Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / Visa / Crypto cashback credit card
R
Robinhood Cards
Updated: Sep 18, 2026
The Robinhood Gold Card is a U.S. credit card offered by Robinhood to its Gold members; it operates using a dedicated credit line rather than directly deducting funds from the user's stocks, crypto assets, or wallet balances. While the card is deeply integrated with the Robinhood investment ecosystem, the source of funds for purchases is a credit account granted by a bank, and the balance is subsequently paid off via a linked bank account or a Robinhood Banking account.
- Card network
- Product type
- Crypto cashback credit card
- Card form
- Virtual + physical card
- Operating status
- Waitlist
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 90-99
- Supported assets
USDT
USDC
BTC
ETH
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
AVAX
LINK
MATIC
LTC
BCH
UNI- Last updated
- Sep 18, 2026
Official and company information
Issuer identity and company credentials
Robinhood is a publicly traded fintech company offering a commission-free trading platform for stocks, options, ETFs, and cryptocurrencies. Through its subsidiaries, the company also provides individual retirement accounts, cash management, credit card, and debit card services. Its core business model involves payment for order flow (PFOF), interest income, and subscription services.
- Company / issuer
- Robinhood Gold
- Legal name
- Robinhood Markets, Inc.
- Registered region
- United States (US)
- Headquarters
- Menlo Park, California, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
This card is a credit product within the Robinhood financial ecosystem; it is managed by Robinhood Credit, with credit underwriting and card issuance provided by Coastal Community Bank, and is primarily targeted at Robinhood Gold members in the United States. It is not a crypto debit card that converts crypto assets in real-time for spending, nor does it directly utilize assets from Robinhood Crypto accounts to settle transactions; the crypto, brokerage, and credit card accounts remain legally and financially distinct from one another. Users make purchases using their credit line and subsequently repay the balance via a linked bank account. While the Gold Card already has a substantial number of active cardholders, new users must still join a waitlist and receive an invitation before they can formally submit a credit application.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
R Robinhood Gold Card | R Robinhood Platinum Card | R Robinhood Banking Debit Card | R Robinhood Cash Card | |
|---|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | ||||
| Monthly fee | 50 USD Requires maintaining a Gold annual membership. | 695 USD Annual Platinum membership fee. | 50 USD Requires maintaining a Gold annual membership. | Free No monthly account maintenance fee |
| Card issuance fee | Free | Free No additional fee for first issuance. | 15 USD Free with qualifying direct deposit, otherwise a fee applies. | Free No longer accepting new applications. |
| ATM fee | 10 USD + 5% Charged at the higher of the two amounts. | 10 USD + 5% Charged at the higher of the two amounts. | 2.5 USD Varies by tier and ATM; free in some cases. | 2.5 USD Rebate available with qualifying direct deposit. |
| Foreign exchange fee | 3% 0% or 3% depending on account opening date. | Free No foreign transaction fees. | — | Free Mastercard handles currency conversion |
| Top-up fee | — | — | Free No platform fee for cash deposits. | Free No platform fee for bank transfers. |
| Failed transaction fee | 40 USD Charged when a bill payment is returned. | 40 USD Charged when a bill payment is returned. | Free No fee for declined payments due to insufficient balance | Free No fee for declined payments due to insufficient balance |
| Rewards | ||||
| Cashback | 5% Earn points on eligible purchases: 5% on travel, 3% on everything else. | 10% Tiered cashback by spending category, from 1% to 10%. | — | 0 Automatic cashback on purchases at selected merchants. |
| Crypto cashback | — | — | — | — |
| Staking rewards | — | — | — | — |
| Staking APR | — | — | — | — |
| Welcome bonus | — | — | — | — |
| Referral bonus | — | — | — | — |
| Limits | ||||
| Daily spending limit | — | — | 3,000 USD $3,000 to $5,000, with higher limits for Premier tier. | 3,000 USD Daily debit card spending limit. |
| Monthly spending limit | — | — | 10,000 USD $10,000 to $15,000, depending on banking tier. | 10,000 USD Monthly debit card spending limit. |
| ATM withdrawal limit | — | — | 1,000 USD $1,000 to $2,500 per day, with higher limits for Premier tier. | 510 USD Up to $5,000 per month. |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
AustriaATMalaysiaMYBelizeBZChinaCNSingaporeSGVenezuelaVEMarshall IslandsMHDjiboutiDJUkraineUASenegalSNCameroonCMCosta RicaCRCentral African RepublicCFPalauPWVietnamVNKiribatiKIMadagascarMGBulgariaBGMonacoMCEstoniaEEChadTDComorosKMIrelandIEKyrgyzstanKGMicronesiaFMBurkina FasoBFLebanonLBHondurasHNBeninBJTanzaniaTZFinlandFINew ZealandNZCape VerdeCVVanuatuVUSpainESLuxembourgLUDominicaDMCzechiaCZColombiaCOBhutanBTBahrainBHTurkmenistanTMDenmarkDKGreeceGRIranIRGuinea-BissauGWRwandaRWSierra LeoneSLNigeriaNGSamoaWSLiechtensteinLIAntigua & BarbudaAGMontenegroMEMozambiqueMZSão Tomé & PríncipeSTEl SalvadorSVLibyaLYAndorraADGrenadaGDAzerbaijanAZPakistanPKTunisiaTNNicaraguaNISaudi ArabiaSAArgentinaARMongoliaMNSt. LuciaLCSeychellesSCYemenYETrinidad & TobagoTTSudanSDFranceFRSomaliaSOMauritiusMUBangladeshBDItalyITKuwaitKWAlbaniaALSouth AfricaZAKazakhstanKZJapanJPQatarQAPortugalPTHaitiHTGuineaGNIsraelILEcuadorECUnited Arab EmiratesAECongo - KinshasaCDIndonesiaIDParaguayPYGambiaGMAlgeriaDZMaliMLGeorgiaGESurinameSRNamibiaNAEritreaERDominican RepublicDOCroatiaHRAustraliaAUMyanmar (Burma)MMCyprusCYSyriaSYCôte d’IvoireCIGermanyDEKenyaKESt. Vincent & GrenadinesVCTongaTOTimor-LesteTLRomaniaROSloveniaSISouth SudanSSLithuaniaLTTogoTGTürkiyeTRChileCLUnited KingdomGBGuatemalaGTMalawiMWPanamaPAMaldivesMVSlovakiaSKAngolaAOLatviaLVNepalNPJordanJOOmanOMBoliviaBOEthiopiaETPhilippinesPHZimbabweZWPolandPLPapua New GuineaPGNetherlandsNLNauruNRUzbekistanUZBelgiumBEIraqIQSouth KoreaKRGuyanaGYBurundiBITuvaluTVNorth MacedoniaMKZambiaZMBahamasBSSri LankaLKLaosLAHungaryHUBruneiBNThailandTHSerbiaRSEgyptEGCambodiaKHRussiaRUBosnia & HerzegovinaBABarbadosBBAfghanistanAFMoroccoMASwedenSEBotswanaBWSt. Kitts & NevisKNGabonGAEquatorial GuineaGQLesothoLSTajikistanTJSolomon IslandsSBJamaicaJMCubaCUGhanaGHMexicoMXFijiFJBrazilBRArmeniaAMBelarusBYUruguayUYCanadaCAIndiaINNigerNEUgandaUGNorwayNOMauritaniaMRPeruPELiberiaLRSwitzerlandCHNorth KoreaKPIcelandISMoldovaMD
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，Only residents of one of the 50 U.S. states can apply for the Robinhood Gold Card, with a U.S. residential address and Social Security number required and application access currently provided through the waitlist.
2. United Kingdom：Cannot apply，Can use，The Gold Card is issued only to U.S. residents, but an eligible U.S.-issued card can be used in the UK for permitted transactions.
3. Canada：Cannot apply，Can use，Canadian residents are outside the U.S.-only issuance program, but eligible cards issued to U.S. residents can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents cannot apply because issuance is limited to U.S. residents, while an eligible U.S.-issued card can still be used in Australia.
5. South Africa：Cannot apply，Can use，South African residents are outside the card’s U.S.-only issuance area, but eligible cardholders can use the card in South Africa.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain the card under the current U.S.-only program, but eligible cards issued in the U.S. can be used locally.
7. Ireland：Cannot apply，Can use，Irish residents are not eligible for issuance because applicants must reside in the United States, but an eligible U.S.-issued card can be used in Ireland.
Updated: Sep 15, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
US driver's license / State ID / Passport / Social Security card / Permanent resident card / Bank statement / Utility bill / Lease agreement
Review time / regional limits
Automated review can complete instantly; document or manual review can extend up to one to two weeks.
KYC provider
Persona
Updated
Aug 6, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview13 scenarios
Supported11
Not supported2
UpdatedAug 6, 2026
Wallet payments
Alipay
Not supported
Aug 6, 2026
Wallet payments
Apple Pay
Supported
Jul 23, 2026
Wallet payments
Apple Pay
Supported
Aug 6, 2026
Cash services
ATM withdrawal
Supported
Aug 6, 2026
AI tools
ChatGPT
Supported
Aug 6, 2026
AI tools
Claude
Supported
Aug 6, 2026
Wallet payments
Google Pay
Supported
Aug 6, 2026
AI tools
Midjourney
Supported
Aug 6, 2026
In-person payments
Offline POS
Supported
Aug 6, 2026
Online shopping
Online shopping
Supported
Aug 6, 2026
Wallet payments
PayPal
Supported
Aug 6, 2026
Subscriptions
Subscription payment
Supported
Aug 6, 2026
Wallet payments
WeChat Pay
Not supported
Aug 6, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Robinhood Banking Google Play review - 4 star
Easy to use
View original Robinhood Banking Google Play review - 4 star
easy to navigate and use
View original Robinhood Banking Google Play review - 5 star
I don't have a bad thing to say about them. Every time I turn around I'm impressed.
View original Robinhood Banking Google Play review - 4 star
It's great with benefits worth the subscription. Just wish they had zelle.
View original Robinhood Banking Google Play review - 5 star
Awesome Gold card
View original Robinhood Banking Google Play review - 5 star
really easy to use and navigate. love it
View original Robinhood Banking Google Play review - 5 star
Robinhood banking app and all its perks and features have been excellent for me. The app experience is a breeze and feels luxurious. The eco system with Robinhood investing/banking/gold card is great!
View original Robinhood Banking Google Play review - 5 star
Thank you. Best trading platform and Banking platform robinhood has it all, and it only gets better with time they just keep making the platform better and better. Robinhood for life.
View original Robinhood Banking Google Play review - 5 star
best card ever
View original Robinhood Banking Google Play review - 5 star
great app
View original Risk factors
Updated: Jul 23, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Robinhood Cards require KYC?
Our record lists the Robinhood Cards verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Robinhood Cards support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Robinhood Cards with?
Our record lists Robinhood Cards support for: USDT, USDC, BTC, ETH, SOL, XRP, ADA, and DOGE (14 in total).
Is Robinhood Cards a virtual or a physical card?
Robinhood Cards is offered as: Virtual + physical card.
Where is Robinhood Cards available?
Our record lists 1 countries or regions as available and 188 as restricted. Country-by-country status is in the regions section of this page.
Who issues Robinhood Cards?
Robinhood Cards is operated by Robinhood Gold on the Visa network.