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CoinSpot Mastercard

Updated: Jul 29, 2026

CoinSpot Mastercard is a digital crypto prepaid card offered by CoinSpot to Australian residents. Users can set Australian dollars or up to five assets in their CoinSpot account as payment sources. When crypto assets are spent, the system automatically sells the selected asset and converts it into Australian dollars for settlement at the time of the transaction. The card can be used for online shopping and contactless payments through Apple Pay, Google Pay and Samsung Pay. A physical card and ATM withdrawals are not currently available.
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Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / LTC / BCH / XLM / UNI
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

Founded in 2013, CoinSpot is Australia's largest and most representative compliant cryptocurrency exchange. The platform primarily serves Australian residents, offering fast buying/selling of over 500 crypto assets, spot market trading, large OTC, and asset custody services. Additionally, through partnerships with third-party licensed payment providers, the platform offers the CoinSpot Mastercard co-branded card, allowing users to directly spend their account crypto balances globally.
Company / issuer
CoinSpot
Legal name
Casey Block Services Pty Ltd
Registered region
Australia (AU)
Headquarters
Australia
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

CoinSpot Mastercard connects directly to the user's CoinSpot account, so assets do not need to be transferred to a separate card balance in advance. Users can arrange up to five crypto assets in deduction order or select Australian dollars as the payment source. At the time of payment, the system checks the preferred asset and then each subsequent asset if the balance is insufficient. A single asset must fully cover the entire transaction; multiple insufficient balances cannot be combined. The crypto asset is converted into Australian dollars at CoinSpot's sell price when the transaction occurs, and EML completes settlement through the Mastercard network. The current product is available only as a smartphone digital card. Users can enter the card number directly for online purchases, while in-person purchases require a compatible mobile wallet. Merchant refunds are returned to the CoinSpot account in Australian dollars. Current card terms prohibit pre-authorised recurring payments and recurring charges, so the card is not suitable as an ongoing payment method for subscription services.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

CoinSpot Digital Mastercard
Card formVirtual card
Fees
Monthly fee
Free
No ongoing account fees
Card issuance fee
Free
Free digital card issuance
ATM fee
Foreign exchange fee
2.99%
Original非澳元交易收取
Top-up fee
1%
Crypto assets converted to Australian dollars
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
10 AUD
Invitee completes verification and makes the first deposit
Referral bonus
10 AUD
Both parties receive the reward after the friend meets the requirements
Limits
Daily spending limit
7,000 AUD
Cumulative over twenty-four hours
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
AustraliaAU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

194
Hong KongHKBahamasBSSouth KoreaKRHungaryHUSaudi ArabiaSASyriaSYSamoaWSEritreaEREl SalvadorSVEquatorial GuineaGQBahrainBHSouth SudanSSNorwayNOSwitzerlandCHGrenadaGDUnited Arab EmiratesAESurinameSRUkraineUACambodiaKHGuinea-BissauGWBeninBJJordanJOSloveniaSIYemenYEThailandTHChileCLIsraelILRomaniaROAntigua & BarbudaAGSpainESBosnia & HerzegovinaBAEswatiniSZSingaporeSGPhilippinesPHGeorgiaGETunisiaTNLaosLALibyaLYMoldovaMDTongaTOOmanOMPapua New GuineaPGBarbadosBBBelizeBZBruneiBNAustriaATNicaraguaNINigeriaNGCosta RicaCRPalauPWIrelandIEIndiaINDominicaDMNauruNRTajikistanTJSomaliaSOUgandaUGPortugalPTCroatiaHRMaltaMTMaliMLKenyaKEVanuatuVUMaldivesMVCongo - KinshasaCDBhutanBTSan MarinoSMMonacoMCNetherlandsNLItalyITSt. Vincent & GrenadinesVCLebanonLBTrinidad & TobagoTTMadagascarMGAndorraADGreeceGRBrazilBRDjiboutiDJEcuadorECSri LankaLKDenmarkDKNorth MacedoniaMKMoroccoMASudanSDNigerNEMexicoMXKiribatiKISerbiaRSTurkmenistanTMArmeniaAMMongoliaMNVatican CityVAMacaoMONew ZealandNZBotswanaBWCyprusCYEstoniaEEZambiaZMTaiwanTWGhanaGHPanamaPALatviaLVTürkiyeTRHaitiHTZimbabweZWMyanmar (Burma)MMBurkina FasoBFVietnamVNColombiaCOIcelandISAfghanistanAFCentral African RepublicCFPeruPESt. Kitts & NevisKNEthiopiaETSouth AfricaZALithuaniaLTTuvaluTVNamibiaNAGabonGASão Tomé & PríncipeSTUnited StatesUSFranceFRBoliviaBOMarshall IslandsMHBangladeshBDEgyptEGHondurasHNSeychellesSCSierra LeoneSLTanzaniaTZCameroonCMIndonesiaIDSlovakiaSKGuatemalaGTFijiFJSenegalSNJamaicaJMGermanyDERussiaRUMalaysiaMYMontenegroMEJapanJPCanadaCAAlgeriaDZCape VerdeCVAzerbaijanAZGambiaGMMauritiusMURwandaRWIraqIQFinlandFIKazakhstanKZMalawiMWChadTDKyrgyzstanKGNepalNPVenezuelaVELiechtensteinLIComorosKMChinaCNNorth KoreaKPSolomon IslandsSBIranIRBulgariaBGAlbaniaALTimor-LesteTLBelarusBYLesothoLSSt. LuciaLCSwedenSELuxembourgLUTogoTGCzechiaCZAngolaAOKuwaitKWBelgiumBEBurundiBIUzbekistanUZPakistanPKGuyanaGYCubaCUParaguayPYMauritaniaMRUruguayUYLiberiaLRMozambiqueMZArgentinaARPolandPLUnited KingdomGBGuineaGNQatarQADominican RepublicDOCôte d’IvoireCI
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:居民不可按本地居住身份申请;符合澳大利亚居民及完整验证条件者可申请,已发行卡可进行跨境线上和移动钱包付款。

2、香港:居民不可仅凭香港居住身份申请;符合澳大利亚居民条件者可申请,已发行卡可在 Mastercard 商户网络使用。

3、澳门:居民不可仅凭澳门居住身份申请;符合澳大利亚居民条件者可申请,已持卡用户可进行网络及移动钱包消费。

4、台湾:居民不可仅凭台湾居住身份申请;符合澳大利亚居民条件者可申请,已发行卡可在支持的境外商户使用。

Updated: Jul 29, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Australian driver's license / Australian passport / Eligible foreign passport / Proof of identity card with Medicare card / ImmiCard with Medicare card / Firearms license with Medicare card

Review time / regional limits

If documents match, approval can be immediate; additional documents and manual review are usually processed within one day.

KYC provider

Australian Government Document Verification Service (DVS)

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedJul 29, 2026

Wallet payments

Alipay

Supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Not supported

Jul 29, 2026

AI tools

ChatGPT

Not supported

Jul 29, 2026

AI tools

Claude

Not supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Not supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Supported

Jul 29, 2026

Subscriptions

Subscription payment

Not supported

Jul 29, 2026

Wallet payments

WeChat Pay

Supported

Jul 29, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
LBtrustpilot5 / 5

Super easy to navigate including…

Super easy to navigate including deposits and withdraws
View original
Smokey BBQgoogle_play5 / 5

CoinSpot - Buy & Sell Bitcoin Google Play review - 5 star

Easy to use, with simple dashboards
Official reply
Hi there, Thank you for leaving a review! Feel free to contact the support team for any assistance.
View original
Alireza Rashediradtrustpilot5 / 5

This is the best app for buying and…

This is the best app for buying and trading
Official reply
Hi Alireza, Thank you for the review. We love to hear back from the community and appreciate your feedback given! Please contact the support team for any help needed. Happy Trading, CoinSpot
View original
Nath Allanntrustpilot5 / 5
Its easy to use easy to send crypto
Official reply
Hi Nath, Thanks for the review. Feel free to reach out to support, available 24/7 via live chat or emails, for any assistance needed. Happy Trading, CoinSpot
View original
gurkanwal singhtrustpilot5 / 5

Find it little easy to buy and sell…

Find it little easy to buy and sell some of crypto Thanks
Official reply
Hi Gurkanwal Thanks for the review. We appreciate the feedback! All the best, CoinSpot
View original
Davidtrustpilot5 / 5

The ease of investing

The ease of investing - i always thought you needed thousands of dollars - CoinSpot has made investing easy for rich and poor, those gifted in IT skills and also for those not so gifted in IT skills such as myself.
Official reply
Hi David, Thank you for leaving a review. We appreciate the feedback, feel free to contact support for anything further. Happy Trading, CoinSpot
View original
Zachary joh Andersontrustpilot5 / 5

Low fees

Low fees, great interface.
Official reply
Hi Zachary Thank you for the review! Contact support if you need assistance any time. Kind Regards, CoinSpot
View original
Etrustpilot5 / 5

Compared to the Bitcoin company

Compared to the Bitcoin company, this app is a gazillion times better and faster with withdrawals
Official reply
Hi E, Thank you for the review. We appreciate the feedback and are glad you have found it easy to use! Many Thanks, CoinSpot
View original
Glenn Chaddertontrustpilot4 / 5

New user to coinspot and finding it has…

New user to coinspot and finding it has a broad range of products
Official reply
Hi Glenn, Thank you for the review. Please let us know if we can assist with anything further, we are available 24/7 via live chat and emails. Regards, CoinSpot
View original
Marktrustpilot5 / 5

I love it it’s great for investing and…

I love it it’s great for investing and when you want the money just deposit into your account
Official reply
Hi Mark, Thank you for the review. We aim to make crypto as simple as possible! Please reach out to support should you need assistance. Kind Regards, CoinSpot.
View original

Risk factors

Updated: Jul 29, 2026

No risk factors are available