Available regions
Applications or normal card activation are supported
AustraliaAU
- Evidence
- Officially supported
Card database / Mastercard / Crypto prepaid card
C
CoinJar Card
Updated: Sep 18, 2026
The CoinJar Card is a crypto prepaid Mastercard introduced by CoinJar for Australian residents. Users can select a cryptocurrency in the CoinJar app as the spending account, and the system automatically converts the corresponding asset into Australian dollars for settlement at the time of payment. The product offers both a digital card and a free physical card for online shopping, mobile wallets, in-store merchants, and ATM withdrawals. CoinJar Rewards awards points for eligible purchases.
- Card network
- Product type
- Crypto prepaid card
- Card form
- Virtual card / Physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
BTC
ETH
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
TRX
AVAX
DOT
LINK
MATIC
LTC
DAI
XLM
UNI- Last updated
- Sep 18, 2026
Official and company information
Issuer identity and company credentials
CoinJar, founded in 2013, is one of Australia's longest-standing digital currency trading platforms. The platform is dedicated to providing secure and compliant digital asset trading, storage, and payment solutions for individuals and institutions. CoinJar holds a registration license from the Australian Transaction Reports and Analysis Centre (AUSTRAC) and is known for its user-friendly trading interface, CoinJar card (crypto debit card), and robust fiat-to-crypto settlement capabilities.
- Company / issuer
- CoinJar
- Legal name
- CoinJar Australia Pty Ltd
- Registered region
- Australia (AU)
- Headquarters
- Melbourne, Australia
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
The CoinJar Card connects directly to the user's designated CoinJar asset account, eliminating the need to pre-load funds into a separate card balance. When the user makes a purchase, CoinJar sells sufficient crypto assets at the current quoted rate and completes the transaction in AUD via the Mastercard network. Once activated, the virtual card can be added to Apple Pay or Google Pay for online and contactless in-store payments; the physical card has its own card number, chip, and PIN, and can be used for chip, contactless, and ATM withdrawals at ATMs that support prepaid Mastercard. The card is currently an Australian product, issued by EML Payment Solutions Limited. Applicants must complete CoinJar identity verification and hold Australian citizenship or a valid Australian visa. The virtual and physical cards share the selected spending account but have different card numbers and security codes, and each user may hold only one set of CoinJar Cards.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
C CoinJar Digital Card | C CoinJar Physical Card | |
|---|---|---|
| Card form | Virtual card | Physical card |
| Fees | ||
| Monthly fee | Free No monthly management fee for any card Free No monthly or annual fee | Free No monthly management fee for any card Free No monthly or annual fee |
| Card issuance fee | Free Free digital card issuance | Free Free issuance |
| ATM fee | — | 1% ATM operator fees are charged separately. |
| Foreign exchange fee | 2.99% Additionally subject to the Mastercard exchange rate | 2.99% Additionally subject to the Mastercard exchange rate |
| Top-up fee | — | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | 1 USD Earn 1 point for every A$1 spent, limited to eligible transactions | 1 Earn 1 point for every A$1 spent, limited to eligible transactions |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | 500 Friend completes identity verification | 500 Friend completes identity verification |
| Limits | ||
| Daily spending limit | 5,000 AUD Up to 25 transactions per day | 5,000 AUD Includes ATM withdrawals made on the same day |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | 1,000 AUD Up to five times per day |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Solomon IslandsSBSpainESCameroonCMChinaCNMongoliaMNPapua New GuineaPGBeninBJLibyaLYCosta RicaCRBosnia & HerzegovinaBAPolandPLLuxembourgLUJordanJOJamaicaJMBoliviaBOKazakhstanKZNew ZealandNZBhutanBTArgentinaARGreeceGRSeychellesSCZambiaZMMauritiusMURomaniaROMexicoMXBurundiBISan MarinoSMCentral African RepublicCFTajikistanTJMonacoMCAlgeriaDZLaosLABarbadosBBOmanOMBahamasBSNorth MacedoniaMKSloveniaSIZimbabweZWGuinea-BissauGWFranceFRIndonesiaIDAfghanistanAFBahrainBHGambiaGMNigerNEPalauPWSyriaSYSurinameSRMaliMLUnited StatesUSGabonGAPortugalPTKiribatiKITuvaluTVArmeniaAMTunisiaTNCanadaCABrazilBRAustriaATIraqIQSingaporeSGMaltaMTVatican CityVANetherlandsNLParaguayPYUnited Arab EmiratesAELiberiaLRAngolaAOGuineaGNMoldovaMDAntigua & BarbudaAGHondurasHNTimor-LesteTLUkraineUAHaitiHTSouth KoreaKRMadagascarMGIndiaINNicaraguaNIUzbekistanUZSt. Kitts & NevisKNEcuadorECLatviaLVItalyITIrelandIEBruneiBNChileCLGermanyDEEritreaERMarshall IslandsMHVanuatuVUEl SalvadorSVSt. Vincent & GrenadinesVCUgandaUGBelizeBZFinlandFICroatiaHRFijiFJNepalNPSlovakiaSKKuwaitKWMozambiqueMZBangladeshBDEstoniaEESouth SudanSSCyprusCYSouth AfricaZABelarusBYNigeriaNGIranIRTogoTGSwitzerlandCHVietnamVNRwandaRWKyrgyzstanKGSudanSDMauritaniaMRGuyanaGYDominicaDMEthiopiaETBulgariaBGTurkmenistanTMSierra LeoneSLBurkina FasoBFGuatemalaGTThailandTHIcelandISSenegalSNDenmarkDKSt. LuciaLCAlbaniaALMyanmar (Burma)MMPeruPENorth KoreaKPComorosKMSomaliaSOGhanaGHSão Tomé & PríncipeSTCzechiaCZHungaryHUNamibiaNAJapanJPMalaysiaMYLesothoLSAndorraADMaldivesMVVenezuelaVEBelgiumBEBotswanaBWUruguayUYCôte d’IvoireCILiechtensteinLICubaCUSri LankaLKSerbiaRSLebanonLBSamoaWSQatarQADjiboutiDJTongaTOEquatorial GuineaGQIsraelILMontenegroMELithuaniaLTSwedenSEGrenadaGDNauruNRColombiaCOUnited KingdomGBCambodiaKHDominican RepublicDOGeorgiaGETrinidad & TobagoTTPakistanPKTanzaniaTZYemenYETürkiyeTRNorwayNOBritish Virgin IslandsVGRussiaRUKenyaKECape VerdeCVMalawiMWMoroccoMASaudi ArabiaSAPanamaPAAzerbaijanAZEgyptEGChadTDPhilippinesPH
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，CoinJar Card is currently issued only to Australian users, but an eligible Australian-issued card can be used in the United States wherever prepaid Mastercard is accepted.
2. United Kingdom：Cannot apply，Can use，UK residents can use CoinJar’s exchange services but CoinJar Card itself is currently available only in Australia; an Australian-issued card can be used at compatible UK merchants.
3. Canada：Cannot apply，Can use，Canada is outside the current Australian-only card issuance program, while an eligible CoinJar Card can be used at Canadian merchants that accept prepaid Mastercard.
4. Australia：Can apply，Can use，CoinJar Card is currently available in Australia and requires an eligible, identity-verified Australian CoinJar account before the digital or physical card can be obtained.
5. South Africa：Cannot apply，Can use，South Africa is outside the Australian-only issuance program and is not on CoinJar’s prohibited-jurisdiction list, so an eligible Australian-issued card can be used there.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain CoinJar Card under the current Australian-only program, but an eligible card can be used there wherever prepaid Mastercard is accepted.
7. Ireland：Cannot apply，Can use，Irish residents can verify a CoinJar account but CoinJar Card issuance remains Australia-only; an eligible Australian-issued card can be used in Ireland.
Updated: Sep 16, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Australian driver's license / Australian passport / International passport
Review time / regional limits
Automated review usually takes minutes; abnormal documents are routed to manual review.
KYC provider
Jumio
Updated
Jul 29, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 29, 2026
Wallet payments
Alipay
Supported
Jul 29, 2026
Wallet payments
Apple Pay
Supported
Jul 29, 2026
Cash services
ATM withdrawal
Supported
Jul 29, 2026
AI tools
ChatGPT
Supported
Jul 29, 2026
AI tools
Claude
Supported
Jul 29, 2026
Wallet payments
Google Pay
Supported
Jul 29, 2026
AI tools
Midjourney
Supported
Jul 29, 2026
In-person payments
Offline POS
Supported
Jul 29, 2026
Online shopping
Online shopping
Supported
Jul 29, 2026
Wallet payments
PayPal
Supported
Jul 29, 2026
Subscriptions
Subscription payment
Supported
Jul 29, 2026
Wallet payments
WeChat Pay
Supported
Jul 29, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
CoinJar: Buy Bitcoin & Crypto Google Play review - 3 star
app frequently glitches out and won't show the portfolio, or balance.
Official reply
View original Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
Used em for years,before they even had…
Used em for years,before they even had Mastercard only eftpos and atm ,they were great,used it more than anything else.
Then as others have said,they wanted to know where I sent crypto years ago,don’t remember and now got kicked off ,after years of use , they had a good thing,now a dumpster fire .they must be loosing so much business.
See ya
Thanks for the reply,but still useless if u live and travel between two or country’s,this is the whole idea of crypto usdc etc its boarderless and now u have been turned into a worse bank.
Official reply
View original We're sorry to hear about your experience with CoinJar in Australia.
Your transfers were most likely held in relation to the Australian Travel Rule legislation, which came into effect on 1 July 2026 and applies to all Australian residents across every crypto exchange. This legislation requires CoinJar to hold a transfer if we don't receive the matching travel rule data from the other crypto exchange or custodial wallet involved.
The good news is that we support the majority of transfers between CoinJar and self-hosted wallets. To make this smoother, you can save your deposit and withdrawal addresses in your address book — that way you won't need to complete the travel rule form every time. Once an address is saved with completed travel rule data, transfers between CoinJar and self-hosted wallets are, in most cases, instant.
You can learn more about how this works here: https://www.coinjar.com/au/blog/how-the-travel-rule-affects-your-coinjar-transfers
CoinJar: Buy Bitcoin & Crypto Google Play review - 5 star
awesome
Official reply
View original Thank you so much for the 5 star review!!! Appreciate it.
First time experience with Crypto and… Just Great Experience
First time experience with Crypto and CoinJar has proved to be an excellent application to ease into the purchase and payment / transfer of crypto.
Easy to use and very logically laid out app.
Earlier this week I had a hiccup with one of my purchases and queried the error message with the built in support.
Joy of Joy ... they don't put you into a repetitive AI loop as so many service providers do.
After a brief interaction with the usual FAQ's I could then connect with a message to a human (the lovely and efficient Cindy) and had my query resolved in one go.
Highly recommended
Official reply
View original Thank you for the fantastic 5-star feedback! We really appreciate it.
They hold funds forever, generic cut and paste responses, want to know your life story
They are ask a million questions about what you intend to do, where your crypto is going...now they asking for explanations from transactions that occurred 2 years ago. I purchase cheaper medications from overseas suppliers, which is none of their business. I since changed to Coinbase and had a seamless experience
Official reply
View original CoinJar is required by law to follow local jurisdiction rules and regulations. This means that in a small number of instances we are required by law to close a customer account without providing a reason for doing so. We can see your funds have now been withdrawn from CoinJar.
CoinJar: Buy Bitcoin & Crypto Google Play review - 2 star
Many years now with Coinjar and never a problem. This app has gone backwards in terms of usability and I can no longer recommend it. Very difficult to replace an expired card, and change password.6
Official reply
View original Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
Bradley was an excellent help and…
Bradley was an excellent help and resolved my issue
Official reply
View original Thank you so much for the 5 star review!!! Appreciate it.
CoinJar: Buy Bitcoin & Crypto Google Play review - 1 star
update the damn app, all it does is the loading screen. I can't access it al all
Official reply
View original Hi, we're sorry to hear that and we would love to take a look at your issue. Please reach out to our customer support team at support@coinjar.com with the subject line "Android review" so we resolve this.
Had the odd hick up before but never this…
Had the odd hick up before but never had such terrible customer service before.
It’s just a simple problem then fair does, remove the option from the phone line and redirect to the web page.
But to leave yourself wholly directly uncontactable over any issue big or small is a little ridiculous.
Opened support 9am 🕘 no answer yet (nearly 12) finds are cleared you took the money fast enough. Now can someone check it as fast as you took it as I’m unable to send to any wallet or exchange without being told I have to contact the uncontactable first.
This was kind of a priority can someone look into this sooner rather than later. 👋
ID FOR REQUEST: 484789
Edit- still back and forth while I’m quizzed over everything I know about it, everything I’ve ever done or intended to do with XMR because I said Intended to buy some.
Issues sent to compliance. Still waiting for a fix.
Official reply
View original We are sorry to hear about your experience with CoinJar in the UK. We have escalated your enquiry and one of our team members will be in touch in the next 2 hours.
Your funds are being held in relation to the UK Travel Rule legislation which came into effect on 1 September 2023 and it impacts all UK residents. The legislation requires CoinJar to withhold a transfer for UK residents if we do not receive the travel rule data from a different crypto exchange.
We need to match the travel rule data sent from an exchange to the information that you provide us in the travel rule form. In your case we did not receive travel rule data from the blockchain address that you interacted with.
We do support the majority of transfers between CoinJar and self-hosted wallets without having to receive 3rd party travel rule data. In most cases, transfers between CoinJar and self-hosted wallets are instant. You can learn more about this on our Knowledge Base: https://support.coinjar.com/hc/en-gb/articles/20894541408665
I am no good at online so this was…
I am no good at online so this was positive for me
Official reply
View original Thank you so much for the 5 star review!!! Appreciate it.
Risk factors
Updated: Jul 29, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does CoinJar Card require KYC?
Our record lists the CoinJar Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does CoinJar Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up CoinJar Card with?
Our record lists CoinJar Card support for: USDT, USDC, BTC, ETH, SOL, XRP, ADA, and DOGE (17 in total).
Is CoinJar Card a virtual or a physical card?
CoinJar Card is offered as: Virtual card and Physical card.
Where is CoinJar Card available?
Our record lists 1 countries or regions as available and 190 as restricted. Country-by-country status is in the regions section of this page.
Who issues CoinJar Card?
CoinJar Card is operated by CoinJar on the Mastercard network.