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Magent Card

Updated: Aug 27, 2026

Magent Card is a stablecoin Visa credit card provided by Avocado Labs Operations Limited and issued by Reap Technologies Limited. After connecting a self-custody wallet, users can transfer supported assets such as USDT and USDC to an on-chain Spending Budget to create a corresponding spending limit, then pay via the Visa network. The product supports virtual card and physical card, and covers online spending, physical POS, Apple Pay, Google Pay, and ATM withdrawal. The official website currently uses a Beta and invitation mechanism to open to new users.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Invite only
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC
Last updated
Aug 27, 2026

Official and company information

Issuer identity and company credentials

Magent is the issuer or operating entity associated with Magent Card. This record is compiled from public information and maintained data; verify it against official pages and current notices.

Visit website Application page
Company / issuer
Magent
Legal name
Avocado Labs Operations Limited
Registered region
Hong Kong (HK)
Headquarters
Sheung Wan, Hong Kong
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Magent's core structure does not involve converting all crypto assets into a traditional bank card balance first. Instead, it allows users to configure supported assets from self-custody wallets such as Phantom and Solflare into an on-chain Spending Budget, calculating the Spending Balance based on the Allocated Assets. When a Visa transaction occurs, the system deducts stablecoin assets according to the transaction amount and relevant fees and converts them into settlement fiat currency. The current terms explicitly define the Magent Card as operating by credit card method, with the limit depending on the stablecoin assets configured by the user. The product supports both virtual and physical cards. Online, the Visa card number can be used directly; offline, it supports POS and mobile wallets. The physical card also features PIN and ATM functions. Currently, both individuals and enterprises are included in the product, but the official website still uses "Join our beta" as the primary application entry.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Magent stablecoin credit card
Card formVirtual + physical card
Fees
Monthly fee—
Card issuance fee—
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

95
NetherlandsNLDominican RepublicDOCosta RicaCRJapanJPPanamaPABoliviaBONorth MacedoniaMKCyprusCYLatviaLVUruguayUYHong KongHKHungaryHUMoroccoMAGreeceGRCanadaCAIndiaINAzerbaijanAZBosnia & HerzegovinaBAGermanyDEPhilippinesPHChinaCNDenmarkDKSaudi ArabiaSAColombiaCOEcuadorECMexicoMXMongoliaMNBahrainBHAlbaniaALFinlandFIUgandaUGKenyaKEChileCLLithuaniaLTUnited Arab EmiratesAEPolandPLIcelandISSingaporeSGParaguayPYSpainESSwitzerlandCHTanzaniaTZLaosLAMalaysiaMYMontenegroMEBelgiumBESloveniaSIKuwaitKWPortugalPTAustriaATQatarQAPeruPERomaniaROThailandTHIndonesiaIDUnited KingdomGBJordanJOBrazilBRFranceFRKazakhstanKZItalyITAustraliaAULuxembourgLUBulgariaBGEgyptEGGeorgiaGEIsraelILSerbiaRSSri LankaLKNigeriaNGOmanOMMacaoMOTaiwanTWGhanaGHArmeniaAMUnited StatesUSUzbekistanUZCambodiaKHKyrgyzstanKGNorwayNOSouth KoreaKRSouth AfricaZAMaltaMTIrelandIEPakistanPKCzechiaCZSeychellesSCVietnamVNSlovakiaSKEstoniaEESwedenSECroatiaHRArgentinaARNew ZealandNZMauritiusMU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

4
SyriaSYNorth KoreaKPCubaCUIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：申请受限，Magent 应用已覆盖中国区，但当前仍采用 Beta 邀请和 KYC 审核；获批 Visa 卡可用于支持境外卡的线上及线下商户。

2、香港：可通过邀请申请，运营主体和发卡机构均位于香港；完成 KYC 后可使用 Visa 线上线下消费、移动钱包及实体卡功能。

3、澳门：申请受限，Magent 应用已覆盖澳门但仍需 Beta 邀请及发卡审核；获批后可在 Visa 受理商户及兼容移动钱包使用。

4、台湾：申请受限，Magent 应用已覆盖台湾并需完成邀请和身份审核；获批卡可用于 Visa 线上、线下及兼容移动钱包消费。待补充说明

Updated: Aug 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Automated verification takes a few minutes; manual or issuer review may extend this to approximately 72 hours

KYC provider

Undisclosed

Updated

Aug 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 27, 2026

Wallet payments

Alipay

Not supported

Aug 27, 2026

Wallet payments

Apple Pay

Supported

Aug 27, 2026

Cash services

ATM withdrawal

Supported

Aug 27, 2026

AI tools

ChatGPT

Not supported

Aug 27, 2026

AI tools

Claude

Not supported

Aug 27, 2026

Wallet payments

Google Pay

Supported

Aug 27, 2026

AI tools

Midjourney

Not supported

Aug 27, 2026

In-person payments

Offline POS

Supported

Aug 27, 2026

Online shopping

Online shopping

Supported

Aug 27, 2026

Wallet payments

PayPal

Not supported

Aug 27, 2026

Subscriptions

Subscription payment

Supported

Aug 27, 2026

Wallet payments

WeChat Pay

Not supported

Aug 27, 2026

User reviews

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Risk factors

Updated: Aug 27, 2026

No risk factors are available