Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Unconfirmed / Crypto prepaid card
Y
YouHodler Crypto Card
Updated: Aug 7, 2026
The YouHodler Crypto Card is a crypto payment card product being introduced by YouHodler, designed to connect digital assets in YouHodler wallets to everyday spending. Users can top up the card directly from YouHodler Wallet and use it alongside the platform's existing asset holding, exchange, and rewards system. Official materials currently advertise up to 2% cashback on purchases and no annual card fee for Gold-tier users. As of August 2026, the product remains at the preorder stage.
Official and company information
Issuer identity and company credentials
YouHodler, founded in 2018, is a leading global fintech platform connecting traditional fiat finance with Web3 applications. The platform primarily serves users in Europe and compliant regions worldwide, offering highly liquid crypto-backed lending (with LTV up to 90%), multi-currency fiat (such as EUR, CHF, USD, GBP) and crypto exchange, and dual-asset volatility products (MultiHODL) for wealth management. Additionally, YouHodler provides its members with a dedicated crypto prepaid/debit card, enabling them to spend their digital assets directly in everyday life.
- Company / issuer
- YouHodler
- Legal name
- YouHodler
- Registered region
- Switzerland (CH)
- Headquarters
- Original瑞士
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
YouHodler Crypto Card is designed around funding the card from YouHodler Wallet before spending. It is not a revolving credit card or a crypto asset-backed credit card. The official plan is to integrate the card with the wallet, asset exchange, loyalty tiers, and reward services. Users would receive 2% cashback on everyday spending, while Gold members would also receive an annual fee reduction. The current page is open only for pre-registration and does not provide a confirmed issue date, card network, issuer, card material, virtual and physical card structure, ATM functions, transaction limits, or complete fee schedule. The product is therefore currently at the waitlist stage and cannot be treated as an operational payment card.
Unconfirmed card experienceRegional availabilityTerms may change
Notice: The card has not yet been formally released to the general public. A dedicated preview page is live on the official website, while the platform's current status remains at the waitlist stage.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Y YouHodler Crypto Card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | — |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | 2% Cashback on each purchase |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
CubaCUPanamaPABoliviaBOHungaryHULebanonLBCanadaCANicaraguaNIMyanmar (Burma)MMNorthern Mariana IslandsMPU.S. Virgin IslandsVIAmerican SamoaASPalestinePSHaitiHTCongo - KinshasaCDSingaporeSGPakistanPKUnited KingdomGBZimbabweZWVenezuelaVEIndiaINPuerto RicoPRIranIRCentral African RepublicCFLibyaLYSaudi ArabiaSATunisiaTNRussiaRUDominican RepublicDOEthiopiaETNigeriaNGSyriaSYSudanSDIraqIQBangladeshBDSwitzerlandCHPalauPWGuatemalaGTMoroccoMAQatarQAEgyptEGGuamGUNorth KoreaKPUnited StatesUSAlgeriaDZNepalNPChinaCNSomaliaSOMaliMLYemenYEBelarusBY
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不可申请，YouHodler 当前明确禁止中国大陆居民使用平台服务；Crypto Card 尚未正式发行，因此也不存在大陆地区持卡消费支持。
2、香港：不可申请，YouHodler 当前法律页面将香港列为服务受限地区；Crypto Card 尚处于预订阶段，未开放香港居民正式申请和使用。
3、澳门：不可申请，中国及澳门居民在 YouHodler 服务条款中属于明确受限对象；Crypto Card 当前尚未形成澳门地区持卡使用条件。
4、台湾：不可申请；台湾未被列入平台当前全面禁止名单，Crypto Card 当前尚未正式发行，现行卡片页面没有台湾发卡安排，因此台湾居民目前不能取得并实际使用该卡。
Updated: Aug 7, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
International passport / International ID
Review time / regional limits
When automated review is abnormal, it is transferred to manual review; manual identity review can take up to about twenty-four hours.
KYC provider
SumSub
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 7, 2026
Wallet payments
Alipay
Not supported
Aug 7, 2026
Wallet payments
Apple Pay
Not supported
Aug 7, 2026
Cash services
ATM withdrawal
Not supported
Aug 7, 2026
AI tools
ChatGPT
Not supported
Aug 7, 2026
AI tools
Claude
Not supported
Aug 7, 2026
Wallet payments
Google Pay
Not supported
Aug 7, 2026
AI tools
Midjourney
Not supported
Aug 7, 2026
In-person payments
Offline POS
Not supported
Aug 7, 2026
Online shopping
Online shopping
Not supported
Aug 7, 2026
Wallet payments
PayPal
Not supported
Aug 7, 2026
Subscriptions
Subscription payment
Not supported
Aug 7, 2026
Wallet payments
WeChat Pay
Not supported
Aug 7, 2026
User reviews
Showing 10 approved reviews matched to this card
DEMASIADO INTERESANTE
DEMASIADO INTERESANTE , FELICITACIONES TOTALES , GRACIAS
View original Prise en charge rapide par le service client.
Le blocage de retrait des fonds nécessitant la justification de la propriété du compte a été rapidement pris en charge.
Je note toutefois une certaine rigidité des procédures AML pour justifier la provenance et la destination des fonds.
Il est donc important de prendre en compte le délai supplémentaire pour réceptionner vos cryptos.
Official reply
View original Hello,
Thank you for taking the time to share your feedback with us.
We are pleased to hear that our customer support team provided you with a positive experience. We hope to continue delivering the same high level of service and support throughout your future interactions with us :)
Caution.....when you want to withdraw...
I've been using YouHodler for years without any problems until now, when I want to withdraw a small amount of fiat currency. My account has been fully verified for a long time, and now that I want to withdraw, they're asking me to prove that the cards I used to make deposits (several years ago) are mine. I sent them the information through the same channel they used to request it, and they haven't even read it. The proof of everything they asked for has been there for several days, and they haven't read it, nor have they responded. I think it's outrageous. I can't withdraw a small part of my money!
Update as of August 14, 9:10 am. The information you requested has been available in the YouHodler chat for days and hasn't even been read yet, so the statement is incorrect.
Official reply
View original Thank you for taking the time for this review. Kindly be informed that our company strictly adheres to all applicable legal and regulatory compliance requirements. We understand that fulfilling these obligations may sometimes feel inconvenient; however, compliance with legal and regulatory standards is mandatory.
As for the claim that you did provide the required data, unfortunately, that is not the case. As you indicated in your own messages to the Compliance Team, the data you sent does not contain the required information.
Please carefully review the instructions sent by our team and submit the requested details so we can assist you in completing the verification process as quickly as possible.
Hab schnelle und freundliche Hilfe bei…
Hab schnelle und freundliche Hilfe bei einem Problem erhalten. Bin sehr zufrieden👍
Official reply
View original Hello! Thank you for your review! Don’t hesitate to contact us at support@youhodler.com if you need any help 😊
They Restored More Than My Funds — They Restored My Trust
My experience with YouHodler showed me what true customer care looks like.
I had a difficult case that required patience, investigation and real commitment from the support team. They did not give up. They remained professional, communicated with me throughout the process, and ultimately resolved the situation successfully.
What impressed me most was not simply the solution, but the way the team handled the situation when things became complicated.
They restored more than my funds — they restored my trust.
My sincere respect and gratitude to the entire YouHodler team. This is customer service worth recognizing.
Based on my personal experience, I can confidently recommend YouHodler to others. ⭐⭐⭐⭐⭐
— The Hungarian Dragon 🐉🇭🇺
Official reply
View original Hello! Thank you for sharing your feedback. We’re delighted to hear that our customer support team made a positive impression, and we hope your experience with us continues to be just as great :)
Good and fast support from the team
Official reply
View original Hello! Thank you for your feedback. We’re pleased to know that your experience has been positive, and we hope to keep it that way :)
Support is the Best
Ertragskonto war verschwunden, Support kontaktiert und sofort Hilfe bekommen. Danke
Official reply
View original Hello! Thank you for your review! We're delighted to see that you've had a positive experience with our platform. Don’t hesitate to contact us if you need any help 😊
Excelencia en criptoactivos
Es una excelente plataforma acompañada de un muy buen soporte. Muy cómodo y a gusto con esta empresa. Recomiendo 100%
Official reply
View original Hello,
Thank you for sharing your feedback. We’re delighted to hear that our customer support team made a positive impression, and we hope your experience with us continues to be just as great :)
Lustiges zur Nacht
Ich kann keine Kryptowährungen übertragen und soll mein verifiziertes Konto wieder verifizieren mit Geldherkunft, Dokument zum Adressen Abgleich, Videoüberprüfung mit Ausweis, vielleicht hat der Ausweis sich über Nacht geändert, den Besitz der Karte zu bestätigen, mit dem ich Beträge überwiesen habe, soll ich da beim Kreditinstitut anrufen oder kann mir meine Mutti das auch bestätigen, früher war ich schon zeitig ein Schlüssel 🔑 Kind 👶 einfach unterirdisch was hier passiert, seit einer halben Stunde ist ein Kryptowährungstransfer in Bearbeitung, müsst ihr noch eurer Brieftauben füttern, liebe Grüße Thomas
Official reply
View original Hello,
Thank you for taking the time to complete this review. Kindly be informed that our company strictly adheres to all applicable legal and regulatory compliance requirements. We understand that fulfilling these obligations may sometimes feel inconvenient; however, compliance with legal and regulatory standards is mandatory
Should you require any clarification or assistance, we remain at your disposal and will be pleased to assist you through the designated channel at support@youhodler.com
Todo muy bien gracias 😊👍
Official reply
View original Hello! Thank you for your feedback. We’re pleased to know that your experience has been positive, and we hope to keep it that way :)
Risk factors
Updated: Jul 25, 2026
No risk factors are available