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MMEXC Card logo

MEXC Card

Updated: Jul 29, 2026

MEXC Card is a Visa stablecoin payment card launched by MEXC for users in parts of the Asia-Pacific region and funded from the user's MEXC Fiat Account. Users can transfer USDT into the fiat account for settlement when paying merchants and receive a virtual card for online shopping, subscriptions and mobile wallet payments. The card offers 4% to 10% USDT spending cashback and an exclusive USDT flexible savings programme. The physical card is currently available only to invited VIP users and can be used at physical merchants and overseas ATMs.
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Card network
Visa
Product type
Crypto cashback credit card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USD
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

MEXC is a globally recognized cryptocurrency trading platform offering spot, futures, derivatives trading, and diversified digital asset wealth management services to a broad user base. The platform is known for its fast asset listing and low trading fees, serving users across multiple countries and regions worldwide.
Company / issuer
MEXC
Legal name
MX Global Ltd
Registered region
Seychelles (SC)
Headquarters
Singapore
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

MEXC Card is currently part of the MEXC Card (APAC) programme. Users must first complete Advanced KYC and then submit personal details and the card-issuance questionnaire. Some applicants must also provide facial verification and proof of address. After approval, users deposit USDT into the Fiat Account through a spot-account transfer, Quick Buy, P2P, or an on-chain deposit, and the card account handles authorisation and settlement when a purchase occurs. The current virtual card can be created at no charge and supports Apple Pay, Google Pay, online spending, and subscription payments. The physical card has a one-time card issuance fee and is currently available only by VIP invitation, with delivery expected to take four to six weeks after approval. The official application guide sets both the per-transaction and daily spending limits at 50,000 USDT, with an annual limit of 1,000,000 USDT and a maximum of 50 transactions per day. The card terms use a DCS credit-limit and prepayment framework. Once transferred, users' prepayments are no longer held for them under a trust or custody arrangement.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

MEXC Card virtual card
MEXC Card physical card
Card formVirtual cardVirtual card
Fees
Monthly fee
Free
Free; 2 USD/month after 3 months of no transactions
Free
Free; 2 USD/month after 3 months of no transactions
Card issuance fee
Free
No fee for creation
25 USD
Application limited to invited users
ATM fee
Foreign exchange fee
1%
No additional markup; 1% spending fee applies
1%
No additional markup; 1% spending fee applies
Top-up fee
Free
Free to transfer spot to fiat account
Free
Free to transfer spot to fiat account
Failed transaction fee
Rewards
Cashback
Crypto cashback
4%
4%–10% USDT, based on M-Score tier and monthly cap
4%
4%–10% USDT, based on M-Score tier and monthly cap
Staking rewards
0 USDT
USDT-exclusive flexible savings; must manually subscribe to the exclusive savings product
0 USDT
USDT-exclusive flexible savings; must manually subscribe to the exclusive savings product
Staking APR
7%
Interest calculated hourly at a fixed rate during the promotional period
7%
Interest calculated hourly at a fixed rate during the promotional period
Welcome bonus
10 USDT
Limited to invited new users who meet the conditions
10 USDT
Limited to invited new users who meet the conditions
Referral bonus
20 USDT
Reward per eligible new user
20 USDT
Reward per eligible new user
Limits
Daily spending limit
50,000 USDT
Same limit per transaction and per day
50,000 USDT
Same limit per transaction and per day
Monthly spending limit
ATM withdrawal limit
0 USDT
Cannot withdraw cash directly
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

4
TaiwanTWVietnamVNPhilippinesPHThailandTH
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

27
Central African RepublicCFCubaCUUkraineUASouth SudanSSUnited StatesUSRussiaRUHong KongHKNorth KoreaKPBelarusBYChinaCNIranIRNigeriaNGSouth AfricaZAMyanmar (Burma)MMVenezuelaVEMacaoMOUnited KingdomGBSyriaSYBurundiBISingaporeSGZimbabweZWAfghanistanAFSomaliaSOEgyptEGCanadaCALibyaLYSudanSD
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:中国大陆:居民不可申请,MEXC 将中国大陆列为禁止服务地区;其他支持地区已发行的卡可在接受境外 Visa 的商户使用。

2、香港:居民不可申请,香港属于 MEXC 平台禁止服务地区;其他地区已发行的有效卡可在接受 Visa 的香港商户消费。

3、澳门:居民不可通过当前 APAC 计划申请;其他地区已发行的有效卡可在接受国际 Visa 的澳门线上及实体商户使用。

4、台湾:居民可申请虚拟卡并通过完整 KYC 和本地地址证明;实体卡仅限 VIP 邀请,可在 Visa 商户及移动钱包使用。

Updated: Jul 29, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

National ID card / Passport / Driver's license / Residence permit / Bank statement / Utility bill / Government address document

Review time / regional limits

Card approval usually takes minutes; manual review of identity or address can take up to 24 hours.

KYC provider

Not disclosed

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 29, 2026

Wallet payments

Alipay

Supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Supported

Jul 29, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Chand Aligoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

Tôi đã sử dụng MEXC trong nhiều tháng và nó luôn nhanh chóng và đáng tin cậy. Nền tảng này ngày càng được cải thiện.
Official reply
Cảm ơn bạn đã đánh giá 5 sao và chia sẻ trải nghiệm tích cực! Chúng tôi rất vui khi biết MEXC nhanh chóng, đáng tin cậy và ngày càng được cải thiện. Mong tiếp tục đồng hành cùng bạn!
View original
Olaide Olutolagoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

MEXC has been a great crypto exchange to use. The platform is easy to navigate, transactions are smooth, and there’s a wide range of cryptocurrencies and trading options available. Overall, I’ve had a positive experience and would recommend MEXC to anyone looking for a user-friendly crypto exchange.
Official reply
Thank you for the 5-star review! We’re glad you’re enjoying the platform and appreciate your recommendation. We’ll keep working to deliver a smooth trading experience.
View original
Bisnu Poddogoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

⭐⭐⭐⭐⭐ MEXC has been a great crypto trading app for me. The interface is clean and easy to use, trading features are well organized, and the app runs smoothly. I especially like the variety of trading options and the frequent promotions and rewards. Overall, a solid platform with a good user experience! 🚀
Official reply
Thank you for the 5-star review! We’re glad you enjoy the clean interface, smooth experience, and trading options. Your support means a lot, and we’ll keep working to deliver great service.
View original
Humaira Nawazishgoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

I’ve had a positive experience using MEXC so far. The platform has a clean and user-friendly interface, and I found the trading features easy to understand and navigate. The variety of available markets and useful trading tools make it convenient for both learning and managing trades. Overall, my experience has been smooth, and I appreciate the platform’s features and accessibility. I would recommend trying MEXC and exploring its services based on your own trading needs.
Official reply
Thank you for the 5-star review! We’re glad you find MEXC easy to use and appreciate the trading tools and market variety. Your support means a lot, and we’ll keep working to deliver a smooth experience.
View original
Samon Ahmadigoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

LOVE IT
Official reply
Thank you for the 5-star review! We’re glad you love it and truly appreciate your support. May your trading journey be prosperous!
View original
Tahir Mahmoodgoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

Users in different countries can use local convenient payment channels on MEXC.
Official reply
Thank you for the 5-star review! We’re glad local payment channels make MEXC more convenient for users in different countries. Your support means a lot!
View original
Jakiul Hasangoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

That is great app.
Official reply
Thank you for the 5-star review! We’re glad you like the app and appreciate your support. We’ll keep working to deliver a better trading experience.
View original
Samim Ranagoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

MEXC app is easy to use and the trading interface is smooth. I like the variety of trading options and the overall user experience. The app is also convenient for checking prices and managing trades.
Official reply
Thank you for the 5-star review! We’re glad you find the app easy to use and the trading experience smooth. Your support means a lot, and we’ll keep working to make your experience even better.
View original
M Aftabgoogle_play1 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 1 star

MEXC’s P2P system is a complete joke. I paid a merchant approved by MEXC and provided screenshots and video proof, yet MEXC refused to resolve the fraud and told me to contact local authorities. What is the point of an appeal system if MEXC simply refuses to protect users? This experience makes MEXC look like a scam platform that protects fraudulent merchants. I want my money back or my USDT. Completely unacceptable.
Official reply
We’re sorry for the distress this caused. We take P2P disputes and fraud reports seriously. Please submit your case details and evidence via http://www.mexc.com/en-US/support/requests?channel=1 so our team can review it carefully and assist you further.
View original
Sajjad Aligoogle_play5 / 5

MEXC: Buy Bitcoin & Crypto Google Play review - 5 star

niec
Official reply
Thank you for the 5-star review! We appreciate your support and are glad to have you with us. If you ever need help, our team is here for you.
View original

Risk factors

Updated: Jul 29, 2026

No risk factors are available