Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / American Express / Crypto cashback credit card
C
Coinbase One Card
Updated: Oct 5, 2026
The Coinbase One Card is a crypto rewards credit card offered by Coinbase to eligible paid Coinbase One members. First Electronic Bank provides the credit line, and payments are completed through the American Express network. Card purchases do not directly deduct crypto assets but instead create a US dollar credit card bill. Users can repay through a bank account or eligible balances held with Coinbase. The product offers a standard unsecured card and a secured version using USDC as collateral. Spending rewards are paid in Bitcoin, making it suitable for US users who want to retain their crypto assets while earning cryptocurrency rewards through everyday credit card purchases.
- Card network
- Product type
- Crypto cashback credit card
- Card form
- Virtual + metal card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
BTC
ETH
BNB
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
DOT
LINK
LTC
BCH
DAI
XLM
UNI- Last updated
- Oct 5, 2026
Official and company information
Issuer identity and company credentials
Founded in 2012, Coinbase is the world's first publicly listed and highly influential top-tier regulated centralized cryptocurrency exchange. Serving hundreds of millions of retail investors, professional investors, and large financial institutions across over 100 countries and regions, the platform offers spot trading in hundreds of digital assets, secure institutional-grade custody, high-yield staking (Earn), and efficient fiat on/off ramps. In addition, through partnerships with major card networks and licensed financial institutions, it has launched several card products, including the Coinbase Card, allowing users to seamlessly spend crypto assets or stablecoins at tens of millions of merchants worldwide with real-time fiat settlement.
- Company / issuer
- Coinbase One
- Legal name
- Coinbase Global, Inc.
- Registered region
- United States (US)
- Headquarters
- United States
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Coinbase One Card integrates a Coinbase account, credit card billing, and Bitcoin spending rewards within the Coinbase app. Applicants first submit identity, income, and credit information and can review the approved credit limit and interest rate before deciding whether to accept. A formal credit inquiry is made only after acceptance. The virtual card is available after account opening and can be added to a digital wallet. The physical card is made of stainless steel and can be used online, in person, and at eligible ATMs through the American Express acceptance network.
The standard version uses a conventional credit line, with the limit determined by the issuer based on its assessment. Applicants who are not approved for the standard version may be offered Coinbase One Card with Security Deposit, under which the user designates USDC as collateral and the deposit amount also determines the credit limit. Both versions have the same main card benefits, and their bills must be repaid under credit card rules. When crypto assets are used for repayment, they are converted into USD and may incur a transaction spread.
American Express card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
C Coinbase One Card | C Coinbase One Card with Security Deposit | |
|---|---|---|
| Card form | Virtual + metal card | Virtual + metal card |
| Fees | ||
| Monthly fee | Free No separate monthly fee for the card | Free No separate monthly fee for the card |
| Card issuance fee | Free No additional application or card issuance fee | Free No additional application or card issuance fee |
| ATM fee | 10 USD + 5% Whichever is higher; additional terminal operator fees may apply | 10 USD + 5% Additional terminal operator fees may apply |
| Foreign exchange fee | Free No foreign transaction fee | Free No foreign transaction fee |
| Top-up fee | — | — |
| Failed transaction fee | 41 USD Charged when a repayment is returned | 41 USD Charged when a repayment is returned |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 2% First $10,000 per month for higher tiers; 5% BTC on travel | 2% First $10,000 per month for higher tiers; 5% BTC on travel |
| Staking rewards | — | 0 USD Collateral continues to earn rewards |
| Staking APR | — | 3.5% At the current standard interest rate for members |
| Welcome bonus | 50 USD $50 worth of Bitcoin
Direct-mail users must spend $100 | 50 USD $50 worth of Bitcoin
Direct-mail users must spend $100 |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
American SamoaASNorthern Mariana IslandsMPGlobal ex-USGuamGUPuerto RicoPRU.S. Virgin IslandsVI
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，Coinbase One Card is currently issued only to U.S. residents excluding U.S. territories; applicants must be at least 18, hold an eligible Coinbase One membership and pass identity, income and credit eligibility checks.
2. United Kingdom：Cannot apply，Can use，Coinbase One membership is available in the UK but the Coinbase One Card itself is U.S.-only; a card issued to an eligible U.S. resident can be used abroad where American Express is accepted.
3. Canada：Cannot apply，Can use，Canadian residents may access Coinbase One but cannot apply for the Coinbase One Card because card issuance is limited to the United States; an eligible U.S.-issued card can be used in Canada.
4. Australia：Cannot apply，Can use，Australia is supported for Coinbase One membership but not for Coinbase One Card issuance; an eligible U.S.-issued card can be used at Australian merchants accepting American Express.
5. South Africa：Cannot apply，Can use，South African residents are outside the U.S.-only card issuance program, while an eligible Coinbase One Card can be used at local merchants that accept American Express.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain the card under the current U.S.-only program, but an eligible U.S.-issued card can be used at participating American Express merchants.
7. Ireland：Cannot apply，Can use，Coinbase One is available in Ireland but the credit card remains limited to U.S. residents; an eligible U.S.-issued Coinbase One Card can be used in Ireland.
Updated: Sep 16, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Driver's license / Government-issued ID
Review time / regional limits
Most applications return results instantly; manual identity or credit review may extend to several days.
KYC provider
Coinbase, Cardless, First Electronic Bank
Updated
Jul 28, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 28, 2026
Wallet payments
Alipay
Supported
Jul 28, 2026
Wallet payments
Apple Pay
Supported
Jul 28, 2026
Cash services
ATM withdrawal
Supported
Jul 28, 2026
AI tools
ChatGPT
Supported
Jul 28, 2026
AI tools
Claude
Supported
Jul 28, 2026
Wallet payments
Google Pay
Supported
Jul 28, 2026
AI tools
Midjourney
Supported
Jul 28, 2026
In-person payments
Offline POS
Supported
Jul 28, 2026
Online shopping
Online shopping
Supported
Jul 28, 2026
Wallet payments
PayPal
Supported
Jul 28, 2026
Subscriptions
Subscription payment
Supported
Jul 28, 2026
Wallet payments
WeChat Pay
Supported
Jul 28, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
Just started this is a straight forward and easy to use .so far so good
Official reply
View original Thank you for the positive feedback! We’re glad you’re enjoying the app and appreciate you taking the time to share your experience.
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
Trustworthy and lightning fast
Official reply
View original Glad Coinbase has been a reliable and fast platform for you. Thanks for the 5 stars!
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
As others have stated, this is a great app for beginners. There's so many things you can do here, and the interface is fairly easy to navigate. The only problem I've encountered so far is that sometimes it is slow to respond to different actions, such as conversions or transfers. I'll often get the spinning wheel thing and have to restart the app. Fix that and it's perfect! It's good enough to convince me to transfer my crypto holdings here now.
Official reply
View original Thanks for your feedback, Jeramy. We’re glad you find the app easy to use, and we appreciate your suggestions for improving its performance. Your feedback helps our team identify opportunities to improve the overall experience. If you need assistance, visit https://help.coinbase.com/en.
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
it's a great app to do crypto
Official reply
View original Great to hear the app is working well for you, Norman! Thanks for being part of the community.
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
Fast and easy to use.
Official reply
View original We appreciate the feedback, Hilary! Glad the app is keeping things fast and simple for you.
Coinbase: Buy Crypto & Stocks Google Play review - 1 star
AVOID THIS APP!!!! I made a purchase THREE DAYS AGO and these clowns still can't figure it out. Absolutely HORRID customer service. This is a scam app, avoid avoid AVOID!!!!!!!
Official reply
View original Hi Rich! We hear your frustration. Contact us in app or in our help center https://help.coinbase.com/en so we can take a closer look at what's happening with your purchase.
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
Easy as 1,2,3 . Makes crypto streamlined
View original Coinbase: Buy Crypto & Stocks Google Play review - 1 star
This App Has No Real Help and Do Updates Slow You Will Lose Your Money Its base off other apps like kalshi so it's a 4 party app the percentage from coin based and kalshi is definitely trash they'll take more then they give you have to watch that tennis and baseball if it's not a spot you probably not watching be careful they'll just up and take your money or lose a hug percentage because of delay smh 👎🏽👎🏽👎🏽👎🏽👎🏽
Official reply
View original We'd like to take a closer look into your account activity and delayed updates. Please connect with us through in-app support or visit help.coinbase.com so we can assist.
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
easy to operate
View original Coinbase: Buy Crypto & Stocks Google Play review - 1 star
I have given them my email address, physical address, password, text passcode, verified device, driver license upload, selfie upload, a video of me turning my head and saying three numbers, after YEARS of consistent activity, and I can't do anything with my token that went from an -80% loss to a 108% gain because Coinbase still needs to take several days to verify my identity through a winding tunnel of network errors and "this looks like a scam" messages. They'll never harvest enough data.
Official reply
View original Hello, Brandon! These security measures are in place to keep your account and transfers secure against unauthorized access, regardless of where you choose to store your crypto. If you're currently facing a delay or need help, please connect with our team at https://help.coinbase.com/en and we'll take another look at this.
Risk factors
Updated: Jul 28, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Coinbase One Card require KYC?
Our record lists the Coinbase One Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Coinbase One Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Coinbase One Card with?
Our record lists Coinbase One Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (16 in total).
Is Coinbase One Card a virtual or a physical card?
Coinbase One Card is offered as: Virtual + metal card.
Where is Coinbase One Card available?
Our record lists 1 countries or regions as available and 6 as restricted. Country-by-country status is in the regions section of this page.
Who issues Coinbase One Card?
Coinbase One Card is operated by Coinbase One on the American Express network.