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SAVO Card

Updated: Aug 18, 2026

SAVO Card is a Visa debit card linked to SAVO All-In-One Wallet, integrating fiat currency, multiple crypto assets, cross-border transfers and card spending within one account system. After completing tiered identity verification, users can apply for a virtual card and top it up for spending. Standard physical cards and a metal card range are also currently available. The card can be used at Visa merchants worldwide, for online subscriptions and mobile payments and officially supports Apple Pay and Google Pay.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card / Metal card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH / SOL / TRX
Last updated
Aug 18, 2026

Official and company information

Issuer identity and company credentials

SAVO is an all-in-one Web2/3 digital treasury management and wallet app that combines financial control with social features. The platform lets users seamlessly manage multiple major fiat currencies and crypto assets in one interface, supports the creation of dedicated trust bank accounts for large secure transactions, and offers lightning-fast asset swaps. Through its SAVO international debit card, users can directly pay at tens of millions of merchants worldwide for multi-currency daily spending or business travel, and enjoy high-interest savings, diversified asset investment (from securities to crypto), secure crypto social chat (SAVOChat), and an ecosystem mini-app platform.
Company / issuer
SAVO
Legal name
SAVO, Inc.
Registered region
United States (US)
Headquarters
Global distribution
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

SAVO is a Web2/Web3 wallet for managing both fiat currency and digital assets. The app offers SAVONet cross-border payments and collections, asset exchange, bank or trust account services, digital asset management, and a Visa debit card. Users can hold assets including USD, EUR, GBP, USDT, and BTC, and exchange and pay through the app; official materials have also recently explicitly displayed digital assets including BTC, ETH, USDT, TRX, SOL, and USDC. The SAVO Card can be frozen or restored in the app, and spending limits can be set. The virtual card is suitable for online shopping and subscriptions, while the physical card is for everyday in-person spending; Apple Pay and Google Pay can be used as mobile wallet payment options. The app and card products continued to be updated frequently in 2026.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

SAVO virtual card
SAVO physical card
SAVO Rose Metal Card
SAVO Chrome Metal Card
SAVO Aurea Metal Card
Card formVirtual cardPhysical cardMetal cardMetal cardMetal card
Fees
Monthly fee
Free
Monthly fee permanently waived
Free
Monthly fee waived
Free
Monthly fee waived
Free
Monthly fee waived
Free
Monthly fee waived
Card issuance fee
Free
Requires pre-funded balance to activate
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

61
CyprusCYCzechiaCZSaudi ArabiaSAUnited StatesUSCanadaCAMaltaMTIndonesiaIDFranceFRBrazilBRMacaoMOMalaysiaMYGreeceGRHong KongHKFinlandFIBulgariaBGLithuaniaLTSouth AfricaZAKenyaKEIrelandIENetherlandsNLQatarQAKuwaitKWNew ZealandNZPhilippinesPHItalyITChileCLPeruPECroatiaHRVietnamVNLuxembourgLUJapanJPLatviaLVGermanyDEChinaCNArgentinaARTaiwanTWSingaporeSGUnited Arab EmiratesAEMexicoMXPolandPLBahrainBHColombiaCORomaniaROAustraliaAUSpainESHungaryHUAustriaATSwitzerlandCHSouth KoreaKRThailandTHSwedenSEBelgiumBEUnited KingdomGBGhanaGHNorwayNODenmarkDKSlovakiaSKPortugalPTEstoniaEESloveniaSINigeriaNG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

11
Myanmar (Burma)MMSouth SudanSSIranIRNorth KoreaKPRussiaRUAfghanistanAFSudanSDCubaCUSyriaSYYemenYEBelarusBY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:当前仍有中国大陆身份证及护照完成 SAVO KYC 并申请虚拟 Visa 卡的近期实测记录;获卡后可用于境外 Visa 网络及网络订阅消费。

2、香港:可进入 SAVO 全球账户及卡片申请体系,完成身份验证后申请 Visa 卡;已持卡用户可在线上及香港接受 Visa 的实体商户消费。

3、澳门:可使用 SAVO App 并进入全球 KYC 服务体系,卡片资格需完成身份审核;获卡后可在接受境外 Visa 的澳门及线上商户使用。

4、台湾:可使用 SAVO 全球账户服务并完成 KYC,已有华语用户申请渠道;获卡后可用于 Visa 网络、网络订阅及兼容移动钱包支付。

Updated: Aug 18, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Mainland China resident ID card / Passport

Review time / regional limits

Basic identity and face verification generally takes a few minutes; abnormal accounts are transferred to manual or enhanced due diligence.

KYC provider

Not disclosed

Updated

Aug 18, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 18, 2026

Wallet payments

Alipay

Supported

Aug 18, 2026

Wallet payments

Apple Pay

Supported

Aug 18, 2026

Cash services

ATM withdrawal

Not supported

Aug 18, 2026

AI tools

ChatGPT

Supported

Aug 18, 2026

AI tools

Claude

Supported

Aug 18, 2026

Wallet payments

Google Pay

Supported

Aug 18, 2026

AI tools

Midjourney

Supported

Aug 18, 2026

In-person payments

Offline POS

Supported

Aug 18, 2026

Online shopping

Online shopping

Supported

Aug 18, 2026

Wallet payments

PayPal

Not supported

Aug 18, 2026

Subscriptions

Subscription payment

Supported

Aug 18, 2026

Wallet payments

WeChat Pay

Supported

Aug 18, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Newkkwnapp_store5 / 5

Good

Good ui, can be opened by Chinese people very easily.
View original
D-Boog17app_store5 / 5

很好用

用的很畅快,有我想要的功能,并且非常好申请
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axechasapp_store5 / 5

great

The wallet is easy to use, and the card face design is very beautiful!
View original
Ozzytttapp_store5 / 5

savo特别好用

界面很好看 操作特别方便 很推荐使用哦
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Rizberkapp_store5 / 5

LOVE THIS APP

I've been using SAVO for a while now, and it's been a really good experience. The app is easy to use, everything feels smooth, and the card payments have worked well for me. I also like that the app keeps getting better with regular updates. Looking forward to seeing what's coming next. Keep up the great work!
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yang。。。。。。。。app_store1 / 5

savo

拒付率很高,好多情况下都不能使用
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saltwintwrapp_store5 / 5

使用体验很不错

用了一段时间,整体感觉不错。UI 很清爽,上手简单,虚拟卡申请和管理都比较方便,日常线上消费体验很好。客服响应速度也不错,希望后续继续优化功能,越来越好。
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2778woaiapp_store5 / 5

caij

I have had a very positive experience with SAVO. The app is easy to use, the interface is clean, and the overall process feels smooth and convenient. I especially like how quickly I can manage my card, check transactions, and control different settings in one place. The service has been reliable for my daily payments, and the security features make me feel more confident when using it online. Customer support is also responsive and helpful whenever I have questions. Overall, SAVO offers a practical, modern, and user-friendly payment experience. I would recommend it to anyone looking for a convenient card service.
View original

Risk factors

Updated: Aug 18, 2026

No risk factors are available