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Robert von CCardstrustpilot★ 1 / 5

FRAUD - LONGTIME SCAM ⚠️

⚠️ Scam - Fraud - Betrug ⚠️ Ebenfalls seit mittlerweile 7 Wochen sind meine Kreditkarten aus der App verschwunden, auf dauernde Nachfrage, werde ich immer nur verwiesen mich zu gedulden ohne jegliche Erläuterungen. Der angebliche CEO „@zlata_hait“ reagiert selbstverständlich auch nicht mehr. Finger weg - stay Safe. UPDATE 23.07.2026 i get blocked by the ceo.
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Benimtrustpilot★ 1 / 5

Pintopay owes me 1100$

Pintopay owes me 1100$, they promised me they would refund me and I’m still waiting for my money 2 months later. Whatever you do, do not put your money in pintopay. I have photo proof of it all, not that it matters.
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Consumertrustpilot★ 1 / 5

SCAM DO NOT USE

SCAM DO NOT USE Since april 19th i have been waiting for my frozen assets from closing card a card A second card is also delayed with more than $10.000 pending transfers from my main wallet. Your grossly negligent customer service provides zero help. And this is starting to seem more and more like a scam. 100 days frozen assets with zero compensation when it's YOUR FAULT. Is down right illegal. If I do not see the assets on my account or refunded to my telegram wallet By Friday 24th July 2026. My lawyers will be pressing charges, the authorities for international financial crime will be contacted aswell, as I have proof several people have experienced this issue.
View original
Paul from CCardstrustpilot★ 1 / 5

ACHTUNG SCAM - BETRUG ⚠️

Vorsicht Scam - Achtung Betrug ⚠️ Seit bereits 6 Wochen sind meine Kreditkarten aus der App verschwunden, auf dauernde Nachfrage, werde ich immer nur verwiesen mich zu gedulden! Meine Karten und mein Geld sind jedoch nicht auffindbar! PintoPay geht sehr bedacht vor, erst wird im Channel ein CEO vorgestellt „@zlata_hait“ der sich um alle Beschwerden kümmern sollte, abe dann wird der Post schnell entfernt und die Frau Zlata ignoriert mich völlig, nach Erläuterung meines Problems. Man wird gelockt mit einem sehr guten Angebot, doch nach den ersten Einzahlungen fängt der eigentliche Betrug dann an. Hilfe gibt es keinerlei! Bei Fragen könnt ihr mich gerne kontaktieren!
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Niktrustpilot★ 1 / 5

Scam, avoid

This company is a scam. My $200 fulfillment is stuck for a week. Support initially responded with pointless excuses, but now they don’t reply at all.
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ludovic le bottrustpilot★ 1 / 5
they stolen me 4200 dollars
View original
Romain TBUtrustpilot★ 1 / 5

Plus de 1500$ disparus de mon compte…

Plus de 1500$ disparus de mon compte depuis près d'un mois, aucune résolution Le 2 juin 2026, j'ai constaté la disparition de plus de 1500$ de ma carte virtuelle Pintopay, sans transaction correspondante visible dans l'historique. J'ai signalé le problème immédiatement via leur support Telegram. Depuis cette date, j'ai relancé le support à de multiples reprises (2, 3, 4, 6, 8, 13, 23 et 24 juin). À chaque fois, la même réponse générique : « le dossier est en cours de revue », « nous n'avons pas d'ETA », « aucune action requise de votre part ». Aucune explication factuelle sur la cause de la disparition des fonds. Aucun numéro de dossier formel. Aucune date de remboursement engageante. Le 24 juin, soit près d'un mois après le signalement initial, le support reconnaissait encore lui-même l'absence de toute ETA. Je ne suis manifestement pas un cas isolé, d'autres utilisateurs rapportent ici même des situations identiques, parfois sur plusieurs mois, avec les mêmes réponses copier-coller et la responsabilité systématiquement renvoyée sur « la banque » sans jamais préciser laquelle. J'attends une réponse concrète : la cause exacte de cette disparition et une date ferme de remboursement. À défaut, je transmettrai l'intégralité de l'historique (captures d'écran horodatées) aux autorités compétentes et sur d'autres plateformes publiques.
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Artextrustpilot★ 4 / 5

Pour l'instant c'est 5 étoiles

Pour l'instant c'est 5 étoiles, aucun soucis, je mets 4 en raison de l'opacité du service, genre 36 % APY tu sors ça d'où MDR ? Mais pour des petites sommes au quotidien ça a l'air OK
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Даля Петроваtrustpilot★ 1 / 5

Деньги пропали

Деньги пропали , карта исчезла (
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Alextrustpilot★ 1 / 5

Scam company

Scam company! Never try to use their service , almost all customers have same problem , first top up under 50$ everything works great, fast and good, here starts all story, when you try yo top up more than 50$ always your money will be frozen , blocked without any reason and refund , every customer has same story and nobody seen their funds back, This company and website should be shutdown and this guys will go to jail for stealing money from people. They always tell that bank provider have some issues and will contact you asap…..after 3-4 months of waiting nobody seen their funds , this is a well thinked SCAM IDEA, DO NOT USE THEM IF YOU WANT TO SAVE YOUR CRYPTO!!!
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Risk factors

Updated: Jul 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does PintoPay Card require KYC?

Our record lists the PintoPay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does PintoPay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Not supported.

Which assets can I top up PintoPay Card with?

Our record lists PintoPay Card support for: USDT, USDC, BTC, ETH, and USD.

Is PintoPay Card a virtual or a physical card?

PintoPay Card is offered as: Virtual + physical card.

Where is PintoPay Card available?

Our record lists 39 countries or regions as available and 6 as restricted. Country-by-country status is in the regions section of this page.

Who issues PintoPay Card?

PintoPay Card is operated by PintoPay on the Mastercard / Visa network.