Card database / Mastercard / Visa / Crypto debit card
Updated: Aug 14, 2026
Issuer identity and company credentials
Compare verified fee records across card forms and tiers
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K KuCard EEA Card | K KuCard-AU Card | |
|---|---|---|
| Card form | Virtual + physical card | Virtual card |
| Fees | ||
| Monthly fee | 3 EUR 3 EUR per month after 90 days of inactivity, otherwise free | Free Free; 2 USDC per month after 90 days of inactivity |
| Card issuance fee | 9.99 EUR Free, charged 9.99 EUR | Free First card free; additional cards 9.99 USDC, up to five cards |
| ATM fee | 2 EUR + 2% 2 EUR per withdrawal within Europe, 2% + 2 EUR outside Europe | — |
| Foreign exchange fee | 2% 2% on non-EUR transactions | 1% Additional fee on non-settlement currency transactions |
| Top-up fee | — | — |
| Failed transaction fee | Free No fee for payment declines due to insufficient funds | Free No fee for payment declines due to insufficient funds |
| Rewards | ||
| Cashback | 3% Cashback 1%–3%, based on account VIP level | 8% Up to 8% reward points, based on VIP or spending tier |
| Crypto cashback | 0% Redeemable in EUR, BTC, ETH, or KCS; reward currency can be chosen | 0% Points redeemable for USDC or USDT |
| Staking rewards | 5% Additional up to 5% KCS cashback, based on KCS staking ratio | — |
| Staking APR | — | — |
| Welcome bonus | — | 1% Extra 1% points on first qualifying purchase |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | 20,000 USDC Combined across all cards |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：KuCoin AU条款明确将中国大陆列为禁止地区；已由欧洲经济区或澳大利亚合资格账户发行的卡，可在支持境外 Visa 或 Mastercard 的商户使用。
2、香港：KuCoin AU条款明确排除香港；合资格地区发行的卡可在香港线上、线下及兼容移动钱包商户使用。
3、澳门：澳门居民不能直接申请 KuCard；其他支持地区发行的卡可在澳门接受 Visa 或 Mastercard 的商户消费。
4、台湾：台湾居民不能按本地地址申请；合资格地区发行的卡可在台湾卡组织受理商户及兼容移动钱包使用。
Updated: Aug 3, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAug 3, 2026
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
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Aug 3, 2026
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Jul 20, 2026
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Aug 3, 2026
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Updated: Jul 20, 2026
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