Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / American Express / Crypto cashback credit card
C
Coinbase One Card
Updated: Jul 29, 2026
The Coinbase One Card is a crypto rewards credit card offered by Coinbase to eligible paid Coinbase One members. First Electronic Bank provides the credit line, and payments are completed through the American Express network. Card purchases do not directly deduct crypto assets but instead create a US dollar credit card bill. Users can repay through a bank account or eligible balances held with Coinbase. The product offers a standard unsecured card and a secured version using USDC as collateral. Spending rewards are paid in Bitcoin, making it suitable for US users who want to retain their crypto assets while earning cryptocurrency rewards through everyday credit card purchases.
Official and company information
Issuer identity and company credentials
Founded in 2012, Coinbase is the world's first publicly listed and highly influential top-tier regulated centralized cryptocurrency exchange. Serving hundreds of millions of retail investors, professional investors, and large financial institutions across over 100 countries and regions, the platform offers spot trading in hundreds of digital assets, secure institutional-grade custody, high-yield staking (Earn), and efficient fiat on/off ramps. In addition, through partnerships with major card networks and licensed financial institutions, it has launched several card products, including the Coinbase Card, allowing users to seamlessly spend crypto assets or stablecoins at tens of millions of merchants worldwide with real-time fiat settlement.
- Company / issuer
- Coinbase One
- Legal name
- Coinbase Global, Inc.
- Registered region
- United States (US)
- Headquarters
- OriginalUnited States
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Coinbase One Card integrates a Coinbase account, credit card billing, and Bitcoin spending rewards within the Coinbase app. Applicants first submit identity, income, and credit information and can review the approved credit limit and interest rate before deciding whether to accept. A formal credit inquiry is made only after acceptance. The virtual card is available after account opening and can be added to a digital wallet. The physical card is made of stainless steel and can be used online, in person, and at eligible ATMs through the American Express acceptance network.
The standard version uses a conventional credit line, with the limit determined by the issuer based on its assessment. Applicants who are not approved for the standard version may be offered Coinbase One Card with Security Deposit, under which the user designates USDC as collateral and the deposit amount also determines the credit limit. Both versions have the same main card benefits, and their bills must be repaid under credit card rules. When crypto assets are used for repayment, they are converted into USD and may incur a transaction spread.
American Express card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
C Coinbase One Card | C Coinbase One Card with Security Deposit | |
|---|---|---|
| Card form | Virtual + metal card | Virtual + metal card |
| Fees | ||
| Monthly fee | Free No separate monthly fee for the card | Free No separate monthly fee for the card |
| Card issuance fee | Free No additional application or card issuance fee | Free No additional application or card issuance fee |
| ATM fee | 10 USD + 5% Whichever is higher; additional terminal operator fees may apply | 10 USD + 5% Additional terminal operator fees may apply |
| Foreign exchange fee | Free No foreign transaction fee | Free No foreign transaction fee |
| Top-up fee | — | — |
| Failed transaction fee | 41 USD Charged when a repayment is returned | 41 USD Charged when a repayment is returned |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 2% First $10,000 per month for higher tiers; 5% BTC on travel | 2% First $10,000 per month for higher tiers; 5% BTC on travel |
| Staking rewards | — | 0 USD Collateral continues to earn rewards |
| Staking APR | — | 3.5% At the current standard interest rate for members |
| Welcome bonus | 50 BTC Direct-mail users must spend $100 | 50 BTC Direct-mail users must spend $100 |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
American SamoaASNorthern Mariana IslandsMPGlobal ex-USGuamGUPuerto RicoPRU.S. Virgin IslandsVI
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不面向中国大陆居民申请；已持卡用户可在接受境外发行 American Express 的商户使用，并可按境外卡规则绑定微信支付和支付宝。
2、香港：不面向中国香港居民申请；已持卡用户可在接受美国发行 American Express 的线上及实体商户使用，交易受商户受理和风控限制。
3、澳门：不面向中国澳门居民申请；已持卡用户可在支持境外 American Express 的酒店、商户及线上平台使用，现金预借按信用卡规则收费。
4、台湾：不面向中国台湾居民申请；已持卡用户可在接受美国发行 American Express 的线上及线下商户使用，账单以美元结算。
Updated: Jul 29, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Driver's license / Government-issued ID
Review time / regional limits
Most applications return results instantly; manual identity or credit review may extend to several days.
KYC provider
Coinbase, Cardless, First Electronic Bank
Updated
Jul 28, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 28, 2026
Wallet payments
Alipay
Supported
Jul 28, 2026
Wallet payments
Apple Pay
Supported
Jul 28, 2026
Cash services
ATM withdrawal
Supported
Jul 28, 2026
AI tools
ChatGPT
Supported
Jul 28, 2026
AI tools
Claude
Supported
Jul 28, 2026
Wallet payments
Google Pay
Supported
Jul 28, 2026
AI tools
Midjourney
Supported
Jul 28, 2026
In-person payments
Offline POS
Supported
Jul 28, 2026
Online shopping
Online shopping
Supported
Jul 28, 2026
Wallet payments
PayPal
Supported
Jul 28, 2026
Subscriptions
Subscription payment
Supported
Jul 28, 2026
Wallet payments
WeChat Pay
Supported
Jul 28, 2026
User reviews
Showing 10 approved reviews matched to this card
Coinbase: Buy Crypto & Stocks Google Play review - 5 star
good
View original Coinbase: Buy Crypto & Stocks Google Play review - 1 star
I gave this app $50 and it won't let me spend that $50 in keeping it. I tried to dabble in this prediction market just a little but it won't even let me touch the money that I gave them.
Official reply
View original We'd like to review this prediction activity. Please contact our support team through help.coinbase.com/en, so we can check on this.
Very great
Best app ever
View original Great app
Love this app easy to understand use
View original Okey
Good
View original Coinbase: Buy Crypto & Stocks Google Play review - 5 star
absolutely love this
View original Coinbase: Buy Crypto & Stocks Google Play review - 1 star
gave me a gambling addiction
View original Coinbase: Buy Crypto & Stocks Google Play review - 4 star
I haven't had a problem at all with the app. easy to use once you figure it out. for somebody like me with NO experience in crypto stocks or trading I surprisingly figured it out quite quickly
Official reply
View original Thanks for sharing this, Sarah! We're continuously working to improve the experience. If there's anything we can do to earn that 5th star, our support team is available here: help.coinbase.com/en.
Coinbase: Buy Crypto & Stocks Google Play review - 1 star
I withdraw all my money from here. DOWNHILL DOWNHILL terrible app to use or buy crypto.... if you thinking about APY you will get ripped off... it's a scam and fees became high. Plenty other platforms that's way way way better.
View original Coinbase: Buy Crypto & Stocks Google Play review - 2 star
No longer compatible with a somewhat new Samsung S24 phone.
View original Risk factors
Updated: Jul 28, 2026
No risk factors are available