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EExodus Spend Card logo

Exodus Spend Card

Updated: Oct 6, 2026

Exodus Spend Card is a Mastercard virtual crypto payment card available within the Exodus wallet. Users can authorize the card to use USDC, USDT or XO Cash held in their self-custodial wallet on the Solana network. At payment, the selected asset is automatically deducted on-chain and settled in fiat currency. The card can be used for online shopping and added to Apple Pay or Google Pay for use at physical merchants that support contactless payments.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDC
Last updated
Oct 6, 2026

Official and company information

Issuer identity and company credentials

Exodus, founded in 2015, is one of the world's most well-known and influential multi-chain self-custodial cryptocurrency wallets and fintech infrastructure platforms. Through mobile, desktop, and browser extension versions, the platform helps millions of users worldwide securely manage and exchange over a million digital assets. Its latest offerings, Exodus Pay and the Exodus Card (Spend Card), allow users to maintain full control of their on-chain asset private keys while instantly converting tokens to local fiat currency at the moment of payment, enabling contactless hardware payments or Tap-to-Pay at tens of millions of merchants worldwide that accept Visa or Mastercard.
Visit website Application page
Company / issuer
Exodus
Legal name
Exodus Movement, Inc.
Registered region
United States (US)
Headquarters
United States
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Exodus Spend Card uses a self-custody direct-payment structure. After users authorise the card to access specified assets up to a set amount, funds remain in their personal Exodus wallet until an actual purchase occurs, when they are sent and converted into the fiat currency accepted by the merchant. Users can set automatic authorisation or a fixed spending limit and adjust the deduction priority for USDC, USDT, and XO Cash. Each payment and authorisation change requires a small amount of SOL for Solana network fees. The product is available only as a virtual card. Online purchases use the card number, expiry date, and security code, while in-person purchases depend on Apple Pay or Google Pay. Exodus Spend Card and the new Exodus Card in Exodus Pay are separate products; some users receive prompts to migrate to Exodus Pay.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Exodus Spend Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly subscription fee
Card issuance fee
Free
Free to create
ATM fee—
Foreign exchange fee
Free
Still converted at the card network exchange rate
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

39
FinlandFIHungaryHUPolandPLFranceFRJerseyJERomaniaRONorwayNOBelgiumBEPortugalPTItalyITDenmarkDKIcelandISLiechtensteinLIColombiaCOSloveniaSIIsle of ManIMMaltaMTCanadaCACyprusCYGreeceGRSlovakiaSKNetherlandsNLLuxembourgLUCroatiaHRArgentinaARBulgariaBGAustriaATSwitzerlandCHLithuaniaLTBrazilBRMexicoMXSpainESUruguayUYGermanyDESwedenSEGuernseyGGAndorraADIrelandIEGibraltarGI
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

158
PeruPEPanamaPAUnited Arab EmiratesAEIraqIQIndonesiaIDIranIREgyptEGMaldivesMVTrinidad & TobagoTTMacaoMOSudanSDUgandaUGSan MarinoSMBeninBJKuwaitKWNauruNRSolomon IslandsSBZimbabweZWVietnamVNTimor-LesteTLDominican RepublicDOPalauPWGrenadaGDTunisiaTNJamaicaJMKenyaKEQatarQATuvaluTVTongaTOIndiaINMalawiMWSaudi ArabiaSALatviaLVGuyanaGYMyanmar (Burma)MMBoliviaBOBhutanBTLesothoLSMarshall IslandsMHBurkina FasoBFSurinameSRSouth AfricaZAMonacoMCCentral African RepublicCFBelarusBYTanzaniaTZDjiboutiDJBahrainBHCôte d’IvoireCIHaitiHTMoroccoMAGuatemalaGTSt. LuciaLCPakistanPKAntigua & BarbudaAGKyrgyzstanKGKiribatiKISomaliaSOEquatorial GuineaGQMaliMLEstoniaEEUkraineUAEthiopiaETSierra LeoneSLGhanaGHMontenegroMENamibiaNACosta RicaCRMauritiusMUBelizeBZYemenYESyriaSYTurkmenistanTMSt. Vincent & GrenadinesVCCameroonCMTogoTGLebanonLBTaiwanTWGuinea-BissauGWChadTDIsraelILUnited KingdomGBNorth MacedoniaMKOmanOMLiberiaLRAlbaniaALVatican CityVASerbiaRSSamoaWSAzerbaijanAZUzbekistanUZCape VerdeCVHong KongHKSeychellesSCTürkiyeTRSri LankaLKBarbadosBBNigerNEMadagascarMGKazakhstanKZNew ZealandNZLibyaLYComorosKMCzechiaCZPhilippinesPHBahamasBSThailandTHChileCLParaguayPYEritreaERPapua New GuineaPGChinaCNNorth KoreaKPCubaCULaosLARussiaRUArmeniaAMSt. Kitts & NevisKNEl SalvadorSVSouth SudanSSJordanJOMauritaniaMRGeorgiaGERwandaRWBurundiBIHondurasHNTajikistanTJJapanJPGambiaGMGabonGABangladeshBDNicaraguaNISenegalSNDominicaDMMongoliaMNGuineaGNNepalNPBosnia & HerzegovinaBAZambiaZMMozambiqueMZAngolaAOVenezuelaVESouth KoreaKRMalaysiaMYBruneiBNNigeriaNGFijiFJVanuatuVUSingaporeSGAfghanistanAFUnited StatesUSSão Tomé & PríncipeSTAlgeriaDZAustraliaAUMoldovaMDCambodiaKHEcuadorECBotswanaBW
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，New U.S. card issuance is currently suspended; existing U.S. users can continue using their migrated Exodus Card, with Vermont excluded from the existing-user program.
2. United Kingdom：Cannot apply，Can use，The United Kingdom is not included in the current Exodus Card issuance list, but a valid card issued to an eligible user can be used at supported card-network merchants in the UK.
3. Canada：Can apply，Can use，Canada is explicitly included in the current Exodus Card availability list, and residents can activate the card after completing the required identity and account verification.
4. Australia：Cannot apply，Can use，Australia is not included in the current card-issuance countries, but a valid Exodus Card issued in a supported market can be used at compatible merchants in Australia.
5. South Africa：Cannot apply，Can use，South Africa is outside the current Exodus Card issuance coverage, while an eligible card issued elsewhere can be used at supported card-network merchants in the country.
6. New Zealand：Cannot apply，Can use，New Zealand is not currently listed as an Exodus Card issuance country, but an eligible card issued in a supported jurisdiction can be used there.
7. Ireland：Can apply，Can use，Ireland is explicitly included in the current Exodus Card availability list and residents can activate the card after completing the required verification.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card / Driver's license / Residence permit

Review time / regional limits

Automated verification usually takes seconds; abnormal documents go to manual and compliance review.

KYC provider

Veriff

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedJul 29, 2026

Wallet payments

Alipay

Not supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Not supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Not supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Not supported

Jul 29, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Corey Bradleygoogle_play★ 5 / 5

Exodus: Crypto & Payments Google Play review - 5 star

I buy, I sell, I get, I give, not bad
View original
Cylon Wrightgoogle_play★ 5 / 5

Exodus: Crypto & Payments Google Play review - 5 star

After using Exodus alongside two other multicoin wallets for the past two weeks, I've become a real fan of its clean informative layout. And it's functionality is flawless. Balances are always correct (not true of many competitors). And swaps are effortless. Also, every coin I've looked for has been supported.
View original
Benji Alexandergoogle_play★ 5 / 5

Exodus: Crypto & Payments Google Play review - 5 star

great
View original
Yanal Odehgoogle_play★ 1 / 5

Exodus: Crypto & Payments Google Play review - 1 star

this app and its developers are bunch of thieves
View original
Emmanuelgoogle_play★ 4 / 5

Exodus: Crypto & Payments Google Play review - 4 star

I love it so far
View original
Derick Ogugoogle_play★ 5 / 5

Exodus: Crypto & Payments Google Play review - 5 star

very good
View original
Chinedu Aligoogle_play★ 5 / 5

Exodus: Crypto & Payments Google Play review - 5 star

More blessings Exodus
View original
James Hahngoogle_play★ 4 / 5

Exodus: Crypto & Payments Google Play review - 4 star

how long dose it take to receive the card on my account. its been over 3 days.
View original

Risk factors

Updated: Jul 29, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Exodus Spend Card require KYC?

Our record lists the Exodus Spend Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Exodus Spend Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Exodus Spend Card with?

Our record lists Exodus Spend Card support for: USDT and USDC.

Is Exodus Spend Card a virtual or a physical card?

Exodus Spend Card is offered as: Virtual card.

Where is Exodus Spend Card available?

Our record lists 39 countries or regions as available and 158 as restricted. Country-by-country status is in the regions section of this page.

Who issues Exodus Spend Card?

Exodus Spend Card is operated by Exodus on the Mastercard / Visa network.