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Zebec Card

Updated: Aug 21, 2026

Zebec Card is a series of multi-chain crypto payment cards introduced by Zebec Network that converts crypto assets held in a wallet into fiat currency for spending through the Mastercard network. The main products currently available are the single-load Zebec Silver and the reloadable Zebec Carbon. Both are virtual cards that support Apple Pay, Google Pay, online shopping, and in-store contactless payments. Zebec Black is a high-limit reloadable card that is currently paused for upgrades.
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Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / DOGE / TRX / AVAX / LINK / MATIC / LTC / DAI / XLM / UNI
Last updated
Aug 21, 2026

Official and company information

Issuer identity and company credentials

Zebec Network is a blockchain payment ecosystem for real-time money movement, offering stablecoin payroll streaming, enterprise payroll infrastructure, multi-chain payment cards, on-chain asset operations, and the Zebec SuperApp. The platform allows users to connect digital wallets and use payments, payroll streams, cards, and staking, but the website terms position Zebec as a SaaS and technology infrastructure provider; card issuance, payment processing, custody, and banking services may be handled by independent third parties.
Company / issuer
Zebec Network (Zebec)
Legal name
ZEBEC TECHNOLOGIES PLC
Registered region
United Kingdom (GB)
Headquarters
United Kingdom, London
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Zebec Card is a multi-chain crypto payment card range introduced by Zebec Network that converts crypto assets in a wallet into fiat currency for spending through the Mastercard network. The main products currently available for application are the single-top-up Zebec Silver and the reloadable Zebec Carbon. Both are virtual cards and support Apple Pay, Google Pay, online shopping, and in-store contactless payments. Zebec Black is a high-limit reloadable card and is currently paused for upgrades.
Mastercard card experienceRegional availabilityTerms may change
Notice: Applications for and use of Zebec Black are currently suspended for product upgrades and redevelopment. The official website expects service to resume later in 2026. New users cannot currently apply for Zebec Black.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Zebec Silver Card
Zebec Carbon Card
Zebec Black Card
Card formVirtual cardVirtual cardVirtual card
Fees
Monthly fee
Free
Free
1 USD
Charged monthly
Card issuance fee
Free
Free
1 USD
Activation fee
ATM fee
Foreign exchange fee
Top-up fee
Free
Free
2%
Charged per top-up amount
Failed transaction fee
0.3 USD
Charged per transaction
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
10,000 USD
Combined limit across all cards
10,000 USD
Daily spending limit
Unlimited
Original product has no spending limit
Monthly spending limit
Unlimited
Original product has no monthly limit
ATM withdrawal limit
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

78
IrelandIEEcuadorECNigeriaNGPuerto RicoPRPanamaPAAngolaAOThailandTHIcelandISAustraliaAUGhanaGHGeorgiaGEJapanJPParaguayPYTrinidad & TobagoTTUruguayUYTaiwanTWPhilippinesPHSpainESGreeceGRCameroonCMPapua New GuineaPGKuwaitKWMoroccoMASaudi ArabiaSASouth KoreaKRCanadaCARomaniaROJordanJOAlgeriaDZPeruPEMalawiMWPortugalPTNorwayNOPolandPLCyprusCYChileCLNepalNPArgentinaARLuxembourgLUSingaporeSGSlovakiaSKVanuatuVUMozambiqueMZTürkiyeTRBelgiumBEGuatemalaGTEstoniaEEDenmarkDKPakistanPKLithuaniaLTEl SalvadorSVMexicoMXUnited KingdomGBHondurasHNQatarQASloveniaSIKenyaKENew ZealandNZMaltaMTSwedenSEZambiaZMFranceFRGermanyDENetherlandsNLAustriaATFinlandFIEgyptEGHungaryHUTunisiaTNBoliviaBOOmanOMJamaicaJMItalyITCosta RicaCRBrazilBRCzechiaCZUnited StatesUSMalaysiaMY
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

10
ChinaCNCongo - KinshasaCDCentral African RepublicCFEritreaERSyriaSYCubaCUAfghanistanAFIranIRBelarusBYNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:中国大陆被列为 Zebec Card 的受限地区,不能申请或使用 Silver、Carbon 及 Black;即使持有其他地区签发的卡片,也不能在中国大陆使用。

2、香港:中国香港未列入当前公开的 Silver 与 Carbon 可申请地区名单,不能提交有效申请;已获其他地区签发的卡片可在 Mastercard 受理商户消费。

3、澳门:中国澳门未列入当前公开的 Silver 与 Carbon 可申请地区名单,不能提交有效申请;已获其他地区签发的卡片可在 Mastercard 受理商户消费。

4、台湾:中国台湾属于当前公开的可申请地区,可申请 Silver 或 Carbon;获批后可在 Mastercard 受理商户、Apple Pay 与 Google Pay 场景使用。

Updated: Aug 21, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID card / Passport / Driver's license

Review time / regional limits

Silver and Carbon are usually activated quickly; address or compliance risk triggers manual review.

KYC provider

Mobilum

Updated

Aug 21, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 21, 2026

Wallet payments

Alipay

Not supported

Aug 21, 2026

Wallet payments

Apple Pay

Supported

Aug 21, 2026

Cash services

ATM withdrawal

Not supported

Aug 21, 2026

AI tools

ChatGPT

Supported

Aug 21, 2026

AI tools

Claude

Supported

Aug 21, 2026

Wallet payments

Google Pay

Supported

Aug 21, 2026

AI tools

Midjourney

Supported

Aug 21, 2026

In-person payments

Offline POS

Supported

Aug 21, 2026

Online shopping

Online shopping

Supported

Aug 21, 2026

Wallet payments

PayPal

Not supported

Aug 21, 2026

Subscriptions

Subscription payment

Supported

Aug 21, 2026

Wallet payments

WeChat Pay

Not supported

Aug 21, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Lee Stantongoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

super doesn't even come close. 👏
View original
Christophergoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

Excellent app easy to use!!
View original
james guerragoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

everything works good
View original
temmytophe Luccygoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

This is a nice app 👍👍👍
View original
Gamaliel Carrillogoogle_play4 / 5

Zebec SuperApp Google Play review - 4 star

buena aplicación
View original
Boston Dongoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

Platform attractive and super smooth transactions. Great job by the developer team at ZEBEC
View original
RisingSensationapp_store5 / 5

Great experience…although

Maybe it’s just me but I’d love to see my staking rewards accumulate in real time rather than in monthly increments. Personally, that’ll make me more inclined to lock my assets up knowing that I can genuinely see my rewards accumulate in real time on a daily basis. Again, maybe it’s just me. Other than that. I really do appreciate how beginner friendly this app is. Keep doing Great Work.
View original
Tankster4356app_store2 / 5

Profile

Been unable to complete my profile due to some issues. I tried to create a vault and transfer crypto into the vault but it wouldn’t execute.
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Patrick O'learygoogle_play5 / 5

Zebec SuperApp Google Play review - 5 star

awesome
View original
Faroukolaoyeapp_store5 / 5

Review

I would love to urge you to use this app cuz it very good and reliable Trust them having deal with them
View original

Risk factors

Updated: Aug 21, 2026

No risk factors are available