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Bybit Card

Updated: Sep 16, 2026

The Bybit Card is a crypto asset payment card offered by Bybit to users in eligible regions. It can directly use fiat currencies and supported crypto assets in the Funding Account for everyday purchases. Depending on the region, current cards are issued on Mastercard or Visa and use either a prepaid or credit card structure. Users generally receive a virtual card first and may then apply for a physical card subject to regional eligibility. The card can be used for online shopping, in-store purchases, mobile wallets, and ATM withdrawals in certain regions, and participates in Bybit Card cashback and subscription benefit programs.
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Card network
Product type
Crypto debit card
Card form
Virtual + physical card / Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBXRPUSDEURAUDARARSBRBRLMNMNTMXMXNTOTON
Last updated
Sep 16, 2026

Official and company information

Issuer identity and company credentials

Bybit is a global cryptocurrency trading platform offering spot, derivatives, Earn, P2P, fiat on/off ramps, institutional trading, wallet, and payment services. Its website describes it as a crypto exchange and Web3 gateway, claiming to serve tens of millions of users. Its operating entity is primarily registered in Seychelles, but its global headquarters is in Dubai.
Company / issuer
Bybit
Legal name
Bybit Technology Limited
Registered region
Seychelles (SC)
Headquarters
Dubai, United Arab Emirates
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Bybit Card does not use a separate top-up wallet. It draws directly from the user's Bybit Funding Account and eligible Flexible Easy Earn balance. When a purchase is made, the card's corresponding fiat currency is debited first. If that balance is insufficient, assets are automatically sold in the crypto asset order set by the user to complete the payment. The current 2026 system includes regional programs for Argentina, Australia, Brazil, Mexico, Peru, Georgia, Kazakhstan/AIFC, and Asia Pacific. These programs differ in their use of Visa or Mastercard, prepaid or credit structures, base currencies, digital wallets, and limits. Once approved, a virtual card can immediately be used online. Physical cards support contactless POS payments and provide ATM functionality in most regions where physical cards are available.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Bybit Card (Argentina)
Bybit Card (Australia)
Bybit Card (Brazil)
Bybit Card (Georgia)
Bybit Card (Kazakhstan/AIFC)
Bybit Card (Mexico)
Bybit Card (Peru)
Bybit Card (Asia Pacific)
Card formVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual cardVirtual + physical card
Fees
Monthly fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Card issuance fee
5 USD
Free; US$5/5 USDT
29.99 USD
Free; US$29.99, free for VIP users
Free
Free
29.99 USDT
Free; 29.99 USDT. Free for VIP users.
5 USDT
Free; 5 USDT, free for VIP users.
Free
Free
Free
Free issuance
5 USDT
Free; 5 USDT, free for VIP users.
ATM fee
2%
2% after exceeding ARS 95,000
2%
2% after exceeding US$100, with the first US$100 each month free
2%
2% after exceeding BRL 550, based on the monthly free allowance
2%
2% above US$100; the first US$100 each month is free.
2%
2% after exceeding US$100, with the first US$100 each month free
2%
2% above MXN 1,800, based on the monthly free allowance.
—
2%
2% after exceeding US$100, with the first US$100 each month free
Foreign exchange fee
7%
Charged on cross-currency transactions
1%
Card network exchange rate also applies
1.5%
Charged on non-local-currency transactions
2%
Charged for cross-currency transactions.
——
1%
Transactions in currencies other than the card currency.
—
Top-up fee————————
Failed transaction fee————————
Rewards
Cashback————
10%
2%–10%, depending on tier and monthly limit
———
Crypto cashback————————
Staking rewards————————
Staking APR————————
Welcome bonus————————
Referral bonus————————
Limits
Daily spending limit
5,000 USD
Physical and virtual cards share the same limit
13,500 USD
Calculated separately for physical and virtual cards
27,500 BRL
Physical and virtual cards share the same limit
15,000 USD
Separate limits for physical and virtual cards.
15,000 USD
Up to US$9,000 per transaction.
97,000 MXN
Physical and virtual cards share the same limit
1,000 USD
Calculated per card account.
—
Monthly spending limit
10,000 USD
Calculated based on the ARS equivalent
27,000 USD
Calculated separately for physical and virtual cards
137,500 BRL
Physical and virtual cards share the same limit
65,000 USD
Separate limits for physical and virtual cards.
65,000 USD
Separate limits for virtual and physical cards.
145,000 MXN
Physical and virtual cards share the same limit
5,000 USD
Calculated per card account.
—
ATM withdrawal limit————
1,000 USD
US$1,000 daily; US$10,000 monthly withdrawal limit.
———
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

7
PeruPEKazakhstanKZAustraliaAUBrazilBRMexicoMXArgentinaARGeorgiaGE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

24
GuamGUChinaCNCroatiaHRSingaporeSGSudanSDMaltaMTIrelandIECanadaCANorth KoreaKPBelarusBYAfghanistanAFUnited StatesUSUzbekistanUZHong KongHKNorthern Mariana IslandsMPCubaCUAmerican SamoaASMalaysiaMYPuerto RicoPRIcelandISSyriaSYU.S. Virgin IslandsVIRussiaRUIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

46
MacaoMOVanuatuVUTunisiaTNMozambiqueMZHaitiHTZimbabweZWThailandTHTrinidad & TobagoTTMongoliaMNAlbaniaALMarshall IslandsMHJordanJOSurinameSRSaudi ArabiaSAAzerbaijanAZZambiaZMNauruNRKenyaKELaosLAPhilippinesPHBosnia & HerzegovinaBALebanonLBMontenegroMEMadagascarMGSouth KoreaKRMyanmar (Burma)MMVietnamVNUnited KingdomGBHondurasHNNamibiaNAJamaicaJMMaliMLMalawiMWComorosKMBoliviaBOBeninBJSamoaWSEquatorial GuineaGQEl SalvadorSVSomaliaSOCôte d’IvoireCIMaldivesMVLesothoLSAlgeriaDZOmanOMKuwaitKW
Evidence
Unconfirmed

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,The United States is an excluded Bybit jurisdiction, so residents cannot open the account required for Bybit Card; a card validly issued under another Bybit card program can still be used for supported card-network transactions in the U.S.
2. United Kingdom:Can apply,Can use,Bybit operates a separate UK card program and eligible UK residents can apply after completing identity and residential-address verification.
3. Canada:Cannot apply,Can use,Canada is an excluded Bybit jurisdiction, preventing residents from completing the account and KYC path required for the card; an eligible card issued elsewhere can still be used in Canada.
4. Australia:Can apply,Can use,Australia has a dedicated Bybit Card program and residents can apply after completing identity verification and proving an Australian residential address when required.
5. South Africa:Cannot apply,Can use,South Africa is not among Bybit’s currently active card-issuance programs, although an eligible Bybit Card issued in a supported jurisdiction can be used at compatible merchants there.
6. New Zealand:Cannot apply,Can use,New Zealand is not currently identified as an active Bybit Card issuance market, while an eligible card issued under another regional program can be used locally.
7. Ireland:Cannot apply,Can use,Bybit EU currently excludes Ireland from standard Bybit Card eligibility, although an eligible card issued to a supported resident can be used at Mastercard-accepting merchants in Ireland.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Driver's license / Residence permit

Review time / regional limits

Basic KYC generally takes about 15 minutes; manual card review can take up to seven business days.

KYC provider

Sumsub

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 15, 2026

Cash services

ATM withdrawal

Supported

Jul 15, 2026

AI tools

ChatGPT

Supported

Jul 15, 2026

AI tools

Claude

Supported

Jul 15, 2026

Wallet payments

Google Pay

Supported

Jul 15, 2026

AI tools

Midjourney

Supported

Jul 15, 2026

In-person payments

Offline POS

Supported

Jul 15, 2026

Online shopping

Online shopping

Supported

Jul 15, 2026

Wallet payments

PayPal

Supported

Jul 15, 2026

Subscriptions

Subscription payment

Supported

Jul 15, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
K.M ViieRusgoogle_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

good
View original
Esther Tanggoogle_play★ 1 / 5

Bybit: New Financial Platform Google Play review - 1 star

那个领取reward还需要扫脸是什么破规则 我每次刷卡返还的那么一点钱都要扫脸 这产品也太破
Official reply
我们理解每次领取 Reward 都需要进行人脸验证,确实可能让您感到不便。相关验证主要用于账户安全及奖励领取的风险控制。感谢您的反馈,我们会将您的使用体验转达给相关团队,持续优化领取流程。
View original
Joy 09google_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

vary good
View original
motiurgoogle_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

excellent
View original
D Dimitrovgoogle_play★ 1 / 5

Bybit: New Financial Platform Google Play review - 1 star

The imbeciles who did the UX should be in prison for beeing this dumb!!!!
Official reply
We’re sorry the updated UX has been so frustrating. We understand that unexpected changes in navigation and interaction can make the app difficult to use, especially when you’re familiar with the previous experience. Thank you for the candid feedback—we’ll share it with our product team for review and improvement.
View original
Ajifowoke Oluwatosingoogle_play★ 4 / 5

Bybit: New Financial Platform Google Play review - 4 star

best crypto app have come across
View original
Md Manikgoogle_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

good service
View original
Souhil Sidgoogle_play★ 2 / 5

Bybit: New Financial Platform Google Play review - 2 star

i give 2 stars the custmor support is so slow
Official reply
We’re sorry to hear that our Customer Support did not meet your expectations. We understand how frustrating delays can be and appreciate your feedback. We’ll continue working to improve our support experience. SK
View original
omar gamalgoogle_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

good
View original
Mr Rahulgoogle_play★ 5 / 5

Bybit: New Financial Platform Google Play review - 5 star

Try hard to use
View original

Risk factors

Updated: Jul 15, 2026

No risk factors are available

Compare Bybit Card

Frequently asked questions

Answers drawn from the published record on this page.

Does Bybit Card require KYC?

Our record lists the Bybit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Bybit Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Bybit Card with?

Our record lists Bybit Card support for: USDT, USDC, BTC, ETH, BNB, XRP, USD, and EUR (14 in total).

Is Bybit Card a virtual or a physical card?

Bybit Card is offered as: Virtual + physical card and Virtual card.

Where is Bybit Card available?

Our record lists 7 countries or regions as available and 24 as restricted. Country-by-country status is in the regions section of this page.

Who issues Bybit Card?

Bybit Card is operated by Bybit on the Mastercard network.