Available regions
Applications or normal card activation are supported
ArgentinaARSouth AfricaZABrazilBRUnited Arab EmiratesAENigeriaNGKenyaKEMexicoMXUnited KingdomGBGhanaGH
- Evidence
- Officially supported
Card database / Mastercard / Visa / Crypto prepaid card
V
Vepay Card
Updated: Aug 4, 2026
The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool.
The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.
Official and company information
Issuer identity and company credentials
This is a fintech platform focused on the African market. Unlike offshore crypto platforms discussed earlier, it is a financial services startup with a clear physical presence and a focus on a specific regional market.
Core background information
Platform nature: It is a cross-border payment platform for African individuals and businesses, with main features including local currency deposits, currency exchange, and applying for virtual USD cards for international online payments (e.g., subscriptions, overseas shopping).
Operating entity: It is a subsidiary of AGS Tech Solutions Limited, headquartered in Lagos, Nigeria.
Compliance and technology: The platform provides services through integration with licensed banking partners and collaborates with payment technology providers such as Miden on infrastructure.
- Company / issuer
- Vepay
- Legal name
- AGS Tech Solutions Limited
- Registered region
- Nigeria (NG)
- Headquarters
- Original10 Lavender Avenue, Magboro, Ogun state, Nigeria.
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
After registering a Vepay account and completing KYC, users can fund their wallet through local channels such as Nigerian bank transfers or mobile money in Kenya or Uganda, then create a USD virtual card from the Cards page. Nigerian users can select a top-up amount from their Naira wallet and confirm the exchange rate, after which the card is generally generated within seconds. The current version allows users to set their own card spending limits and supports instant transfers to the card balance and back to the wallet. The card is mainly intended for online shopping, international subscriptions, advertising, airlines, and travel payments. It can also be used through Apple Pay or Google Pay for contactless purchases at compatible terminals. Vepay has not announced a physical card or ATM withdrawal program, and the product does not support crypto asset top-ups or cryptocurrency spending.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
V Vepay Virtual Dollar Card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | 1 USD $1 per card per month |
| Card issuance fee | 4 USD $4 to create a virtual USD card |
| ATM fee | — |
| Foreign exchange fee | 3% 3% per transaction, minimum $1.00 |
| Top-up fee | 1 USD $1 per top-up |
| Failed transaction fee | 0.6 USD $0.60 for failed USD domestic transactions; $0.80 for failed non-USD, international, or FX-related transactions |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
SyriaSYBelarusBYIranIRRussiaRUChinaCNAfghanistanAFNorth KoreaKPSomaliaSOSudanSDYemenYECubaCU
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不支持中国大陆居民凭身份证和地址申请开卡，已在支持国家发行的卡片可用于国际线上商户，但不提供中国本地充值渠道。
2、香港：中国香港居民不可按本地居住身份申请；已持卡用户可在接受该卡的国际网站及兼容移动钱包终端使用。
3、澳门：中国澳门居民不可按本地身份申请；已在支持国家取得的卡片可进行普通跨境线上消费和订阅付款。
4、台湾：中国台湾居民不可按本地居住身份申请；已发行卡可在支持国际虚拟卡的线上商户使用。
Updated: Aug 4, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
National ID card / Passport / Driver's license / Voter's card / Alien ID
Review time / regional limits
Automatic verification can be completed within minutes; abnormal documents are transferred to manual compliance review.
KYC provider
Smile ID for local African identity verification; Sumsub / Veriff for international identity and cross-border verification
Updated
Aug 4, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 4, 2026
Wallet payments
Alipay
Not supported
Aug 4, 2026
Wallet payments
Apple Pay
Supported
Jul 21, 2026
Cash services
ATM withdrawal
Not supported
Jul 21, 2026
AI tools
ChatGPT
Supported
Jul 21, 2026
AI tools
Claude
Supported
Jul 21, 2026
Wallet payments
Google Pay
Supported
Jul 21, 2026
AI tools
Midjourney
Supported
Jul 21, 2026
In-person payments
Offline POS
Not supported
Jul 21, 2026
Online shopping
Online shopping
Supported
Jul 21, 2026
Wallet payments
PayPal
Supported
Jul 21, 2026
Subscriptions
Subscription payment
Supported
Jul 21, 2026
Wallet payments
WeChat Pay
Not supported
Aug 4, 2026
User reviews
Showing 10 approved reviews matched to this card
Vepay Google Play review - 1 star
have not been able to transfer my money since last week now and they did not reply me again since last week 😭😭 someone pls help me
View original Vepay Google Play review - 5 star
good
View original Vepay Google Play review - 5 star
nice to use. I love it
View original Vepay Google Play review - 5 star
good
View original Vepay Google Play review - 5 star
excellent
View original Vepay Google Play review - 5 star
excellent 👍
View original Vepay Google Play review - 5 star
great views
View original Vepay Google Play review - 5 star
good
View original Vepay Google Play review - 4 star
i like it
View original Vepay Google Play review - 1 star
Am finding it difficult to register. A code is sent to my number to register the app but I can't find the code
View original Risk factors
Updated: Aug 4, 2026
No risk factors are available