Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / Visa / Crypto cashback credit card
R
Robinhood Cards
Updated: Aug 6, 2026
Robinhood Cards is a bank card product system launched by the US fintech platform Robinhood, covering credit cards, debit cards and investment rewards. Products include the Robinhood Gold Card credit card, Robinhood Platinum credit card, Robinhood Mastercard debit card and Gold Card virtual card functionality.
A core feature of Robinhood Card is its integration of spending rewards with the Robinhood investment ecosystem. Users can apply credit card cashback rewards to investments in a Robinhood Brokerage account, cash management or other financial products.
Official and company information
Issuer identity and company credentials
Robinhood is a publicly traded fintech company offering a commission-free trading platform for stocks, options, ETFs, and cryptocurrencies. Through its subsidiaries, the company also provides individual retirement accounts, cash management, credit card, and debit card services. Its core business model involves payment for order flow (PFOF), interest income, and subscription services.
- Company / issuer
- Robinhood Gold
- Legal name
- Robinhood Markets, Inc.
- Registered region
- United States (US)
- Headquarters
- Menlo Park, California, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Robinhood Gold Card is Robinhood's principal credit card product. It is available to Robinhood Gold members and offers cashback rewards on purchases. Official information indicates that Gold Card provides points on purchases by default, with higher points available in certain spending scenarios, and allows rewards to be redeemed for cash, investment funds, and other options.
Robinhood Platinum Card is Robinhood's premium credit card for high-end users. It is positioned similarly to a premium travel credit card, offers travel, dining, membership, and other benefits, and has a higher annual fee. The product is primarily intended for high-net-worth customers.
Robinhood Mastercard Debit Card is a debit card linked to a Robinhood Checking / Spending account. It follows the Mastercard World Debit standard, can be used at Mastercard merchants worldwide and for ATM withdrawals, and supports digital wallets.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
R Robinhood Gold Credit Card | R Robinhood Platinum Credit Card | R Robinhood Banking debit card | R Robinhood Cash Card | |
|---|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | ||||
| Monthly fee | 50 USD Requires maintaining a Gold annual membership. | 695 USD Annual Platinum membership fee. | 50 USD Requires maintaining a Gold annual membership. | Free No monthly account maintenance fee |
| Card issuance fee | Free | Free No additional fee for first issuance. | 15 USD Free with qualifying direct deposit, otherwise a fee applies. | Free No longer accepting new applications. |
| ATM fee | 10 USD + 5% Charged at the higher of the two amounts. | 10 USD + 5% Charged at the higher of the two amounts. | 2.5 USD Varies by tier and ATM; free in some cases. | 2.5 USD Rebate available with qualifying direct deposit. |
| Foreign exchange fee | 3% 0% or 3% depending on account opening date. | Free No foreign transaction fees. | — | Free Mastercard handles currency conversion |
| Top-up fee | — | — | Free No platform fee for cash deposits. | Free No platform fee for bank transfers. |
| Failed transaction fee | 40 USD Charged when a bill payment is returned. | 40 USD Charged when a bill payment is returned. | Free No fee for declined payments due to insufficient balance | Free No fee for declined payments due to insufficient balance |
| Rewards | ||||
| Cashback | 5% Earn points on eligible purchases: 5% on travel, 3% on everything else. | 10% Tiered cashback by spending category, from 1% to 10%. | — | 0 Automatic cashback on purchases at selected merchants. |
| Crypto cashback | — | — | — | — |
| Staking rewards | — | — | — | — |
| Staking APR | — | — | — | — |
| Welcome bonus | — | — | — | — |
| Referral bonus | — | — | — | — |
| Limits | ||||
| Daily spending limit | — | — | 3,000 USD $3,000 to $5,000, with higher limits for Premier tier. | 3,000 USD Daily debit card spending limit. |
| Monthly spending limit | — | — | 10,000 USD $10,000 to $15,000, depending on banking tier. | 10,000 USD Monthly debit card spending limit. |
| ATM withdrawal limit | — | — | 1,000 USD $1,000 to $2,500 per day, with higher limits for Premier tier. | 510 USD Up to $5,000 per month. |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
AustriaATMalaysiaMYBelizeBZChinaCNSingaporeSGVenezuelaVEMarshall IslandsMHDjiboutiDJUkraineUASenegalSNCameroonCMCosta RicaCRCentral African RepublicCFPalauPWVietnamVNKiribatiKIMadagascarMGBulgariaBGMonacoMCEstoniaEEChadTDComorosKMIrelandIEKyrgyzstanKGMicronesiaFMBurkina FasoBFLebanonLBHondurasHNBeninBJTanzaniaTZFinlandFINew ZealandNZCape VerdeCVVanuatuVUSpainESLuxembourgLUDominicaDMCzechiaCZColombiaCOBhutanBTBahrainBHTurkmenistanTMDenmarkDKGreeceGRIranIRGuinea-BissauGWRwandaRWSierra LeoneSLNigeriaNGSamoaWSLiechtensteinLIAntigua & BarbudaAGMontenegroMEMozambiqueMZSão Tomé & PríncipeSTEl SalvadorSVLibyaLYAndorraADGrenadaGDAzerbaijanAZPakistanPKTunisiaTNNicaraguaNISaudi ArabiaSAArgentinaARMongoliaMNSt. LuciaLCSeychellesSCYemenYETrinidad & TobagoTTSudanSDFranceFRSomaliaSOMauritiusMUBangladeshBDItalyITKuwaitKWAlbaniaALSouth AfricaZAKazakhstanKZJapanJPQatarQAPortugalPTHaitiHTGuineaGNIsraelILEcuadorECUnited Arab EmiratesAECongo - KinshasaCDIndonesiaIDParaguayPYGambiaGMAlgeriaDZMaliMLGeorgiaGESurinameSRNamibiaNAEritreaERDominican RepublicDOCroatiaHRAustraliaAUMyanmar (Burma)MMCyprusCYSyriaSYCôte d’IvoireCIGermanyDEKenyaKESt. Vincent & GrenadinesVCTongaTOTimor-LesteTLRomaniaROSloveniaSISouth SudanSSLithuaniaLTTogoTGTürkiyeTRChileCLUnited KingdomGBGuatemalaGTMalawiMWPanamaPAMaldivesMVSlovakiaSKAngolaAOLatviaLVNepalNPJordanJOOmanOMBoliviaBOEthiopiaETPhilippinesPHZimbabweZWPolandPLPapua New GuineaPGNetherlandsNLNauruNRUzbekistanUZBelgiumBEIraqIQSouth KoreaKRGuyanaGYBurundiBITuvaluTVNorth MacedoniaMKZambiaZMBahamasBSSri LankaLKLaosLAHungaryHUBruneiBNThailandTHSerbiaRSEgyptEGCambodiaKHRussiaRUBosnia & HerzegovinaBABarbadosBBAfghanistanAFMoroccoMASwedenSEBotswanaBWSt. Kitts & NevisKNGabonGAEquatorial GuineaGQLesothoLSTajikistanTJSolomon IslandsSBJamaicaJMCubaCUGhanaGHMexicoMXFijiFJBrazilBRArmeniaAMBelarusBYUruguayUYCanadaCAIndiaINNigerNEUgandaUGNorwayNOMauritaniaMRPeruPELiberiaLRSwitzerlandCHNorth KoreaKPIcelandISMoldovaMD
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不支持中国大陆居民申请；美国发行的 Gold 和 Platinum Card 可在受理美国 Visa 卡的商户使用，实际受商户类别及跨境风控限制。
2、香港：不支持香港居民申请；Gold 和 Platinum Card 可在 Visa 受理商户使用，存量 Robinhood Cash Card 被明确限制在香港交易。
3、澳门：不支持澳门居民申请；美国持卡人的 Gold、Platinum 及借记卡可在对应卡组织受理商户使用，境外交易可能触发安全审核。
4、台湾：不支持台湾居民申请；Gold 和 Platinum Card 可在 Visa 受理商户使用，存量 Robinhood Cash Card 被明确限制在台湾交易。
Updated: Aug 6, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
US driver's license / State ID / Passport / Social Security card / Permanent resident card / Bank statement / Utility bill / Lease agreement
Review time / regional limits
Automated review can complete instantly; document or manual review can extend up to one to two weeks.
KYC provider
Persona
Updated
Aug 6, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview13 scenarios
Supported11
Not supported2
UpdatedAug 6, 2026
Wallet payments
Alipay
Not supported
Aug 6, 2026
Wallet payments
Apple Pay
Supported
Jul 23, 2026
Wallet payments
Apple Pay
Supported
Aug 6, 2026
Cash services
ATM withdrawal
Supported
Aug 6, 2026
AI tools
ChatGPT
Supported
Aug 6, 2026
AI tools
Claude
Supported
Aug 6, 2026
Wallet payments
Google Pay
Supported
Aug 6, 2026
AI tools
Midjourney
Supported
Aug 6, 2026
In-person payments
Offline POS
Supported
Aug 6, 2026
Online shopping
Online shopping
Supported
Aug 6, 2026
Wallet payments
PayPal
Supported
Aug 6, 2026
Subscriptions
Subscription payment
Supported
Aug 6, 2026
Wallet payments
WeChat Pay
Not supported
Aug 6, 2026
User reviews
Showing 10 approved reviews matched to this card
I am still waiting for the manager's email!
I was told that a manager will email me and give the resolution of the issue, but it has been one week and I have never received his/her email. Very disappointed.
I am still waiting for the email!
WEIXIN SHI
6263536597
View original Loving the app & overall experience
I have been a long-term user of the Robinhood app and platform. I am very impressed with the additions that Robinhood has made some based off the advice of their users. It has made their app and platform, a much more friendly place to trade My primary trading goal and focus is around selling covered calls for cash, and I have noticed there is no function within the Robinhood app that calculates your cost basis for a stock. You should add a function in that applies your premium earnings toward the stock purchase price so you have a true and accurate cost basis. Knowing this will allow you to possibly be more aggressive with your positioning, while selling covered calls.
View original Good app and card
I really like the card and app.
2 things:
- I’ve needed to use it for larger amounts and there is no way for me to request an increase in credit
- the agentic card needs more education. What are its boundaries, when can it be used, etc
View original The platform access
The platform access, the information and graphics are very helpful when doing transactions on the go.
View original Communication with customer service
Communication with customer service is very complicated and time-consuming. The chat system is usually problematic because you can lose the connection with the customer service representative, and to reconnect, you have to start the whole situation from the beginning. It would be better if you could make live customer service faster and more efficient.
View original Robinhood is both what a brokerage and…
Robinhood is both what a brokerage and a bank should be.
Easy investing and transferring my earnings to the bank so I can use them.
Lots of great information in the app about daily winners and losers in the stock market.
Easy to understand app and features.
I love Robinhood. They have a long term customer in me.
View original No pracket order
View original Robinhood Banking Google Play review - 5 star
Best Banking App ever XD
View original New and Improved.
Looks like ill be able to close one account thanks to the new updates to Robinhood. I do believe that after the next bull run Robinhood will become my only brokerage account. All in one is the way to be and we are heading in the right direction.
View original Some different investment opportunities, UI needs a little work
Being able to purchase crypto and prediction markets all on one platform is interesting. Wish there were access to Bonds. Some of the visual tools are a little bit hard to find. For example, on Schwab, one of the first views shows all of the investments along with whatever information you want including gains/losses.
View original Risk factors
Updated: Jul 23, 2026
No risk factors are available