Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
M
Meow Card
Updated: Aug 14, 2026
Meow Card is a Visa business card offered by Meow to corporate customers and is integrated with Meow business bank accounts and its treasury management platform. Businesses can issue virtual and physical cards, set separate spending limits for employees, suppliers and AI services, and fund card purchases from linked business accounts. The current rewards programme provides Cashback Credits on eligible USD transactions, with 2.5% cashback on spending with OpenAI and Anthropic. It is suitable for technology companies, AI teams and crypto-native businesses managing everyday operating expenses.
Confirmed unavailable on App Store
Official and company information
Issuer identity and company credentials
Meow is a fintech platform for enterprises, startups, funds, and crypto companies, offering partner bank business accounts, ACH and wire transfers, corporate virtual and physical cards, treasury management, international payments, crypto receive and payout channels, invoicing, and investment management access. Meow Technologies, Inc. is primarily responsible for the platform and product services; deposit accounts, card issuance, securities brokerage, and investment advisory services are provided by banks and independent licensed partners.
- Company / issuer
- Meow
- Legal name
- Meow Technologies, Inc
- Registered region
- United States (US)
- Headquarters
- New York City, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Meow Card is part of a business commercial secured card programme, rather than a standard consumer credit card for individual users. Cross River Bank issues the cards. When a card is used, Meow freezes funds for the relevant transaction based on the balance of the partner bank account linked to the card, and collects amounts due from the business account in accordance with the agreement. Businesses can create multiple virtual or physical cards and set per-transaction, daily, weekly, or monthly spending controls for each card. Meow also provides funding channels for crypto assets and stablecoins such as BTC, ETH, SOL, USDC, and USDT, and supports managing business card spending from a checking balance or stablecoin balance. In 2026, Meow also launched Global Cards, issued by Lead Bank and managed by Stripe. This is a separate global commercial prepaid debit card programme and should not be conflated with the Cross River issuance relationship for this Meow Card entry.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
M Meow Corporate Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free No monthly card fee |
| Card issuance fee | Free Business card issuance is free |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | 2.5% Tiered cashback by merchant category, ranging from 0.01% to 2.5% |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
CanadaCAMacaoMOUnited KingdomGBAustraliaAUSingaporeSGChinaCNHong KongHKUnited Arab EmiratesAEBritish Virgin IslandsVGCayman IslandsKYTaiwanTW
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不支持中国大陆注册企业直接申请美国版Meow Card；符合条件的美国企业完成KYB后可申请，其已发行Visa卡可在受理国际Visa的合规商户使用。
2、香港：香港企业已进入Meow当前亚太企业服务覆盖范围，但美国版Cross River Meow Card申请受限；全球卡资格应按独立Global Cards计划判断。
3、澳门：澳门企业不属于当前明确列出的美国版Meow Card直接申请范围；境外已发行的有效Visa企业卡可在澳门接受国际Visa的合规商户使用。
4、台湾：台湾企业不属于美国版Cross River Meow Card直接申请范围；通过符合条件美国企业取得的卡片可在台湾接受Visa的线上和线下商户使用。
Updated: Aug 14, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Business KYC / KYBRequirement confirmedProof of address
YesRequiredAccepted documents
Driver's license / Government-issued ID / Business registration document / EIN document
Review time / regional limits
Plaid identity verification takes about five minutes; full business account review is typically completed within 48 hours.
KYC provider
Plaid
Updated
Aug 14, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 14, 2026
Wallet payments
Alipay
Not supported
Aug 14, 2026
Wallet payments
Apple Pay
Not supported
Aug 14, 2026
Cash services
ATM withdrawal
Not supported
Aug 14, 2026
AI tools
ChatGPT
Supported
Aug 14, 2026
AI tools
Claude
Supported
Aug 14, 2026
Wallet payments
Google Pay
Not supported
Aug 14, 2026
AI tools
Midjourney
Supported
Aug 14, 2026
In-person payments
Offline POS
Supported
Aug 14, 2026
Online shopping
Online shopping
Supported
Aug 14, 2026
Wallet payments
PayPal
Supported
Aug 14, 2026
Subscriptions
Subscription payment
Supported
Aug 14, 2026
Wallet payments
WeChat Pay
Not supported
Aug 14, 2026
User reviews
Showing 10 approved reviews matched to this card
A never ending onboarding process with…
A never ending onboarding process with a third party who lacks competence. Initial promises of “easy” completely unmet. There are better options out there (that work as promised!)
View original STAY AWAY !!!
My experience with Meow was extremely disappointing.
I tried to open a business account for a legitimate U.S. company and provided the requested information and documentation. Instead of a smooth onboarding process, I was met with confusing compliance warnings, including Patriot Act language, and then the platform failed to properly accept my personal identification documents.
For a financial platform that claims to serve businesses, this level of onboarding friction is unacceptable. If a company cannot reliably handle basic identity verification and document submission, it is very hard to trust them with business banking, treasury, or digital-asset-related services.
The process felt unprofessional, poorly executed, and unnecessarily frustrating. Based on my experience, I cannot recommend Meow to business owners looking for a reliable banking or stablecoin solution.
STAY AWAY.
View original Scam bank = Meow bank. STAY AWAY!!
Scam bank. There to only take your extremely personal documents and then flick you off and probably sell it in the black market.
View original Meow is the best business banking option
Meow is hands down the best banking experience I've had as a technology business to date. The team is top notch, the platform is multi functional in their ability to manage treasuries, business banking, and stable coins with ease.
View original Absolutely love it
Absolutely love it! Very helpful with videos sent! I was having a problem installing the pee guard but Melody helped with that.
View original Great product especially for the Cayman…
Great product especially for the Cayman based crypto foundations
View original Meow doesnt stop adding helpful features
Best inclusive payment, investment B2B financial platform
View original The product is stellar and has every…
The product is solid and has every feature a modern banking product should have, and more. The economics are very generous. The team is the best team I’ve worked with in financial services, hands down.
View original Great business banking
Great product that is very competitive with the larger players like Mercury, Brex, etc., and the team is super responsive to questions and feedback
View original Amazing company would strongly recommend
I’ve been a customer of Meow for years now. They’ve always been spectacular.
First, the customer service is amazing. They always respond within minutes, even if it’s on a weekend. They’ll work super quickly to get an issue fixed.
Second, the products are very easy to use, and theyre very responsive always adding more features and products based on what people want. They ship like crazy.
Finally, some of the new features like stablecoin support has been a game changer for us, it’s super helpful to have it so thoroughly integrated into everything.
View original Risk factors
Updated: Aug 14, 2026
No risk factors are available