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Card database / Mastercard / Visa / White-label card issuing solution

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DiPocket

Updated: Sep 15, 2026

DiPocket is an electronic money and payment card service provider regulated in the UK and Lithuania, offering personal multi-currency wallets, Mastercard prepaid cards, and enterprise white-label card issuance infrastructure. Personal users can hold balances in EUR, GBP, PLN, and USD, and spend or withdraw cash via virtual cards, physical cards, Apple Pay, or Google Pay. DiPocket is not a crypto payment card, and its personal account terms explicitly prohibit using the account for cryptocurrency purchase, sale, or trading.
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Card network
Product type
White-label card issuing solution
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCUSDEURGBP
Last updated
Sep 15, 2026

Official and company information

Issuer identity and company credentials

diPocket, founded in 2015, is a leading licensed European electronic money institution (EMI) and Payment-as-a-Service (PaaS) provider. The group operates in the EU through its Lithuanian entity DiPocket UAB (regulated by the Bank of Lithuania) and in the UK through DiPocket Limited (regulated by the UK FCA). As a Principal Member of Visa and Mastercard, diPocket offers tailored e-money wallets, white-label card issuance (including Apple Pay and Google Pay support), BIN sponsorship, global multi-rail clearing and settlement, and bulk compliant fund distribution services to large enterprises, SMEs, fintech peers, and financial institutions.
Visit website Application page
Company / issuer
DiPocket
Legal name
DiPocket Limited
Registered region
United Kingdom (GB)
Headquarters
London, United Kingdom
Company type
Emi
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Individual users open an electronic-money account through the DiPocket App. After completing basic or full identity verification, they can create a virtual card, order a physical card, receive bank transfers, top up with another bank card, exchange currencies, and make domestic or international payments. Personal cards are Mastercard prepaid cards and can be used for online shopping, in-person contact or contactless payments, ATM withdrawals, Apple Pay, and Google Pay. DiPocket is also a Visa and Mastercard principal member and provides businesses with white-label virtual cards, physical cards, gift cards, loan-disbursement cards, employee-benefit cards, BIN sponsorship, and fund-distribution solutions. The branding, fees, limits, and acceptance regions of business programmes are determined separately for each card programme.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

DiPocket Virtual Card
DiPocket Physical Card
DiPocket White-label Cards
Card formVirtual cardPhysical cardVirtual card
Fees
Monthly fee
Free
First card free of monthly fee; additional accounts EUR 0.30/month or PLN 1/month
1 EUR
First card free; additional accounts EUR 1/month or PLN 4/month
—
Card issuance fee
Free
Instant creation, free
1 EUR
First card free; additional cards EUR 3 or PLN 15
—
ATM fee—
0.75 EUR
Europe from EUR 0.75; other regions from EUR 1, charged in card currency
—
Foreign exchange fee
1%
Charged on transactions in non-card currency
1%
Charged on transactions in non-card currency
—
Top-up fee
0.6 EUR
Third-party bank card top-ups, EUR 0.60 per transaction or PLN 2.50 per transaction
0.6 EUR
EUR 0.60 per transaction or PLN 2.50 per transaction, for third-party bank card top-ups
—
Failed transaction fee———
Rewards
Cashback———
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit
9,000 EUR
Fully verified card limit: EUR 9,000, GBP 7,000, PLN 40,000 or USD 10,000
9,000 EUR
Fully verified card limit: EUR 9,000, GBP 7,000, PLN 40,000 or USD 10,000
—
Monthly spending limit
3,000 EUR
Calculated in card currency: EUR 30,000, GBP 25,000, PLN 150,000 or USD 40,000
30,000 EUR
Calculated in card currency: EUR 30,000, GBP 25,000, PLN 150,000 or USD 40,000
—
ATM withdrawal limit—
600 EUR
Fully verified card limits: EUR 600/day, 3,500/month; GBP 500/day, 3,000/month; PLN 2,500/day, 15,000/month; USD 750/day, 4,500/month
—
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

31
United KingdomGBLuxembourgLUHungaryHUGermanyDELatviaLVAustriaATBelgiumBENorwayNODenmarkDKBulgariaBGRomaniaROSpainESEstoniaEESwedenSEIrelandIEFranceFRLiechtensteinLILithuaniaLTSlovakiaSKFinlandFISloveniaSIIcelandISGreeceGRMaltaMTCroatiaHRCyprusCYPortugalPTCzechiaCZPolandPLItalyITNetherlandsNL
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

164
SenegalSNMalawiMWArmeniaAMSingaporeSGCambodiaKHHondurasHNTongaTOSouth AfricaZAMauritaniaMRUkraineUARwandaRWMadagascarMGCape VerdeCVBangladeshBDJapanJPMyanmar (Burma)MMDjiboutiDJSyriaSYVenezuelaVEAfghanistanAFBotswanaBWTimor-LesteTLKuwaitKWVatican CityVAOmanOMChinaCNSouth SudanSSIndiaINLibyaLYSomaliaSONew ZealandNZCongo - KinshasaCDSouth KoreaKRSt. Kitts & NevisKNSão Tomé & PríncipeSTRussiaRUNigeriaNGBrazilBRDominican RepublicDOChileCLKyrgyzstanKGMacaoMOUgandaUGPeruPEMalaysiaMYZambiaZMBarbadosBBAustraliaAUZimbabweZWLaosLAUruguayUYNicaraguaNIBhutanBTBoliviaBOParaguayPYSierra LeoneSLQatarQAFijiFJBosnia & HerzegovinaBAGabonGAMaliMLChadTDGhanaGHAzerbaijanAZSamoaWSCentral African RepublicCFBurundiBINorth KoreaKPSt. Vincent & GrenadinesVCGeorgiaGETrinidad & TobagoTTAlbaniaALSolomon IslandsSBCanadaCAKazakhstanKZEl SalvadorSVCongo - BrazzavilleCGIranIRSri LankaLKMongoliaMNBahamasBSVanuatuVUMontenegroMEGambiaGMJordanJOTanzaniaTZMoldovaMDHong KongHKColombiaCOEquatorial GuineaGQYemenYETürkiyeTRBeninBJDominicaDMTajikistanTJCosta RicaCRMexicoMXMonacoMCUnited StatesUSGuyanaGYArgentinaARBruneiBNHaitiHTPanamaPASaudi ArabiaSACubaCUSerbiaRSKenyaKELiberiaLRLesothoLSBurkina FasoBFSurinameSRPapua New GuineaPGPhilippinesPHTunisiaTNIraqIQTuvaluTVIsraelILNauruNRNepalNPGuineaGNBelizeBZMarshall IslandsMHJamaicaJMBelarusBYAntigua & BarbudaAGPalauPWLebanonLBSt. LuciaLCThailandTHTogoTGUzbekistanUZNamibiaNAIndonesiaIDEthiopiaETAlgeriaDZSeychellesSCVietnamVNUnited Arab EmiratesAEMaldivesMVCameroonCMAndorraADGuatemalaGTCôte d’IvoireCIPakistanPKEritreaERNigerNEGuinea-BissauGWBahrainBHSan MarinoSMComorosKMEcuadorECTurkmenistanTMMozambiqueMZMoroccoMAKiribatiKITaiwanTWMauritiusMUAngolaAOSudanSDGrenadaGDEgyptEGNorth MacedoniaMKSwitzerlandCH
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residence alone does not qualify for DiPocket registration because applicants must be EEA or UK citizens or residents, but an eligible card obtained elsewhere can be used in the United States.
2. United Kingdom：Can apply，Can use，UK residents are expressly eligible to register with DiPocket and can request available cards after completing the required identity verification.
3. Canada：Cannot apply，Can use，Canadian residence alone does not meet DiPocket’s EEA-or-UK eligibility requirement, but an eligible card issued to a qualifying user can be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside DiPocket’s residence-based eligibility area unless they separately qualify through EEA or UK citizenship, while eligible cards can still be used in Australia.
5. South Africa：Cannot apply，Can use，South African residence alone does not qualify for DiPocket onboarding because registration is limited to EEA or UK citizens or residents, but eligible cards can be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents are outside DiPocket’s direct registration area unless they separately hold qualifying EEA or UK citizenship, while eligible cards can be used in New Zealand.
7. Ireland：Can apply，Can use，Ireland is part of the EEA, so Irish residents can register, complete identity verification and request the card services available to their account.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license

Review time / regional limits

Automatic account opening takes about three minutes; document anomalies or manual phone review may extend to three days.

KYC provider

Not disclosed

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 5, 2026

Wallet payments

Alipay

Not supported

Aug 5, 2026

Wallet payments

Apple Pay

Supported

Aug 5, 2026

Cash services

ATM withdrawal

Supported

Aug 5, 2026

AI tools

ChatGPT

Supported

Aug 5, 2026

AI tools

Claude

Supported

Aug 5, 2026

Wallet payments

Google Pay

Supported

Aug 5, 2026

AI tools

Midjourney

Supported

Aug 5, 2026

In-person payments

Offline POS

Supported

Aug 5, 2026

Online shopping

Online shopping

Supported

Aug 5, 2026

Wallet payments

PayPal

Not supported

Aug 5, 2026

Subscriptions

Subscription payment

Supported

Aug 5, 2026

Wallet payments

WeChat Pay

Not supported

Aug 5, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Raluca Eva Kerekestrustpilot★ 1 / 5

Account blocked, funds still not returned

Getsby / DiPocket blocked my account permanently and asked me to provide IBAN details so they could return my remaining funds. I provided the requested details, and they sent the payment on 30 July. The payment was subsequently rejected/returned, which they confirmed themselves. They even attempted to restore access to my account temporarily so I could withdraw the funds, but this was unsuccessful. I then provided new payment details (AstroPay) and proof that the account belongs to me. Despite repeatedly telling me that their finance department would process a new payment, I was only contacted again on 10 August and told that the funds had supposedly already been sent on 30 July — despite the previous payment having been confirmed as returned. I am currently still waiting for my own funds to be returned. I hope Getsby / DiPocket will resolve this matter promptly. I will update this review once my funds are actually received.
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Valerie Mickenstrustpilot★ 1 / 5

They are unreliable

They are unreliable, and it is a waste of time. I wouldn't recommend them to anyone because I had a bad experience with them. I know #Crop#Mines# is outstanding in their service, and they provide great services without any problem.
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Maxtrustpilot★ 1 / 5

Stranded in Spain with no funds - DiPocket closed my 4-year-old account without warning

Absolute disgrace. I’ve been a loyal customer for 4 years, and today DiPocket decided to close my account without any notice while I’m on a trip to Spain. I have no access to my money and they are ignoring my emails. They claim it's because I'm a minor, despite the account being verified years ago with my father. Their "support" is non-existent. Avoid this company if you value your financial security.
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Michal Brzozatrustpilot★ 1 / 5

Unikaj jak ognia

Przelałem środki ze swojego rachunku bankowego na eWallet. Ale na eWallecie ich nie zobaczyłem. Zostały ZATRZYMANE i już od dłuższego czasu tłumaczę się z prowadzenia działalności gospodarczej, skąd mam pieniądze itd itp. Przesyłam kolejne dokumenty i zastanawiam się komu i do jakich przekrętów są one potrzebne. Jak dla mnie owo "zatrzymanie" to zwykła kradzież.
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Paul Masseygoogle_play★ 1 / 5

DiPocket | Finance & Payments Google Play review - 1 star

only for corporate users. No good for a standard customer.
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Yongliang Zhantrustpilot★ 1 / 5

Cargos fraudulentos

No utilizar, susceptible a fraude. He sido víctima de fraude en mi tarjeta de DiPocket a través de XTB eWallet y la asistencia ha sido pésima. Indican que no pueden disputar por fraude porque se realizaron los pagos mediante Google Pay. Esta fue su respuesta: La tarjeta del usted fue tokenizada en un dispositivo móvil registrado a nombre de Stanislao Fetta. Usted aprobó esta tokenización ingresando el código de verificación de un solo uso recibido en su teléfono móvil. Evidentemente no conozco a ese señor ni autoricé la activación en su móvil... Además, no me indican a qué móvil se envió ese código de verificación.
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Pepetrustpilot★ 1 / 5

Account blocked and unreasonable requests – warning for others

Unfortunately, I had a very negative experience with XTB-ewallet / DiPocket. All transfers were conducted exclusively between my own accounts. Nevertheless, my eWallet service was immediately blocked without any explanation. Subsequently, I was asked to provide highly sensitive personal and financial documents via email, without being given a clear legal basis or contractual clause for this request. I repeatedly asked for clarification, but received no relevant response. When dealing with transactions between my own verified accounts, they have no right to request additional information – and certainly not to demand it via email, which I refuse to provide. This approach is unprofessional, non-transparent, and completely unacceptable. I strongly warn others against using this service, especially if they expect fair, transparent, and secure handling of personal and financial information.
Official reply
Thank you for raising this to our attention. Colleagues reviewed the case, and I have been reassured your account is now unblocked
View original
Michałtrustpilot★ 1 / 5

Na karcie w XTB ta firma blokuje…

Na karcie w XTB ta firma blokuje płatności poprzez xtb, który to serwis przeciąga procedury odblokowania karty i księgowania środków przychodzących. Obydwie firmy ściśle współpracuą, apeluję, aby nie wpłacać tam żadnych środków, ponieważ możecie wszystko stracić. Niebezpieczn scam.
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Marcintrustpilot★ 1 / 5

podejrzany i niewiarygodny portfel

Uwaga firma współpracuje z platformą XTB, i na niej też bez podstawnie blokuje wpłacane do portfela środki, podejrzana firma, wymagają potwierdzeń przelewów oraz informacji o relacjach nadawcy i odbiorcy!
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XdekHckrgoogle_play★ 1 / 5

DiPocket | Finance & Payments Google Play review - 1 star

Dali się oszukać na 20 tysięcy złotych, bo pluxee miało exploit na swojej stronie pozwalający autoryzować transakcje kartami podarunkowymi i włamać się na dowolne konto z tego co zrozumiałem. Ktoś użył tego exploitu i teraz zwalają wine na mnie, bo wymieniłem tej osobie środki z karty na kryptowalutę. Oszusta złapali, ale chcą mi teraz przyklepać pranie brudnych pieniędzy. SIC! Niech lepiej się zajmą lepszym zabepieczaniem swoim serwerów
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Risk factors

Updated: Aug 5, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does DiPocket require KYC?

Our record lists the DiPocket verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does DiPocket support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up DiPocket with?

Our record lists DiPocket support for: USDT, USDC, USD, EUR, and GBP.

Is DiPocket a virtual or a physical card?

DiPocket is offered as: Virtual card and Physical card.

Where is DiPocket available?

Our record lists 31 countries or regions as available and 164 as restricted. Country-by-country status is in the regions section of this page.

Who issues DiPocket?

DiPocket is operated by DiPocket on the Mastercard / Visa network.