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PST.NET

Updated: Aug 1, 2026

PST.NET is a virtual card service platform for individual users, advertisers, and business teams, offering Visa and Mastercard virtual cards settled in USD or EUR. Users can deposit funds via crypto assets or other supported methods and create cards in the web interface, mobile app, or browser extension for online shopping, software subscriptions, and payments on advertising platforms such as Facebook Ads, Google Ads, TikTok Ads, Reddit Ads, Taboola, and Outbrain. Some plans offer bulk card issuance, team management, spending reports, and ad cashback.
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Card network
Mastercard / Visa
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
40-49
Supported assets
USDT / BTC / USD / EUR
Last updated
Aug 1, 2026

Official and company information

Issuer identity and company credentials

PST.NET (website: [https://pst.net/](https://pst.net/)) is a fintech platform (legal entity: PSTNET FINANCE CORP.) specializing in virtual credit card (VCC) issuance for global digital advertisers, media buying teams, and individuals. It aims to help users solve payment risk issues often encountered when advertising on major platforms (such as Facebook Ads, Google Ads, TikTok Ads) by providing high-quality US and European bank identification numbers (BINs).
Visit website Application page
Company / issuer
PST.NET
Legal name
PSTNET FINANCE CORP.
Registered region
Canada (CA)
Headquarters
Canada
Company type
Payment institution
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

PST.NET combines a wallet, asset conversion, virtual card issuance, and team expense management in one account. After registering and completing identity verification, users can fund the account and create a virtual card by selecting a standard spending card, advertising card, or PST Private plan. Cards support instant issuance, 3D Secure, transaction-record exports, team-member management, and card-balance allocation. The current terms of service define the cards as virtual prepaid cards secured by digital assets and state that the specific issuance and payment services are provided through third-party institutions. The website also shows an application option for a plastic card, but the main card catalogue currently does not include a physical card product with its own official name and complete fee rules.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

PST.NET Ultima Universal Ad Virtual Card
PST.NET virtual prepaid card
PST.NET Ads virtual card
PST.NET Platinum Ads virtual card
PST Private Private BIN virtual card solution
Card formVirtual cardVirtual cardVirtual cardVirtual cardVirtual card
Fees
Monthly fee
16 USD
Charged from the second month
7 USD
Charged from the second month
10 USD
Charged from the second month
—
9 USD
Charged per subscription plan
Card issuance fee
16 USD
Charged at card issuance
7 USD
Charged per card
10 USD
Charged per advertised card
—
Free
Limited to eligible card types
ATM fee—————
Foreign exchange fee—————
Top-up fee
8%
Standard account top-up fee
8%
Standard account top-up fee
8%
Standard account top-up fee
2%
Private account top-up fee
2%
Private account fee
Failed transaction fee———
Free
Waived on Private plan
Free
No fee for declined transactions
Rewards
Cashback———
3%
Cashback after meeting advertising spend threshold
3%
Advertising spend of $5,000 or more
Crypto cashback—————
Staking rewards—————
Staking APR—————
Welcome bonus—————
Referral bonus
90%
Up to 90% revenue share, calculated by earnings category
90%
Up to 90% revenue share, calculated by earnings category
90%
Up to 90% revenue share, calculated by earnings category
90%
Up to 90% revenue share, calculated by earnings category
90%
Up to 90% revenue share, calculated by earnings category
Limits
Daily spending limit—————
Monthly spending limit—————
ATM withdrawal limit—————
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

158
QatarQAChinaCNSolomon IslandsSBBoliviaBOBruneiBNVietnamVNCanadaCAKuwaitKWGeorgiaGEGambiaGMRwandaRWSt. Kitts & NevisKNBeninBJHungaryHUAngolaAONew ZealandNZMozambiqueMZTanzaniaTZMauritaniaMRJapanJPEthiopiaETLiechtensteinLISurinameSRDominican RepublicDOEgyptEGBhutanBTPeruPEFinlandFIEcuadorECNigerNEMalaysiaMYNorwayNONauruNRSenegalSNSão Tomé & PríncipeSTSan MarinoSMMaliMLGuinea-BissauGWTimor-LesteTLIndiaINChileCLBrazilBREswatiniSZColombiaCOUnited KingdomGBSwedenSEKenyaKECambodiaKHFijiFJChadTDArgentinaARMonacoMCBelizeBZNamibiaNADjiboutiDJSaudi ArabiaSASt. Vincent & GrenadinesVCSt. LuciaLCSouth KoreaKRKyrgyzstanKGPolandPLMaltaMTGuyanaGYMaldivesMVMarshall IslandsMHParaguayPYHaitiHTOmanOMBahamasBSLaosLABelgiumBEMalawiMWMoroccoMATongaTOLatviaLVPortugalPTAlgeriaDZDominicaDMUruguayUYSingaporeSGFranceFRMauritiusMUMoldovaMDUzbekistanUZCameroonCMKazakhstanKZGuineaGNLuxembourgLUIndonesiaIDTajikistanTJGuatemalaGTTrinidad & TobagoTTJamaicaJMBurkina FasoBFNetherlandsNLPhilippinesPHVanuatuVUNigeriaNGTaiwanTWTuvaluTVThailandTHGabonGANepalNPBarbadosBBEritreaERSamoaWSMacaoMOEquatorial GuineaGQSri LankaLKHondurasHNIcelandISLithuaniaLTIsraelILPakistanPKCzechiaCZSpainESPalauPWArmeniaAMZambiaZMLesothoLSAustraliaAUIrelandIECape VerdeCVSeychellesSCEstoniaEEItalyITSouth AfricaZAUgandaUGAndorraADSlovakiaSKSierra LeoneSLComorosKMSwitzerlandCHGhanaGHTurkmenistanTMBangladeshBDVatican CityVACyprusCYBahrainBHJordanJOKiribatiKIPanamaPACosta RicaCRGrenadaGDUnited Arab EmiratesAEGermanyDETunisiaTNDenmarkDKMadagascarMGBotswanaBWPapua New GuineaPGAustriaATEl SalvadorSVAntigua & BarbudaAGAzerbaijanAZTogoTGMexicoMXMongoliaMN
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

34
Congo - BrazzavilleCGRussiaRUCubaCUBurundiBIIraqIQSouth SudanSSNorth MacedoniaMKGreeceGRBosnia & HerzegovinaBASyriaSYTürkiyeTRSerbiaRSSloveniaSIIranIRCentral African RepublicCFAlbaniaALBelarusBYVenezuelaVECroatiaHRMyanmar (Burma)MMSomaliaSOLebanonLBZimbabweZWUkraineUASudanSDCongo - KinshasaCDRomaniaRONorth KoreaKPLibyaLYHong KongHKNicaraguaNIMontenegroMEYemenYEBulgariaBG
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不支持申请，大陆身份目前无法稳定通过完整KYC；已发行虚拟卡可在接受对应国际卡的境外线上商户使用。

2、香港：不支持申请，出现在PST.NET限制中；已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。

3、澳门：可申请，支持澳门护照或居民身份证验证；已发行虚拟卡可在接受 Visa 或 Mastercard 的线上商户使用。

4、台湾：可申请， 支持台湾护照或居民身份证验证；平台提供台湾发卡 BIN。

Updated: Aug 1, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license / National ID / Lease agreement / Utility bill / Phone bill / Bank statement

Review time / regional limits

The system first performs automated identity and biometric checks; abnormal applications are routed to manual review.

KYC provider

Sumsub

Updated

Aug 1, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported2
Not supported10
UpdatedAug 1, 2026

Wallet payments

Alipay

Not supported

Aug 1, 2026

Wallet payments

Apple Pay

Not supported

Jul 15, 2026

Cash services

ATM withdrawal

Not supported

Aug 1, 2026

AI tools

ChatGPT

Not supported

Aug 1, 2026

AI tools

Claude

Not supported

Aug 1, 2026

Wallet payments

Google Pay

Not supported

Jul 15, 2026

AI tools

Midjourney

Not supported

Aug 1, 2026

In-person payments

Offline POS

Not supported

Aug 1, 2026

Online shopping

Online shopping

Supported

Jul 15, 2026

Wallet payments

PayPal

Not supported

Jul 15, 2026

Subscriptions

Subscription payment

Supported

Jul 15, 2026

Wallet payments

WeChat Pay

Not supported

Aug 1, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
EKPERE FAMOUS OBIYAgoogle_play★ 5 / 5

PST.NET Cards & Cashback Google Play review - 5 star

amazing thanks
View original
KOFI ANSAHgoogle_play★ 5 / 5

PST.NET Cards & Cashback Google Play review - 5 star

Master for Cards
View original
عادل عبده حزام صالح قعشانtrustpilot★ 5 / 5

الخدمت

المغامرات اشتي البطاقه
View original
Yuliyatrustpilot★ 2 / 5

do not recommend

I paid $100 for an annual card back in January which was then removed from my account for no clear reason. Upon contacting support about this they refused to help, saying they will look into it after I go through a kyc process (why this kyc process wasn't required initially I don't understand - I guess they want to lower the entry barrier to get more purchases). They also add a $10 deposit fee along with 8% of the deposited amount on most crypto deposits which is much more than I expected. I feel scammed. So beware of the hidden fees and the fact they may remove your card and likely force you to complete kyc despite it not being required on signup.
Official reply
Hello! Thank you for contacting us and for sharing more about your experience with PST. It is important for us to clarify the situation and find the most appropriate solution. KYC verification is mandatory to access our services. It is a regulatory requirement that helps us prevent fraud, financial crime, and unauthorised account access, while also protecting our users. Therefore, all users must complete the verification process before they can use the platform. We do not apply any hidden fees to user accounts. Each card has a fixed top-up fee, a monthly maintenance fee, and an international transaction fee if a payment is made outside the defined region. Other than these charges, no additional commissions apply. If you have noticed any unexpected fees, we kindly ask you to contact our Support team so we can investigate the matter in detail. Regarding card status, cards remain active as long as the renewal fee is paid. However, our security system may temporarily suspend a card if it detects activity that could indicate a potential violation of our Terms of Service. For example, repeated payment attempts that exceed the available card balance may trigger a temporary suspension until the activity is reviewed. If you believe your card was suspended by mistake, please contact our Support team via chat. We will gladly investigate your case and provide further assistance. Once again, we sincerely apologise for the inconvenience you experienced. We appreciate your feedback and look forward to helping you resolve this matter. Best regards, PST Team
View original
pu putrustpilot★ 5 / 5
Good Card Card
Official reply
Hello! Thank you for the review, we appreciate your kind words. Best regards, PST Team
View original
Prabhas 2000google_play★ 5 / 5

PST.NET Cards & Cashback Google Play review - 5 star

achha app he🥰🥰🥰🥰🥰🥰
View original
Umar Aligoogle_play★ 1 / 5

PST.NET Cards & Cashback Google Play review - 1 star

scammer
View original
Mizan Uddintrustpilot★ 5 / 5
Nice 🙂👍🙂👍👍🙂
Official reply
Hello! Thanks a lot for your feedback. We are always making sure that our users have the best possible experience. Let's keep our cooperation going! Best regards, PST Team
View original
Steven obinna Emmanuelgoogle_play★ 5 / 5

PST.NET Cards & Cashback Google Play review - 5 star

good day God bless you please how work today
View original
yassine firmatrustpilot★ 1 / 5

Beware of default "Auto-refill" traps and hidden internal fees

[UPDATE - July 3]: After posting this review, Senior Management reached out to me directly. They apologized for how the initial support agent handled the situation and fully refunded the $5.38 fee to my account. I appreciate that they stepped in and resolved the issue professionally. However, I am leaving my original experience below because I still strongly believe the default "Auto-refill" setting is misleading for new users and the platform should change this practice. --- Original Review --- Be very careful when using this platform. I made my very first deposit into my main balance, and without any clear warning or confirmation prompt, their system immediately triggered a default "Auto-refill" setting. It automatically moved my funds into an issued Ultima card. When I realized this automated action and manually moved my funds back to my main balance right away, I was hit with $5.38 in internal transfer fees. In just a few minutes, I lost money to fees for a transaction I never actively initiated. I contacted customer support to request a one-time courtesy refund for these fees since I am a new user and the action was an automated system default. The support agent (Alexis) completely refused, hiding behind their "non-refundable pricing policy" instead of helping a new customer. Setting features to automatically deduct user funds by default is a classic "dark pattern" designed to generate unfair fees. Very disappointing customer service and misleading interface. Proceed with caution.
Official reply
Hello! Thank you for sharing your feedback and telling us more about your experience with PST. We’re especially pleased to hear that your interaction with our Senior Manager was productive and helpful. We always strive to review each case individually and ensure that every user is heard. We understand that when you first start using the service, some processes may seem unclear and occasionally cause inconvenience. That’s why we’re always open to discussion and, where appropriate, willing to consider exceptions. We’ve also shared your feedback regarding our Support team with the relevant department. Thank you for bringing this to our attention, it helps us continue improving the quality of our service. Delighted that everything was resolved successfully and look forward to a long and productive cooperation with you! Kind regards, PST Team
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Risk factors

Updated: Jul 15, 2026

No risk factors are available