Card database / Visa / Crypto debit card

Grey Card

Updated: Sep 14, 2026

Grey Card is a USD and multi-currency virtual payment card offered by cross-border finance platform Grey and is currently available on both the Visa and Mastercard networks. After completing KYC, users can open a card through the Grey App for international shopping, digital subscriptions, SaaS, travel and advertising expenses. The new Visa card can be linked directly to USD, EUR, GBP and other account balances and supports Apple Pay and Google Pay, while the Mastercard is primarily used after topping up its USD card balance.

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Card network
Product type: Crypto debit card
Card form: Virtual card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDEURGBP
Last updated: Sep 14, 2026

Official and company information

Issuer identity and company credentials

Grey is a fintech platform for freelancers, remote workers, digital nomads, and cross-border businesses, offering multi-currency account access in USD, GBP, EUR, and more, international receiving and payments, currency exchange, virtual cards, and batch corporate payments. The platform is operated by Grey Inc. and multiple regional affiliates; Grey itself is not a bank, and accounts, payment rails, and card issuance are provided by third-party banks and financial service partners.

Visit website Application page

Company / issuer: Grey
Legal name: Grey Inc.
Registered region: United States (US)
Headquarters: United States
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Grey is a multi-currency financial platform for freelancers, remote workers, students, and cross-border users, offering USD, GBP, EUR accounts, currency exchange, international transfers, and virtual cards. The current personal card lineup includes Grey Visa Card and Grey Virtual Mastercard. The Visa card directly connects to Grey's multi-currency balance, requiring no separate top-up, and supports Apple Pay and Google Pay; the Mastercard is a USD virtual card that requires a top-up from the Grey USD Wallet to the card balance. Both card types can be used for international online payments and subscriptions, with official current listings including ChatGPT Plus, Claude Pro, Midjourney, Netflix, Spotify, Amazon, and other spending scenarios.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	GGrey Visa Card	GGrey Virtual Mastercard
Card form	Virtual card	Virtual card
Fees
Monthly fee	Free No monthly card maintenance fee	Free No monthly card maintenance fee
Card issuance fee	5 USD One-time issuance fee	4 USD Additional 1 USD goes to card balance
ATM fee	—	—
Foreign exchange fee	0.5 USD + 2% Fee for non-USD cross-border transactions	0.5 USD + 2% Fee for non-USD cross-border transactions
Top-up fee	—	Free No fee for card balance top-up
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	10,000 USD Visa daily spending limit	10,000 USD Maximum card spending limit
Monthly spending limit	50,000 USD Visa monthly spending limit	—
ATM withdrawal limit	—	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

New ZealandNZTanzaniaTZFranceFRLatviaLVThailandTHCyprusCYNetherlandsNLLuxembourgLUBelgiumBEMalaysiaMYBangladeshBDCameroonCMUnited StatesUSFinlandFIPolandPLUnited KingdomGBNamibiaNAMaltaMTMoroccoMAUgandaUGCanadaCASaudi ArabiaSARwandaRWSwedenSELithuaniaLTPhilippinesPHGermanyDEMonacoMCPortugalPTCroatiaHRPakistanPKTürkiyeTRRomaniaROIndiaINDenmarkDKVatican CityVABulgariaBGZambiaZMEstoniaEEColombiaCOVietnamVNSwitzerlandCHNigeriaNGSingaporeSGSloveniaSIUruguayUYNorwayNOCzechiaCZGhanaGHSenegalSNAustriaATMoldovaMDBeninBJKenyaKEAngolaAOBrazilBRMexicoMXSan MarinoSMPeruPEHong KongHKItalyITHungaryHUUnited Arab EmiratesAEChileCLIndonesiaIDIrelandIECôte d’IvoireCIAustraliaAUSpainESSlovakiaSKEgyptEGGreeceGRSouth AfricaZAArgentinaAR

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

SurinameSRCubaCUTogoTGTokelauTKGambiaGMLibyaLYYemenYECongo - KinshasaCDBurundiBINorth KoreaKPKyrgyzstanKGUzbekistanUZNicaraguaNIZimbabweZWTajikistanTJSerbiaRSAfghanistanAFWallis & FutunaWFSomaliaSOCongo - BrazzavilleCGLebanonLBSão Tomé & PríncipeSTRussiaRUSouth SudanSSUkraineUAIraqIQComorosKMLiberiaLRCentral African RepublicCFBelarusBYSudanSDVenezuelaVEMyanmar (Burma)MMTurkmenistanTMMaldivesMVIranIRSyriaSY

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can apply only from Grey’s currently supported states and must complete KYC before creating the card.

2. United Kingdom：Can apply，Can use，UK residents are included in Grey’s current Visa Card issuance countries and must complete KYC before obtaining the card.

3. Canada：Can apply，Can use，Canada is included in Grey’s current Visa Card issuance countries and residents can apply after completing the required KYC.

4. Australia：Can apply，Can use，Australian residents are included in the current card program and must complete KYC before creating the card.

5. South Africa：Can apply，Can use，South Africa is explicitly included in Grey’s current Visa Card issuance countries and residents can apply after completing KYC.

6. New Zealand：Can apply，Can use，New Zealand is included in the current supported issuance list and residents can obtain the card after completing KYC.

7. Ireland：Can apply，Can use，Ireland is explicitly supported for Grey Visa Card issuance and residents must complete KYC before obtaining the card.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

International passport / National ID / Driver's license / Resident card / Voter card

Review time / regional limits

Automated identity verification usually takes a few minutes; abnormal documents or accounts go into manual review.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported9

Supported

Official reply

Hi Boaz, Thank you for sharing your feedback with us, we truly appreciate it. Our rates and fees are reviewed regularly to stay competitive while still providing a secure and reliable service. We understand your concerns, and we’ll continue working to improve our pricing and deliver even better value. 🖤

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Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Grey Card require KYC?

Our record lists the Grey Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Grey Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Grey Card with?

Our record lists Grey Card support for: USD, EUR, and GBP.

Is Grey Card a virtual or a physical card?

Grey Card is offered as: Virtual card.

Where is Grey Card available?

Our record lists 74 countries or regions as available and 37 as restricted. Country-by-country status is in the regions section of this page.

Who issues Grey Card?

Grey Card is operated by Grey on the Visa network.