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Bitstack Card

Updated: Sep 14, 2026

Bitstack Card is a Visa Classic debit card offered by French Bitcoin savings platform Bitstack, combining the Bitstack euro Cash Account with Bitcoin savings features. Cardholders use their euro account balance for everyday purchases, with each transaction debited instantly. They can also enable automatic Bitcoin round-ups with no conversion fee and earn Bitcoin spending rewards through Stackback. The card supports online payments, in-store purchases, Apple Pay and ATM withdrawals.
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Card network
Product type
Crypto debit card
Card form
Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
90-99
Supported assets
BTC
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Bitstack is a French bitcoin savings and trading platform that offers round-up purchases, recurring and one-off bitcoin purchases, selling, custody, external wallet transfers, and crypto asset exchange. The company holds a MiCA crypto asset service provider license from the French AMF, license number A2025-003; it also acts as a registered agent of Xpollens to provide EUR accounts, French IBANs, and Visa debit card services.
Company / issuer
Bitstack
Legal name
Bitstack Digital Assets SAS
Registered region
France (FR)
Headquarters
France
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Bitstack has evolved from a single Bitcoin savings app into a financial app that also offers a euro account, French IBAN, Bitcoin trading, and a Visa debit card. The Bitstack Card is currently a physical Visa Classic debit card; spending funds come directly from the euro balance of the Bitstack Cash Account, with no overdraft or credit line. Users can fund the euro account via SEPA transfer or bank card, or by selling Bitcoin and depositing the euros directly into the account. The card supports Visa merchants domestically and internationally, online transactions, and ATM withdrawals. Each purchase can also automatically convert spare change into Bitcoin, and users earn a 0.1% to 1% Stackback based on their recurring Bitcoin savings level. Virtual card and Google Pay are not yet officially available.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Bitstack Card
Card formPhysical card
Fees
Monthly fee
Free
No monthly card subscription fee
Card issuance fee
9.99 EUR
Delivery fee charged separately
ATM fee
1%
Free or 1%, minimum €1 above free limit
Foreign exchange fee
1%
0% to about 1%, free up to €1,000/month
Top-up fee
0.7%
SEPA free, card top-up charged
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
1%
0.1%–1% BTC, increased with recurring savings tier
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit
5,000 EUR
Fixed monthly spending limit
ATM withdrawal limit
200 EUR
€200/week, €1,000/month, free limit subject to additional restrictions
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
FranceFR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

195
EstoniaEEMaldivesMVAfghanistanAFSenegalSNJapanJPPortugalPTBoliviaBOVenezuelaVESwedenSESt. Vincent & GrenadinesVCCentral African RepublicCFKuwaitKWAlbaniaALSlovakiaSKMalaysiaMYCameroonCMMarshall IslandsMHVatican CityVATanzaniaTZUkraineUAGermanyDEBelgiumBECyprusCYKyrgyzstanKGSomaliaSORwandaRWBhutanBTHong KongHKBosnia & HerzegovinaBASt. LuciaLCIcelandISBrazilBRSolomon IslandsSBNorwayNOSão Tomé & PríncipeSTMacaoMOBruneiBNTimor-LesteTLNamibiaNADjiboutiDJArmeniaAMTogoTGComorosKMBurundiBIEthiopiaETNorth KoreaKPSouth AfricaZAJordanJOBarbadosBBHaitiHTChadTDZimbabweZWGuineaGNCzechiaCZJamaicaJMLiberiaLRSloveniaSIRomaniaROMalawiMWNauruNRFijiFJCongo - BrazzavilleCGVietnamVNBahrainBHAndorraADPakistanPKNew ZealandNZMoroccoMABulgariaBGGrenadaGDThailandTHMyanmar (Burma)MMUzbekistanUZSurinameSRMauritiusMUBelarusBYItalyITMoldovaMDColombiaCOQatarQAAzerbaijanAZSudanSDSouth SudanSSNigeriaNGSt. Kitts & NevisKNEswatiniSZAustriaATMongoliaMNEquatorial GuineaGQGambiaGMGuinea-BissauGWLithuaniaLTIndonesiaIDNetherlandsNLDenmarkDKRussiaRUArgentinaARSwitzerlandCHPeruPEBangladeshBDUnited Arab EmiratesAECroatiaHROmanOMSierra LeoneSLPanamaPACubaCUIranIRFinlandFILatviaLVVanuatuVUUgandaUGPapua New GuineaPGSyriaSYIndiaINChileCLLaosLATrinidad & TobagoTTLuxembourgLUChinaCNNorth MacedoniaMKSerbiaRSIraqIQSaudi ArabiaSATürkiyeTRTajikistanTJCape VerdeCVCôte d’IvoireCISpainESNicaraguaNIPhilippinesPHMonacoMCGuatemalaGTBotswanaBWCambodiaKHEritreaERUruguayUYAntigua & BarbudaAGTuvaluTVSouth KoreaKRNepalNPCongo - KinshasaCDIrelandIEMozambiqueMZMaltaMTSingaporeSGSan MarinoSMGhanaGHTongaTOYemenYELibyaLYMauritaniaMRBahamasBSIsraelILUnited KingdomGBLebanonLBGreeceGRLiechtensteinLITaiwanTWGabonGAMadagascarMGHondurasHNBurkina FasoBFCanadaCAKazakhstanKZCosta RicaCRDominican RepublicDOBeninBJEcuadorECBelizeBZMontenegroMEEgyptEGGuyanaGYSamoaWSTunisiaTNAustraliaAUZambiaZMPolandPLLesothoLSKiribatiKIUnited StatesUSEl SalvadorSVSri LankaLKMaliMLAlgeriaDZTurkmenistanTMNigerNEMexicoMXGeorgiaGEPalauPWAngolaAOHungaryHUParaguayPYDominicaDMSeychellesSCKenyaKE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Bitstack Card issuance is currently limited to residents of France, but an eligible card issued there can be used in the United States as part of Bitstack’s supported overseas usage.
2. United Kingdom:Cannot apply,Can use,UK residents cannot obtain the card because issuance is restricted to French residents, while existing eligible cardholders can still use it when visiting the UK.
3. Canada:Cannot apply,Can use,Canadian residents are outside the current card issuance area, but a Bitstack Card legally issued to an eligible French resident can be used in Canada.
4. Australia:Cannot apply,Can use,Australian residents cannot currently order the card because Bitstack restricts issuance to France, while existing cardholders can use it during travel in Australia.
5. South Africa:Cannot apply,Can use,South African residents are not eligible for current issuance, but cards obtained by eligible French residents can be used locally during overseas travel.
6. New Zealand:Cannot apply,Can use,New Zealand residents cannot currently obtain the card because the card program is France-only, while existing eligible cards can be used there.
7. Ireland:Cannot apply,Can use,Although Bitstack itself is available in Ireland, the card remains exclusive to French residents; cards already issued to eligible users can still be used in Ireland.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Residence permit

Review time / regional limits

On business days, typically 24 to 48 hours; on weekends or holidays, up to about 72 hours.

KYC provider

Onfido

Updated

Aug 10, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 10, 2026

Wallet payments

Alipay

Supported

Aug 10, 2026

Wallet payments

Apple Pay

Supported

Aug 10, 2026

Cash services

ATM withdrawal

Supported

Aug 10, 2026

AI tools

ChatGPT

Supported

Aug 10, 2026

AI tools

Claude

Supported

Aug 10, 2026

Wallet payments

Google Pay

Not supported

Aug 10, 2026

AI tools

Midjourney

Supported

Aug 10, 2026

In-person payments

Offline POS

Supported

Aug 10, 2026

Online shopping

Online shopping

Supported

Aug 10, 2026

Wallet payments

PayPal

Supported

Aug 10, 2026

Subscriptions

Subscription payment

Supported

Aug 10, 2026

Wallet payments

WeChat Pay

Supported

Aug 10, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Thomas3691app_store★ 5 / 5

J’adore !!

Moi qui ai énormément de mal à mettre des sous de côté, c’est fantastique. J’épargne sans avoir l’impression de me priver, automatiquement chaque mois. C’est GE-NIAL !
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Maximus003Rlapp_store★ 5 / 5

Bien pensé et indolore

Un accès au btc au quotidien, bien pensé et indolore. Les petits ruisseau fond les grandes rivières
View original
Divinelight59app_store★ 1 / 5

Non respect des cours du btc

J’ai testé pendant 1 ans environ, jamais le cours d’achat ne correspondait à celui que j’avais sur trading view. J’achetais donc du btc plus cher que son prix marché (que Bitstack avait probablement acheté moins cher donc). Étonnamment dans le sens inverse je vendais moins cher que le cours du marché 😁 Bref à fuir. La banque française Deblock est bien moins cher et bien plus transparente sur les cours.
View original
berrehaeapp_store★ 1 / 5

IMPOSSIBILITÉ DE SE CONNECTER

Impossibilité de se connecter à Bitstack durant 3 jours sans réponse de leurs part par mail.
View original
gg56120app_store★ 2 / 5

Bug au démarrage

Depuis la dernière mise à jour, plus moyen d’accéder à mon porte feuille l’appli crash au démarrage
View original
kgkulxj lui gio je f cbdapp_store★ 4 / 5

Problème mise à jours

Bonjour depuis la dernière mise à jours je n’ai plus accès à l’application un fond bleu puis plus rien sachant que j’avais une belle somme dessus merci de corrigé votre erreur … Sinon rien à dire j’adore l’appli malgres ce beug
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Patmobileapp_store★ 5 / 5

Très simple et ludique

Manque juste la possibilité de placer des ordres.
View original
Subtrack70app_store★ 2 / 5

Bof

Payer du btc ça marche parfaitement. Par contre quand il s’agit de retirer bizarrement. On te dit que l’appareil n’est pas configuré 🤷🏻‍♂️
View original
Azrbdklapp_store★ 1 / 5

Déception

Applications avec beaucoup de bug et peu de solutions en support pour trouver une solution
View original
223352525253app_store★ 1 / 5

Bistack ne rembourse pas l’argent que j’ai investi et me laisse sans réponse. Ce sont des Voleurs

À fuir absolument
View original

Risk factors

Updated: Aug 10, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Bitstack Card require KYC?

Our record lists the Bitstack Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Bitstack Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Not supported.

Which assets can I top up Bitstack Card with?

Our record lists Bitstack Card support for: BTC.

Is Bitstack Card a virtual or a physical card?

Bitstack Card is offered as: Physical card.

Where is Bitstack Card available?

Our record lists 1 countries or regions as available and 195 as restricted. Country-by-country status is in the regions section of this page.

Who issues Bitstack Card?

Bitstack Card is operated by Bitstack on the Visa network.