UCard Radar
Risk alerts

Card database / Mastercard / Visa / Crypto prepaid card

ZZypto Card logo

Zypto Card

Updated: Sep 18, 2026

Zypto Card is a crypto asset prepaid card product linked to the Zypto self-custodial multi-chain wallet. It includes a reloadable Premium Visa physical card, a Premium Visa virtual card, and single-load Visa or Mastercard virtual cards supplied by third-party providers. Users can select crypto assets from their wallet to top up a card. The assets are converted into the card's fiat balance at top-up and can then be used for online shopping, in-store purchases, mobile wallet payments and eligible ATM withdrawals.
Submit usage feedback
Card network
Product type
Crypto prepaid card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNI
Last updated
Sep 18, 2026

Official and company information

Issuer identity and company credentials

Zypto platform is operated by Zypto sp. z o.o., registered in Lodz, Poland, with company registration number 0001047932, responsible for Zypto App, self-custody wallet, crypto top-up entry, and card product access. The issuing partner for the Premium Visa program is Third National, operated by Nimbus LLC, which is a Visa Network issuer and holds a Puerto Rico money transfer license; Signify Holdings, Inc. serves as program manager. Single top-up virtual cards are issued and managed by different third-party providers.
Visit website Application page
Company / issuer
Zypto
Legal name
Zypto
Registered region
Poland (PL)
Headquarters
Poland
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Zypto Premium Visa Card is managed through Zypto App. After completing identity verification, users can apply for a virtual or physical card. Virtual cards are generally issued immediately after approval, while physical cards are usually dispatched on the next business day. Users can top up from Zypto Wallet, an external wallet, or KuCoin Pay. During the top-up, the system converts crypto assets into the card balance, and purchases are settled directly from the converted balance. Premium cards support 3-D Secure, Apple Pay, Google Pay, Samsung Pay, balance enquiries, transaction history, PIN management, and card suspension. The physical card provides higher spending and ATM limits, while the virtual card is primarily intended for online and mobile contactless payments. Single-load virtual cards are exchanged through third-party issuing platforms and cannot be reloaded. The specific card network, verification method, mobile-wallet support, and merchant compatibility depend on the supplier.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Zypto Premium Virtual Visa Card
Zypto Premium Physical Visa Card
Zypto Non-Reloadable Virtual Card
Card formVirtual cardPhysical cardVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee
Free
No monthly maintenance fee
—
Card issuance fee
Free
First top-up of $10 required
50 USD
Includes activation and international delivery
6 USD + 4.5%
Card purchase fee: $6 plus 4.5% of card value
ATM fee—
1%
Charged per withdrawal
—
Foreign exchange fee
1.75%
Charged for non-USD transactions.
1.75%
Charged for non-USD transactions.
—
Top-up fee
3%
Crypto assets transferred to card balance
3%
Crypto assets transferred to card balance
—
Failed transaction fee———
Rewards
Cashback
0%
ZYPs points issued based on tier and activity
0%
Issued based on tier and promotions
—
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit———
Monthly spending limit
0%
Limits set based on eligibility
1,000,000 USD
Monthly limit
—
ATM withdrawal limit
0%
Only compatible with NFC ATMs
750 USD
250 per transaction, 22,500 per month
—
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

160
JamaicaJMMaltaMTSwedenSESloveniaSIMacaoMOWestern SaharaEHSierra LeoneSLItalyITLatviaLVMaldivesMVSingaporeSGTanzaniaTZNigeriaNGMalaysiaMYKiribatiKILithuaniaLTAndorraADGuyanaGYQatarQACape VerdeCVIndonesiaIDIcelandISKuwaitKWTurkmenistanTMPalauPWDjiboutiDJHong KongHKGabonGABoliviaBOPhilippinesPHPakistanPKMauritaniaMRColombiaCOChadTDBermudaBMAngolaAOFrench GuianaGFKazakhstanKZComorosKMEgyptEGBangladeshBDTurks & Caicos IslandsTCEcuadorECMozambiqueMZKyrgyzstanKGTunisiaTNGuinea-BissauGWNamibiaNAUgandaUGNorwayNOMongoliaMNCayman IslandsKYNetherlandsNLBotswanaBWTuvaluTVFaroe IslandsFOAntigua & BarbudaAGOmanOMCôte d’IvoireCILuxembourgLUJordanJOMonacoMCAnguillaAISeychellesSCNew ZealandNZPolandPLVanuatuVUHungaryHUGreeceGRTogoTGPeruPEDenmarkDKMaliMLPapua New GuineaPGAustraliaAUIsle of ManIMSamoaWSGuineaGNTajikistanTJLesothoLSEquatorial GuineaGQSouth KoreaKRBurundiBIBrazilBRFijiFJGermanyDEMontserratMSBahamasBSLaosLAMexicoMXUnited KingdomGBCameroonCMCuraçaoCWMyanmar (Burma)MMChileCLTrinidad & TobagoTTBahrainBHGuadeloupeGPNigerNEBeninBJDominicaDMArgentinaARRomaniaROSt. Kitts & NevisKNBhutanBTFinlandFIBurkina FasoBFUzbekistanUZSwitzerlandCHKenyaKESenegalSNPuerto RicoPRAlgeriaDZSt. Vincent & GrenadinesVCDominican RepublicDOAustriaATSlovakiaSKMarshall IslandsMHEstoniaEESão Tomé & PríncipeSTMalawiMWLiechtensteinLIEswatiniSZCambodiaKHFranceFRGhanaGHUruguayUYIrelandIEU.S. Virgin IslandsVITongaTOMoroccoMAZambiaZMBarbadosBBSri LankaLKParaguayPYGuernseyGGPortugalPTSint MaartenSXGrenadaGDMartiniqueMQBulgariaBGMadagascarMGUnited Arab EmiratesAERwandaRWSpainESBritish Virgin IslandsVGGambiaGMCzechiaCZJapanJPBelgiumBETimor-LesteTLSaudi ArabiaSASouth AfricaZASt. LuciaLCSurinameSRJerseyJEThailandTHSan MarinoSMCanadaCABruneiBN
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

52
MontanaCroatiaHRTennesseeMontenegroMEIdahoRussiaRULouisianaNevadaNepalNPVermontWashingtonCubaCUIsraelILTürkiyeTROregonSomaliaSONorth KoreaKPMissouriIndiaINChinaCNZimbabweZWIranIRCentral African RepublicCFSyriaSYLibyaLYSouth SudanSSMississippiAfghanistanAFEthiopiaETNorth DakotaSerbiaRSOhioBosnia & HerzegovinaBAAlbaniaALYemenYELebanonLBWisconsinVietnamVNWyomingUkraineUANew MexicoSouth DakotaIraqIQSudanSDGeorgiaRhode IslandMarylandArizonaBelarusBYNicaraguaNIDelawareVenezuelaVE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can obtain the Zypto Premium Visa Card after identity and address verification, except residents of Missouri, Mississippi and Tennessee where new onboarding is currently suspended.
2. United Kingdom：Can apply，Can use，UK residents are within the current Premium Visa Card coverage and can apply after completing identity verification and providing proof of residential address.
3. Canada：Can apply，Can use，Canada is included in the Premium Card’s supported-country list and applicants must complete KYC with valid identification and proof of address.
4. Australia：Can apply，Can use，Australia is included in Zypto’s supported Premium Card countries and residents can obtain the card after completing identity and residential-address verification.
5. South Africa：Can apply，Can use，South Africa is included in the current Premium Card coverage and residents can apply after completing the required identity and address checks.
6. New Zealand：Can apply，Can use，New Zealand is a supported Premium Card country and residents can obtain the card after completing KYC and verifying their residential address.
7. Ireland：Can apply，Can use，Ireland is included in Zypto’s supported Premium Card countries and residents can apply after completing identity verification and providing proof of address.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Utility bill / Bank statement

Review time / regional limits

Automated review usually takes a few minutes; complex applications may require manual review.

KYC provider

Sumsub

Updated

Aug 2, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 2, 2026

Wallet payments

Alipay

Supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Aug 2, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Supported

Aug 2, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Play USgoogle_play★ 1 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 1 star

dishonest developer. stay away. it creates tons of misleading landing webpages to cheat users searching for cryptos it doesn't support.
View original
Sef Dingoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

smooth and fast service
View original
Muhammad Shahzaibgoogle_play★ 1 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 1 star

Please don't Use It's a Scam
View original
SimBaddgoogle_play★ 1 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 1 star

Zypto overall service is good but the only problem with this service is the physical card that do not work flawlessly on any ATM.. for that i give it one ⭐
View original
Mr BoBgoogle_play★ 1 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 1 star

worst wallet ever i lost my 71 usd
View original
chelle nualgoogle_play★ 1 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 1 star

slow app and much transaction fee not recommended
View original
Claytrustpilot★ 5 / 5

Had a slight issue with a bill payment…

Had a slight issue with a bill payment getting stuck and contacted support and Alok got it fixed and processed very fast. Was quite knowledgeable and friendly and put my mind at ease for the whole process!
View original
David Thuotrustpilot★ 5 / 5

Great experience with customer service

Great experience with customer service. Alok in particular was pretty helpful with all inquiries.
View original
customertrustpilot★ 5 / 5
very nice and refund very good for me
View original
Bill Adadugoogle_play★ 2 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 2 star

I swapped my usdt bsc network to usdt polygon network. It has been pending the whole time till this moment. I don't know why it's not reflecting on my wallet. Still pending... I need it assistant on the issue.
View original

Risk factors

Updated: Aug 2, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Zypto Card require KYC?

Our record lists the Zypto Card verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does Zypto Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Zypto Card with?

Our record lists Zypto Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (20 in total).

Is Zypto Card a virtual or a physical card?

Zypto Card is offered as: Virtual card and Physical card.

Where is Zypto Card available?

Our record lists 160 countries or regions as available and 52 as restricted. Country-by-country status is in the regions section of this page.

Who issues Zypto Card?

Zypto Card is operated by Zypto on the Mastercard / Visa network.