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CoinSpot Mastercard

Updated: Sep 18, 2026

CoinSpot Mastercard is a digital crypto prepaid card offered by CoinSpot to Australian residents. Users can set Australian dollars or up to five assets in their CoinSpot account as payment sources. When crypto assets are spent, the system automatically sells the selected asset and converts it into Australian dollars for settlement at the time of the transaction. The card can be used for online shopping and contactless payments through Apple Pay, Google Pay and Samsung Pay. A physical card and ATM withdrawals are not currently available.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKLTCBCHXLMUNI
Last updated
Sep 18, 2026

Official and company information

Issuer identity and company credentials

Founded in 2013, CoinSpot is Australia's largest and most representative compliant cryptocurrency exchange. The platform primarily serves Australian residents, offering fast buying/selling of over 500 crypto assets, spot market trading, large OTC, and asset custody services. Additionally, through partnerships with third-party licensed payment providers, the platform offers the CoinSpot Mastercard co-branded card, allowing users to directly spend their account crypto balances globally.
Company / issuer
CoinSpot
Legal name
Casey Block Services Pty Ltd
Registered region
Australia (AU)
Headquarters
Australia
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

CoinSpot Mastercard connects directly to the user's CoinSpot account, so assets do not need to be transferred to a separate card balance in advance. Users can arrange up to five crypto assets in deduction order or select Australian dollars as the payment source. At the time of payment, the system checks the preferred asset and then each subsequent asset if the balance is insufficient. A single asset must fully cover the entire transaction; multiple insufficient balances cannot be combined. The crypto asset is converted into Australian dollars at CoinSpot's sell price when the transaction occurs, and EML completes settlement through the Mastercard network. The current product is available only as a smartphone digital card. Users can enter the card number directly for online purchases, while in-person purchases require a compatible mobile wallet. Merchant refunds are returned to the CoinSpot account in Australian dollars. Current card terms prohibit pre-authorised recurring payments and recurring charges, so the card is not suitable as an ongoing payment method for subscription services.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

CoinSpot Digital Mastercard
Card formVirtual card
Fees
Monthly fee
Free
No ongoing account fees
Card issuance fee
Free
Free digital card issuance
ATM fee—
Foreign exchange fee
2.99%
Charged for non-AUD transactions
Top-up fee
1%
Crypto assets converted to Australian dollars
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
10 AUD
Invitee completes verification and makes the first deposit
Referral bonus
10 AUD
Both parties receive the reward after the friend meets the requirements
Limits
Daily spending limit
7,000 AUD
Cumulative over twenty-four hours
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
AustraliaAU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

194
Hong KongHKBahamasBSSouth KoreaKRHungaryHUSaudi ArabiaSASyriaSYSamoaWSEritreaEREl SalvadorSVEquatorial GuineaGQBahrainBHSouth SudanSSNorwayNOSwitzerlandCHGrenadaGDUnited Arab EmiratesAESurinameSRUkraineUACambodiaKHGuinea-BissauGWBeninBJJordanJOSloveniaSIYemenYEThailandTHChileCLIsraelILRomaniaROAntigua & BarbudaAGSpainESBosnia & HerzegovinaBAEswatiniSZSingaporeSGPhilippinesPHGeorgiaGETunisiaTNLaosLALibyaLYMoldovaMDTongaTOOmanOMPapua New GuineaPGBarbadosBBBelizeBZBruneiBNAustriaATNicaraguaNINigeriaNGCosta RicaCRPalauPWIrelandIEIndiaINDominicaDMNauruNRTajikistanTJSomaliaSOUgandaUGPortugalPTCroatiaHRMaltaMTMaliMLKenyaKEVanuatuVUMaldivesMVCongo - KinshasaCDBhutanBTSan MarinoSMMonacoMCNetherlandsNLItalyITSt. Vincent & GrenadinesVCLebanonLBTrinidad & TobagoTTMadagascarMGAndorraADGreeceGRBrazilBRDjiboutiDJEcuadorECSri LankaLKDenmarkDKNorth MacedoniaMKMoroccoMASudanSDNigerNEMexicoMXKiribatiKISerbiaRSTurkmenistanTMArmeniaAMMongoliaMNVatican CityVAMacaoMONew ZealandNZBotswanaBWCyprusCYEstoniaEEZambiaZMTaiwanTWGhanaGHPanamaPALatviaLVTürkiyeTRHaitiHTZimbabweZWMyanmar (Burma)MMBurkina FasoBFVietnamVNColombiaCOIcelandISAfghanistanAFCentral African RepublicCFPeruPESt. Kitts & NevisKNEthiopiaETSouth AfricaZALithuaniaLTTuvaluTVNamibiaNAGabonGASão Tomé & PríncipeSTUnited StatesUSFranceFRBoliviaBOMarshall IslandsMHBangladeshBDEgyptEGHondurasHNSeychellesSCSierra LeoneSLTanzaniaTZCameroonCMIndonesiaIDSlovakiaSKGuatemalaGTFijiFJSenegalSNJamaicaJMGermanyDERussiaRUMalaysiaMYMontenegroMEJapanJPCanadaCAAlgeriaDZCape VerdeCVAzerbaijanAZGambiaGMMauritiusMURwandaRWIraqIQFinlandFIKazakhstanKZMalawiMWChadTDKyrgyzstanKGNepalNPVenezuelaVELiechtensteinLIComorosKMChinaCNNorth KoreaKPSolomon IslandsSBIranIRBulgariaBGAlbaniaALTimor-LesteTLBelarusBYLesothoLSSt. LuciaLCSwedenSELuxembourgLUTogoTGCzechiaCZAngolaAOKuwaitKWBelgiumBEBurundiBIUzbekistanUZPakistanPKGuyanaGYCubaCUParaguayPYMauritaniaMRUruguayUYLiberiaLRMozambiqueMZArgentinaARPolandPLUnited KingdomGBGuineaGNQatarQADominican RepublicDOCôte d’IvoireCI
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,CoinSpot Mastercard requires a fully verified Australian CoinSpot account, so U.S. residents cannot obtain the card; an eligible Australian-issued card can be used overseas wherever prepaid Mastercard is accepted.
2. United Kingdom:Cannot apply,Can use,UK residents cannot meet the Australian CoinSpot account requirements needed for card issuance, while an eligible Australian-issued card can be used at Mastercard-accepting merchants in the UK.
3. Canada:Cannot apply,Can use,CoinSpot Mastercard is tied to a verified Australian CoinSpot account and is not issued to Canadian residents, but an eligible card can be used in Canada wherever prepaid Mastercard is accepted.
4. Australia:Can apply,Can use,Australian users with a fully verified CoinSpot account and 2FA enabled can activate the prepaid Mastercard and use it in Australia or overseas wherever prepaid Mastercard is accepted.
5. South Africa:Cannot apply,Can use,South African residents cannot obtain the card because issuance requires an eligible Australian CoinSpot account, while an Australian-issued card can be used at compatible Mastercard merchants in South Africa.
6. New Zealand:Cannot apply,Can use,New Zealand residents are outside CoinSpot’s Australian account and card issuance model, but a valid Australian-issued CoinSpot Mastercard can be used locally wherever prepaid Mastercard is accepted.
7. Ireland:Cannot apply,Can use,Irish residents cannot obtain CoinSpot Mastercard because issuance is tied to an Australian verified CoinSpot account, while an eligible card can be used at Mastercard-accepting merchants in Ireland.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Australian driver's license / Australian passport / Eligible foreign passport / Proof of identity card with Medicare card / ImmiCard with Medicare card / Firearms license with Medicare card

Review time / regional limits

If documents match, approval can be immediate; additional documents and manual review are usually processed within one day.

KYC provider

Australian Government Document Verification Service (DVS)

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedJul 29, 2026

Wallet payments

Alipay

Supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Not supported

Jul 29, 2026

AI tools

ChatGPT

Not supported

Jul 29, 2026

AI tools

Claude

Not supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Not supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Supported

Jul 29, 2026

Subscriptions

Subscription payment

Not supported

Jul 29, 2026

Wallet payments

WeChat Pay

Supported

Jul 29, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Toman Bradleygoogle_play★ 1 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 1 star

Massive spreads, no ability to access price charts actually used to execute trades, if you buy anything price has to rise 5% just to exit a trade with your original funds. lost 10s of thousands to fees and stop losses being executed randomly with no transparency way below list prices. stick to exchanges that don't deceive and gouge their users.
View original
Barry van Kampengoogle_play★ 4 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 4 star

easy to navigate and great customer support
Official reply
Hi Barry, Thanks for the review! We appreciate the kind words, please reach to support if you need anything further.
View original
Steph. K.google_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

honestly the best 😀
Official reply
Hi Steph, Thank you for taking the time to leave your review. It is great to hear you have been enjoying our app and the CoinSpot platform. We appreciate this feedback and have passed this onto our teams!
View original
Aus2099google_play★ 1 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 1 star

They add coins as price falling off cliff then remove from platform so you cant sell. Constantly delisting coins you cant sell and are forced to sell at rock bottom price before delisting date. Also poor customer service on returning funds. Example: VGX token and hundreds more.
Official reply
Hi there, Thanks for the review. When assets are delisted, CoinSpot will notify holders via email and provide as much notice as possible before trading is halted. Additionally, withdrawals are generally kept enabled so you can withdraw funds if you prefer. Please contact support for further clarity if required. Many Thanks, CoinSpot
View original
Garygoogle_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

The most popular app for trading coins 😁
Official reply
Hi Gary Thank you for the review. If you need assistance, please feel free to contact our support team who are available 24/7 via live chat and emails. Happy Trading, CoinSpot
View original
Connor Gordon (Erusni)google_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

Helped prevent me from being scammed further, deeply appreciate the security team and CoinSpot staff for their hard work in protecting my investments.
Official reply
Hello Connor, Thank you for leaving a review. Great to hear your investments were protected by the security measures we have in place. Please reach out to the support team if you need any further assistance. Stay safe, CoinSpot.
View original
Bengoogle_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

love to work out were my coins at what years and were it all went down thank u
Official reply
Hi Ben Thank you for leaving a review. We appreciate the feedback, if you need anything at all please feel free to reach out to the support team. Happy Trading, CoinSpot
View original
Joseph Youngoogle_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

🙏
Official reply
Hi Joseph Thank you for the review! Please reach out to us if you need assistance.
View original
Michael Albertgoogle_play★ 5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

The best Bitcoin and cryptocurrency trading platform worldwide. I have never seen a crypto platform as well built and managed as CoinSpot. 10/10.. God bless!
Official reply
Hi Michael, Thank you for the great review. Great to hear you are loving the platform, please do contact support if you need assistance any time! Happy Trading, CoinSpot
View original
LBtrustpilot★ 5 / 5

Super easy to navigate including…

Super easy to navigate including deposits and withdraws
View original

Risk factors

Updated: Jul 29, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does CoinSpot Mastercard require KYC?

Our record lists the CoinSpot Mastercard verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does CoinSpot Mastercard support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up CoinSpot Mastercard with?

Our record lists CoinSpot Mastercard support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (17 in total).

Is CoinSpot Mastercard a virtual or a physical card?

CoinSpot Mastercard is offered as: Virtual card.

Where is CoinSpot Mastercard available?

Our record lists 1 countries or regions as available and 194 as restricted. Country-by-country status is in the regions section of this page.

Who issues CoinSpot Mastercard?

CoinSpot Mastercard is operated by CoinSpot on the Mastercard network.