Available regions
Applications or normal card activation are supported
CzechiaCZ
- Evidence
- Officially supported
Card database / Visa / Crypto prepaid card
T
TXBFI Card
Updated: Aug 19, 2026
TXBFI Card is a crypto asset payment card operated by TheXBanky s.r.o. Users can deposit digital assets including BTC, SOL, SUI, XRP, XLM, USDT and USDC, which the platform converts into a spendable balance for online or offline payments through the Visa network. The product offers virtual cards and several tiers of physical cards, supports BTC spending cashback and mobile wallets, and allows ATM withdrawals with physical cards. It is primarily intended for users who want to spend digital assets directly on everyday purchases.
Official and company information
Issuer identity and company credentials
TXBFI is a crypto payment fintech platform operated by the Czech company TheXBanky s.r.o. It offers digital asset top-ups and conversion, cross-border fund transfers, fiat on/off ramps, Visa virtual and physical cards, and white-label card program infrastructure for wallets, fintech companies, and corporate clients. The platform handles the app, KYC, asset conversion, and card management interface, but the actual card issuer, BIN sponsor, e-money institution, and card processing partners have not been disclosed.
- Company / issuer
- TXBFI
- Legal name
- TheXBanky s.r.o.
- Registered region
- Czechia (CZ)
- Headquarters
- Prague, Czech Republic
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
TXBFI combines digital asset conversion, cards, balances, rewards, and cross-border transfers on one platform. After adding supported crypto assets to their accounts, users can convert them into a spending balance and use a Visa card to pay online and in-store merchants that accept Visa. The platform states that the card can be used across Visa acceptance environments in more than 150 countries. The current retail card range has four tiers: Virtual, Plastic, Metal, and Gold. The main differences between tiers are the one-time card issuance price, top-up fee rate, BTC cashback rate, physical card benefits, and daily ATM withdrawal limit. Virtual supports Apple Pay and Google Pay, while the physical cards currently explicitly support Google Pay.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
T Virtual card | T Plastic physical card | T Metal Card | T Gold-Level Physical Card | |
|---|---|---|---|---|
| Card form | Virtual card | Physical card | Metal card | Virtual card |
| Fees | ||||
| Monthly fee | Free No monthly subscription fee | Free No monthly subscription fee | Free No monthly subscription fee | Free No monthly subscription fee |
| Card issuance fee | 25 USD Current Launch Promo price | 300 USD Current Launch Promo price | 1,000 USD One-time card purchase price | 10,000 USD One-time card purchase price |
| ATM fee | — | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international |
| Foreign exchange fee | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions |
| Top-up fee | 2.6% Card balance top-up fee | 2.6% Card balance top-up fee | 2.4% Metal top-up fee | 1.8% Gold top-up fee |
| Failed transaction fee | — | — | — | — |
| Rewards | ||||
| Cashback | — | — | — | — |
| Crypto cashback | 0.05% BTC cashback with no monthly cap | 0.1% BTC cashback with no monthly cap | 0.2% BTC cashback with no monthly cap | 0.4% BTC cashback with no monthly cap |
| Staking rewards | — | — | — | — |
| Staking APR | — | — | — | — |
| Welcome bonus | — | — | — | — |
| Referral bonus | — | — | — | — |
| Limits | ||||
| Daily spending limit | — | — | — | — |
| Monthly spending limit | — | — | — | — |
| ATM withdrawal limit | — | 1,000 USD Plastic daily limit | 1,500 USD Metal daily limit | 3,000 USD Gold daily limit |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
RussiaRUNorth KoreaKPIranIRBelarusBYSyriaSY
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：待补充说明中国大陆居民不属于当前明确零售发卡范围，不建议按大陆居住身份申请；已持有的 TXBFI Visa 卡可在支持境外 Visa 的商户消费，并可按国际卡规则绑定微信支付和支付宝。
2、香港：中国大陆居民不属于当前明确零售发卡范围，不建议按大陆居住身份申请；已持有的 TXBFI Visa 卡可在支持境外 Visa 的商户消费，并可按国际卡规则绑定微信支付和支付宝。
3、澳门：中国澳门未列入 TXBFI 明确零售发卡地区，居民申请受司法管辖区及发卡服务商限制；已持卡用户可在当地支持 Visa 的线上及线下商户使用。
4、台湾：中国台湾未列入 TXBFI 明确零售发卡地区，居民申请受 KYC 与地区资格限制；已发行 TXBFI Visa 卡可在台湾 Visa 受理商户进行正常消费。
Updated: Aug 19, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / National ID card / Driver's license / Utility bill / Bank statement
Review time / regional limits
Most accounts complete identity review within 24 hours, with AML, sanctions, and risk screening performed simultaneously.
KYC provider
Not disclosed
Updated
Aug 19, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 19, 2026
Wallet payments
Alipay
Supported
Aug 19, 2026
Wallet payments
Apple Pay
Supported
Aug 19, 2026
Cash services
ATM withdrawal
Supported
Aug 19, 2026
AI tools
ChatGPT
Supported
Aug 19, 2026
AI tools
Claude
Supported
Aug 19, 2026
Wallet payments
Google Pay
Supported
Aug 19, 2026
AI tools
Midjourney
Supported
Aug 19, 2026
In-person payments
Offline POS
Supported
Aug 19, 2026
Online shopping
Online shopping
Supported
Aug 19, 2026
Wallet payments
PayPal
Supported
Aug 19, 2026
Subscriptions
Subscription payment
Supported
Aug 19, 2026
Wallet payments
WeChat Pay
Supported
Aug 19, 2026
User reviews
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Risk factors
Updated: Aug 19, 2026
No risk factors are available