Card database / Mastercard / Crypto debit card
Updated: Aug 18, 2026
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S Swissquote Light virtual debit card | S  Swissquote Bright debit card | S  Swissquote Elite metal debit card | |
|---|---|---|---|
| Card form | Virtual card | Virtual + physical card | Metal card |
| Fees | |||
| Monthly fee | Free Light plan free forever | 6.9 CHF Free for the first six months | 39 CHF Premium banking plan fee |
| Card issuance fee | Free Free card issuance | Free Card included in plan | Free Included in plan |
| ATM fee | — | Free First 5 withdrawals per month free in Switzerland, 4.90 CHF abroad | Free First 5 withdrawals per month free, both domestic and international |
| Foreign exchange fee | 0.95% Varies by supported currency: 0.95% for some, 1.5% for others | 0.95% 0.95% or 1.5% depending on currency | 0% 0%–0.25% or +1.5%, depending on currency and amount |
| Top-up fee | Free Free for bank transfer deposits | Free Free for bank transfer deposits | Free Free for bank transfer deposits |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | 0.25% 0.25% Trading Credit on regular payments, 0.5% Trading Credit on crypto payments | 0.5% 0.5% Trading Credit cashback on regular payments | 1% Up to 1% Trading Credit + 0.5% gold, including crypto payment rewards |
| Crypto cashback | — | 1% 1% Trading Credit cashback on crypto payments | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | — | — | — |
| Limits | |||
| Daily spending limit | — | — | — |
| Monthly spending limit | 10,000 CHF Monthly card payment limit, supports CHF/EUR/USD | 25,000 CHF Monthly card payment limit, equivalent in EUR/USD | 50,000 CHF Monthly card payment limit, equivalent in EUR/USD |
| ATM withdrawal limit | — | — | 5,000 CHF Daily 5,000, monthly 10,000, equivalent in EUR/USD |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
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The source text is retained below.
1、中国大陆：不属于当前实体 Debit Mastercard 发卡地区，境外已发行 Swissquote Mastercard 可在支持 Mastercard 的合规商户使用。
2、香港：当前不属于 Bright、Elite 实体卡居民发卡名单，其他合资格地区取得的 Mastercard 可在香港正常受理商户消费。
3、澳门：不属于当前 Swissquote 实体 Debit Mastercard 居民发卡地区，标准实体卡申请受限；已合法取得的卡片可按 Mastercard 网络规则使用。
4、台湾：当前不属于 Bright、Elite 实体卡正式居民发卡地区，申请按受限处理；其他合资格地区发行的 Swissquote Mastercard 可在当地受理商户使用。
Updated: Aug 18, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAug 18, 2026
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Updated: Aug 18, 2026
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