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wavecard

Updated: Sep 29, 2026

wavecard® is a Visa debit card offered by wave.space for Bitcoin users. It connects to the user’s Wave Space Bitcoin account and can also connect to a self-custody Lightning wallet through Nostr Wallet Connect. Users can deposit on-chain or Lightning BTC, and the required amount of Bitcoin is sold only when spending occurs to complete fiat settlement. This means users do not need to maintain a separate fiat-denominated card balance in advance over the long term.
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Card network
Product type
Crypto debit card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
BTC
Last updated
Sep 29, 2026

Official and company information

Issuer identity and company credentials

Wave Space is a bitcoin fintech platform for European users, offering bitcoin buying and selling, personal virtual IBAN, Lightning and on-chain transfers, Nostr Wallet Connect, and the Wavecard virtual and physical Visa debit card. Wavecard converts bitcoin from the account or an external Lightning wallet into fiat at the time of purchase to complete payments, but the account, transactions, card, and other regulated financial services are actually provided by third-party partner institutions.
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Company / issuer
Wavecard (Wave Space)
Legal name
UAB Wave Space Exploration
Registered region
Lithuania (LT)
Headquarters
Lithuania
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

wave.space integrates a Bitcoin account, personal virtual IBAN, BTC/EUR exchange, and wavecard® within a single system, primarily targeting users in the European Economic Area. The card can use BTC held in a Wave Space Crypto Account and also supports connecting a self-custody Lightning wallet to the spending flow through NWC. The required amount of BTC is sold only when a transaction occurs to cover the payment amount. Its key distinction from a conventional crypto prepaid card is that Bitcoin serves as the primary funding source, while the same card can be used with either a custodial account or a self-custody Lightning wallet. Card-related financial services are provided by partners such as Lightspark Payments Europe AS, while Wave Space is responsible for product distribution.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

wavecard Virtual wavecard
wavecard Physical wavecard
Card formVirtual cardVirtual card
Fees
Monthly fee
Free
No monthly card maintenance fee
Free
No monthly card maintenance fee
Card issuance fee
2.99 EUR
Card issuance fee paid in BTC
29.99 EUR
Card issuance fee paid in BTC
ATM fee—
2 EUR + 3%
Per ATM cash withdrawal
Foreign exchange fee
Free
No additional fiat FX fee
Free
No additional fiat FX fee
Top-up fee
Free
No Lightning fee charged by the platform
Free
No Lightning fee charged by the platform
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
10,000 EUR
Card daily payment limit
10,000 EUR
Card daily payment limit
Monthly spending limit——
ATM withdrawal limit—
350 EUR
Cash withdrawal limit: €350 per day, €3,000 per month
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

30
MaltaMTLiechtensteinLIBulgariaBGIcelandISSlovakiaSKSpainESFranceFRHungaryHURomaniaROCroatiaHRItalyITGermanyDELithuaniaLTDenmarkDKIrelandIENorwayNOCzechiaCZFinlandFINetherlandsNLPolandPLGreeceGRLuxembourgLUPortugalPTCyprusCYBelgiumBESwedenSEEstoniaEEAustriaATSloveniaSILatviaLV
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

83
ChinaCNZimbabweZWSri LankaLKLaosLATajikistanTJGhanaGHPakistanPKNigerNEKyrgyzstanKGSudanSDSaudi ArabiaSAJamaicaJMArmeniaAMNamibiaNABurkina FasoBFTrinidad & TobagoTTVietnamVNUgandaUGPhilippinesPHNicaraguaNIJapanJPBarbadosBBTunisiaTNMoroccoMAAfghanistanAFCameroonCMTurkmenistanTMSyriaSYRussiaRUNigeriaNGKuwaitKWAlgeriaDZMaliMLKazakhstanKZJordanJOGibraltarGIUnited Arab EmiratesAEEquatorial GuineaGQEgyptEGUkraineUABritish Virgin IslandsVGVanuatuVUChadTDMoldovaMDTanzaniaTZAlbaniaALKenyaKEBurundiBISenegalSNCayman IslandsKYMauritiusMUBelarusBYAngolaAOAzerbaijanAZMozambiqueMZGuinea-BissauGWSouth SudanSSPanamaPAPapua New GuineaPGUnited StatesUSCôte d’IvoireCIVenezuelaVEIraqIQLebanonLBMonacoMCSouth AfricaZABoliviaBOIranIRGuineaGNYemenYECambodiaKHUzbekistanUZUnited KingdomGBCubaCUBotswanaBWLibyaLYMyanmar (Burma)MMCentral African RepublicCFNorth KoreaKPTürkiyeTRHaitiHTNepalNPSomaliaSO
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are outside Wavecard’s EEA-only issuance area, but a card issued to an eligible EEA resident can be used in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents are outside the current EEA issuance area, but a Wavecard issued to an eligible EEA resident can still be used in the United Kingdom.
3. Canada：Cannot apply，Can use，Canadian residents are not eligible for the EEA-based card program, while cards issued to eligible EEA residents can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents fall outside Wavecard’s current EEA issuance area, but an eligible card issued in the EEA can be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the current EEA-only issuance program, while a Wavecard issued to an eligible EEA resident can be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain Wavecard under the current EEA residency requirement, but an eligible card issued in the EEA can be used in New Zealand.
7. Ireland：Can apply，Can use，Irish residents aged 18 or older are within the EEA issuance area and can obtain Wavecard after completing the required identity verification.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / EEA national ID card / EEA residence permit / Utility bill / Bank or payment institution account statement

Review time / regional limits

Automated identity verification is usually completed within five minutes; for manual compliance status, allow at least one business day.

KYC provider

Sumsub

Updated

Aug 19, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 19, 2026

Wallet payments

Alipay

Supported

Aug 19, 2026

Wallet payments

Apple Pay

Supported

Aug 19, 2026

Cash services

ATM withdrawal

Supported

Aug 19, 2026

AI tools

ChatGPT

Supported

Aug 19, 2026

AI tools

Claude

Supported

Aug 19, 2026

Wallet payments

Google Pay

Supported

Aug 19, 2026

AI tools

Midjourney

Supported

Aug 19, 2026

In-person payments

Offline POS

Supported

Aug 19, 2026

Online shopping

Online shopping

Supported

Aug 19, 2026

Wallet payments

PayPal

Supported

Aug 19, 2026

Subscriptions

Subscription payment

Supported

Aug 19, 2026

Wallet payments

WeChat Pay

Supported

Aug 19, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Hans Wahlertrustpilot★ 5 / 5

Best ever

I use this app now for some Days and have to say i like it, the Service work well direct in seconds, the money transfer works excellent, I received my BTC directly to my bank account exchange in € a absolutely useful card in Physical and Virtual thank the developer team that is just what needed for daily living on BTC
View original
Michel Sendintrustpilot★ 1 / 5

Its seem is scam

Beware of this website, it's a scam. After I created and registered the account, when I sent the money, they blocked my account and stole the money without giving any explanation.
Official reply
Unfortunately, this is a complete fabrication of what happened. 1. Your account was suspended for compliance reasons and we gave you an explanation over live chat support. 2. We have offered you a full refund of your balance into your bank account, but you refused.
View original
alex mattia chiorratrustpilot★ 5 / 5

Wonderful

Wonderful, I have connected my wallet via NWC and works very well. I spend some sats in a shop with contactless. The only problem remain is philosophical... Get used as an holder to live more on bitcoin and accept to spend and replace, and that's I will try to do 🙂
View original
Amaro Farinhatrustpilot★ 5 / 5

Melhor serviço de cartão bitcoin na Europa

Estou extremamente satisfeito com o serviço! Um cartão visa que me permite gastar bitcoin na rede visa com as taxas mais baixas do mercado de cartões concorrentes(1% + 0.5% spread). Tenho associado a Google wallet e usado praticamente diariamente com contactless visa em Portugal sem um único problema. A interface é simples e as operações rápidas.Tenho inclusivamente configurado o auto topup via NWC alby no meu próprio nó lightning tudo a funcionar na perfeição. Melhor serviço de cartão bitcoin na Europa. Recomendo fortemente!
View original
Daniël Mosselmantrustpilot★ 5 / 5

Using wavespace daily for payments with…

Using wavespace daily for payments with card. Works great with mobile wallet. Very fast swaps and low fees.
View original
MyWavetrustpilot★ 5 / 5

By far the easiest way to live on…

By far the easiest way to live on bitcoin. The physical card will be just the cherry on top of the cake.
View original
Miketrustpilot★ 1 / 5

all reviewers just made ONE review in total and my review has been deleted

check it out: all reviews are made from people that only posted ONE SINGLE REVIEW. furthermore, my initial review was deleted. suspicious ain't it? let's see how much this one lasts. anyway, smells like fishy, to say the least.
Official reply
All of our reviews (except yours) are genuine user experiences, and if you would at least bother to scroll down, you would easily notice that we have a number of verified users that had done up to 7 reviews on Trustpilot in general. Your review is a flagrant attempt to reduce our average score without even trying out our services or caring to write anything actually useful or even factual. We have a lively group of hundreds of early adopters on our Telegram channel @wavespacecommunity, where you can easily chat with existing users and get their honest opinion. It's quite pathetic that your account itself has 1 review and was probably created for the sole reason of giving 1 star to us. Well... haters gonna hate.
View original
Benastrustpilot★ 5 / 5

Helps you to just get it done

I loved how simple and straightforward the app was. No unnecessary long texts, B-roll videos in the background on basic filler images. You open the app, do the shit you need and get out. In terms of the features provided, I mostly liked these two things: 1. Bank transfers were instant, in my own name, and the bank had no issues accepting it. It's as if I was using a debit card from the bank. 2. Wavecard sells BTC at the last second before my transaction and adds only a 1% fee.
Official reply
Happy to be of service! 🫡
View original
Davidtrustpilot★ 5 / 5

Probably the sexiest Bitcoin product…

Probably the sexiest Bitcoin product out there! Can’t wait for more features to be released.
Official reply
Thank you David! What comes to your mind when you see this? 😎 "Buy, Sell, Spend, XXX, YYY, ZZZ, ... Bitcoin" 🟠
View original
My Wavetrustpilot★ 5 / 5

Really a great product

Really a great product. Living on your bitcoin has never been so easy. Fast, simple and cheap. Can't wait for the physical card though. Payment limits for online or contactless purchases are easily managed.
Official reply
Great to have you! Physical card is in progress and on the way! 🚢
View original

Risk factors

Updated: Aug 19, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does wavecard require KYC?

Our record lists the wavecard verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does wavecard support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up wavecard with?

Our record lists wavecard support for: BTC.

Is wavecard a virtual or a physical card?

wavecard is offered as: Virtual card.

Where is wavecard available?

Our record lists 30 countries or regions as available and 83 as restricted. Country-by-country status is in the regions section of this page.

Who issues wavecard?

wavecard is operated by Wavecard (Wave Space) on the Visa network.