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Bybit Card

Updated: Jul 29, 2026

The Bybit Card is a crypto asset payment card offered by Bybit to users in eligible regions. It can directly use fiat currencies and supported crypto assets in the Funding Account for everyday purchases. Depending on the region, current cards are issued on Mastercard or Visa and use either a prepaid or credit card structure. Users generally receive a virtual card first and may then apply for a physical card subject to regional eligibility. The card can be used for online shopping, in-store purchases, mobile wallets, and ATM withdrawals in certain regions, and participates in Bybit Card cashback and subscription benefit programs.
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Card network
Mastercard
Product type
Crypto debit card
Card form
Virtual + physical card / Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / BNB / XRP / USD / EUR / AUD / ARS / BRL / MNT / MXN / TON
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

Bybit is a global cryptocurrency trading platform offering spot, derivatives, Earn, P2P, fiat on/off ramps, institutional trading, wallet, and payment services. Its website describes it as a crypto exchange and Web3 gateway, claiming to serve tens of millions of users. Its operating entity is primarily registered in Seychelles, but its global headquarters is in Dubai.
Company / issuer
Bybit
Legal name
Bybit Technology Limited
Registered region
Seychelles (SC)
Headquarters
Original阿联酋迪拜
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Bybit Card does not use a separate top-up wallet. It draws directly from the user's Bybit Funding Account and eligible Flexible Easy Earn balance. When a purchase is made, the card's corresponding fiat currency is debited first. If that balance is insufficient, assets are automatically sold in the crypto asset order set by the user to complete the payment. The current 2026 system includes regional programs for Argentina, Australia, Brazil, Mexico, Peru, Georgia, Kazakhstan/AIFC, and Asia Pacific. These programs differ in their use of Visa or Mastercard, prepaid or credit structures, base currencies, digital wallets, and limits. Once approved, a virtual card can immediately be used online. Physical cards support contactless POS payments and provide ATM functionality in most regions where physical cards are available.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Bybit Card (Argentina)
Bybit Card (Australia)
Bybit Card (Brazil)
Bybit Card (Georgia)
Bybit Card (Kazakhstan/AIFC)
Bybit Card (Mexico)
Bybit Card (Peru)
Bybit Card (Asia Pacific)
Card formVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual cardVirtual + physical card
Fees
Monthly fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Free
No recurring monthly management fee
Card issuance fee
5 USD
Free; US$5/5 USDT
29.99 USD
Free; US$29.99, free for VIP users
Free
Free
29.99 USDT
Free; 29.99 USDT. Free for VIP users.
5 USDT
Free; 5 USDT, free for VIP users.
Free
Free
Free
Free issuance
5 USDT
Free; 5 USDT, free for VIP users.
ATM fee
2%
2% after exceeding ARS 95,000
2%
2% after exceeding US$100, with the first US$100 each month free
2%
2% after exceeding BRL 550, based on the monthly free allowance
2%
2% above US$100; the first US$100 each month is free.
2%
2% after exceeding US$100, with the first US$100 each month free
2%
2% above MXN 1,800, based on the monthly free allowance.
2%
2% after exceeding US$100, with the first US$100 each month free
Foreign exchange fee
7%
Charged on cross-currency transactions
1%
Card network exchange rate also applies
1.5%
Charged on non-local-currency transactions
2%
Charged for cross-currency transactions.
1%
Transactions in currencies other than the card currency.
Top-up fee
Failed transaction fee
Rewards
Cashback
10%
2%–10%, depending on tier and monthly limit
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
5,000 USD
Physical and virtual cards share the same limit
13,500 USD
Calculated separately for physical and virtual cards
27,500 BRL
Physical and virtual cards share the same limit
15,000 USD
Separate limits for physical and virtual cards.
15,000 USD
Up to US$9,000 per transaction.
97,000 MXN
Physical and virtual cards share the same limit
1,000 USD
Calculated per card account.
Monthly spending limit
10,000 USD
Calculated based on the ARS equivalent
27,000 USD
Calculated separately for physical and virtual cards
137,500 BRL
Physical and virtual cards share the same limit
65,000 USD
Separate limits for physical and virtual cards.
65,000 USD
Separate limits for virtual and physical cards.
145,000 MXN
Physical and virtual cards share the same limit
5,000 USD
Calculated per card account.
ATM withdrawal limit
1,000 USD
US$1,000 daily; US$10,000 monthly withdrawal limit.
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

7
PeruPEKazakhstanKZAustraliaAUBrazilBRMexicoMXArgentinaARGeorgiaGE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

24
GuamGUChinaCNCroatiaHRSingaporeSGSudanSDMaltaMTIrelandIECanadaCANorth KoreaKPBelarusBYAfghanistanAFUnited StatesUSUzbekistanUZHong KongHKNorthern Mariana IslandsMPCubaCUAmerican SamoaASMalaysiaMYPuerto RicoPRIcelandISSyriaSYU.S. Virgin IslandsVIRussiaRUIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

46
MacaoMOVanuatuVUTunisiaTNMozambiqueMZHaitiHTZimbabweZWThailandTHTrinidad & TobagoTTMongoliaMNAlbaniaALMarshall IslandsMHJordanJOSurinameSRSaudi ArabiaSAAzerbaijanAZZambiaZMNauruNRKenyaKELaosLAPhilippinesPHBosnia & HerzegovinaBALebanonLBMontenegroMEMadagascarMGSouth KoreaKRMyanmar (Burma)MMVietnamVNUnited KingdomGBHondurasHNNamibiaNAJamaicaJMMaliMLMalawiMWComorosKMBoliviaBOBeninBJSamoaWSEquatorial GuineaGQEl SalvadorSVSomaliaSOCôte d’IvoireCIMaldivesMVLesothoLSAlgeriaDZOmanOMKuwaitKW
Evidence
Unconfirmed

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请 bybit.com Bybit Card;境外合资格持卡用户可在支持 Visa 或 Mastercard 的商户消费,但中国大陆 ATM 取现被官方明确限制。

2、香港:不可使用中国香港居住身份申请 Bybit 全球平台及其卡片;境外合资格发行的卡可在香港对应 Visa 或 Mastercard 受理商户消费。

3、澳门:澳门不属于当前单独列明的 Bybit Card 发卡地区,不能按公开地区项目直接申请;境外已合法取得的卡可在当地对应卡组织商户消费。

4、台湾:Bybit 提供繁体中文亚太卡页面和 Asia Pacific 申请流程,但最终申请资格按账户居住国家检查;已获发卡用户可进行线上及对应 Visa 商户支付。

Updated: Jul 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Driver's license / Residence permit

Review time / regional limits

Basic KYC generally takes about 15 minutes; manual card review can take up to seven business days.

KYC provider

Sumsub

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 15, 2026

Cash services

ATM withdrawal

Supported

Jul 15, 2026

AI tools

ChatGPT

Supported

Jul 15, 2026

AI tools

Claude

Supported

Jul 15, 2026

Wallet payments

Google Pay

Supported

Jul 15, 2026

AI tools

Midjourney

Supported

Jul 15, 2026

In-person payments

Offline POS

Supported

Jul 15, 2026

Online shopping

Online shopping

Supported

Jul 15, 2026

Wallet payments

PayPal

Supported

Jul 15, 2026

Subscriptions

Subscription payment

Supported

Jul 15, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
philiptrustpilot1 / 5

Descubrí una plataforma de inversión en…

Descubrí una plataforma de inversión en Internet que parecía profesional y confiable, por lo que decidí invertir 50.000 € de mis ahorros. Al principio, todo funcionaba con normalidad, pero cuando intenté retirar mi dinero comenzaron los problemas: tuve dificultades para acceder a mi cuenta, aparecieron operaciones que no autoricé y el servicio de atención al cliente no me ofreció una solución. Ante la posibilidad de perder mis ahorros, busqué ayuda externa y contacté con 𝔻𝕚𝕟𝕤𝕔𝕙, a quienes proporcioné toda la documentación disponible. Revisaron mi caso y me explicaron los pasos que podían seguirse para intentar recuperar los fondos. Tras varios días de espera, recibí una actualización favorable y, según la información que recibí, los fondos fueron recuperados en aproximadamente tres días. La experiencia fue muy estresante, pero recuperar mi dinero supuso un enorme alivio. También aprendí la importancia de verificar cuidadosamente cualquier plataforma de inversión antes de depositar dinero y de conservar todos los comprobantes, comunicaciones y registros de las transacciones. Agradezco a 𝓭𝒾𝓷𝙨𝖈𝖍 por la asistencia recibida y recomiendo actuar con mucha precaución ante cualquier plataforma que prometa oportunidades de inversión en Internet.
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Sergey Tertichniytrustpilot1 / 5

Title: Account blocked for 17+ days – no response from Compliance despite 5–7 day promise

My Bybit account (UID: 562403529) has been fully restricted since July 30, 2026 – no trading, no withdrawals. On July 28, I contacted Bybit Live Support regarding a failed withdrawal. The agent reviewed the destination address I provided and advised me to retry the transaction, raising no compliance concerns. On July 30, a subsequent transaction was flagged, and my entire account was restricted. I immediately contacted the Compliance team and have been waiting for any response or document request ever since. Ticket number: 27170612 Bybit's automated reply promised a response within 5–7 working days. Today is day 17 – more than double that time – and I have received zero updates. I am a fully KYC-verified user with legitimate funds from regulated sources. I have all necessary documentation ready and am prepared to cooperate fully. I am simply asking for a status update or a clear next step. I understand compliance reviews take time, but 17+ days of silence after a promised 5–7 day window is unacceptable for a regulated platform. I hope Bybit will finally address my case. I was having good time using bybit for 4 months and now i am totaly lost coz my life saving are locked and i am getting no updates.
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Adiss Marketertrustpilot1 / 5

Bybitgivememymoney

Hello Bybit, I’m sincerely asking for your help with my account restriction. Since July 13, my account has been restricted and under compliance review, and today is August 16, which makes it over 4 weeks already. Throughout this period, I have patiently waited and followed the necessary steps, but I still haven’t received any good news or a clear resolution regarding my account This situation has become extremely difficult for me because my funds are locked and I urgently need access to them for my school fees and other important responsibilities. I’m kindly begging you to please look into my case and help complete the review and remove the restriction as soon as possible. I’m ready to provide any information or documents required from me Case ID: 26945343 UID: 543190032 Please Bybit, I really need your help, kindly review my account and give me access to my assets urgently thank.
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luis reyestrustpilot1 / 5

Urgencia Médica y Me quitaron los fondos

Hola. Gracias a @RichardRTM de verda les doy las gracias por averme escalado el caso tiker #26829805 le comento mi experiencia lamentablemente hoy en la madrugada me quitaron mis fondos y se lo regresaron a la otra parte a pesar que precente pruebas fue transparente y incluso mandé datos pruebas de mi urgencia médicas por nesesitava mis fondos rápido y aún así fallaron. En mi contra sin que la otra parte valla demostrado algo en mi contra o alguna prueba de hackeo de verda me da un tristeza muy profunda en todo mi corazón y tengo mi cuenta totalmente libre Pero sin mis fondos que me quitaron me ciento totalmente destrozado...
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Favy Gracetrustpilot1 / 5

My appeal have been unanswered for 2…

My appeal have been unanswered for 2 days and I have been waiting for support response... Please respond 🙏
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saeid asgharitrustpilot1 / 5

URGENT: Withdrawal Restricted for 25 Days - Case 27244419 / Appeal W2026072277B0A1A40E4A7F542E20C8

Dear Bybit Compliance and Support Team, I am writing to formally request an immediate escalation regarding my account status. My account withdrawals have been strictly restricted under compliance review since July 22, 2026. * Appeal ID: W2026072277B0A1A40E4A7F542E20C8 * New Ticket/Case Number: 27244419 * Bybit UID: 26873820 * Duration of Restriction: 25 Days For nearly a month, I have patiently followed all protocols and monitored my account daily. However, I have only received generic automated responses telling me to "wait," without any clear updates, timeline, or requests for information. As a verified user, I am fully prepared to cooperate with your compliance team. If you require any additional documentation—including Proof of Funds, transaction explanations, or further identification—please let me know immediately. Keeping my life savings locked for 25 days without an active human agent reviewing my case is causing severe financial distress. Please route this ticket directly to a senior compliance manager to resolve the review. Thank you for your prompt attention to this urgent matter. Sincerely, UID: 26873820
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Artem Letovtrustpilot2 / 5

Bybit restricted my account after I transferred my own funds from HTX back to Bybit

I have been using Bybit for a long time, including P2P trading, and I am a verified merchant. My funds are legitimate and belong to me. On August 3, 2026, I transferred my own funds from my Bybit account to my personal HTX account. I then transferred the same funds back from my personal HTX account to my Bybit account shortly afterwards. The amount transferred from HTX back to Bybit was 13,924.3047 USDT. After the HTX → Bybit transfer, my account was restricted and I lost access to my funds. UID: 25959357 Appeal ID: 01KZ5KJNX5KWT7EJJXZZS3F1CX Bybit → HTX TXID: 0x3326db2439308b5616a9519795c2ba320f181ba1a4d6e811042b6933d0db0692 HTX → Bybit TXID: 0x6c5e7f50a58cea8ffd0ee780a6449a51f5b9b1a1dfafdd3254838250d88c1c5d I submitted all the requested information and evidence to Bybit on the same day, August 3. I am fully willing to provide any additional documentation needed to prove ownership of both accounts, the complete transaction history and the source of funds. What I do not understand is what exactly needs to be investigated when the funds were simply transferred from my Bybit account → my HTX account → back to my Bybit account. The review has now been ongoing without a clear deadline or meaningful update. Support keeps telling me that the case is being handled by the relevant team, but I have not been given a specific timeframe for resolution. I understand that AML and compliance checks are necessary. However, I believe a customer who has fully cooperated and provided evidence should at least receive a clear status update and a reasonable timeframe. Bybit Compliance Team: please review my case and either restore my withdrawal access or clearly explain what additional information is required from me. I hope Bybit resolves this matter quickly and professionally.
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Ka Zitrustpilot1 / 5

Withholding my money for already 16 days !

I just received a new request for my last 3 bank account statements: I have only been in ByBit since July 2026 and submitted this bank statement 3 days ago , why do you need bank statements for the month of May 2026 and June 2026 if during those months I didn’t have any ByBit account neither made any transactions with ByBit? This is excessive and Bybit is only withholding my money with no valid reasons Why is ByBit requesting me again a photo of my passport of I have submitted it 2 weeks ago ? This is insane , repetitive requests with no reasons and withholding my 600€ I need my money now ! The 600€ is the very same amount I deposited in ByBiy by end of July when all of this nonsense and abusive requests started, I am only asking ByBit allows me to take back what I have already deposited, and you have failed on this I have provided all the information you have requested and you come to ask the same, and you ask bank statements for moths I did not even have the ByBit account so statements ByBit should be allowed to have !
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Osama Elewatrustpilot1 / 5

Account restricted for about a month – impossible third-party deposit video required

Title: Account restricted for about a month – impossible third-party deposit video required My Bybit account (UID: 244350578, Case: 27123001) has been restricted for about a month. I lost my phone, completed all required KYC, selfie, and identity verification. I also provided the official deposit email for 45.1584 USDT received on 11-07-2026 from a third-party Bybit account. Bybit is demanding a video recording of the deposit from the third-party sender’s account. I have completely lost contact with this person and already explained this several times. It is impossible for me to provide that video. I have cooperated fully and requested escalation for manual review, but I keep receiving the same replies asking for something I cannot provide. Holding a user’s funds for a month because of an impossible requirement is not fair. Please review this case properly and lift the restriction.
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Melotti Stefanotrustpilot1 / 5

ALL’INIZIO SEMBRAVA ANDARE TUTTO BENE E…

ALL’INIZIO SEMBRAVA ANDARE TUTTO BENE E NON AVEVO ALCUN MOTIVO PER PENSARE DI POTER ESSERE VITTIMA DI UNA TRUFFA. AVEVO INVESTITO 80.000 EURO E SUL MIO ACCOUNT RIUSCIVO A VEDERE PROFITTI SIGNIFICATIVI. TUTTAVIA, INVECE DI SENTIRMI TRANQUILLO, HO INIZIATO A RICEVERE SEMPRE PIÙ PRESSIONI AFFINCHÉ AUMENTASSI IL MIO INVESTIMENTO. HO RIFIUTATO, PERCHÉ NON VOLEVO ESPORMI A ULTERIORI RISCHI. POCO TEMPO DOPO, SONO STATO DISCONNESSO DAL MIO ACCOUNT E HO INIZIATO A RICEVERE NOTIFICHE RELATIVE A PRELIEVI CHE NON AVEVO MAI AUTORIZZATO. SONO RIMASTO SCONCERTATO E NON RIUSCIVO A CAPIRE COME FOSSE POSSIBILE. NON SAPEVO PIÙ A CHI RIVOLGERMI E COME PROTEGGERE I MIEI FONDI. HO PROFONDAMENTE RIMPIANTO DI ESSERMI FIDATO DI QUELLA PIATTAFORMA. NELLA RICERCA DI UNA POSSIBILE SOLUZIONE, HO SCOPERTO ƒ0ℝ𝕚𝙭𝙩 ATTRAVERSO UNA RACCOMANDAZIONE ONLINE E HO DECISO DI CONTATTARLI PER SPIEGARE LA MIA SITUAZIONE. HANNO RISPOSTO RAPIDAMENTE, HANNO ASCOLTATO CON ATTENZIONE LA MIA ESPERIENZA E MI HANNO CHIESTO LE INFORMAZIONI NECESSARIE PER ESAMINARE IL MIO CASO. ALL’INIZIO ERO ANCORA MOLTO PRUDENTE E SCETTICO. DOPO QUELLO CHE AVEVO VISSUTO, MI RISULTAVA DIFFICILE SAPERE DI CHI POTERMI FIDARE. HO COMUNQUE FORNITO I DOCUMENTI E LE INFORMAZIONI RICHIESTE E HO ATTENDATO L’ESITO DELLE LORO VERIFICHE. DURANTE IL PROCESSO HO APPREZZATO PARTICOLARMENTE LA COMUNICAZIONE E IL SEGUITO CHE HANNO DATO AL MIO CASO. SAPERE CHE QUALCUNO STAVA SEGUENDO LA MIA SITUAZIONE MI HA DATO NUOVAMENTE UN PO’ DI SPERANZA, ANCHE SE CONTINUAVO A MANTENERE UN ATTEGGIAMENTO PRUDENTE. DOPO ALCUNI GIORNI, HO RICEVUTO UNA NOTIFICA CHE MI INFORMAVA CHE LA PROCEDURA DI RECUPERO ERA ANDATA A BUON FINE. SUCCESSIVAMENTE HO VERIFICATO CHE I FONDI ERANO STATI ACCREDITATI SUL MIO CONTO BANCARIO. SONO STATO PROFONDAMENTE SOLLEVATO E FELICE DI VEDERE CHE UNA SITUAZIONE CHE MI AVEVA CAUSATO TANTO STRESS AVEVA FINALMENTE AVUTO UN ESITO POSITIVO. QUESTA ESPERIENZA MI HA INSEGNATO SOPRATTUTTO A ESSERE MOLTO PIÙ ATTENTO PRIMA DI AFFIDARE DENARO A UNA PIATTAFORMA ONLINE. CONSIGLIO A CHIUNQUE SI TROVI IN UNA SITUAZIONE SIMILE DI VERIFICARE CON ATTENZIONE TUTTE LE INFORMAZIONI DISPONIBILI, CONSERVARE OGNI DOCUMENTO E NON LASCIARSI MAI SPINGERE A INVESTIRE ULTERIORE DENARO SOTTO PRESSIONE. CONDIVIDO QUESTA TESTIMONIANZA PER RACCONTARE LA MIA ESPERIENZA PERSONALE E PER SOTTOLINEARE QUANTO SIA IMPORTANTE ESSERE PRUDENTI QUANDO SI HANNO PROBLEMI CON UNA PIATTAFORMA DI INVESTIMENTO. DOPO AVER PENSATO CHE I MIEI SOLDI FOSSERO ORMAI DEFINITIVAMENTE PERSI, VEDERLI NUOVAMENTE SUL MIO CONTO È STATO UN MOMENTO DI ENORME SOLLIEVO. Ho fatto questa recensione usando l account che ho hacherato. Sono un truffatore seriale e pure foglione
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Risk factors

Updated: Jul 15, 2026

No risk factors are available