UCard Radar
Risk alerts

Card database / Mastercard / Visa / Crypto prepaid card

ZZypto Card logo

Zypto Card

Updated: Aug 2, 2026

Zypto Card is a crypto asset prepaid card product linked to the Zypto self-custodial multi-chain wallet. It includes a reloadable Premium Visa physical card, a Premium Visa virtual card, and single-load Visa or Mastercard virtual cards supplied by third-party providers. Users can select crypto assets from their wallet to top up a card. The assets are converted into the card's fiat balance at top-up and can then be used for online shopping, in-store purchases, mobile wallet payments and eligible ATM withdrawals.
Submit usage feedback
Card network
Mastercard / Visa
Product type
Crypto prepaid card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / MATIC / ATOM / LTC / BCH / DAI / XLM / UNI
Last updated
Aug 2, 2026

Official and company information

Issuer identity and company credentials

Zypto platform is operated by Zypto sp. z o.o., registered in Lodz, Poland, with company registration number 0001047932, responsible for Zypto App, self-custody wallet, crypto top-up entry, and card product access. The issuing partner for the Premium Visa program is Third National, operated by Nimbus LLC, which is a Visa Network issuer and holds a Puerto Rico money transfer license; Signify Holdings, Inc. serves as program manager. Single top-up virtual cards are issued and managed by different third-party providers.
Visit website Application page
Company / issuer
Zypto
Legal name
Zypto
Registered region
Poland (PL)
Headquarters
Poland
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Zypto Premium Visa Card is managed through Zypto App. After completing identity verification, users can apply for a virtual or physical card. Virtual cards are generally issued immediately after approval, while physical cards are usually dispatched on the next business day. Users can top up from Zypto Wallet, an external wallet, or KuCoin Pay. During the top-up, the system converts crypto assets into the card balance, and purchases are settled directly from the converted balance. Premium cards support 3-D Secure, Apple Pay, Google Pay, Samsung Pay, balance enquiries, transaction history, PIN management, and card suspension. The physical card provides higher spending and ATM limits, while the virtual card is primarily intended for online and mobile contactless payments. Single-load virtual cards are exchanged through third-party issuing platforms and cannot be reloaded. The specific card network, verification method, mobile-wallet support, and merchant compatibility depend on the supplier.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Zypto Premium virtual Visa card
Zypto Premium physical Visa card
Zypto One-time virtual card
Card formVirtual cardPhysical cardVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee
Free
No monthly maintenance fee
—
Card issuance fee
Free
First top-up of $10 required
50 USD
Includes activation and international delivery
6 USD + 4.5%
Card purchase fee: $6 plus 4.5% of card value
ATM fee—
1%
Charged per withdrawal
—
Foreign exchange fee
1.75%
Charged for non-USD transactions.
1.75%
Charged for non-USD transactions.
—
Top-up fee
3%
Crypto assets transferred to card balance
3%
Crypto assets transferred to card balance
—
Failed transaction fee———
Rewards
Cashback
0%
ZYPs points issued based on tier and activity
0%
Issued based on tier and promotions
—
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit———
Monthly spending limit
0%
Limits set based on eligibility
1,000,000 USD
Monthly limit
—
ATM withdrawal limit
0%
Only compatible with NFC ATMs
750 USD
250 per transaction, 22,500 per month
—
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

160
JamaicaJMMaltaMTSwedenSESloveniaSIMacaoMOWestern SaharaEHSierra LeoneSLItalyITLatviaLVMaldivesMVSingaporeSGTanzaniaTZNigeriaNGMalaysiaMYKiribatiKILithuaniaLTAndorraADGuyanaGYQatarQACape VerdeCVIndonesiaIDIcelandISKuwaitKWTurkmenistanTMPalauPWDjiboutiDJHong KongHKGabonGABoliviaBOPhilippinesPHPakistanPKMauritaniaMRColombiaCOChadTDBermudaBMAngolaAOFrench GuianaGFKazakhstanKZComorosKMEgyptEGBangladeshBDTurks & Caicos IslandsTCEcuadorECMozambiqueMZKyrgyzstanKGTunisiaTNGuinea-BissauGWNamibiaNAUgandaUGNorwayNOMongoliaMNCayman IslandsKYNetherlandsNLBotswanaBWTuvaluTVFaroe IslandsFOAntigua & BarbudaAGOmanOMCôte d’IvoireCILuxembourgLUJordanJOMonacoMCAnguillaAISeychellesSCNew ZealandNZPolandPLVanuatuVUHungaryHUGreeceGRTogoTGPeruPEDenmarkDKMaliMLPapua New GuineaPGAustraliaAUIsle of ManIMSamoaWSGuineaGNTajikistanTJLesothoLSEquatorial GuineaGQSouth KoreaKRBurundiBIBrazilBRFijiFJGermanyDEMontserratMSBahamasBSLaosLAMexicoMXUnited KingdomGBCameroonCMCuraçaoCWMyanmar (Burma)MMChileCLTrinidad & TobagoTTBahrainBHGuadeloupeGPNigerNEBeninBJDominicaDMArgentinaARRomaniaROSt. Kitts & NevisKNBhutanBTFinlandFIBurkina FasoBFUzbekistanUZSwitzerlandCHKenyaKESenegalSNPuerto RicoPRAlgeriaDZSt. Vincent & GrenadinesVCDominican RepublicDOAustriaATSlovakiaSKMarshall IslandsMHEstoniaEESão Tomé & PríncipeSTMalawiMWLiechtensteinLIEswatiniSZCambodiaKHFranceFRGhanaGHUruguayUYIrelandIEU.S. Virgin IslandsVITongaTOMoroccoMAZambiaZMBarbadosBBSri LankaLKParaguayPYGuernseyGGPortugalPTSint MaartenSXGrenadaGDMartiniqueMQBulgariaBGMadagascarMGUnited Arab EmiratesAERwandaRWSpainESBritish Virgin IslandsVGGambiaGMCzechiaCZJapanJPBelgiumBETimor-LesteTLSaudi ArabiaSASouth AfricaZASt. LuciaLCSurinameSRJerseyJEThailandTHSan MarinoSMCanadaCABruneiBN
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

52
MontanaCroatiaHRTennesseeMontenegroMEIdahoRussiaRULouisianaNevadaNepalNPVermontWashingtonCubaCUIsraelILTürkiyeTROregonSomaliaSONorth KoreaKPMissouriIndiaINChinaCNZimbabweZWIranIRCentral African RepublicCFSyriaSYLibyaLYSouth SudanSSMississippiAfghanistanAFEthiopiaETNorth DakotaSerbiaRSOhioBosnia & HerzegovinaBAAlbaniaALYemenYELebanonLBWisconsinVietnamVNWyomingUkraineUANew MexicoSouth DakotaIraqIQSudanSDGeorgiaRhode IslandMarylandArizonaBelarusBYNicaraguaNIDelawareVenezuelaVE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：Premium Visa 不向中国大陆居民发卡；可尝试购买符合第三方发行规则的单次充值卡，已发行卡可在国际卡受理商户使用。

2、香港：符合身份及居住审核要求的香港居民可以申请 Premium Visa；卡片可用于线上、线下、手机钱包及符合条件的 ATM 取现。

3、澳门：中国澳门列入 Premium Visa 支持范围，符合资格的居民可以申请；卡片可在接受 Visa 的商户及支持的手机钱包中使用。

4、台湾：符合身份及居住审核要求的台湾居民可以申请 Premium Visa；卡片支持线上消费、手机闪付及接受 Visa 的线下商户。

Updated: Aug 2, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Utility bill / Bank statement

Review time / regional limits

Automated review usually takes a few minutes; complex applications may require manual review.

KYC provider

Sumsub

Updated

Aug 2, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 2, 2026

Wallet payments

Alipay

Supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Aug 2, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Supported

Aug 2, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Claytrustpilot★ 5 / 5

Had a slight issue with a bill payment…

Had a slight issue with a bill payment getting stuck and contacted support and Alok got it fixed and processed very fast. Was quite knowledgeable and friendly and put my mind at ease for the whole process!
View original
David Thuotrustpilot★ 5 / 5

Great experience with customer service

Great experience with customer service. Alok in particular was pretty helpful with all inquiries.
View original
customertrustpilot★ 5 / 5
very nice and refund very good for me
View original
Bill Adadugoogle_play★ 2 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 2 star

I swapped my usdt bsc network to usdt polygon network. It has been pending the whole time till this moment. I don't know why it's not reflecting on my wallet. Still pending... I need it assistant on the issue.
View original
Kahugoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

This is by far the best user experience i have had with anything related to crypto. Within minutes i had a functional virtual visa card and a few days later a physical card. Hazzle free and flawless functionality, big bonus to top up mobile data in Colombia and DR, that how it cought my attention, and now it is my everyday bank. Highly recommended
View original
Emmanuel Alochagoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

Excellent
View original
David Nambreti Hlongwanegoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

I like this app because it's a self custodian propelled wallet with nobody but yourself in control. Besides you don't owe anyone interest or whatsoever at the end of every month, save, bank, send and buy whenever you like anytime 😉 love it!
View original
Pratap Aditya Chakrabortygoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

thank
View original
basanta kumar singhgoogle_play★ 5 / 5

Zypto Crypto & Bitcoin Wallet Google Play review - 5 star

Very good app
View original
Latif Kamyatrustpilot★ 5 / 5

Easy to use

Easy to use especially payments and customer support team Alok
View original

Risk factors

Updated: Aug 2, 2026

No risk factors are available