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1inch Card

Updated: Jul 29, 2026

The 1inch Card is a crypto payment card introduced by 1inch in partnership with Crypto Life and Baanx, issued by Monavate and operated through the Mastercard network. Users can transfer supported digital assets to the card account, where they are automatically converted into fiat currency when making a purchase or withdrawal. The product offers virtual and physical cards, supports online shopping, in-store card payments, ATM withdrawals, Apple Pay, and Google Pay, and provides cryptocurrency spending rewards.
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Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / SOL / XRP / LTC / 1INCH / BXX
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

1inch is a self-custodial DeFi ecosystem whose core products include Swap, Wallet, Portfolio, Card, and Business API, positioning itself to integrate multi-chain DeFi liquidity, wallets, and trading experiences into one ecosystem. The 1inch Card is a crypto card product launched in combination with Crypto Life / Baanx-related infrastructure. The official website states that the card is a prepaid Mastercard usable online, in-store, at ATMs, with Apple Pay and Google Pay, and supports spending crypto assets; however, card services and issuance are provided by third parties, with 1inch primarily playing the role of brand, ecosystem entry point, and project collaboration.
Visit website Application page
Company / issuer
1inch
Legal name
Degensoft Ltd
Registered region
British Virgin Islands (VG)
Headquarters
England
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

1inch Card connects the 1inch wallet and exchange ecosystem to a Crypto Life card account. After completing identity verification, users can obtain a virtual card and apply for a physical card. They can transfer supported assets such as 1INCH, USDT, USDC, BTC, ETH, LTC, and XRP into the account. When a transaction occurs, the system debits the relevant assets at real-time prices and settles fiat currency with the merchant through Mastercard. The product also provides a Cryptodraft crypto-backed limit and a Stableloan instalment borrowing feature, allowing users to obtain a spending limit by pledging BTC, ETH, or stablecoins. The card is currently intended mainly for residents of the European Economic Area and the United Kingdom and supports crypto spending rewards of up to 2%.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

1inch Crypto Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Card issuance fee
Free
delivery fee charged separately
ATM fee
2.5 EUR + 1.5%
€2.50 domestically; €3+1.5% abroad; the ATM operator may charge an additional fee
Foreign exchange fee
Free
Top-up fee
1.75%
Crypto-to-fiat settlement fee
Failed transaction fee
Free
Rewards
Cashback—
Crypto cashback
2%
2% for BXX, 1% for others
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
8,000 USD
Current publicly stated daily limit
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

31
CzechiaCZNetherlandsNLSwedenSEBulgariaBGRomaniaROPortugalPTLiechtensteinLIBelgiumBESpainESIcelandISDenmarkDKCyprusCYFranceFREstoniaEENorwayNOLithuaniaLTCroatiaHRGreeceGRMaltaMTFinlandFIGermanyDEIrelandIEUnited KingdomGBLuxembourgLUSloveniaSISlovakiaSKItalyITPolandPLLatviaLVHungaryHUAustriaAT
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

215
SamoaWSLiberiaLRTongaTOBermudaBMSão Tomé & PríncipeSTPhilippinesPHAlgeriaDZJordanJOAmerican SamoaASRwandaRWMontenegroMETokelauTKAlbaniaALNepalNPDominican RepublicDOIndonesiaIDNigerNEHaitiHTIsle of ManIMMonacoMCSvalbard & Jan MayenSJTrinidad & TobagoTTChileCLPanamaPATogoTGGuernseyGGSyriaSYSt. MartinMFLaosLAMauritiusMUIsraelILVietnamVNMalawiMWGuyanaGYGuinea-BissauGWCape VerdeCVIranIRUzbekistanUZGuatemalaGTCook IslandsCKMyanmar (Burma)MMFrench PolynesiaPFMontserratMSAndorraADChinaCNHong KongHKNorth MacedoniaMKVenezuelaVEYemenYEEswatiniSZKuwaitKWZimbabweZWKenyaKEMaldivesMVEquatorial GuineaGQZambiaZMDominicaDMParaguayPYBahamasBSGuamGUAfghanistanAFSudanSDTürkiyeTREcuadorECComorosKMSouth KoreaKRChristmas IslandCXHeard & McDonald IslandsHMBahrainBHCanadaCALebanonLBCongo - BrazzavilleCGBruneiBNNew CaledoniaNCMacaoMOChadTDTunisiaTNMoroccoMASerbiaRSSenegalSNCubaCUVanuatuVUWallis & FutunaWFTajikistanTJBosnia & HerzegovinaBACuraçaoCWVatican CityVAFrench GuianaGFFaroe IslandsFOÅland IslandsAXMaliMLSt. Vincent & GrenadinesVCCosta RicaCRAntigua & BarbudaAGWestern SaharaEHFalkland Islands (Islas Malvinas)FKPeruPEBotswanaBWBeninBJBhutanBTLesothoLSCameroonCMKiribatiKINiueNUUruguayUYJamaicaJMOmanOMRussiaRUBarbadosBBDjiboutiDJMongoliaMNArmeniaAMFrench Southern TerritoriesTFU.S. Virgin IslandsVINamibiaNAMauritaniaMRSierra LeoneSLBritish Virgin IslandsVGArgentinaARBouvet IslandBVCambodiaKHCôte d’IvoireCIGrenadaGDTuvaluTVSwitzerlandCHBelizeBZEthiopiaETSolomon IslandsSBSouth Georgia & South Sandwich IslandsGSRéunionREBrazilBRSt. BarthélemyBLEl SalvadorSVArubaAWPalauPWBelarusBYPapua New GuineaPGSouth SudanSSAustraliaAUU.S. Outlying IslandsUMSurinameSRSt. LuciaLCSouth AfricaZASeychellesSCCentral African RepublicCFEritreaERMartiniqueMQMozambiqueMZIndiaINSingaporeSGQatarQASt. Kitts & NevisKNAngolaAOBoliviaBOMicronesiaFMBritish Indian Ocean TerritoryIOBurundiBISri LankaLKSt. HelenaSHGuadeloupeGPGeorgiaGEBurkina FasoBFGibraltarGIMoldovaMDMadagascarMGGambiaGMKazakhstanKZUgandaUGJerseyJETaiwanTWHondurasHNNorfolk IslandNFNicaraguaNITurks & Caicos IslandsTCNigeriaNGAntarcticaAQSaudi ArabiaSAMayotteYTSint MaartenSXFijiFJTimor-LesteTLKyrgyzstanKGIraqIQGhanaGHUnited Arab EmiratesAETurkmenistanTMCocos (Keeling) IslandsCCMarshall IslandsMHNauruNRSan MarinoSMGuineaGNAnguillaAIAzerbaijanAZPuerto RicoPRSomaliaSOJapanJPTanzaniaTZThailandTHGabonGAMalaysiaMYUkraineUANew ZealandNZCayman IslandsKYLibyaLYNorth KoreaKPNorthern Mariana IslandsMPBangladeshBDMexicoMXEgyptEGCongo - KinshasaCDUnited StatesUSGreenlandGLPakistanPKColombiaCOPitcairn IslandsPN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请；已由支持地区发行的卡片可在接受境外 Mastercard 的商户使用，但不提供中国大陆本地账户注册和卡片服务。

2、香港：不可申请；已持有合资格地区发行卡片的用户，可在香港 Mastercard 商户、兼容 ATM 及支持的移动钱包场景使用。

3、澳门：不可申请；境外已发行的有效卡片可在澳门接受 Mastercard 的商户和兼容 ATM 使用，账户仍受原居住地区资格约束。

4、台湾：不可申请；合资格欧洲居民已持有的卡片可在台湾 Mastercard 商户及支持的移动钱包场景使用。

Updated: Jul 29, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Proof of address

Review time / regional limits

Automatic verification usually takes minutes; abnormal documents or residential information is transferred to manual review.

KYC provider

Veriff

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedJul 29, 2026

Wallet payments

Alipay

Not supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Not supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Not supported

Jul 29, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
666Max666app_store★ 1 / 5

1inch

Не могу вывести деньги с него, любые переводы заканчиваются ошибкой, раньше такого небыло
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Sajad Deligoogle_play★ 5 / 5

1inch: DeFi Crypto Wallet Google Play review - 5 star

the best app
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Neox Geoser vixgoogle_play★ 1 / 5

1inch: DeFi Crypto Wallet Google Play review - 1 star

This app 1inch.io is totally loosed, has no security for your funds, it's amongst the worst crypto platform to handle your wallets...Lost my assets deposited & traded in their platform to unknown route... & no concrete explanations. Wish to attach the evidences here for the world to see... So many malfunctions of the app., delayed refreshing& hidden activities
Official reply
Hello! We are very sorry that you are having difficulties. Please get in touch with our support team via 1inch wallet App (Settings - Contact Us) and add the code "Google Play" to the text so that we can quickly identify your problem and provide you with the best assistance. We strive to ensure that each of our users is satisfied. Thank you! 🫶
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BlindNotBroken84app_store★ 1 / 5

Accessibility Issues

The app is currently not accessible to screen readers. The bottom navigation tabs and all button elements need proper labels so that screen readers can identify and announce them correctly. Could you please address these accessibility issues so that blind and visually impaired users can navigate and use the app independently?
View original
Pmcc93app_store★ 3 / 5

Forgot What They Do Best

I’ve been using 1inch to do defy swaps simply, and I was going to make the switch to their wallet because I use them so much. I can probably find it but it’s definitely not simple to find why they are so good. Definite swing and a miss on the developers. Should lean into being the best swapping tool out there.
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Jalyn Anthonytrustpilot★ 1 / 5

Absolutely terrible deposit to activate…

Absolutely terrible deposit to activate my account to take the customer letting them know that I use the copy paste link and transferred the money for my Bitcoin to them only to find out that they wanted more and more money after sending the 150 the x for another 150 then after sending the other 150 to ask for extra $50 to make it $350 then after sending them the extra 50 they mysteriously came up with another surcharge or verification charge of $85 and when after sending that now they're asking me to send them an extra $105 just to verify and to send me my money I'm already out almost $500 and they haven't even sent me anything but fake screenshots that doesn't show everything with the wrong time on it I was always promised that after I sent the first set of money literally they string you along promising you that as soon as you send the money it'll be in your account in seconds but as soon as I send the money they come up with another excuse for me to send some more money absolutely terrible app / website
Official reply
Hello Jalyn, We are incredibly sorry to hear about your experience and the loss of your funds. First and foremost, please do not send any more money to whoever is requesting these payments. We want to firmly clarify that our platform is a decentralized, non-custodial wallet. We will never ask you for "activation deposits," "surcharges," or "verification fees" to access or receive your own money. The pattern described, repeated requests for additional payments, misleading screenshots, and promises that funds will be released after one more fee, is consistent with a common advance-fee scam, sometimes referred to as a “watch-only wallet scam.” These schemes are carried out by unaffiliated third parties who may impersonate legitimate services or misuse publicly available wallet information to create the appearance that funds are available. No legitimate 1inch representative will require activation, verification, or release payments to access funds. We strongly urge you to immediately cease all communication with the person demanding these funds. Because we do not have access to or control over external transactions, we cannot reverse the payments you have made. However, we highly recommend reaching out immediately to the platform you used to send the money. Whether that is a payment processor like PayPal or Cash App, your bank, or otherwise. Please report these transactions to them as fraudulent, as they may have mechanisms in place to investigate the charges or assist you further. While there is unfortunately not much more our support team can do to intervene or recover funds sent to a third party, we want to firmly clarify that our only official support email is support@1inch.com. Please be extremely cautious of anyone else claiming to represent us. Please remember: Our official support team will never ask you to send money, nor will we ever ask for your secret recovery phrase.
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Maqzillatrustpilot★ 1 / 5

very bad support team

very bad support team did not explained me the exchange, but just went afk,
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Space Bankapp_store★ 5 / 5

Exclusive

Beyond Executive Privilege
View original
Ismail AAmin-nagoogle_play★ 4 / 5

1inch: DeFi Crypto Wallet Google Play review - 4 star

nice app but please 🙏 don't disappoint us.
View original
DANIEL CRUZE (Daniel Cruze)google_play★ 1 / 5

1inch: DeFi Crypto Wallet Google Play review - 1 star

Poor security
Official reply
Hi, we are sorry you feel the app has poor security. If you like, send us an email to wallet@1inch.com and we will assist if you have any issues.
View original

Risk factors

Updated: Jul 20, 2026

No risk factors are available