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YouHodler Crypto Card

Updated: Sep 20, 2026

The YouHodler Crypto Card is a crypto payment card currently being launched by YouHodler, designed to bridge digital assets held in the YouHodler wallet with everyday spending. Users can top up the card directly from their YouHodler Wallet and utilize it in conjunction with the platform's existing systems for asset holding, exchange, and rewards. The company currently promotes up to 2% cashback on purchases and offers a waiver of the annual card fee for "Gold" tier users; as of September 2026, the product remains in the pre-order phase.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNIUSD
Last updated
Sep 20, 2026

Official and company information

Issuer identity and company credentials

YouHodler, founded in 2018, is a leading global fintech platform connecting traditional fiat finance with Web3 applications. The platform primarily serves users in Europe and compliant regions worldwide, offering highly liquid crypto-backed lending (with LTV up to 90%), multi-currency fiat (such as EUR, CHF, USD, GBP) and crypto exchange, and dual-asset volatility products (MultiHODL) for wealth management. Additionally, YouHodler provides its members with a dedicated crypto prepaid/debit card, enabling them to spend their digital assets directly in everyday life.
Company / issuer
YouHodler
Legal name
YouHodler
Registered region
Switzerland (CH)
Headquarters
Switzerland
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

YouHodler Crypto Card is designed around funding the card from YouHodler Wallet before spending. It is not a revolving credit card or a crypto asset-backed credit card. The official plan is to integrate the card with the wallet, asset exchange, loyalty tiers, and reward services. Users would receive 2% cashback on everyday spending, while Gold members would also receive an annual fee reduction. The current page is open only for pre-registration and does not provide a confirmed issue date, card network, issuer, card material, virtual and physical card structure, ATM functions, transaction limits, or complete fee schedule. The product is therefore currently at the waitlist stage and cannot be treated as an operational payment card.
Unconfirmed card experienceRegional availabilityTerms may change
Notice: The card has not yet been formally released to the general public. A dedicated preview page is live on the official website, while the platform's current status remains at the waitlist stage.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

YouHodler Crypto Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee—
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback
2%
Cashback on each purchase
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
No Open Regions
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

50
CubaCUPanamaPABoliviaBOHungaryHULebanonLBCanadaCANicaraguaNIMyanmar (Burma)MMNorthern Mariana IslandsMPU.S. Virgin IslandsVIAmerican SamoaASPalestinePSHaitiHTCongo - KinshasaCDSingaporeSGPakistanPKUnited KingdomGBZimbabweZWVenezuelaVEIndiaINPuerto RicoPRIranIRCentral African RepublicCFLibyaLYSaudi ArabiaSATunisiaTNRussiaRUDominican RepublicDOEthiopiaETNigeriaNGSyriaSYSudanSDIraqIQBangladeshBDSwitzerlandCHPalauPWGuatemalaGTMoroccoMAQatarQAEgyptEGGuamGUNorth KoreaKPUnited StatesUSAlgeriaDZNepalNPChinaCNSomaliaSOMaliMLYemenYEBelarusBY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Cannot use,The YouHodler Crypto Card is still in pre-order and has not entered active issuance, and U.S. residents are also excluded from YouHodler services.
2. United Kingdom:Cannot apply,Cannot use,The card is currently only available for pre-order and has not entered active issuance, while YouHodler also provides only limited services to UK residents.
3. Canada:Cannot apply,Cannot use,The Crypto Card has not yet entered active issuance, and Canadian residents are also currently excluded from YouHodler services.
4. Australia:Cannot apply,Cannot use,YouHodler currently presents the Crypto Card as an upcoming product available for pre-order rather than an actively issued card.
5. South Africa:Cannot apply,Cannot use,The Crypto Card has not yet entered active issuance, so South African residents cannot currently obtain or use the card.
6. New Zealand:Cannot apply,Cannot use,The Crypto Card remains a pre-order product and has not yet entered active issuance for New Zealand residents.
7. Ireland:Cannot apply,Cannot use,Although Ireland is within YouHodler’s European service region, the Crypto Card itself is still in pre-order and cannot yet be obtained or used.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

International passport / International ID

Review time / regional limits

When automated review is abnormal, it is transferred to manual review; manual identity review can take up to about twenty-four hours.

KYC provider

SumSub

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 7, 2026

Wallet payments

Alipay

Not supported

Aug 7, 2026

Wallet payments

Apple Pay

Not supported

Aug 7, 2026

Cash services

ATM withdrawal

Not supported

Aug 7, 2026

AI tools

ChatGPT

Not supported

Aug 7, 2026

AI tools

Claude

Not supported

Aug 7, 2026

Wallet payments

Google Pay

Not supported

Aug 7, 2026

AI tools

Midjourney

Not supported

Aug 7, 2026

In-person payments

Offline POS

Not supported

Aug 7, 2026

Online shopping

Online shopping

Not supported

Aug 7, 2026

Wallet payments

PayPal

Not supported

Aug 7, 2026

Subscriptions

Subscription payment

Not supported

Aug 7, 2026

Wallet payments

WeChat Pay

Not supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Karim Abdelfatahgoogle_play★ 1 / 5

YouHodler: BTC & Crypto Wallet Google Play review - 1 star

pésima
Official reply
Hello! Unfortunately, your feedback is unclear. Could you kindly contact us at support@youhodler.com and provide more details?
View original
arsa rozigoogle_play★ 1 / 5

YouHodler: BTC & Crypto Wallet Google Play review - 1 star

This is one of the worst exchanges I’ve ever used; withdrawal requests take over two days to process, there is no one available to respond on weekends, and customer support is extremely poor.
Official reply
Hello! Thank you for your feedback! Could you kindly reach out to us at support@youhodler.com, so we can review the situation and assist you properly?
View original
Yuan Changtrustpilot★ 5 / 5

DEMASIADO INTERESANTE

DEMASIADO INTERESANTE , FELICITACIONES TOTALES , GRACIAS
View original
Stani ADAMtrustpilot★ 5 / 5

Prise en charge rapide par le service client.

Le blocage de retrait des fonds nécessitant la justification de la propriété du compte a été rapidement pris en charge. Je note toutefois une certaine rigidité des procédures AML pour justifier la provenance et la destination des fonds. Il est donc important de prendre en compte le délai supplémentaire pour réceptionner vos cryptos.
Official reply
Hello, Thank you for taking the time to share your feedback with us. We are pleased to hear that our customer support team provided you with a positive experience. We hope to continue delivering the same high level of service and support throughout your future interactions with us :)
View original
pablotrustpilot★ 1 / 5

Caution.....when you want to withdraw...

I've been using YouHodler for years without any problems until now, when I want to withdraw a small amount of fiat currency. My account has been fully verified for a long time, and now that I want to withdraw, they're asking me to prove that the cards I used to make deposits (several years ago) are mine. I sent them the information through the same channel they used to request it, and they haven't even read it. The proof of everything they asked for has been there for several days, and they haven't read it, nor have they responded. I think it's outrageous. I can't withdraw a small part of my money! Update as of August 14, 9:10 am. The information you requested has been available in the YouHodler chat for days and hasn't even been read yet, so the statement is incorrect.
Official reply
Thank you for taking the time for this review. Kindly be informed that our company strictly adheres to all applicable legal and regulatory compliance requirements. We understand that fulfilling these obligations may sometimes feel inconvenient; however, compliance with legal and regulatory standards is mandatory. As for the claim that you did provide the required data, unfortunately, that is not the case. As you indicated in your own messages to the Compliance Team, the data you sent does not contain the required information. Please carefully review the instructions sent by our team and submit the requested details so we can assist you in completing the verification process as quickly as possible.
View original
meisterglanztrustpilot★ 5 / 5

Hab schnelle und freundliche Hilfe bei…

Hab schnelle und freundliche Hilfe bei einem Problem erhalten. Bin sehr zufrieden👍
Official reply
Hello! Thank you for your review! Don’t hesitate to contact us at support@youhodler.com if you need any help 😊
View original
Nagy Zoltantrustpilot★ 5 / 5

They Restored More Than My Funds — They Restored My Trust

My experience with YouHodler showed me what true customer care looks like. I had a difficult case that required patience, investigation and real commitment from the support team. They did not give up. They remained professional, communicated with me throughout the process, and ultimately resolved the situation successfully. What impressed me most was not simply the solution, but the way the team handled the situation when things became complicated. They restored more than my funds — they restored my trust. My sincere respect and gratitude to the entire YouHodler team. This is customer service worth recognizing. Based on my personal experience, I can confidently recommend YouHodler to others. ⭐⭐⭐⭐⭐ — The Hungarian Dragon 🐉🇭🇺
Official reply
Hello! Thank you for sharing your feedback. We’re delighted to hear that our customer support team made a positive impression, and we hope your experience with us continues to be just as great :)
View original
SAMERtrustpilot★ 4 / 5
Good and fast support from the team
Official reply
Hello! Thank you for your feedback. We’re pleased to know that your experience has been positive, and we hope to keep it that way :)
View original
Danieltrustpilot★ 5 / 5

Support is the Best

Ertragskonto war verschwunden, Support kontaktiert und sofort Hilfe bekommen. Danke
Official reply
Hello! Thank you for your review! We're delighted to see that you've had a positive experience with our platform. Don’t hesitate to contact us if you need any help 😊
View original
Damian Risitrustpilot★ 5 / 5

Excelencia en criptoactivos

Es una excelente plataforma acompañada de un muy buen soporte. Muy cómodo y a gusto con esta empresa. Recomiendo 100%
Official reply
Hello, Thank you for sharing your feedback. We’re delighted to hear that our customer support team made a positive impression, and we hope your experience with us continues to be just as great :)
View original

Risk factors

Updated: Jul 25, 2026

No risk factors are available

Compare YouHodler Crypto Card

Frequently asked questions

Answers drawn from the published record on this page.

Does YouHodler Crypto Card require KYC?

Our record lists the YouHodler Crypto Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does YouHodler Crypto Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up YouHodler Crypto Card with?

Our record lists YouHodler Crypto Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (21 in total).

Is YouHodler Crypto Card a virtual or a physical card?

YouHodler Crypto Card is offered as: Virtual card.

Where is YouHodler Crypto Card available?

Our record lists 1 countries or regions as available and 50 as restricted. Country-by-country status is in the regions section of this page.