Card database / Visa / Crypto prepaid card

AIA Card

Updated: Sep 29, 2026

AIA Card is a crypto payment card within the AI Analysis ecosystem, managed via the AIA Pay app. After completing identity verification, users can top up the USD-denominated card using assets such as USDT, USDC, BTC, ETH, SOL, BNB, and AIAT, and spend via the Visa network. The product currently offers Lite, Pro, and Elite tiers, and supports virtual card, physical card, Apple Pay, Google Pay, online subscriptions, physical merchants, and physical card ATM scenarios. At this stage, all three new card tiers on the official website are available via a waitlist.

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Card network
Product type: Crypto prepaid card
Card form: Virtual + physical card
Operating status: Waitlist
KYC level: Tiered KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDCBTCETHBNBSOL
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

AIA Card is a crypto payment card product under the AI Analysis ecosystem, primarily operated by AI Analysis LLC, registered in Saint Vincent and the Grenadines. AI Analysis is a fintech company covering digital asset trading, tokenization, crypto payments, and white-label card infrastructure, with its ecosystem also including AIA Exchange and AIAT Token. AIA Card offers Visa virtual and physical cards, which can be topped up with digital assets such as USDT, USDC, BTC, ETH, SOL, BNB, and AIAT, and supports Apple Pay, Google Pay, ATM withdrawals, and global spending.

Visit website Application page

Company / issuer: AIA Card
Legal name: AI Analysis LLC
Registered region: St. Vincent & Grenadines (VC)
Headquarters: Kingston
Company type: Private company
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

The AIA Card combines digital asset top-ups, automatic crypto-to-fiat conversion, Visa payments, and bank withdrawals in a single product. Users can top up the card from external wallets, centralized exchanges, or supported funding channels. The balance is denominated in USD and automatically converted across more than 150 transaction currencies. The current product line is divided into Lite, Pro, and Elite tiers, with the main differences being card issuance fee, top-up fee, annual fee, and daily spending limit; the highest tier supports up to USD 1 million per day. The card system supports both virtual and physical forms: the virtual card is for instant online spending, while the physical card is for traditional POS and ATM use. The official website currently shows "Join Waitlist" for all tiers, so new users must join the waitlist and pass KYC before actually receiving a card.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	AAIA Lite Card	AAIA Pro Card	AAIA Elite Card
Card form	Virtual + physical card	Virtual + physical card	Virtual + physical card
Fees
Monthly fee	Free Standard card has no monthly fee	Free	Free
Card issuance fee	99 USD One-time card fee	149 USD One-time card fee	199 USD One-time card fee
ATM fee	—	—	—
Foreign exchange fee	1% Settled in the transaction currency, fee rate 0-1%	1% Settled in the transaction currency, with a fee rate of 0-1%.	1% Settled by spending currency, fee is 0-1%
Top-up fee	4.25% Discount on AIAT payments	4% Discount available for AIAT payments	3.75% Discount on AIAT payments
Failed transaction fee	—	—	—
Rewards
Cashback	—	—	—
Crypto cashback	—	—	—
Staking rewards	—	—	—
Staking APR	—	—	—
Welcome bonus	50 USD Card activation includes a top-up amount.	50 USD Card issuance includes top-up amount	50 USD Card issuance includes top-up amount
Referral bonus	—	—	—
Limits
Daily spending limit	250,000 USD Maximum daily spending limit	500,000 USD Daily spending limit	1,000,000 USD Daily spending limit
Monthly spending limit	—	—	—
ATM withdrawal limit	—	—	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

MexicoMXTanzaniaTZHong KongHKAustraliaAUBarbadosBBJapanJPUnited KingdomGBMozambiqueMZIrelandIECanadaCATaiwanTWPortugalPTSerbiaRSFranceFRGermanyDEKenyaKEMalaysiaMY

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

United StatesUSNorth KoreaKPIranIRCubaCUSyriaSY

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. citizens and residents are expressly excluded by AIA’s current eligibility terms, but a valid card issued to an eligible non-U.S. holder can still be used for payments in the United States.

2. United Kingdom：Cannot apply，Can use，UK residents are not geographically excluded, but all current AIA Card tiers are in the waitlist stage, so new applicants cannot yet obtain a card; valid cards already issued can be used locally.

3. Canada：Cannot apply，Can use，Canadian residents are otherwise within AIA’s worldwide eligibility model, but current applications only lead to the waitlist rather than immediate card issuance; existing valid cards can be used in Canada.

4. Australia：Cannot apply，Can use，Australian residents are not excluded by AIA’s published regional rules, but new cards are currently waitlist-only; cards already issued to eligible users can be used locally.

5. South Africa：Cannot apply，Can use，South African residents are not geographically excluded, but AIA is currently accepting waitlist registrations rather than issuing new cards; existing valid cards can be used in the country.

6. New Zealand：Cannot apply，Can use，New Zealand residents fall within AIA’s stated worldwide eligibility model, but the current card tiers remain on a waitlist and cannot yet be newly obtained; issued cards can be used locally.

7. Ireland：Cannot apply，Can use，Irish residents are not excluded from AIA’s geographic eligibility, but all current card tiers are presently waitlist-only; valid cards issued previously can be used in Ireland.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Passport / National ID card

Review time / regional limits

Automated identity and liveness verification is usually fast; abnormal or high-limit accounts require further compliance review.

KYC provider

RegTank

Updated

Aug 26, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported0

Not supported0

Pending12

UpdatedAug 26, 2026

Wallet payments

Alipay

Unconfirmed

Aug 26, 2026

Wallet payments

Apple Pay

Unconfirmed

Aug 26, 2026

Cash services

ATM withdrawal

Unconfirmed

Aug 26, 2026

AI tools

ChatGPT

Unconfirmed

Aug 26, 2026

AI tools

Claude

Unconfirmed

Aug 26, 2026

Wallet payments

Google Pay

Unconfirmed

Aug 26, 2026

AI tools

Midjourney

Unconfirmed

Aug 26, 2026

In-person payments

Offline POS

Unconfirmed

Aug 26, 2026

Online shopping

Unconfirmed

Aug 26, 2026

Wallet payments

PayPal

Unconfirmed

Aug 26, 2026

Subscriptions

Subscription payment

Unconfirmed

Aug 26, 2026

Wallet payments

WeChat Pay

Unconfirmed

Aug 26, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

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No approved reviews

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Risk factors

Updated: Aug 26, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does AIA Card require KYC?

Our record lists the AIA Card verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Which assets can I top up AIA Card with?

Our record lists AIA Card support for: USDT, USDC, BTC, ETH, BNB, and SOL.

Is AIA Card a virtual or a physical card?

AIA Card is offered as: Virtual + physical card.

Where is AIA Card available?

Our record lists 17 countries or regions as available and 5 as restricted. Country-by-country status is in the regions section of this page.

Who issues AIA Card?

AIA Card is operated by AIA Card on the Visa network.