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BBitMart Card logo

BitMart Card

Updated: Aug 8, 2026

BitMart Card is a Visa crypto payment credit card offered by BitMart to eligible users, backed by available crypto assets in the user's BitMart spot account. When a purchase is made, the platform converts the corresponding assets into USD for settlement. The product covers virtual cards, plastic physical cards, and metal physical cards, usable for online shopping, offline Visa merchants, and ATM withdrawals with the physical card. It also offers crypto cashback calculated by spending category and user tier, suitable for users who want to use exchange assets directly for daily or cross-border spending.
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Card network
Visa
Product type
Crypto cashback credit card
Card form
Virtual card / Virtual + physical card / Metal card
Operating status
Discontinued
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / LTC / USD / BMX / TON
Last updated
Aug 8, 2026

Official and company information

Issuer identity and company credentials

BitMart is a leading global centralized cryptocurrency exchange founded in 2017. The platform supports over 1,700 cryptocurrencies and thousands of trading pairs, primarily providing global users with high-liquidity spot trading, perpetual contracts and other derivatives trading, copy trading, crypto lending, and asset growth (Earn) services. At the same time, BitMart actively advances compliance, holding or applying for relevant digital asset and money service licenses in multiple countries.
Company / issuer
BitMart
Legal name
Spread Technologies LLC
Registered region
United States (US)
Headquarters
Original美国、新加坡
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

BitMart manages user accounts and available assets, Prime Finance Group Limited manages the card program, and Reap (Remit) Limited issues the cards under a Visa licence. After an application is completed, the virtual card can be activated quickly. When users apply for a plastic or metal card, a virtual card is also issued to the account, while delivery of the physical card can take up to 45 business days. At payment, the system debits assets from the spot account in the default order and converts them into USD. Refunds are generally returned to the spot account. The virtual card is suited to online spending and Google Pay. Physical cards can also be used at merchant terminals, support a PIN and ATM withdrawals, and can be used for preauthorization scenarios such as hotels and car rentals. Transactions require a sufficient balance, and certain merchants may place an additional preauthorization hold.
Visa card experienceRegional availabilityTerms may change
Notice: BitMart announced on 2026/07/26 that it would wind down its trading platform in an orderly manner. From that date, it began progressively stopping new user registrations and digital-asset and fiat-currency deposits. It plans to stop spot, derivatives and other trading services on 2026/08/26 and formally end platform operations on 2027/01/31. The BitMart Card terms provide that when a BitMart account is closed, the related Card and Account may

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

BitMart virtual card
BitMart physical plastic card
BitMart Platinum metal card
Card formVirtual cardVirtual + physical cardMetal card
Fees
Monthly fee
Free
Free
Free
Card issuance fee
Free
Free for regular users
70 USD
VIP users may be eligible for a waiver
120 USD
Free for high-tier VIPs.
ATM fee
2%
VIP fee waiver quota
1.5%
Lowest published fee rate.
Foreign exchange fee
1.3%
Current card fee standard
1.3%
Current card fee standard
1.3%
Current card fee schedule.
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
10%
Calculated by spending category and tier, up to 10% during promotion
10%
Calculated by spending category and tier, up to 10% during promotion
5.5%
Calculated by spending category and tier, up to 10% during promotions.
Staking rewards
Staking APR
Welcome bonus
0.5%
Additional cashback in the first month, increased during the first month after activation
0.5%
Increased during the first month after activation
0.5%
Increased during the first month after activation
Referral bonus
50 USD
When referred user spends $50
50 USD
When referred user spends $50
6 USDT
Referred user spends at least $50.
Limits
Daily spending limit
10,000 USD
Daily spending limit
50,000 USD
Daily spending limit
Unlimited
No daily limit.
Monthly spending limit
Unlimited
Official fee page states no limit
Unlimited
Official fee page states no limit
Unlimited
Official page states no limit.
ATM withdrawal limit
20,000 USD
Up to 3 ATM withdrawals per day, monthly limit 20,000 USD
2,000 USD
Up to 3 ATM withdrawals per day.
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

137
PortugalPTAndorraADDominicaDMSwitzerlandCHVanuatuVUFinlandFIBelgiumBELuxembourgLUUnited KingdomGBLaosLANew ZealandNZUzbekistanUZSouth AfricaZAMoldovaMDEthiopiaETEswatiniSZIrelandIEVatican CityVAAntigua & BarbudaAGTimor-LesteTLMexicoMXGreeceGRBahamasBSBarbadosBBMauritiusMUIndiaINCyprusCYMarshall IslandsMHZambiaZMThailandTHTogoTGDjiboutiDJBotswanaBWUruguayUYPanamaPACanadaCAEcuadorECAlgeriaDZGermanyDEKazakhstanKZPeruPEKenyaKEAustraliaAUSão Tomé & PríncipeSTIcelandISLatviaLVLesothoLSComorosKMAzerbaijanAZMauritaniaMRKyrgyzstanKGChadTDEquatorial GuineaGQOmanOMDominican RepublicDOPhilippinesPHUnited Arab EmiratesAESt. Kitts & NevisKNSaudi ArabiaSADenmarkDKEl SalvadorSVGambiaGMFijiFJSan MarinoSMGrenadaGDAlbaniaALMacaoMOBangladeshBDFranceFRCôte d’IvoireCISingaporeSGCzechiaCZParaguayPYTunisiaTNBoliviaBOAngolaAOCape VerdeCVNetherlandsNLBelizeBZSurinameSRNorth MacedoniaMKLithuaniaLTMaltaMTTurkmenistanTMGuatemalaGTTajikistanTJItalyITGhanaGHNauruNRColombiaCOMontenegroMEPapua New GuineaPGGuyanaGYSlovakiaSKRomaniaROMonacoMCBeninBJSt. Vincent & GrenadinesVCMadagascarMGTongaTOArgentinaARBrazilBRGeorgiaGEGuineaGNHondurasHNMalawiMWAustriaATNigerNEBahrainBHBhutanBTSolomon IslandsSBPolandPLCosta RicaCRSouth KoreaKRSeychellesSCNigeriaNGKuwaitKWLiechtensteinLIEstoniaEEEgyptEGTaiwanTWBruneiBNSri LankaLKGabonGAMaldivesMVHungaryHUKiribatiKINorwayNOJapanJPMalaysiaMYQatarQASpainESTuvaluTVSwedenSESt. LuciaLCTrinidad & TobagoTTSamoaWS
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

56
Burkina FasoBFMaliMLSouth SudanSSGuinea-BissauGWCameroonCMSomaliaSOIranIRArmeniaAMVietnamVNChileCLNepalNPTürkiyeTRZimbabweZWJordanJOYemenYERwandaRWPakistanPKBosnia & HerzegovinaBASloveniaSIHong KongHKMyanmar (Burma)MMMoroccoMASenegalSNHaitiHTCambodiaKHEritreaERIraqIQRussiaRUChinaCNBurundiBISudanSDIsraelILBulgariaBGCroatiaHRCentral African RepublicCFVenezuelaVEPalauPWLibyaLYUgandaUGSerbiaRSLiberiaLRTanzaniaTZNorth KoreaKPMozambiqueMZJamaicaJMUkraineUALebanonLBSierra LeoneSLCubaCUNicaraguaNINamibiaNAAfghanistanAFUnited StatesUSIndonesiaIDSyriaSYBelarusBY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请;中国大陆明确列入 BitMart Card 禁止申请地区。已在其他合资格地区发行的卡片可在中国大陆接受境外 Visa 的商户使用,并受卡片及当地支付风控限制。

2、香港:不可申请;香港明确列入 BitMart Card 禁止申请地区。已在其他地区合法取得的卡片可在香港接受国际 Visa 的线上及线下商户消费。

3、澳门:现有符合条件的 BitMart 用户可受限申请,澳门未列入 BitMart Card 申请禁止名单;但 BitMart 已停止新增账户并进入整体清退阶段,不适合作为长期新卡产品。

4、台湾:现有符合条件的 BitMart 用户可受限申请,台湾未列入当前 BitMart Card 禁止申请名单;受 BitMart 平台停止运营安排影响,申请及持续使用周期已经明显受限。

Updated: Aug 8, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Driver's license

Review time / regional limits

Automated verification can be completed quickly; once in review status, official documentation states it may take up to about 24 hours.

KYC provider

Sumsub globally, ZeroHash in the US

Updated

Aug 8, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 8, 2026

Wallet payments

Alipay

Supported

Aug 8, 2026

Wallet payments

Apple Pay

Supported

Aug 8, 2026

Cash services

ATM withdrawal

Supported

Aug 8, 2026

AI tools

ChatGPT

Not supported

Aug 8, 2026

AI tools

Claude

Not supported

Aug 8, 2026

Wallet payments

Google Pay

Supported

Aug 8, 2026

AI tools

Midjourney

Not supported

Aug 8, 2026

In-person payments

Offline POS

Supported

Aug 8, 2026

Online shopping

Online shopping

Supported

Aug 8, 2026

Wallet payments

PayPal

Supported

Aug 8, 2026

Subscriptions

Subscription payment

Supported

Aug 8, 2026

Wallet payments

WeChat Pay

Supported

Aug 8, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Dr. Thanostrustpilot1 / 5

My account is restricted

My account is restricted, withdrawals are instantly refunded, and P2P is missing. No response from email or Twitter. UID:15348426
View original
Giovanna Angelicolatrustpilot1 / 5

HO INIZIATO A OPERARE SU UNA…

HO INIZIATO A OPERARE SU UNA PIATTAFORMA DI TRADING ONLINE UTILIZZANDO ESCLUSIVAMENTE I MIEI FONDI, CONVinto CHE SI TRATTASSE DI UN SERVIZIO SERIO E AFFIDABILE. NELLE PRIME FASI, L’ESPERIENZA SEMBRAVA POSITIVA: IL MIO ACCOUNT MOSTRAVA DEI PROFITTI E NON AVEVO MOTIVO DI DUBITARE DELLA REGOLARITÀ DELLE OPERAZIONI. LA SITUAZIONE È CAMBIATA RADICALMENTE QUANDO HO TENTATO DI PRELEVARE I MIEI FONDI. NONOSTANTE I NUMEROSI TENTATIVI E LE RICHIESTE DI ASSISTENZA, NON SONO RIUSCITO A COMPLETARE IL PRELIEVO. SUCCESSIVAMENTE, IL MIO ACCOUNT È STATO BLOCCATO, LASCIANDOMI NELL’IMPOSSIBILITÀ DI ACCEDERE NORMALMENTE AL MIO DENARO. HO CERCATO DI RISOLVERE LA QUESTIONE DIRETTAMENTE CON LA PIATTAFORMA, MA SENZA OTTENERE UNA SOLUZIONE SODDISFACENTE. LA SITUAZIONE MI HA CAUSATO NOTEVOLE PREOCCUPAZIONE, SOPRATTUTTO PERCHÉ SI TRATTAVA DI DENARO PERSONALE E NON RIUSCIVO A COMPRENDERE PERCHÉ NON FOSSE POSSIBILE EFFETTUARE UN PRELIEVO. DOPO AVER VALUTATO DIVERSE POSSIBILITÀ, HO DECISO DI CONTATTARE 千0ꋪ𝗶✗Ƭ PER RICHIEDERE INFORMAZIONI E ASSISTENZA IN MERITO AL MIO CASO. INIZIALMENTE HO MANTENUTO UN ATTEGGIAMENTO MOLTO PRUDENTE. DOPO L’ESPERIENZA CON LA PIATTAFORMA DI TRADING, NON ERO PIÙ DISPOSTO A FIDARMI IMMEDIATAMENTE DI UN ALTRO SERVIZIO. HO QUINDI FORNITO LE INFORMAZIONI NECESSARIE E HO SEGUITO IL PROCEDIMENTO CON ATTENZIONE, CERCANDO DI VERIFICARE OGNI PASSAGGIO. NEL CORSO DELLA PROCEDURA, HO RICEVUTO AGGIORNAMENTI SUL MIO CASO E HO POTUTO SEGUIRE L’EVOLUZIONE DELLA SITUAZIONE. ALLA FINE, HO RICEVUTO LA CONFERMA DEL RECUPERO DEI FONDI. PER ME È STATO UN MOMENTO DI GRANDE SOLLIEVO, SOPRATTUTTO DOPO IL PERIODO DI INCERTEZZA E DI STRESS CHE AVEVO ATTRAVERSATO. QUESTA ESPERIENZA MI HA INSEGNATO QUANTO SIA IMPORTANTE EFFETTUARE VERIFICHE APPROFONDITE PRIMA DI AFFIDARE IL PROPRIO DENARO A UNA PIATTAFORMA ONLINE. È ALTRETTANTO IMPORTANTE NON LASCIARSI CONDIZIONARE DALLA PRESSIONE A INVESTIRE ULTERIORI SOMME E CONSERVARE SEMPRE DOCUMENTI, RICEVUTE, COMUNICAZIONI E PROVE DELLE TRANSAZIONI. CONSIDERO QUESTA ESPERIENZA UNA LEZIONE IMPORTANTE SULLA NECESSITÀ DI AGIRE CON PRUDENZA NEL MONDO DEGLI INVESTIMENTI ONLINE. SONO SOLLEVATO PER L’ESITO DEL MIO CASO E, PRIMA DI AFFIDARMI A QUALSIASI SERVIZIO DI INVESTIMENTO O DI RECUPERO FONDI, CONSIGLIO A CHIUNQUE DI EFFETTUARE LE PROPRIE VERIFICHE INDIPENDENTI E DI VALUTARE ATTENTAMENTE CREDENZIALI, CONDIZIONI E AFFIDABILITÀ DEL SERVIZIO.
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LUCAtrustpilot1 / 5

HO INIZIATO A FARE TRADING SU QUESTA…

HO INIZIATO A FARE TRADING SU QUESTA PIATTAFORMA CON I MIEI RISPARMI, CONVINTO CHE SI TRATTASSE DI UN’OPPORTUNITÀ DI INVESTIMENTO LEGITTIMA. ALL’INIZIO SEMBRAVA ANDARE TUTTO BENE. SUL MIO ACCOUNT RIUSCIVO A VEDERE DEI PROFITTI, E QUESTO MI AVEVA PORTATO A CREDERE CHE LA PIATTAFORMA FOSSE AFFIDABILE. IL PROBLEMA È INIZIATO QUANDO HO PROVATO A PRELEVARE I MIEI FONDI. NONOSTANTE I NUMEROSI TENTATIVI, NON RIUSCIVO AD ACCEDERE AL MIO DENARO. INVECE DI RICEVERE UNA SPIEGAZIONE CHIARA O UNA SOLUZIONE, IL MIO ACCOUNT È STATO BLOCCATO, LASCIANDOMI SENZA ACCESSO AI MIEI FONDI E IMPOSSIBILITATO A COMPLETARE IL PRELIEVO. HO CERCATO IN TUTTI I MODI DI RISOLVERE LA SITUAZIONE DIRETTAMENTE CON LA PIATTAFORMA, MA NESSUNO DEI MIEI TENTATIVI HA PORTATO A UN RISULTATO. CON IL PASSARE DEL TEMPO, LA MIA PREOCCUPAZIONE È AUMENTATA, PERCHÉ TEMEVO DI NON RIUSCIRE MAI PIÙ A RECUPERARE I MIEI SOLDI. MENTRE CERCAVO UNA POSSIBILE SOLUZIONE, HO TROVATO 千0г𝗶🆇𝘁 E HO DECISO DI CONTATTARLI. ALL’INIZIO ERO MOLTO SCETTICO E NON SAPEVO PIÙ DI CHI POTERMI FIDARE DOPO QUELLO CHE AVEVO VISSUTO. HANNO ASCOLTATO LA MIA SITUAZIONE, ESAMINATO LE INFORMAZIONI CHE HO FORNITO E MI HANNO SPIEGATO COME AVREBBERO POTUTO ASSISTERMI NELLA GESTIONE DEL MIO CASO. IL PERCORSO NON È STATO SEMPLICE E HO MANTENUTO UN ATTEGGIAMENTO PRUDENTE DURANTE TUTTA LA PROCEDURA. NON VOLEVO CREARMI ASPETTATIVE TROPPO ALTE, SOPRATTUTTO DOPO LA BRUTTA ESPERIENZA PRECEDENTE. ALLA FINE, PERÒ, HO RICEVUTO LA CONFERMA CHE I MIEI FONDI ERANO STATI RECUPERATI. VEDERE IL MIO DENARO NUOVAMENTE DISPONIBILE È STATO UN ENORME SOLLIEVO DOPO TUTTO LO STRESS E L’INCERTEZZA CHE AVEVO ATTRAVERSATO. QUESTA ESPERIENZA MI HA INSEGNATO QUANTO SIA IMPORTANTE ESSERE ESTREMAMENTE PRUDENTI CON LE PIATTAFORME DI TRADING E INVESTIMENTO ONLINE. CONSIGLIO A CHIUNQUE STIA PENSANDO DI INVESTIRE ONLINE DI FARE LE PROPRIE RICERCHE, VERIFICARE ATTENTAMENTE LE CREDENZIALI DELLA SOCIETÀ, LEGGERE LE CONDIZIONI DI PRELIEVO E NON INVESTIRE MAI PIÙ DENARO DI QUANTO SI POSSA PERMETTERE DI PERDERE. CONDIVIDO QUESTA TESTIMONIANZA COME RACCONTO DELLA MIA ESPERIENZA PERSONALE. SONO SOLLEVATO DI AVER TROVATO UN’OPZIONE CHE, NEL MIO CASO, MI HA AIUTATO NEL PERCORSO DI RECUPERO DEI MIEI FONDI. ALLO STESSO TEMPO, CONSIGLIO A CHIUNQUE DI EFFETTUARE VERIFICHE INDIPENDENTI SIA SULLA PIATTAFORMA DI INVESTIMENTO SIA SU QUALSIASI SERVIZIO DI RECUPERO FONDI, PRIMA DI AFFIDARE DENARO O INFORMAZIONI PERSONALI.
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Haider Alkashoantrustpilot1 / 5

I am having a serious problem with…

I am having a serious problem with withdrawing my ETH from my BitMart account. I am trying to withdraw ETH to my OKX wallet using the Ethereum (ERC20) network. I have tried the withdrawal many times, but all attempts failed and the funds were automatically refunded to my BitMart account.
View original
Shakeel Ahmadgoogle_play1 / 5

BitMart: Buy Crypto & Stocks Google Play review - 1 star

it's a scam. this exchange closed withdrawal Everyone facing a big problem
Official reply
We hear your concerns about withdrawal issues and regret that your expectations weren't met. Many users face similar challenges, and we're investigating. For immediate help, please contact our support team at [this link](https://support.bitmart.com/hc/en-us/requests). Live chat support is available 24/7.
View original
Elben Jarabegoogle_play5 / 5

BitMart: Buy Crypto & Stocks Google Play review - 5 star

thnks for a good opportunity
Official reply
We're so grateful for your lovely feedback! 🌟 It’s wonderful to hear that you see a valuable opportunity with us. Your thoughts truly motivate us to keep improving our service! 😊
View original
Sapna Chandiramanigoogle_play5 / 5

BitMart: Buy Crypto & Stocks Google Play review - 5 star

hi, I am unable to withdraw the amount. pls help. thank you in have utilize online support chat and included all the details. including email. when can I expect to withdraw
Official reply
Thank you for sharing your concerns about the withdrawal issue. We're here to help! 😊 Your detailed communication through the online support chat is invaluable, and we're committed to resolving this for you as quickly as possible. Please keep an eye on your email for updates! 🌟
View original
Klaus Klebertrustpilot1 / 5

Absolute Katastrophe

Absolute Katastrophe. Abhebungen werden sofort abgebrochen obwohl ich Stufe kyc2 bin. Das sieht alles sehr nach Betrug aus. Lasst lieber die Hände davon. Der Support antwortet überhaupt nicht. Nur dummes geplapper vom chatbot.
View original
Oliver Bensontrustpilot1 / 5

I FACED ENDLESS DRAMA I’D HAVE ZERO

I FACED ENDLESS DRAMA I’D HAVE ZERO TO MY NAME IF #AMPLE~~ EDGE# HADN’T SALVAGED EVERY CENT FROM THE DISASTER. BE WARY
View original
Songeet Banglagoogle_play4 / 5

BitMart: Buy Crypto & Stocks Google Play review - 4 star

nice
Official reply
We're so glad to hear your positive thoughts! Your feedback truly motivates us to keep improving. Thank you for taking the time to share! 😊
View original

Risk factors

Updated: Jul 25, 2026

No risk factors are available