Available regions
Applications or normal card activation are supported
CzechiaCZ
- Evidence
- Officially supported
Card database / Visa / Crypto prepaid card
T
TXBFI Card
Updated: Sep 29, 2026
TXBFI Card is a crypto asset payment card operated by TheXBanky s.r.o. Users can deposit digital assets such as BTC, SOL, SUI, XRP, XLM, USDT, and USDC, convert them through the platform into a spendable balance, and then make online or offline payments through the Visa network. The product offers virtual cards and multiple tiers of physical cards, and supports BTC spending cashback, mobile wallets, and ATM withdrawals with physical cards. It is primarily intended for users who want to use digital assets directly for everyday spending.
- Card network
- Product type
- Crypto prepaid card
- Card form
- Virtual card / Physical card / Metal card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 60-69
- Supported assets
USDT
USDC
BTC
SOL
XRP
XLM- Last updated
- Sep 29, 2026
Official and company information
Issuer identity and company credentials
TXBFI is a crypto payment fintech platform operated by the Czech company TheXBanky s.r.o. It offers digital asset top-ups and conversion, cross-border fund transfers, fiat on/off ramps, Visa virtual and physical cards, and white-label card program infrastructure for wallets, fintech companies, and corporate clients. The platform handles the app, KYC, asset conversion, and card management interface, but the actual card issuer, BIN sponsor, e-money institution, and card processing partners have not been disclosed.
- Company / issuer
- TXBFI
- Legal name
- TheXBanky s.r.o.
- Registered region
- Czechia (CZ)
- Headquarters
- Prague, Czech Republic
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
TXBFI integrates crypto asset accounts, exchange services, bank cards, and cross-border transfers within a single platform. After completing account registration and identity verification, users can deposit supported digital assets into the platform and convert them through its exchange system into a spendable balance, which can then be used for card payments. Funds held in the account can also be used to convert between different assets and transfer money to local bank accounts. The current retail card lineup includes Virtual, Plastic, Metal, and Gold variants, all operating within the same TXBFI account and asset management system. Its product structure is closer to a combination of “custodial asset account + exchange service + payment card” than to a standalone crypto card that simply connects to an external wallet.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
T TXBFI Virtual | T TXBFI Plastic | T TXBFI Metal | T Metal Gold | |
|---|---|---|---|---|
| Card form | Virtual card | Physical card | Metal card | Virtual card |
| Fees | ||||
| Monthly fee | Free No monthly subscription fee | Free No monthly subscription fee | Free No monthly subscription fee | Free No monthly subscription fee |
| Card issuance fee | 25 USD Current Launch Promo price | 300 USD Current Launch Promo price | 1,000 USD One-time card purchase price | 10,000 USD One-time card purchase price |
| ATM fee | — | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international | 2.5 USD $2.50 for domestic ATM withdrawals, $3.50 for international |
| Foreign exchange fee | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions | 0.6% Fixed rate for international transactions |
| Top-up fee | 2.6% Card balance top-up fee | 2.6% Card balance top-up fee | 2.4% Metal top-up fee | 1.8% Gold top-up fee |
| Failed transaction fee | — | — | — | — |
| Rewards | ||||
| Cashback | — | — | — | — |
| Crypto cashback | 0.05% BTC cashback with no monthly cap | 0.1% BTC cashback with no monthly cap | 0.2% BTC cashback with no monthly cap | 0.4% BTC cashback with no monthly cap |
| Staking rewards | — | — | — | — |
| Staking APR | — | — | — | — |
| Welcome bonus | — | — | — | — |
| Referral bonus | — | — | — | — |
| Limits | ||||
| Daily spending limit | — | — | — | — |
| Monthly spending limit | — | — | — | — |
| ATM withdrawal limit | — | 1,000 USD Plastic daily limit | 1,500 USD Metal daily limit | 3,000 USD Gold daily limit |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
RussiaRUNorth KoreaKPIranIRBelarusBYSyriaSY
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，TXBFI’s current retail card rollout is launching from the Czech Republic rather than the United States, while cards issued to eligible users support international spending in the U.S.
2. United Kingdom：Cannot apply，Can use，The current retail rollout has not opened card issuance to UK residents, but an eligible TXBFI Card issued in the supported market can be used for purchases in the UK.
3. Canada：Cannot apply，Can use，Canadian residents are outside the current initial card-issuance market, while cards already issued to eligible users support international spending in Canada.
4. Australia：Cannot apply，Can use，Australia is not part of TXBFI’s current initial retail issuance rollout, but an eligible card issued in the supported market can be used for purchases in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the current initial card-issuance market, while an eligible TXBFI Card issued elsewhere can be used for purchases in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand is not included in TXBFI’s current initial issuance rollout, but cards already issued to eligible users support international spending there.
7. Ireland：Cannot apply，Can use，Irish residents are outside the current Czech-first retail card rollout, while an eligible TXBFI Card issued in the supported market can still be used in Ireland.
Updated: Sep 13, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / National ID card / Driver's license / Utility bill / Bank statement
Review time / regional limits
Most accounts complete identity review within 24 hours, with AML, sanctions, and risk screening performed simultaneously.
KYC provider
Not disclosed
Updated
Aug 19, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 19, 2026
Wallet payments
Alipay
Supported
Aug 19, 2026
Wallet payments
Apple Pay
Supported
Aug 19, 2026
Cash services
ATM withdrawal
Supported
Aug 19, 2026
AI tools
ChatGPT
Supported
Aug 19, 2026
AI tools
Claude
Supported
Aug 19, 2026
Wallet payments
Google Pay
Supported
Aug 19, 2026
AI tools
Midjourney
Supported
Aug 19, 2026
In-person payments
Offline POS
Supported
Aug 19, 2026
Online shopping
Online shopping
Supported
Aug 19, 2026
Wallet payments
PayPal
Supported
Aug 19, 2026
Subscriptions
Subscription payment
Supported
Aug 19, 2026
Wallet payments
WeChat Pay
Supported
Aug 19, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
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Risk factors
Updated: Aug 19, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does TXBFI Card require KYC?
Our record lists the TXBFI Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does TXBFI Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up TXBFI Card with?
Our record lists TXBFI Card support for: USDT, USDC, BTC, SOL, XRP, and XLM.
Is TXBFI Card a virtual or a physical card?
TXBFI Card is offered as: Virtual card, Physical card, and Metal card.
Where is TXBFI Card available?
Our record lists 1 countries or regions as available and 5 as restricted. Country-by-country status is in the regions section of this page.
Who issues TXBFI Card?
TXBFI Card is operated by TXBFI on the Visa network.