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Meow Card

Updated: Sep 14, 2026

Meow Card is a Visa business card offered by Meow to corporate customers and is integrated with Meow business bank accounts and its treasury management platform. Businesses can issue virtual and physical cards, set separate spending limits for employees, suppliers and AI services, and fund card purchases from linked business accounts. The current rewards programme provides Cashback Credits on eligible USD transactions, with 2.5% cashback on spending with OpenAI and Anthropic. It is suitable for technology companies, AI teams and crypto-native businesses managing everyday operating expenses.
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Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Business KYC / KYB
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHSOL
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Meow is a fintech platform for enterprises, startups, funds, and crypto companies, offering partner bank business accounts, ACH and wire transfers, corporate virtual and physical cards, treasury management, international payments, crypto receive and payout channels, invoicing, and investment management access. Meow Technologies, Inc. is primarily responsible for the platform and product services; deposit accounts, card issuance, securities brokerage, and investment advisory services are provided by banks and independent licensed partners.
Company / issuer
Meow
Legal name
Meow Technologies, Inc
Registered region
United States (US)
Headquarters
New York City, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Meow Card is part of a business commercial secured card programme, rather than a standard consumer credit card for individual users. Cross River Bank issues the cards. When a card is used, Meow freezes funds for the relevant transaction based on the balance of the partner bank account linked to the card, and collects amounts due from the business account in accordance with the agreement. Businesses can create multiple virtual or physical cards and set per-transaction, daily, weekly, or monthly spending controls for each card. Meow also provides funding channels for crypto assets and stablecoins such as BTC, ETH, SOL, USDC, and USDT, and supports managing business card spending from a checking balance or stablecoin balance. In 2026, Meow also launched Global Cards, issued by Lead Bank and managed by Stripe. This is a separate global commercial prepaid debit card programme and should not be conflated with the Cross River issuance relationship for this Meow Card entry.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Meow Card
Card formVirtual + physical card
Fees
Monthly fee
Free
No monthly card fee
Card issuance fee
Free
Business card issuance is free
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback
2.5%
Tiered cashback by merchant category, ranging from 0.01% to 2.5%
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
United StatesUS
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

11
CanadaCAMacaoMOUnited KingdomGBAustraliaAUSingaporeSGChinaCNHong KongHKUnited Arab EmiratesAEBritish Virgin IslandsVGCayman IslandsKYTaiwanTW
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,U.S.-based businesses are included in Meow’s current corporate-card program and must complete company and authorized-user verification before cards can be issued.
2. United Kingdom:Can apply,Can use,UK businesses are included in Meow’s supported onboarding countries; as a non-U.S. company, the business must complete corporate verification before issuing cards to authorized users.
3. Canada:Can apply,Can use,Canadian businesses are included in Meow’s supported onboarding countries and can issue corporate cards after completing the required company and user verification.
4. Australia:Can apply,Can use,Australian businesses are supported for onboarding and can obtain Meow corporate cards after completing business verification and identifying their authorized users.
5. South Africa:Can apply,Can use,South African businesses are currently supported for onboarding and can issue cards after completing the required corporate verification.
6. New Zealand:Can apply,Can use,New Zealand businesses are included in Meow’s supported countries and can obtain corporate cards after completing company and authorized-user verification.
7. Ireland:Can apply,Can use,Irish businesses are supported for onboarding and can issue Meow corporate cards once the required business verification has been completed.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Driver's license / Government-issued ID / Business registration document / EIN document

Review time / regional limits

Plaid identity verification takes about five minutes; full business account review is typically completed within 48 hours.

KYC provider

Plaid

Updated

Aug 14, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 14, 2026

Wallet payments

Alipay

Not supported

Aug 14, 2026

Wallet payments

Apple Pay

Not supported

Aug 14, 2026

Cash services

ATM withdrawal

Not supported

Aug 14, 2026

AI tools

ChatGPT

Supported

Aug 14, 2026

AI tools

Claude

Supported

Aug 14, 2026

Wallet payments

Google Pay

Not supported

Aug 14, 2026

AI tools

Midjourney

Supported

Aug 14, 2026

In-person payments

Offline POS

Supported

Aug 14, 2026

Online shopping

Online shopping

Supported

Aug 14, 2026

Wallet payments

PayPal

Supported

Aug 14, 2026

Subscriptions

Subscription payment

Supported

Aug 14, 2026

Wallet payments

WeChat Pay

Not supported

Aug 14, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
SWtrustpilot★ 1 / 5

A never ending onboarding process with…

A never ending onboarding process with a third party who lacks competence. Initial promises of “easy” completely unmet. There are better options out there (that work as promised!)
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Barefoot Minimalisttrustpilot★ 1 / 5

STAY AWAY !!!

My experience with Meow was extremely disappointing. I tried to open a business account for a legitimate U.S. company and provided the requested information and documentation. Instead of a smooth onboarding process, I was met with confusing compliance warnings, including Patriot Act language, and then the platform failed to properly accept my personal identification documents. For a financial platform that claims to serve businesses, this level of onboarding friction is unacceptable. If a company cannot reliably handle basic identity verification and document submission, it is very hard to trust them with business banking, treasury, or digital-asset-related services. The process felt unprofessional, poorly executed, and unnecessarily frustrating. Based on my experience, I cannot recommend Meow to business owners looking for a reliable banking or stablecoin solution. STAY AWAY.
View original
HGtrustpilot★ 1 / 5

Scam bank = Meow bank. STAY AWAY!!

Scam bank. There to only take your extremely personal documents and then flick you off and probably sell it in the black market.
View original
Krish Jagirdartrustpilot★ 5 / 5

Meow is the best business banking option

Meow is hands down the best banking experience I've had as a technology business to date. The team is top notch, the platform is multi functional in their ability to manage treasuries, business banking, and stable coins with ease.
View original
Kimmona Brocktrustpilot★ 5 / 5

Absolutely love it

Absolutely love it! Very helpful with videos sent! I was having a problem installing the pee guard but Melody helped with that.
View original
Mike Prestontrustpilot★ 5 / 5

Great product especially for the Cayman…

Great product especially for the Cayman based crypto foundations
View original
Maya Dadootrustpilot★ 5 / 5

Meow doesnt stop adding helpful features

Best inclusive payment, investment B2B financial platform
View original
Mohib Jafritrustpilot★ 5 / 5

The product is stellar and has every…

The product is solid and has every feature a modern banking product should have, and more. The economics are very generous. The team is the best team I’ve worked with in financial services, hands down.
View original
Vivek Nairtrustpilot★ 5 / 5

Great business banking

Great product that is very competitive with the larger players like Mercury, Brex, etc., and the team is super responsive to questions and feedback
View original
Griffin Fostertrustpilot★ 5 / 5

Amazing company would strongly recommend

I’ve been a customer of Meow for years now. They’ve always been spectacular. First, the customer service is amazing. They always respond within minutes, even if it’s on a weekend. They’ll work super quickly to get an issue fixed. Second, the products are very easy to use, and theyre very responsive always adding more features and products based on what people want. They ship like crazy. Finally, some of the new features like stablecoin support has been a game changer for us, it’s super helpful to have it so thoroughly integrated into everything.
View original

Risk factors

Updated: Aug 14, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Meow Card require KYC?

Our record lists the Meow Card verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does Meow Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Meow Card with?

Our record lists Meow Card support for: USDT, USDC, BTC, ETH, and SOL.

Is Meow Card a virtual or a physical card?

Meow Card is offered as: Virtual + physical card.

Where is Meow Card available?

Our record lists 1 countries or regions as available and 11 as restricted. Country-by-country status is in the regions section of this page.

Who issues Meow Card?

Meow Card is operated by Meow on the Visa network.