Available regions
Applications or normal card activation are supported
UruguayUYArgentinaARPeruPEBrazilBRParaguayPYEcuadorECCosta RicaCRChileCLBoliviaBOColombiaCOMexicoMXPanamaPA
- Evidence
- Officially supported
Card database / Mastercard / Visa / Crypto prepaid card
T
Takenos Card
Updated: Aug 7, 2026
Takenos' TakeCard is a US-issued Visa prepaid card denominated in US dollars and directly linked to the user's Takenos digital dollar balance. Purchases are deducted from the available account balance, with no overdraft or credit facility. Virtual and physical cards are currently available, primarily for international online shopping, travel, digital subscriptions and payments at physical merchants. Users can also fund their Takenos accounts through methods such as USDT and USDC.
Official and company information
Issuer identity and company credentials
Takenos is a digital wallet and cross-border fintech platform for Latin American users, freelancers, remote workers, and businesses, offering overseas payment collection, USD digital balances, withdrawals, QR payments, international card spending, corporate cross-border payments, and some investment access. According to the official website, users can receive funds from overseas clients, platforms, or companies through Takenos, and use capabilities such as TakeCard, SpicyCard, USD Digital, SWIFT/Wire, SEPA, Pix, USDC/USDT for payments or fund management. Its operating entity, Global Flow S.A.U., is registered with the CNV in Argentina as a PSAV.
- Company / issuer
- Takenos
- Legal name
- Global Flow S.A.U
- Registered region
- Argentina (AR)
- Headquarters
- Original阿根廷布宜诺斯艾利斯
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
TakeCard is an international prepaid Visa offered by Takenos for cross-border payments. The user's Takenos balance is maintained as a digital USD balance. Funds received through bank transfers, local currency, or supported stablecoins can be used for card purchases. TakeCard does not require a separate top-up because the available account balance is also the card's spending balance. USD transactions are deducted at 1:1, while Visa converts other currencies at the exchange rate applicable on the transaction date. The virtual card can be created instantly and used for online payments, Apple Pay, and Google Pay. The physical card is currently available mainly in Bolivia and Ecuador and can be used at physical merchants and ATMs.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
T TakeCard virtual | T TakeCard física | |
|---|---|---|
| Card form | Virtual card | Physical card |
| Fees | ||
| Monthly fee | Free No monthly maintenance fee. | Free No monthly maintenance fee. |
| Card issuance fee | 5 USD Activation fee | 10 USD 10 USD in Bolivia; 12 USD in Ecuador, charged based on application country |
| ATM fee | 1% ATM operator may charge an additional ~5 USD | 1% ATM operator may charge an additional ~5 USD |
| Foreign exchange fee | Free Converted at Visa's daily rate | Free Converted at Visa's daily rate, no additional markup |
| Top-up fee | Free Account balance directly used for card spending | Free Account balance directly used for card spending |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | 250 USD 250 USD per transaction, 750 USD per day, max three attempts per day | 250 USD 250 USD per transaction, 750 USD per day, max three attempts per day |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
IraqIQCubaCULiberiaLRAngolaAOSudanSDGeorgiaGELibyaLYSyriaSYBelarusBYChinaCNZimbabweZWMyanmar (Burma)MMSomaliaSORussiaRUNorth KoreaKPAfghanistanAFCôte d’IvoireCIGuinea-BissauGWLebanonLBSouth SudanSSYemenYEUkraineUABurundiBIEthiopiaETUnited StatesUSIranIRNicaraguaNICentral African RepublicCFVenezuelaVE
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不支持申请 ，开户需验证拉美当地合规身份与居住证明；已在支持地区取得 TakeCard 的境外用户，可在支持 Visa 的中国商户及国际卡移动支付渠道使用。
2、香港：不支持申请，限制原因是平台发卡范围集中于拉美地区；已在支持地区取得有效 TakeCard 的用户，可在香港接受境外 Visa 的线上及线下商户正常消费。
3、澳门：澳门居民不支持申请，已在支持地区取得有效 TakeCard 的用户，可在澳门接受境外 Visa 的线上及线下商户正常消费。
4、台湾：台湾居民不支持申请，已在支持地区取得有效 TakeCard 的用户，可在台湾接受境外 Visa 的线上及线下商户正常消费。
Updated: Aug 7, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
ID card / Passport
Review time / regional limits
Automated review usually takes a few minutes; abnormal documents go to manual review, up to about 24 hours.
KYC provider
Veriff / Sumsub
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 7, 2026
Wallet payments
Alipay
Supported
Aug 7, 2026
Wallet payments
Apple Pay
Supported
Aug 7, 2026
Cash services
ATM withdrawal
Supported
Aug 7, 2026
AI tools
ChatGPT
Supported
Aug 7, 2026
AI tools
Claude
Supported
Aug 7, 2026
Wallet payments
Google Pay
Supported
Aug 7, 2026
AI tools
Midjourney
Supported
Aug 7, 2026
In-person payments
Offline POS
Supported
Aug 7, 2026
Online shopping
Online shopping
Supported
Aug 7, 2026
Wallet payments
PayPal
Supported
Aug 7, 2026
Subscriptions
Subscription payment
Supported
Aug 7, 2026
Wallet payments
WeChat Pay
Supported
Aug 7, 2026
User reviews
Showing 10 approved reviews matched to this card
Soporte
Excelente el servicio y respuesta de soporte
View original Takenos Card Google Play 评论 Google Play review - 1 star
no funciona recargar soles
View original Takenos Card Google Play 评论 Google Play review - 1 star
El servicio al cliente es pésimo, les escribo, su IA me dice que un ser humano me va a atender, 6 horas después un humano contesta pero no conoce el mensaje que le envié al inicio a la IA. Yo tardo 6 horas en contestar, le reenvío el mensaje original, otras 6 horas después me contesta otra persona que no tiene el historial tampoco, le vuelvo a escribir lo mismo y ahora tarda más de un día en contestar, sin nunca tener ninguna respuesta.
View original Takenos Card Google Play 评论 Google Play review - 1 star
No existe customer support. No hay canales de contacto cuando algo sale mal. Es una vergüenza que cuando haces una transferencia grande jueguen con tu dinero de esa manera.
View original Takenos Card Google Play 评论 Google Play review - 1 star
Cómo puede ser posible que no me den fecha de solución para envío de dinero de cuenta takenos a cuentas en Ecuador? La única respuesta que recibo es que debo esperar, mientras tanto no puedo tener acceso a mi propio dinero para pagar cuentas y los bills por pagar no esperan... ¡Necesito una solución ya!
View original NO tienen atención al cliente
NO tienen atención al cliente. Tengo un problema con varias transferencias que no se acreditan y hace días que escribo mails, mando mensajes por X, por IG y todos los canales posibles y lo único que tengo es la respuesta automática de Joaquina diciendo que van a ver el caso. Nadie se hace cargo!!! Un desastre!!! NO RECOMIENDO TAKENOS
View original Takenos Card Google Play 评论 Google Play review - 1 star
El servicio de soporte es muy deficiente. tienen un bot que supuestamente escala los casos pero nadie te contacta. la información no es clara. es una buena alternativa pero existen mejores aplicaciones y servicios que ofrecen lo mismo. Además siempre tiene la tasa de cambio más alta.
View original Lamentablemente no hay como calificar en 0
Lamentablemente no hay como calificarla en 0.
Pésima app, intentos de cobros de cosas que vos no compras y te contactas con soporte y te ponen una cansona inteligencia artificial que te dice que esperes y nada que te solucionan el problema.
Y tengan cuidado, porque si ellos emiten las Takecards, nadie más que ellos tienen accesos a los datos de los usuarios e intentos de compras fraudulentas.
Dejen de usarla, no vale la pena correr riesgos.
View original Great Support Team
Great Support Team! Special mention to Meli, Mauri, Lucky, Igna, Fran, Dani, Belu, Luisa, and Jime. Love u guys! Keep it up! Best!
View original Pésimo Soporte
Llevo 5 horas pidiendo asistencia y solo me responde el bot lamentando las demoras. Si sigue así, definitivamente me retiro de Takenos, pésima experiencia la que están dejando a los usuarios.
View original Risk factors
Updated: Aug 7, 2026
No risk factors are available