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Shacom HashKey Credit Card

Updated: Sep 15, 2026

Shacom HashKey Credit Card is a co-branded Visa credit card launched by Shanghai Commercial Bank and HashKey Exchange for eligible HashKey users and Hong Kong residents. It is not a debit card that deducts crypto assets directly, but a traditional bank credit card combined with HashKey crypto asset rewards. Users can receive HashKey HKD Cash Vouchers after spending and use them to purchase supported virtual assets on HashKey Exchange.
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Card network
Product type
Crypto cashback credit card
Card form
Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
BTCETHSOLLINK
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

HashKey Group is an Asia-based end-to-end digital asset financial services group and a benchmark in the global compliant crypto asset trading space. Its core businesses include HashKey Exchange, a licensed exchange under the Hong Kong Securities and Futures Commission (SFC) with Type 1 and Type 7 licenses, as well as HashKey Global (licensed in Bermuda) for global markets and HashKey MENA (licensed by Dubai's VARA) for the Middle East. The group holds a strong industry reputation in regulatory compliance, institutional-grade asset protection, and Web3 infrastructure development.
Company / issuer
HashKey Group
Legal name
HashKey Group
Registered region
Hong Kong (HK)
Headquarters
Hong Kong
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

HashKey Visa Signature Credit Card officially launched in July 2026 and retains the core structure of a bank-issued Visa Signature credit card. Shanghai Commercial Bank handles application approval, the credit limit, purchase accounting, and repayments. HashKey Exchange does not provide credit or banking services and is responsible only for rewards associated with crypto assets. Everyday local, overseas, and online purchases first appear on a standard credit card statement. Eligible transactions earn reward points, which are automatically converted each month into HashKey HKD cash vouchers and credited to a designated HashKey Exchange account. The vouchers can be used as principal for spot trading and to pay trading fees and related charges. The card has a physical contactless design that lights up during contactless payments and is accepted through Visa's global network. The card is currently aimed primarily at the Hong Kong market. Applicants must hold a HashKey account and be Hong Kong residents aged 18 or above. HashKey Exchange is itself a virtual-asset trading platform licensed by the Hong Kong SFC, but this does not mean that all HashKey Global users can apply for the credit card.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

HashKey Visa Signature Credit Card
Card formPhysical card
Fees
Monthly fee—
Card issuance fee—
ATM fee
4%
ATM fee is 4% of the withdrawal amount, minimum HK$100; overseas ATM additional HK$25; cash advance incurs interest immediately.
Foreign exchange fee
1.95%
1.95% on non-HKD transactions; 1% on overseas HKD transactions; charged per Visa settlement rules.
Top-up fee—
Failed transaction fee—
Rewards
Cashback
4%
Up to 2% locally, up to 4% overseas; cashback issued as HashKey cash vouchers.
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
1,200 HKD
Up to HK$1,200 cash voucher or HK$1,000 waiver amount; choose either after meeting spending in the first two months.
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit
10,000 HKD
Daily limit of HK$10,000 on credit card account.
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
Hong KongHK
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

194
SingaporeSGMoldovaMDUzbekistanUZSouth KoreaKRNepalNPIcelandISTürkiyeTRTaiwanTWNamibiaNAMongoliaMNGrenadaGDAzerbaijanAZMaliMLMyanmar (Burma)MMColombiaCOTimor-LesteTLSri LankaLKVenezuelaVECubaCUSt. LuciaLCSloveniaSICameroonCMTanzaniaTZPolandPLAlgeriaDZJordanJOPanamaPAMarshall IslandsMHEgyptEGCentral African RepublicCFBoliviaBOFinlandFIBosnia & HerzegovinaBALithuaniaLTAustraliaAUSomaliaSODenmarkDKNorth KoreaKPChadTDSt. Kitts & NevisKNCyprusCYBrazilBRComorosKMAntigua & BarbudaAGTongaTOTurkmenistanTMKenyaKEBahamasBSIndiaINLiberiaLRNew ZealandNZGermanyDENorwayNOIraqIQOmanOMMexicoMXSudanSDUnited KingdomGBSão Tomé & PríncipeSTRussiaRULuxembourgLUBelgiumBEUkraineUANorth MacedoniaMKThailandTHSpainESAustriaATKyrgyzstanKGTrinidad & TobagoTTBeninBJPhilippinesPHGabonGADominican RepublicDOBelarusBYMontenegroMEIrelandIERomaniaROMacaoMONigerNEBahrainBHAfghanistanAFCôte d’IvoireCIUnited StatesUSSeychellesSCBhutanBTKazakhstanKZAlbaniaALFijiFJNigeriaNGSenegalSNGuatemalaGTZambiaZMBangladeshBDBulgariaBGGeorgiaGECosta RicaCRHungaryHUVatican CityVASolomon IslandsSBNicaraguaNIJapanJPBotswanaBWSlovakiaSKMadagascarMGSwedenSESaudi ArabiaSAJamaicaJMMalaysiaMYMaltaMTSierra LeoneSLGreeceGRHaitiHTHondurasHNAngolaAOLesothoLSGuineaGNBarbadosBBCongo - KinshasaCDSwitzerlandCHPortugalPTPakistanPKIsraelILSan MarinoSMChinaCNLebanonLBVietnamVNMoroccoMACanadaCABurundiBIBurkina FasoBFItalyITEcuadorECZimbabweZWEstoniaEEAndorraADGambiaGMEl SalvadorSVGuinea-BissauGWParaguayPYSurinameSRKuwaitKWMozambiqueMZMauritiusMURwandaRWFranceFRCambodiaKHEthiopiaETQatarQANauruNRPalauPWBelizeBZVanuatuVUDominicaDMGuyanaGYUruguayUYArgentinaARLiechtensteinLIYemenYECroatiaHRSyriaSYCape VerdeCVLatviaLVMalawiMWMaldivesMVEquatorial GuineaGQUgandaUGMauritaniaMRLaosLAIranIRGhanaGHArmeniaAMSerbiaRSChileCLTogoTGSouth AfricaZAPapua New GuineaPGSouth SudanSSEritreaERSt. Vincent & GrenadinesVCKiribatiKISamoaWSDjiboutiDJPeruPEEswatiniSZCzechiaCZUnited Arab EmiratesAEBruneiBNMonacoMCTajikistanTJNetherlandsNLLibyaLYTunisiaTNIndonesiaIDTuvaluTV
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Application is restricted to Hong Kong residents aged 18 or above with a valid HashKey Exchange account, but an eligible Hong Kong cardholder can use the card in the United States for overseas purchases.
2. United Kingdom:Cannot apply,Can use,UK residents cannot apply because issuance is limited to eligible Hong Kong residents, while a card already issued to an eligible Hong Kong resident can be used in the UK.
3. Canada:Cannot apply,Can use,Canadian residents are outside the Hong Kong-only application scope, but an eligible existing card can be used in Canada for overseas purchases.
4. Australia:Cannot apply,Can use,Australian residents cannot obtain the card under the Hong Kong residency requirement, while an eligible Hong Kong cardholder can use it in Australia.
5. South Africa:Cannot apply,Can use,South African residents are outside the card’s Hong Kong-only issuance scope, but a legally issued card can be used in South Africa.
6. New Zealand:Cannot apply,Can use,New Zealand residents cannot apply because applicants must be eligible Hong Kong residents with a valid HashKey account, while an existing card can be used locally.
7. Ireland:Cannot apply,Can use,Irish residents are outside the Hong Kong-only issuance program, but a card issued to an eligible Hong Kong resident can be used in Ireland.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Hong Kong permanent identity card / Hong Kong non-permanent identity card / Mainland China passport / Mainland China resident identity card

Review time / regional limits

Information must pass HashKey verification and bank credit approval; manual review is counted on a 14-day cycle.

KYC provider

Sumsub

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Not supported

Aug 7, 2026

Cash services

ATM withdrawal

Supported

Aug 7, 2026

AI tools

ChatGPT

Not supported

Aug 7, 2026

AI tools

Claude

Not supported

Aug 7, 2026

Wallet payments

Google Pay

Not supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Abigail Khayesigoogle_play★ 4 / 5

HashKey Exchange Google Play review - 4 star

𝗴𝗼𝗼𝗱 𝗮𝗻𝗱 𝗲𝗮𝘀𝘆 𝗳𝗼𝗿 𝘁𝗿𝗮𝗱𝗲𝗿𝘀
View original
Patrick Olejagoogle_play★ 5 / 5

HashKey Exchange Google Play review - 5 star

i give 5stars cause all I wanted is this legit earning platform easy to play I love it
View original
Anthony Waigoogle_play★ 1 / 5

HashKey Exchange Google Play review - 1 star

快啲炒左班product manager同ceo,個app勁煩勁難用,入金出金,又mobile opt, 又email opt又authenticator 又capcha,都唔知邊白痴諗出嚟,聽我講快啲炒晒佢,或者你間公司快啲執笠,垃圾垃圾垃圾
View original
Babei Phirigoogle_play★ 5 / 5

HashKey Exchange Google Play review - 5 star

Exceptional love to use it for future
View original
Kasàmi Semisigoogle_play★ 5 / 5

HashKey Exchange Google Play review - 5 star

very good app and I really recommend trying it.
View original
Boipelo Achokhwegoogle_play★ 5 / 5

HashKey Exchange Google Play review - 5 star

best app ever
View original
Mforkaa Lumgoogle_play★ 4 / 5

HashKey Exchange Google Play review - 4 star

it was not that bad. but the process were too long
View original
Shelah Nosikegoogle_play★ 1 / 5

HashKey Exchange Google Play review - 1 star

only passport allowed for verification. I don't have a passport or can I use an old one?
View original
ogundeyigoogle_play★ 5 / 5

HashKey Exchange Google Play review - 5 star

good
View original
sam palautotgoogle_play★ 3 / 5

HashKey Exchange Google Play review - 3 star

idk what they talking about I was able to do kyc for freecash pretty easily I'm just awaiting my money but the app itself it's ehh not terrible to say the least but ig it's good for them cause this is the only for all for them I forgot what country Hong Kong I think?
View original

Risk factors

Updated: Jul 25, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Shacom HashKey Credit Card require KYC?

Our record lists the Shacom HashKey Credit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Shacom HashKey Credit Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Shacom HashKey Credit Card with?

Our record lists Shacom HashKey Credit Card support for: BTC, ETH, SOL, and LINK.

Is Shacom HashKey Credit Card a virtual or a physical card?

Shacom HashKey Credit Card is offered as: Physical card.

Where is Shacom HashKey Credit Card available?

Our record lists 1 countries or regions as available and 194 as restricted. Country-by-country status is in the regions section of this page.

Who issues Shacom HashKey Credit Card?

Shacom HashKey Credit Card is operated by HashKey Group on the Visa network.