Available regions
Applications or normal card activation are supported
BrazilBRArgentinaAR
- Evidence
- Officially supported
Card database / Visa / Crypto prepaid card
R
Ripio Card
Updated: Sep 20, 2026
Ripio Card is an international Visa crypto prepaid card offered by the Latin American digital asset platform Ripio. It is currently confirmed to be operating normally in Argentina and Brazil. Users can select local fiat currency or supported crypto assets in Ripio Wallet as the payment source, with automatic conversion into the local settlement currency when a purchase occurs. The product offers virtual and physical cards, supports online and offline payments, Apple Pay and Google Wallet, and provides crypto cashback such as BTC, ETH or USDT when users spend crypto assets.
- Card network
- Product type
- Crypto prepaid card
- Card form
- Virtual + physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
BTC
ETH
BNB
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
TRX
AVAX
DOT
LINK
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ATOM
LTC
BCH
DAI
XLM
UNI- Last updated
- Sep 20, 2026
Official and company information
Issuer identity and company credentials
Ripio was founded in 2013 and is one of the oldest compliant cryptocurrency exchanges and Web3 financial infrastructure providers in Latin America. The company serves Latin American markets (Argentina, Brazil, Mexico, Colombia, Uruguay) and the United States, offering an ecosystem that integrates digital asset trading, proprietary token networks, and B2B 'crypto-as-a-service (CaaS)' embedded architecture. As a major player in Central and South America, Ripio has been named a Technology Pioneer by the World Economic Forum (WEF) and provides underlying exchange and market-making liquidity to giants like Mercado Pago. Its Ripio Visa card allows users to spend globally directly with local fiat or crypto assets (such as its issued UXD and wARS stablecoins) and earn up to 4% crypto rewards.
- Company / issuer
- Ripio (Ripio Group / formerly BitPagos)
- Legal name
- Ripio Holding
- Registered region
- Cayman Islands (KY)
- Headquarters
- George Town, Cayman Islands, United Kingdom
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Ripio Card consists of separate local issuance programmes in Argentina and Brazil. Both use the Visa network and offer virtual and physical cards, but their payment partners, foreign exchange fees, ATM rules, and spending limits differ. Argentine users can pay with ARS or crypto assets held in Ripio. When crypto assets are used, Ripio automatically sells the required amount to obtain ARS. The Brazilian version uses a prepaid BRL account, which can be funded by converting supported crypto assets. Digipayments currently participates in account services for the Argentine card, while Dock is responsible for the payment account and card issuance in Brazil. Both products are positioned as prepaid cards, do not provide conventional credit limits, and support international Visa merchants.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
R Argentina Ripio Card | R Brazil Ripio Card | |
|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card |
| Fees | ||
| Monthly fee | Free No monthly card maintenance fee. | Free |
| Card issuance fee | Free No fee for the first issuance | Free Free first issuance |
| ATM fee | Free The ATM operator may charge an additional fee | 6.9 BRL Rede24Horas withdrawal |
| Foreign exchange fee | 3% BNA selling rate plus 3% | 5% 5% surcharge on foreign-currency purchases |
| Top-up fee | Free Free ARS bank deposits | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 0.5% Normally 0.5%–2%, doubled in the first month | 2% Up to 500 BRL per month; cashback rate of 0.5%–2% BTC/ETH/USDT |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | 4% First 30 days 4%/1%. Note: crypto 4%, peso 1%. | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | 30,000 BRL Online limit of 10,000 BRL |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
ChileCLMexicoMXAustraliaAUAustriaATSwitzerlandCHVenezuelaVENew ZealandNZColombiaCOCanadaCAPortugalPTItalyITBelgiumBEUnited KingdomGBMacaoMOSouth KoreaKRSpainESBoliviaBOUnited StatesUSChinaCNEcuadorECIndiaINHong KongHKSingaporeSGPeruPEJapanJPUruguayUYGermanyDEParaguayPYFranceFRNetherlandsNLTaiwanTW
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，Ripio Card is currently issued through its Argentina and Brazil programs rather than to U.S. residents, while an eligible card issued in those markets supports international use in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents are outside Ripio’s current Argentina and Brazil card-issuance programs, but an eligible Ripio Card issued in a supported market can be used in the UK.
3. Canada：Cannot apply，Can use，Canadian residents are not covered by the current Ripio Card issuance programs, while a legally issued Ripio Card supports international use in Canada.
4. Australia：Cannot apply，Can use，Australian residents cannot currently obtain Ripio Card because issuance is tied to its Argentina and Brazil programs, but an eligible existing card can be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the current Ripio Card issuance markets, while a card issued to an eligible user in Argentina or Brazil can be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand is not within Ripio’s current card-issuance programs, but an eligible Ripio Card obtained in a supported market can be used there.
7. Ireland：Cannot apply，Can use，Irish residents are outside the current Argentina and Brazil issuance programs, while an eligible Ripio Card issued in a supported market can be used in Ireland.
Updated: Sep 15, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Valid local Argentine ID / Brazilian RG / CNH / Passport / E-voter ID with photo and QR code
Review time / regional limits
Automated identity verification can be completed quickly; abnormal information enters manual compliance review.
KYC provider
Veriff
Updated
Aug 8, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 8, 2026
Wallet payments
Alipay
Supported
Aug 8, 2026
Wallet payments
Apple Pay
Supported
Aug 8, 2026
Cash services
ATM withdrawal
Supported
Aug 8, 2026
AI tools
ChatGPT
Supported
Aug 8, 2026
AI tools
Claude
Supported
Aug 8, 2026
Wallet payments
Google Pay
Supported
Aug 8, 2026
AI tools
Midjourney
Supported
Aug 8, 2026
In-person payments
Offline POS
Supported
Aug 8, 2026
Online shopping
Online shopping
Supported
Aug 8, 2026
Wallet payments
PayPal
Supported
Aug 8, 2026
Subscriptions
Subscription payment
Supported
Aug 8, 2026
Wallet payments
WeChat Pay
Supported
Aug 8, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Retiros
Alguien sabe cómo funciona el soporte técnico? Tuve un inconveniente el día de hoy con la aplicación y hasta ahora no tuve respuesta
View original Excelente asistencia
Impecable servicio de asistencia por whatsapp, en la ultima actualización mejoro la app
View original Desastre
Quien fue el crack que en mayo cambio la version y NO SE VE CUANTA PLATA TENGO en una plataforma de inversion! Malisimo
View original No puedo iniciar sesión tengo un dinero importante mío de un viaje y no me deja ingresar
Quisiera ayuda viajo en 1 semana y me sacrifique mucho para poder obtener mi dinero ayuda!!!
View original Aplicación superior
La interfaz es muy amena, y también da mucho gusto poder hacer transferencias y operaciones financieras desde acá
View original BLOQUEARON MI CUENTA
Hace 5 días estoy enviando mails, videos de verificación y comprobantes y bloquearon mi acceso. Un desastre el soporte, no pueden tardar 5 días para solucionar un acceso a cuenta y encima no responden. Hace varios años tengo la cuenta no es una cuenta nueva
View original Ripio Card Google Play 评论 Google Play review - 5 star
excelente. muy familiar:)
View original Mirando hacia atrás
Mirando hacia atrás, me cuesta creer la incertidumbre que sentía tras ser víctima de fraude. En aquel momento, estaba convencida de que no había esperanza de recuperar mi dinero. Invertí incontables horas investigando posibles soluciones, leyendo sobre diferentes opciones e intentando comprender cuál era la mejor manera de proceder antes de decidir contactar con 𝙏s𝔣a𝚛.
Desde el principio, me impresionó la forma en que gestionaron mi caso. Cada conversación fue respetuosa, informativa y con una profesionalidad impecable. Evaluaron cuidadosamente mi situación, respondieron a todas mis dudas con explicaciones claras y se aseguraron de que comprendiera cada etapa del proceso antes de seguir adelante. Esa transparencia me dio la confianza de que mi caso se estaba tomando en serio.
Un aspecto que destacó fue la constancia de su comunicación. Nunca tuve que preguntarme qué estaba pasando, ya que recibí actualizaciones periódicas sobre el progreso durante todo el proceso. Su disposición a responder preguntas con prontitud y explicar los avances en términos sencillos hizo que una experiencia tan estresante fuera mucho más llevadera.
La dedicación demostrada por todo el equipo merece un reconocimiento especial. Abordaron mi caso con paciencia, diligencia y una meticulosa atención al detalle, haciéndome sentir siempre que mis inquietudes importaban. Su compromiso con la transparencia y el profesionalismo se mantuvo inalterable de principio a fin.
El momento en que recibí la confirmación de que mis fondos habían sido recuperados me produjo una inmensa sensación de alivio. Tras semanas de incertidumbre, por fin sentí que me había quitado un gran peso de encima. Esa noticia marcó el final de un capítulo increíblemente difícil y me permitió seguir adelante con renovada confianza.
Agradezco sinceramente a 𝙏s𝔣a𝚛 su integridad, perseverancia y apoyo confiable durante todo el proceso. Su profesionalismo, honestidad y compromiso para lograr resultados positivos me dejaron una huella imborrable. Aprecio enormemente la dedicación que le brindaron a mi caso y con gusto reconozco el excelente servicio que me prestaron.
View original estafadores
Ey llevo mas de dos semanas intentando desbloquear mi cuenta en esta billetera tan basura y no he podido, no dan respuesta ni absolutamente nada. he enviado lo que me han solicitado en instantes y ni asi, necesito una rapida solucion a mi dinero que no son monedas es mucho dinero
View original Hola me pueden ayudar con esto ya esta…
Hola me pueden ayudar con esto ya esta hecha la denuncia en la fiscalia de lomas de zamora en ciberdelito , me parece una plataforma es muy vulnerable ya en en otras lo pudieron detectar a tiempo no dejaron transferir un monto grande de dinero Esto me sucedió el 2 de diciembre y me robaron 7800 usdt y todavía no se hacen cargo. Como lo hizo Uala o IOL que lo detecta a tiempo no deja transferir. A mi me hackeron el mail y apartir de ahi empezó esta estafa.
View original Risk factors
Updated: Aug 8, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Ripio Card require KYC?
Our record lists the Ripio Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Ripio Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Ripio Card with?
Our record lists Ripio Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (20 in total).
Is Ripio Card a virtual or a physical card?
Ripio Card is offered as: Virtual + physical card.
Where is Ripio Card available?
Our record lists 2 countries or regions as available and 31 as restricted. Country-by-country status is in the regions section of this page.
Who issues Ripio Card?
Ripio Card is operated by Ripio (Ripio Group / formerly BitPagos) on the Visa network.