Card database / Mastercard / Visa / Crypto debit card
Updated: Jul 29, 2026
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L CL Crypto Debit Card | L Ledger compatible Mercuryo Spend Card | |
|---|---|---|
| Card form | Virtual + physical card | Virtual card |
| Fees | ||
| Monthly fee | Free No monthly or annual maintenance fee | 1 EUR Charged after 3 months of inactivity, with no top-ups or spending |
| Card issuance fee | Free Free; shipping fee extra | Free |
| ATM fee | 2.5 EUR + 1.5% UK: €2.50; international: €3 + 1.5% | — |
| Foreign exchange fee | Free Zero foreign transaction fee for cards | 1% Additionally subject to the Mastercard exchange rate |
| Top-up fee | — | — |
| Failed transaction fee | Free No fee for declined payments due to insufficient balance | 0.3 EUR Charged per declined transaction |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | 1% Reward currency determined by region; options include BTC, USDC, or USDT | — |
| Staking rewards | 0 Applies only to BXX staking, increases interest-free spending limit | — |
| Staking APR | 5% 5%–25%, based on 3- to 12-month terms | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | 10,000 EUR Up to 5,000 EUR per transaction |
| Monthly spending limit | — | 40,000 EUR Can be increased after enhanced due diligence |
| ATM withdrawal limit | — | 0 EUR Cash withdrawal not supported |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：：居民不可申请；其他支持地区已发行的有效卡可在接受境外 Visa 或 Mastercard 的商户使用，并可按境外访客规则绑定微信支付或支付宝。
2、香港：居民不可申请；已持卡用户可在接受 Visa 或 Mastercard 的线上及实体商户使用，移动钱包资格取决于原发卡国家。
3、澳门：居民不可申请；其他地区已发行的有效卡可在接受国际卡的商户使用，虚拟卡线下消费须通过受支持的移动钱包。
4、台湾：居民不可申请；已持卡用户可在接受 Visa 或 Mastercard 的线上及实体商户使用，外币交易按照各卡片换汇规则结算。
Updated: Jul 29, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredJul 29, 2026
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Updated: Jul 16, 2026
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