Card database / Mastercard / Crypto debit card
Updated: Aug 8, 2026
Issuer identity and company credentials
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H hi Basic Debit Card | H hi Black Debit Card | H hi Silver Debit Card | H hi Gold Debit Card | H hi Platinum Debit Card | H hi Diamond Debit Card | |
|---|---|---|---|---|---|---|
| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card | Virtual + physical card |
| Fees | ||||||
| Monthly fee | — | — | — | — | — | — |
| Card issuance fee | — | — | — | — | — | — |
| ATM fee | — | — | — | — | — | — |
| Foreign exchange fee | — | — | — | — | — | — |
| Top-up fee | — | — | — | — | — | — |
| Failed transaction fee | — | — | — | — | — | — |
| Rewards | ||||||
| Cashback | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended |
| Crypto cashback | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended | 0% Card rewards suspended |
| Staking rewards | — | 10% Membership tier benefits | 20% Membership tier benefits | 30% Membership tier benefits | 40% Membership tier benefits | 50% Membership tier benefits |
| Staking APR | — | — | — | — | — | — |
| Welcome bonus | — | — | — | — | — | — |
| Referral bonus | — | — | — | — | — | — |
| Limits | ||||||
| Daily spending limit | — | — | — | — | — | — |
| Monthly spending limit | — | — | — | — | — | — |
| ATM withdrawal limit | — | — | — | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：不可申请；hi 账户本身允许中国大陆手机号新用户注册，但 Debit Card 并未向大陆居民开放。其他合资格地区已发行的 Mastercard 可在支持境外卡的商户使用，并可绑定微信支付或支付宝进行合资格商户付款。
2、香港：不可申请；hi 账户支持香港用户注册，但 hi Debit Card 原发卡范围限欧洲经济区及英国。合法持有的卡片可在香港 Mastercard 受理商户线上或线下使用。
3、澳门：不可申请；澳门手机号属于 hi 账户支持市场，但当前 Debit Card 不向澳门居民发行。其他合资格地区已持卡用户可在澳门接受 Mastercard 的商户使用。
4、台湾：不可申请；台湾用户可注册 hi 账户，但不属于 Debit Card 原开放发卡居民范围。已在合资格地区取得卡片的用户可在台湾 Mastercard 受理商户消费。
Updated: Aug 8, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredJul 27, 2026
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
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Aug 8, 2026
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Updated: Jul 27, 2026
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